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The ERMC provides oversight and support related to our cybersecurity program and consists of our Chief Executive Officer, Chief Financial Officer, Chief Information Officer, and other appropriate members of senior management who possess the relevant expertise to assess and manage cybersecurity risks as part of the broader enterprise risk management process. Periodic reports are also provided to appropriate members of senior management that include information regarding prevention, detection, mitigation, and remediation efforts related to cybersecurity incidents. true Our Chief Executive Officer, Chief Financial Officer, and Chief Information Officer also provide periodic reports to the Audit Committee of the Board of Directors regarding ERMC activities and assessments, including those related to cybersecurity and cybersecurity incidents. The Audit Committee of the board oversees our risk management program, which focuses on the most significant risks we face in the short-, intermediate-, and long-term timeframes. Audit Committee meetings include discussions of specific risk areas throughout the year, including, among others, those relating to cybersecurity threats, and reports from management on our enterprise risk profile on an annual basis. The Audit Committee of the board oversees our risk management program, which focuses on the most significant risks we face in the short-, intermediate-, and long-term timeframes. As of the date of this 2025 Annual Report, we are not aware of any risks from cybersecurity threats that have materially affected or are reasonably likely to materially affect the Company, including our business strategy, results of operations, or financial condition. <p style="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: left">Opinion on the Consolidated Financial Statements </p><p style="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">We have audited, before the effects of the adjustments to retrospectively apply the change in accounting for (a) discontinued operations described in Note 3 and Note 20, and (b) the adoption of ASU 2023-07, Segment Reporting (Topic 280) – Improvements to Reportable Segment Disclosures described in Note 21, the accompanying consolidated statements of operations, comprehensive income (loss), changes in shareholders’ equity, and cash flows of NI Holdings, Inc. and Subsidiaries (collectively the “Company”) for the year ended December 31, 2023, and the related notes and the schedule listed in Item 15(a)(2) (collectively referred to as the “consolidated financial statements”). The consolidated financial statements, before the effects of the adjustments to retrospectively apply the change in accounting for (a) discontinued operations described in Note 3 and Note 20, and (b) the adoption of ASU 2023-07, Segment Reporting (Topic 280) – Improvements to Reportable Segment Disclosures described in Note 21, are not presented herein. In our opinion, the consolidated financial statements referred to above, before the effects of the adjustments to retrospectively apply the change in accounting for (a) discontinued operations described in Note 3 and Note 20, and (b) the adoption of ASU 2023-07, Segment Reporting (Topic 280) – Improvements to Reportable Segment Disclosures described in Note 21, present fairly, in all material respects, the results of the Company’s operations and its cash flows for the year ended December 31, 2023, in conformity with accounting principles generally accepted in the United States of America.</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><span style="font-weight: bold;"> </span></p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">We were not engaged to audit, review, or apply any procedures to the adjustments to retrospectively apply the change in accounting for (a) discontinued operations described in Note 3 and Note 20, and (b) the adoption of ASU 2023-07, Segment Reporting (Topic 280) – Improvements to Reportable Segment Disclosures described in Note 21, and, accordingly, we do not express an opinion or any other form of assurance about whether such adjustments are appropriate and have been properly applied. 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The Nodak conversion was consummated on March 13, 2017. Immediately following the Nodak conversion, all of the outstanding shares of common stock of Nodak Insurance were issued to Nodak Mutual Group, which then contributed the shares to NI Holdings in exchange for 55% of the outstanding shares of common stock of NI Holdings. Nodak Insurance then became a wholly-owned stock subsidiary of NI Holdings. Prior to completion of the Nodak conversion, NI Holdings conducted no business and had no assets or liabilities. As a result of the Nodak conversion, NI Holdings became the holding company for Nodak Insurance and its existing subsidiaries. </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in">These consolidated financial statements include the financial position and results of operations of NI Holdings and the following other entities:</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><p style="font: italic 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"><span style="font-weight: bold;">Nodak Insurance Company</span></p><p style="font: italic 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in">Nodak Insurance is the largest domestic property and casualty insurance company based in North Dakota, offering private passenger auto, homeowners, farmowners, commercial multi-peril, excess lines, dwelling, crop hail, and Federal multi-peril crop insurance coverages through its captive agents in the state.</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><p style="font: italic 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"><span style="font-weight: bold;">Nodak Agency, Inc.</span></p><p style="font: italic 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in">Nodak Agency is an inactive shell corporation.</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><p style="font: italic 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"><span style="font-weight: bold;">American West Insurance Company</span></p><p style="font: italic 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in">American West is a property and casualty insurance company licensed in eight states in the Midwest and Western regions of the U.S. American West primarily writes private passenger auto, homeowners, and farm coverages in South Dakota. American West also writes private passenger auto coverage in North Dakota, as well as crop hail and Federal multi-peril crop insurance coverages in Minnesota and South Dakota.</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><p style="font: italic 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"><span style="font-weight: bold;">Battle Creek Insurance Company</span></p><p style="font: italic 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> Battle Creek is a property and casualty insurance company writing private passenger auto, homeowners, and farm coverages solely in the state of Nebraska. Battle Creek became affiliated with Nodak Insurance in 2011 and, prior to January 2, 2024, was controlled by Nodak Insurance via a surplus note. On January 2, 2024, Battle Creek issued 300,000 shares of its common stock to Nodak Insurance at a $10.00 per share par value and became a wholly-owned subsidiary of Nodak Insurance. Because we concluded that we controlled Battle Creek prior to January 2, 2024, we consolidated the financial statements of Battle Creek, and Battle Creek’s policyholders’ interest in Battle Creek was reflected as a non-controlling interest in shareholders’ equity in our Consolidated Balance Sheets and its net income or loss was excluded from net income or loss attributed to NI Holdings in our Consolidated Statements of Operations. Subsequent to January 2, 2024, Battle Creek is fully consolidated in our Consolidated Balance Sheets and Consolidated Statements of Operations and, as such, no longer reflected as a non-controlling interest. </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><p style="font: italic 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"><span style="font-weight: bold;">Primero Insurance Company</span></p><p style="font: italic 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> Primero is a wholly-owned subsidiary of Tri-State, Ltd. Tri-State, Ltd. is an inactive shell corporation that is 100% owned by Nodak Insurance. Primero is a property and casualty insurance company that primarily provides non-standard auto coverage in the states of Arizona, North Dakota, South Dakota, and Nevada. The Company made the strategic decision to stop writing non-standard auto business for Primero in Nevada during 2024 and in Arizona and South Dakota during the third quarter of 2025, and existing policies will be non-renewed. </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><p style="font: italic 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"><span style="font-weight: bold;">Direct Auto Insurance Company</span></p><p style="font: italic 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in">Direct Auto is a property and casualty insurance company that provides non-standard auto coverage in the state of Illinois. The Company made the strategic decision to stop writing non-standard auto business for Direct Auto in Illinois during the third quarter of 2025, and existing policies will be non-renewed.</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><p style="font: italic 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"><span style="font-weight: bold;">Westminster American Insurance Company</span></p><p style="font: italic 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in">Westminster was a property and casualty insurance company underwriting commercial multi-peril insurance in 18 states and the District of Columbia. Westminster was sold to Scott Insurance Holdings on June 30, 2024. Subsequent to the date of sale, Westminster is reflected as discontinued operations within our Consolidated Balance Sheets and Consolidated Statements of Operations. For additional information see Part II, Item 8, Note 20 “Discontinued Operations” of this 2025 Annual Report.</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"><span style="font-weight: bold;"><i>Organizational Structure and Credit Ratings</i></span></p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"><span style="font-weight: bold;"><i> </i></span></p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in">Nodak Insurance markets and distributes its policies through its captive agents, while all other companies utilize the independent agent distribution channel. Additionally, all of the Company’s insurance subsidiary and affiliate companies as of December 31, 2025, are rated “A” Excellent by AM Best. The same executive management team provides oversight and strategic direction for the entire organization.</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p> 0.55 300000 10 1 <table border="0" cellpadding="0" cellspacing="0" style="width: 100%; margin-top: 0pt; margin-bottom: 0pt; font: italic 10pt Times New Roman, Times, Serif"> <tbody><tr style="vertical-align: top"> <td style="padding-left: 10pt; text-indent: -10pt; width: 0.5in"><span style="font-style: normal"><span style="font-weight: bold;">2.</span></span></td> <td style="padding-left: 10pt; text-indent: -10pt"><span style="font-style: normal"><span style="font-weight: bold;">Recent Accounting Pronouncements</span></span></td></tr> </tbody></table><p style="font: italic 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><span style="font-weight: bold;"><i>Adopted</i></span></p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 5.75pt 0pt 0"><i>Improvements to Income Tax Disclosures</i></p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 5.75pt 0pt 0"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 5.75pt 0pt 0">In the fourth quarter of 2025, the Company adopted the annual disclosure requirements of ASU 2023-09, “Income Taxes (Topic 740): Improvements to Income Tax Disclosures” issued by the FASB in December 2023 on a retrospective basis. The amendments require that an entity, on an annual basis, disclose additional income tax information, primarily related to the rate reconciliation and income taxes paid. The guidance is intended to enhance the transparency and decision usefulness of income tax disclosures. See Item II, Part 8, Note 14 “Income Taxes” section of this Annual Report for applicable disclosures required by this guidance.</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 5.75pt 0pt 0"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><i>Improvements to Reportable Segment Disclosures</i></p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 5.75pt 0pt 0"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 5.75pt 0pt 0">In the fourth quarter of 2024, the Company adopted the annual and interim disclosure requirements of ASU 2023-07, “Segment Reporting (Topic 280): Improvements to Reportable Segment Disclosures” issued by the FASB in November 2023. The amendments expand a public business entity's segment disclosures by requiring disclosure of significant segment expenses that are regularly provided to the chief operating decision maker (“CODM”), clarifying when an entity may report one or more additional measures to assess segment performance, requiring enhanced interim disclosures, providing new disclosure requirements for entities with a single reportable segment, and requiring other new disclosures. See Item II, Part 8, Note 21 “Segment Information” section of this Annual Report for applicable disclosures required by this guidance.</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><i> </i></p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 5.75pt 0pt 0"><span style="font-weight: bold;"><i>Not Yet Adopted</i></span></p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 5.75pt 0pt 0"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 5.75pt 0pt 0"><i>Disaggregation of Income Statement Expenses</i></p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 5.75pt 0pt 0"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">In November 2024, the FASB issued ASU 2024-03, “Income Statement - Reporting Comprehensive Income - Expense Disaggregation Disclosures (Subtopic 220-40): Disaggregation of Income Statement Expenses.” This guidance is intended to improve disclosures about a public business entity's expenses and address requests from investors for more detailed information about the types of expenses in commonly presented expense captions. Such information should allow investors to better understand an entity's performance, assess future cash flows, and compare performance over time and with other entities. The amendments will require public business entities to disclose in the notes to the financial statements, at each interim and annual reporting period, specific information about certain costs and expenses, including purchases of inventory, employee compensation, depreciation, and intangible asset amortization included in each expense caption presented on the face of the statement of operations, and the total amount of an entity's selling expenses. The amendments are effective for annual reporting periods beginning after December 15, 2026, and interim reporting periods beginning after December 15, 2027, and may be applied either prospectively or retrospectively. Early adoption is permitted. The Company is currently evaluating the impact of adopting this guidance on the consolidated financial statements.</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 5.75pt 0pt 0"><i>Internal-Use Software</i></p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 5.75pt 0pt 0"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">In September 2025, the FASB issued ASU 2025-06, "Intangibles - Goodwill and Other - Internal-Use Software (Subtopic 350-40): Targeted Improvements to the Accounting for Internal-Use Software."  This guidance modernizes the accounting for internal-use software under ASC 350-40 to adapt to different development practices, especially agile and iterative methods. The updated guidance requires that an entity capitalize software costs when both: 1) management has authorized and committed to the funding of the software project, and 2) it is probable that the project will be completed, and the software will be used to perform its intended function. This update is effective for interim and annual periods beginning after December 15, 2027, with early adoption permitted. The Company is currently evaluating the impact of adopting this guidance on the consolidated financial statements.</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </p> <table border="0" cellpadding="0" cellspacing="0" style="width: 100%; margin-top: 0pt; margin-bottom: 0pt; font: italic 10pt Times New Roman, Times, Serif"> <tbody><tr style="vertical-align: top"> <td style="padding-left: 10pt; text-indent: -10pt; width: 0.5in"><span style="font-style: normal"><span style="font-weight: bold;">3.</span></span></td> <td style="padding-left: 10pt; text-indent: -10pt"><span style="font-style: normal"><span style="font-weight: bold;">Summary of Significant Accounting Policies and Basis of Presentation</span></span></td></tr> </tbody></table><p style="font: italic 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><p style="font: italic 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"><span style="font-weight: bold;">Basis of Consolidation</span></p><p style="font: italic 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in">Our consolidated financial statements, which we have prepared in accordance with GAAP, include our accounts and those of our wholly-owned subsidiaries, including Battle Creek, which was consolidated as a variable interest entity (“VIE”) with an associated non-controlling interest prior to January 2, 2024. We have eliminated all significant intercompany accounts and transactions in consolidation.</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><p style="font: italic 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"><span style="font-weight: bold;">Use of Estimates</span></p><p style="font: italic 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in">In preparing our consolidated financial statements, management makes estimates and assumptions that affect the reported amounts of assets and liabilities at the date of the balance sheet, and revenues and expenses for the periods then ended. Actual results could differ significantly from those estimates.</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in">We make estimates and assumptions that can have a significant effect on amounts and disclosures we report in our consolidated financial statements. The most significant estimates relate to our reserves for unpaid losses and loss adjustment expenses, earned premiums for crop insurance, valuation of investments, determination of credit impairments, valuation allowances for deferred income tax assets, deferred policy acquisition costs, as well as valuation and impairments of goodwill and other intangible assets. While we believe our estimates are appropriate, the ultimate amounts may differ from the estimates provided. We regularly review our methods for making these estimates as well as the continued appropriateness of the estimated amounts, and we reflect any adjustment we consider necessary in our current results of operations.</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><p style="font: italic 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"><span style="font-weight: bold;">Variable-Interest Entities</span></p><p style="font: italic 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in">Any company deemed to be a VIE is required to be consolidated by the primary beneficiary of the VIE.</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in">We assess our investments in other entities at inception to determine if any meet the qualifications of a VIE. We consider an investment in another company to be a VIE if: (a) the total equity investment at risk is not sufficient to permit the entity to finance its activities without additional subordinated financial support, (b) the characteristics of a controlling financial interest are missing (either the ability to make decisions through voting or other rights, the obligation to absorb expected losses of the entity, or the right to receive the expected residual returns of the entity), or (c) the voting rights of the equity holders are not proportional to their obligations to absorb the expected losses of the entity and/or the rights to receive the expected residual returns of the entity, and substantially all of the entity’s activities either involve or are conducted on behalf of an investor that has disproportionately few voting rights. Upon the occurrence of certain events, we would reassess our initial determination of whether the investment is a VIE.</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in">We evaluate whether we are the primary beneficiary of each VIE and we consolidate the VIE if we have both (1) the power to direct the economically significant activities of the entity and (2) the obligation to absorb losses of, or the right to receive benefits from, the entity. We consider the contractual agreements that define the ownership structure, distribution of profits and losses, risks, responsibilities, indebtedness, voting rights, and board representation of the respective parties in determining whether we qualify as the primary beneficiary. Our assessment of whether we are the primary beneficiary of a VIE is performed at least annually.</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><p style="font: italic 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"><span style="font-weight: bold;">Cash and Cash Equivalents</span></p><p style="font: italic 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in">Cash and cash equivalents include cash, money market accounts, and certain investments in highly liquid debt instruments. Cost approximates fair value for these short-term investments.</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></p><p style="font: italic 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"><span style="font-weight: bold;">Investments</span></p><p style="font: italic 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">The Company’s fixed income securities and equity securities are classified as available-for-sale and carried at estimated fair value as determined by management based upon quoted market prices or a recognized independent pricing service at the reporting date for those or similar investments. Changes in unrealized investment gains or losses on the fixed income securities, net of applicable income taxes, are reflected directly in shareholders’ equity as a component of other comprehensive income (loss) and, accordingly, have no effect on net income (loss). Changes in unrealized investment gains or losses on equity securities are reported in net income (loss). Investment income from fixed income securities is recognized when earned, and realized investment gains (losses) are recognized when investments are sold, the fair value of equity securities change, or credit impairments are recognized.</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> Fair values are based on quoted market prices or independent pricing services, if available. If a quoted market price is not available, fair value is estimated using quoted market prices for similar securities. Amortization of premium and accretion of discount are computed using the effective interest method. Net investment income includes interest and dividend income together with amortization of purchase premiums and discounts and is net of investment management and custody fees. Realized gains and losses on investments are determined using the specific identification method and are included in net investment gains (losses), along with the change in unrealized gains and losses on equity securities. Other invested assets that do not have observable inputs and little or no market activity are carried on a cost basis, which approximates fair value. The carrying value of these other invested assets was $1,621 at December 31, 2025 and $1,812 at December 31, 2024. </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Credit losses are recognized through an allowance account. We, along with our investment advisors, frequently review our investment portfolio for declines in fair value that could be indicative of credit losses. The available-for-sale impairment model requires an estimate of expected credit losses only when the fair value of the available-for-sale fixed income security is below its amortized cost basis. The Company considers a number of factors when determining if an allowance for credit losses is necessary including payment and default history, credit spreads, credit ratings and rating actions, and probability of default. The Company determines the credit loss component of fixed income securities by utilizing discounted cash flow modeling to determine the present value of the security and comparing the present value with the amortized cost of the security. If the amortized cost is greater than the present value of the expected cash flows, the difference is considered a credit loss and recognized as an impairment loss in net realized investment gains (losses). Credit impairments are recognized as an allowance on the Consolidated Balance Sheet with a corresponding adjustment to earnings.</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">For fixed income securities that the Company does not intend to sell or for which it is more likely than not that the Company would not be required to sell before an anticipated recovery in value, the Company separates the credit loss component of the impairment from the amount related to all other factors and reports the credit loss component in net realized investment gains (losses). The impairment related to all other factors (non-credit factors) is reported in other comprehensive income. The allowance is adjusted for any additional credit losses and subsequent recoveries. Upon recognizing a credit loss, the cost basis is not adjusted.</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">For fixed income securities that the Company intends to sell or for which it is more likely than not that the Company will be required to sell before an anticipated recovery in value, the full amount of the impairment is included in net investment gains (losses). The new cost basis of the investment is the previous amortized cost basis less the impairment recognized in net investment gains (losses). The new cost basis is not adjusted for any subsequent recoveries in fair value.</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">The Company reports investment income accrued separately from fixed income investments, available for sale, and has elected not to measure an allowance for credit losses for investment income accrued. Investment income accrued is written off through net realized investment gains (losses) at the time the issuer of the bond defaults or is expected to default on payments.</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">For more information on investment valuation measurements, see Part II, Item 8, Note 5 “Fair Value Measurements.”</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><span style="font-weight: bold;"><i>Revenue Recognition</i></span></p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">We record premiums written at policy inception and recognize them as revenue on a pro rata basis over the policy term or, in the case of crop insurance, over the period of risk. The portion of premiums that could be earned in the future is deferred and reported as unearned premiums. When policies lapse, the Company reverses the unearned portion of the written premium and removes the applicable unearned premium. Policy-related fee income is recognized when collected.</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">The period of risk for our crop insurance program, which is comprised of primarily spring-planted crops, typically runs from April 1 (the approximate time when farmers can begin to work their fields) through December 15 (last date claims can be made for the most recent planting season).</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></p><p style="font: italic 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"><span style="font-weight: bold;">Premiums and Agents’ Balances Receivable</span></p><p style="font: italic 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Premiums and agents’ balances receivable include both direct and agent billed premiums as well as crop notes receivable related to the multi-peril crop and crop hail insurance.</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Accounts billed directly to the policyholder are provided grace payment and cancellation notice periods per state insurance regulations.</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">The premium and agents’ receivable balances are reported net of an allowance for expected credit losses. Given the nature of these receivables, the Company has elected to use a loss-rate method to determine the expected credit losses. The allowance is based upon the Company’s ongoing review of amounts outstanding and write-offs. Management may also evaluate current economic conditions and reasonable/supportable forecasts to adjust this calculation as deemed necessary.</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </p><p style="font: italic 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"><span style="font-weight: bold;">Policy Acquisition Costs</span></p><p style="font: italic 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in">We defer our policy acquisition costs, consisting primarily of commissions, premium taxes, and certain other underwriting costs, reduced by ceding commissions, which vary with and relate directly to the production of business. We amortize these deferred policy acquisition costs over the period in which we earn the premiums. The method we follow in computing deferred policy acquisition costs limits the amount of such deferred costs to their estimated realizable value, which gives effect to the premium to be earned, related investment income, losses and loss adjustment expenses, and certain other costs we expect to incur as we earn the premium.</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><p style="font: italic 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"><span style="font-weight: bold;">Property and Equipment</span></p><p style="font: italic 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in">We report property and equipment at cost less accumulated depreciation. Depreciation is typically computed using the straight-line method based upon estimated useful lives of the assets.</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><p style="font: italic 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"><span style="font-weight: bold;">Losses and Loss Adjustment Expenses</span></p><p style="font: italic 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Liabilities for unpaid losses and loss adjustment expenses are estimates at a given point in time of the amounts we expect to pay with respect to policyholder claims based on facts and circumstances then known. At the time of establishing our estimates, we recognize that our ultimate liability for losses and loss adjustment expenses may differ from these estimates. We base our estimates of liabilities for unpaid losses and loss adjustment expenses on assumptions as to future loss trends, expected claims severity, judicial theories of liability, and other factors. During the loss adjustment period, we may learn additional facts regarding certain claims, and, consequently, it often becomes necessary for us to refine and adjust our estimates of the liability. We reflect any adjustments to our liabilities for unpaid losses and loss adjustment expenses in our operating results in the period in which we determine the need for a change in the estimates.</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">We maintain liabilities for unpaid losses and loss adjustment expenses with respect to both reported and unreported claims. We establish these liabilities for the purpose of covering the ultimate costs of settling all losses incurred through the reporting date, including investigation and litigation costs. We base the amount of our liability for reported losses primarily upon a case-by-case evaluation of the type of risk involved, knowledge of the circumstances surrounding each claim, and the insurance policy provisions relating to the type of loss our policyholder incurred. We determine the amount of our liability for unreported losses and loss adjustment expenses on the basis of historical information by line of insurance. Inflation is not explicitly selected in the loss reserve analysis. However, historical inflation is embedded in the estimated loss development factors. We closely monitor our liabilities and update them periodically using new information on reported claims and a variety of statistical techniques. We do not discount our liabilities for unpaid losses and loss adjustment expenses.</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Reserve estimates can change over time because of unexpected changes in assumptions related to our external environment and, to a lesser extent, assumptions as to our internal operations. Assumptions related to our external environment include the potential impact of significant changes in tort law and the legal environment which may impact liability exposure, the trends in judicial interpretations of insurance coverage and policy provisions, and the rate of loss cost inflation. Internal assumptions include consistency in the recording of premium and loss data, consistency in the recording of claims, payment and case reserving methodologies, accurate measurement of the impact of rate changes and changes in policy provisions, consistency in the quality and characteristics of business written within a given line of business, and consistency in reinsurance coverage and collectability of reinsured losses, among other items. To the extent we determine that underlying factors impacting our assumptions have changed, we attempt to make appropriate adjustments for such changes in our reserves. Accordingly, our ultimate liability for unpaid losses and loss adjustment expenses will likely differ from the amount recorded.</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></p><p style="font: italic 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"><span style="font-weight: bold;">Income Taxes</span></p><p style="font: italic 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Insurance companies typically pay state premium taxes rather than state income taxes. However, the Company is subject to state income taxes in the states of Illinois and Nebraska in conjunction with state premium taxes. Additionally, NI Holdings, on a stand-alone basis, is subject to state income taxes in the state of North Dakota for income or losses generated as a separate financial entity. State premium taxes are included as a part of amortization of deferred policy acquisition costs. State income taxes are reported along with federal income taxes as income tax expense (benefit).</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">The Company did not have any material uncertain tax positions as of December 31, 2025 and 2024. The Company’s policy is to recognize tax-related interest and penalties accrued related to unrecognized benefits as a component of income tax expense. The Company did not recognize any tax-related interest and penalties, nor did it have any tax-related interest or penalties accrued, on uncertain tax positions as of December 31, 2025 and 2024.</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">We account for deferred income taxes using the asset and liability method. The objective of the asset and liability method is to establish deferred income tax assets and liabilities for the temporary differences between the financial reporting basis and the income tax basis of our assets and liabilities at enacted tax rates expected to be in effect when we realize or settle such amounts.</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">We re-measure existing deferred income tax assets (including loss carryforwards) and liabilities when a change in tax rate occurs and record an offset for the net amount of the change as a component of income tax expense from continuing operations in the period of enactment. We also record any change to a previously recorded valuation allowance as a result of re-measuring existing temporary differences and loss carryforwards as a component of income tax expense from continuing operations.</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">The Company has elected to reclassify any tax effects stranded in accumulated other comprehensive income as a result of a change in income tax rates to retained earnings.</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><span style="font-weight: bold;"><i>Earnings Per Share</i></span></p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Earnings per share are computed by dividing net income available to common shareholders for the period by the weighted average number of common shares outstanding for the same period. Unearned shares related to the Company’s ESOP are not considered outstanding until they are released and allocated to plan participants. Unearned shares related to the Company’s Restricted Stock Units (“RSUs”) and Performance Share Units (“PSUs”) are not considered outstanding until they are earned by award participants. See Part II, Item 8, Note 12 “Benefit Plans” and Note 18 “Share-Based Compensation.”</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </p><p style="font: italic 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"><span style="font-weight: bold;">Credit Risk</span></p><p style="font: italic 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in">Our primary investment objective is to earn competitive returns by investing in a diversified portfolio of securities. Our portfolio of fixed income securities and, to a lesser extent, short-term investments, is subject to credit risk. We define this risk as the potential loss in fair value resulting from adverse changes in the borrower’s ability to repay the debt. We manage this risk by performing an analysis of prospective investments and through regular reviews of our portfolio by our management team and investment advisors. We also limit the amount of our total investment portfolio that we invest in any one security.</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in">Property and liability insurance coverages are marketed through captive agents in North Dakota and through independent insurance agencies located throughout all other operating areas. All business, except for the majority of Direct Auto’s business, is billed directly to the policyholders.</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> We maintain cash balances primarily at one bank, which are insured by the Federal Deposit Insurance Corporation (“FDIC”) up to $250. During the normal course of business, balances are maintained above the FDIC insurance limit. The Company maintains short-term investment balances in investment grade money market accounts that are insured by the Securities Investor Protection Corporation (“SIPC”) up to $500. During the normal course of business, balances for these accounts are often maintained in excess of the SIPC insurance limit. </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><p style="font: italic 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"><span style="font-weight: bold;">Reinsurance</span></p><p style="font: italic 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in">The Company limits the maximum net loss that can arise from large risks or risks in concentrated areas of exposure by reinsuring (ceding) certain levels of risks to reinsurers, either on an automatic basis under general reinsurance contracts known as treaties or through facultative contracts placed on substantial individual risks. Ceded reinsurance is treated as the risk and liability of the assuming companies.</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in">The ceding of insurance does not legally discharge us from primary liability under our policies, and we must pay the loss if the reinsurer fails to meet its obligation.</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in">Amounts recoverable from reinsurers are estimated in a manner consistent with the associated claim liability. Credit losses are recognized through an allowance account developed using the current expected credit loss model (“CECL”) model. The allowance is based upon the Company’s ongoing review of amounts outstanding, changes in reinsurer credit standing, judgments regarding reinsurers’ solvency, historical experience, current economic conditions, and other relevant factors. Management has concluded that it is not necessary to record an allowance for expected credit losses related to reinsurance recoverables. All of our significant reinsurance partners are rated “A-” (Excellent) or better by AM Best or “A+” or better by Standard &amp; Poor’s., and there is no history of write-offs.</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><p style="font: italic 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"><span style="font-weight: bold;">Goodwill and Other Intangibles</span></p><p style="font: italic 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Goodwill assets arise from business combinations and consist of the excess of the fair value of consideration paid over the tangible and intangible assets acquired and liabilities assumed. We evaluate goodwill and other intangible assets for impairment on an annual basis or more frequently if events or changes in circumstances indicate that it is more likely than not that the carrying amount of goodwill and other intangible assets may exceed their fair value.</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">When performing our goodwill impairment analyses, we typically first assess qualitative factors to determine whether it is more likely than not that the fair value of a reporting unit is less than its carrying amount. In making our assessment, we evaluate a number of factors including operating results, key changes in the reporting unit, business plans, macroeconomic conditions, and industry considerations. Inherent uncertainties exist with respect to these factors and to our judgment in applying them when we make our assessment, and impairment of goodwill and other intangibles could result from changes in economic and operating conditions in future periods. We may also choose to bypass the qualitative assessment in any period for any reporting unit and proceed directly to performing the quantitative assessment.</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">If our qualitative assessment indicates it is more likely than not that the fair value of a reporting unit is less than its carrying amount or we choose to bypass the qualitative assessment, we will perform a quantitative assessment that compares the reporting unit’s carrying value with its estimated fair value. The determination of the fair value of our reporting units is based on a market approach that considers benchmark company market multiples, an income approach that utilizes discounted cash flows, or another generally accepted method. The cash flows used to determine fair value are dependent on a number of significant management assumptions such as our expectations of future performance and the expected future economic environment, which are partly based upon our historical experience. Our estimates are subject to change given the inherent uncertainty in predicting future results. While we believe such assumptions and estimates are reasonable, the actual results may differ materially from the projected amounts. Should the carrying value exceed the estimated fair value, a goodwill impairment charge will be recognized in the amount by which the reporting unit’s carrying amount exceeds its fair value, not to exceed the total goodwill assigned to the reporting unit.</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">For the goodwill arising from the acquisition of Primero in 2014, we determined that it was appropriate to perform a quantitative assessment during the fourth quarter of 2024. Based on our quantitative assessment as described above, we concluded that the goodwill related to Primero was fully impaired as of December 31, 2024, primarily due to Primero’s expected future performance being well below initial projections and expectations as a result of strategic initiatives. We did not record any impairments of goodwill for this reporting unit during the year ended December 31, 2023.</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">For the goodwill arising from the acquisition of Westminster in 2020, we determined that it was appropriate to perform a quantitative assessment during the fourth quarter of 2023. Based on our quantitative assessment as described above, we concluded that the goodwill related to Westminster was fully impaired as of December 31, 2023, primarily due to Westminster’s actual and expected future performance being well below initial projections and expectations.</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> Intangible assets arising from the acquisition of Direct Auto in 2018 represent the estimated fair values of certain intangible assets, including a favorable lease contract, a state insurance license, the value of the Direct Auto trade name, and the value of business acquired (“VOBA”). The state insurance license asset has an indefinite life, while the Direct Auto trade name was amortized over five years from the August 31, 2018 acquisition/valuation date. The favorable lease contract and VOBA assets have been fully amortized. Based on our assessment, we concluded that the state insurance license intangible asset was fully impaired as of December 31, 2025, primarily due to the Company’s strategic decision to stop writing non-standard auto business for Direct Auto in Illinois and non-renew existing policies. We did not record any impairments of the intangible assets for this reporting unit during the years ended December 31, 2024 or 2023. </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> Other intangible assets arising from the acquisition of Westminster represented the estimated fair values of certain intangible assets, including state insurance licenses, the value of Westminster’s distribution network, the value of the Westminster trade name, and the VOBA. The state insurance license asset had an indefinite life, while the distribution networks asset and Westminster trade name were being amortized over twenty years and ten years, respectively, from the January 1, 2020 acquisition/valuation date until the date of sale on June 30, 2024. The VOBA asset had been fully amortized at the date of the sale of Westminster. We did not record any impairments of the other intangible assets for this reporting unit during the year ended December 31, 2023. </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><span style="font-weight: bold;"><i>Discontinued Operations</i></span></p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"><span>On May 7, 2024, NI Holdings entered into a Stock Purchase Agreement (“Purchase Agreement”) to sell its subsidiary, Westminster, to Scott Insurance Holdings, a privately owned Maryland limited liability company. Scott Insurance Holdings is affiliated with John Scott, Sr., the father of the president of Westminster, John Scott, Jr. The sale closed on June 30, 2024. The Purchase Agreement included a cash purchase price of $10,500, subject to certain post-closing adjustments, including a post-closing payment to NI Holdings for the amount by which the ending statutory surplus balance for Westminster exceeded $20,000. The post-closing payment received from Scott Insurance Holdings during the third quarter of 2024 was $1,772 and has been included as an adjustment to the purchase price for the calculation of the loss on the sale of Westminster. The sale of Westminster, which represented the majority of our Commercial segment in prior periods, was a strategic shift that has had a major effect on our operations and financial results. Therefore, Westminster has been reported as discontinued operations in the Consolidated Balance Sheets, Consolidated Statements of Operations, and Consolidated Statements of Cash Flows for all periods presented in this 2025 Annual Report. All current and prior periods reflected in this 2025 Annual Report have been presented as continuing and discontinued operations, unless otherwise noted. For additional information see Part II, Item 8, Note 20 “Discontinued Operations” of this 2025 Annual Report. <span style="font-weight: bold;"><br/>  </span></span></p> <p style="font: italic 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"><span style="font-weight: bold;">Basis of Consolidation</span></p><p style="font: italic 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in">Our consolidated financial statements, which we have prepared in accordance with GAAP, include our accounts and those of our wholly-owned subsidiaries, including Battle Creek, which was consolidated as a variable interest entity (“VIE”) with an associated non-controlling interest prior to January 2, 2024. We have eliminated all significant intercompany accounts and transactions in consolidation.</p> <p style="font: italic 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"><span style="font-weight: bold;">Use of Estimates</span></p><p style="font: italic 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in">In preparing our consolidated financial statements, management makes estimates and assumptions that affect the reported amounts of assets and liabilities at the date of the balance sheet, and revenues and expenses for the periods then ended. Actual results could differ significantly from those estimates.</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in">We make estimates and assumptions that can have a significant effect on amounts and disclosures we report in our consolidated financial statements. The most significant estimates relate to our reserves for unpaid losses and loss adjustment expenses, earned premiums for crop insurance, valuation of investments, determination of credit impairments, valuation allowances for deferred income tax assets, deferred policy acquisition costs, as well as valuation and impairments of goodwill and other intangible assets. While we believe our estimates are appropriate, the ultimate amounts may differ from the estimates provided. We regularly review our methods for making these estimates as well as the continued appropriateness of the estimated amounts, and we reflect any adjustment we consider necessary in our current results of operations.</p> <p style="font: italic 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"><span style="font-weight: bold;">Variable-Interest Entities</span></p><p style="font: italic 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in">Any company deemed to be a VIE is required to be consolidated by the primary beneficiary of the VIE.</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in">We assess our investments in other entities at inception to determine if any meet the qualifications of a VIE. We consider an investment in another company to be a VIE if: (a) the total equity investment at risk is not sufficient to permit the entity to finance its activities without additional subordinated financial support, (b) the characteristics of a controlling financial interest are missing (either the ability to make decisions through voting or other rights, the obligation to absorb expected losses of the entity, or the right to receive the expected residual returns of the entity), or (c) the voting rights of the equity holders are not proportional to their obligations to absorb the expected losses of the entity and/or the rights to receive the expected residual returns of the entity, and substantially all of the entity’s activities either involve or are conducted on behalf of an investor that has disproportionately few voting rights. Upon the occurrence of certain events, we would reassess our initial determination of whether the investment is a VIE.</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in">We evaluate whether we are the primary beneficiary of each VIE and we consolidate the VIE if we have both (1) the power to direct the economically significant activities of the entity and (2) the obligation to absorb losses of, or the right to receive benefits from, the entity. We consider the contractual agreements that define the ownership structure, distribution of profits and losses, risks, responsibilities, indebtedness, voting rights, and board representation of the respective parties in determining whether we qualify as the primary beneficiary. Our assessment of whether we are the primary beneficiary of a VIE is performed at least annually.</p> <p style="font: italic 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"><span style="font-weight: bold;">Cash and Cash Equivalents</span></p><p style="font: italic 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in">Cash and cash equivalents include cash, money market accounts, and certain investments in highly liquid debt instruments. Cost approximates fair value for these short-term investments.</p> <p style="font: italic 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"><span style="font-weight: bold;">Investments</span></p><p style="font: italic 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">The Company’s fixed income securities and equity securities are classified as available-for-sale and carried at estimated fair value as determined by management based upon quoted market prices or a recognized independent pricing service at the reporting date for those or similar investments. Changes in unrealized investment gains or losses on the fixed income securities, net of applicable income taxes, are reflected directly in shareholders’ equity as a component of other comprehensive income (loss) and, accordingly, have no effect on net income (loss). Changes in unrealized investment gains or losses on equity securities are reported in net income (loss). Investment income from fixed income securities is recognized when earned, and realized investment gains (losses) are recognized when investments are sold, the fair value of equity securities change, or credit impairments are recognized.</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> Fair values are based on quoted market prices or independent pricing services, if available. If a quoted market price is not available, fair value is estimated using quoted market prices for similar securities. Amortization of premium and accretion of discount are computed using the effective interest method. Net investment income includes interest and dividend income together with amortization of purchase premiums and discounts and is net of investment management and custody fees. Realized gains and losses on investments are determined using the specific identification method and are included in net investment gains (losses), along with the change in unrealized gains and losses on equity securities. Other invested assets that do not have observable inputs and little or no market activity are carried on a cost basis, which approximates fair value. The carrying value of these other invested assets was $1,621 at December 31, 2025 and $1,812 at December 31, 2024. </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Credit losses are recognized through an allowance account. We, along with our investment advisors, frequently review our investment portfolio for declines in fair value that could be indicative of credit losses. The available-for-sale impairment model requires an estimate of expected credit losses only when the fair value of the available-for-sale fixed income security is below its amortized cost basis. The Company considers a number of factors when determining if an allowance for credit losses is necessary including payment and default history, credit spreads, credit ratings and rating actions, and probability of default. The Company determines the credit loss component of fixed income securities by utilizing discounted cash flow modeling to determine the present value of the security and comparing the present value with the amortized cost of the security. If the amortized cost is greater than the present value of the expected cash flows, the difference is considered a credit loss and recognized as an impairment loss in net realized investment gains (losses). Credit impairments are recognized as an allowance on the Consolidated Balance Sheet with a corresponding adjustment to earnings.</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">For fixed income securities that the Company does not intend to sell or for which it is more likely than not that the Company would not be required to sell before an anticipated recovery in value, the Company separates the credit loss component of the impairment from the amount related to all other factors and reports the credit loss component in net realized investment gains (losses). The impairment related to all other factors (non-credit factors) is reported in other comprehensive income. The allowance is adjusted for any additional credit losses and subsequent recoveries. Upon recognizing a credit loss, the cost basis is not adjusted.</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">For fixed income securities that the Company intends to sell or for which it is more likely than not that the Company will be required to sell before an anticipated recovery in value, the full amount of the impairment is included in net investment gains (losses). The new cost basis of the investment is the previous amortized cost basis less the impairment recognized in net investment gains (losses). The new cost basis is not adjusted for any subsequent recoveries in fair value.</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">The Company reports investment income accrued separately from fixed income investments, available for sale, and has elected not to measure an allowance for credit losses for investment income accrued. Investment income accrued is written off through net realized investment gains (losses) at the time the issuer of the bond defaults or is expected to default on payments.</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">For more information on investment valuation measurements, see Part II, Item 8, Note 5 “Fair Value Measurements.”</p> 1621000 1812000 <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><span style="font-weight: bold;"><i>Revenue Recognition</i></span></p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">We record premiums written at policy inception and recognize them as revenue on a pro rata basis over the policy term or, in the case of crop insurance, over the period of risk. The portion of premiums that could be earned in the future is deferred and reported as unearned premiums. When policies lapse, the Company reverses the unearned portion of the written premium and removes the applicable unearned premium. Policy-related fee income is recognized when collected.</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">The period of risk for our crop insurance program, which is comprised of primarily spring-planted crops, typically runs from April 1 (the approximate time when farmers can begin to work their fields) through December 15 (last date claims can be made for the most recent planting season).</p> <p style="font: italic 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"><span style="font-weight: bold;">Premiums and Agents’ Balances Receivable</span></p><p style="font: italic 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Premiums and agents’ balances receivable include both direct and agent billed premiums as well as crop notes receivable related to the multi-peril crop and crop hail insurance.</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Accounts billed directly to the policyholder are provided grace payment and cancellation notice periods per state insurance regulations.</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">The premium and agents’ receivable balances are reported net of an allowance for expected credit losses. Given the nature of these receivables, the Company has elected to use a loss-rate method to determine the expected credit losses. The allowance is based upon the Company’s ongoing review of amounts outstanding and write-offs. Management may also evaluate current economic conditions and reasonable/supportable forecasts to adjust this calculation as deemed necessary.</p> <p style="font: italic 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"><span style="font-weight: bold;">Policy Acquisition Costs</span></p><p style="font: italic 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in">We defer our policy acquisition costs, consisting primarily of commissions, premium taxes, and certain other underwriting costs, reduced by ceding commissions, which vary with and relate directly to the production of business. We amortize these deferred policy acquisition costs over the period in which we earn the premiums. The method we follow in computing deferred policy acquisition costs limits the amount of such deferred costs to their estimated realizable value, which gives effect to the premium to be earned, related investment income, losses and loss adjustment expenses, and certain other costs we expect to incur as we earn the premium.</p> <p style="font: italic 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"><span style="font-weight: bold;">Property and Equipment</span></p><p style="font: italic 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in">We report property and equipment at cost less accumulated depreciation. Depreciation is typically computed using the straight-line method based upon estimated useful lives of the assets.</p> <p style="font: italic 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"><span style="font-weight: bold;">Losses and Loss Adjustment Expenses</span></p><p style="font: italic 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Liabilities for unpaid losses and loss adjustment expenses are estimates at a given point in time of the amounts we expect to pay with respect to policyholder claims based on facts and circumstances then known. At the time of establishing our estimates, we recognize that our ultimate liability for losses and loss adjustment expenses may differ from these estimates. We base our estimates of liabilities for unpaid losses and loss adjustment expenses on assumptions as to future loss trends, expected claims severity, judicial theories of liability, and other factors. During the loss adjustment period, we may learn additional facts regarding certain claims, and, consequently, it often becomes necessary for us to refine and adjust our estimates of the liability. We reflect any adjustments to our liabilities for unpaid losses and loss adjustment expenses in our operating results in the period in which we determine the need for a change in the estimates.</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">We maintain liabilities for unpaid losses and loss adjustment expenses with respect to both reported and unreported claims. We establish these liabilities for the purpose of covering the ultimate costs of settling all losses incurred through the reporting date, including investigation and litigation costs. We base the amount of our liability for reported losses primarily upon a case-by-case evaluation of the type of risk involved, knowledge of the circumstances surrounding each claim, and the insurance policy provisions relating to the type of loss our policyholder incurred. We determine the amount of our liability for unreported losses and loss adjustment expenses on the basis of historical information by line of insurance. Inflation is not explicitly selected in the loss reserve analysis. However, historical inflation is embedded in the estimated loss development factors. We closely monitor our liabilities and update them periodically using new information on reported claims and a variety of statistical techniques. We do not discount our liabilities for unpaid losses and loss adjustment expenses.</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Reserve estimates can change over time because of unexpected changes in assumptions related to our external environment and, to a lesser extent, assumptions as to our internal operations. Assumptions related to our external environment include the potential impact of significant changes in tort law and the legal environment which may impact liability exposure, the trends in judicial interpretations of insurance coverage and policy provisions, and the rate of loss cost inflation. Internal assumptions include consistency in the recording of premium and loss data, consistency in the recording of claims, payment and case reserving methodologies, accurate measurement of the impact of rate changes and changes in policy provisions, consistency in the quality and characteristics of business written within a given line of business, and consistency in reinsurance coverage and collectability of reinsured losses, among other items. To the extent we determine that underlying factors impacting our assumptions have changed, we attempt to make appropriate adjustments for such changes in our reserves. Accordingly, our ultimate liability for unpaid losses and loss adjustment expenses will likely differ from the amount recorded.</p> <p style="font: italic 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"><span style="font-weight: bold;">Income Taxes</span></p><p style="font: italic 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Insurance companies typically pay state premium taxes rather than state income taxes. However, the Company is subject to state income taxes in the states of Illinois and Nebraska in conjunction with state premium taxes. Additionally, NI Holdings, on a stand-alone basis, is subject to state income taxes in the state of North Dakota for income or losses generated as a separate financial entity. State premium taxes are included as a part of amortization of deferred policy acquisition costs. State income taxes are reported along with federal income taxes as income tax expense (benefit).</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">The Company did not have any material uncertain tax positions as of December 31, 2025 and 2024. The Company’s policy is to recognize tax-related interest and penalties accrued related to unrecognized benefits as a component of income tax expense. The Company did not recognize any tax-related interest and penalties, nor did it have any tax-related interest or penalties accrued, on uncertain tax positions as of December 31, 2025 and 2024.</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">We account for deferred income taxes using the asset and liability method. The objective of the asset and liability method is to establish deferred income tax assets and liabilities for the temporary differences between the financial reporting basis and the income tax basis of our assets and liabilities at enacted tax rates expected to be in effect when we realize or settle such amounts.</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">We re-measure existing deferred income tax assets (including loss carryforwards) and liabilities when a change in tax rate occurs and record an offset for the net amount of the change as a component of income tax expense from continuing operations in the period of enactment. We also record any change to a previously recorded valuation allowance as a result of re-measuring existing temporary differences and loss carryforwards as a component of income tax expense from continuing operations.</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">The Company has elected to reclassify any tax effects stranded in accumulated other comprehensive income as a result of a change in income tax rates to retained earnings.</p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><span style="font-weight: bold;"><i>Earnings Per Share</i></span></p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Earnings per share are computed by dividing net income available to common shareholders for the period by the weighted average number of common shares outstanding for the same period. Unearned shares related to the Company’s ESOP are not considered outstanding until they are released and allocated to plan participants. Unearned shares related to the Company’s Restricted Stock Units (“RSUs”) and Performance Share Units (“PSUs”) are not considered outstanding until they are earned by award participants. See Part II, Item 8, Note 12 “Benefit Plans” and Note 18 “Share-Based Compensation.”</p> <p style="font: italic 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"><span style="font-weight: bold;">Credit Risk</span></p><p style="font: italic 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in">Our primary investment objective is to earn competitive returns by investing in a diversified portfolio of securities. Our portfolio of fixed income securities and, to a lesser extent, short-term investments, is subject to credit risk. We define this risk as the potential loss in fair value resulting from adverse changes in the borrower’s ability to repay the debt. We manage this risk by performing an analysis of prospective investments and through regular reviews of our portfolio by our management team and investment advisors. We also limit the amount of our total investment portfolio that we invest in any one security.</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in">Property and liability insurance coverages are marketed through captive agents in North Dakota and through independent insurance agencies located throughout all other operating areas. All business, except for the majority of Direct Auto’s business, is billed directly to the policyholders.</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> We maintain cash balances primarily at one bank, which are insured by the Federal Deposit Insurance Corporation (“FDIC”) up to $250. During the normal course of business, balances are maintained above the FDIC insurance limit. The Company maintains short-term investment balances in investment grade money market accounts that are insured by the Securities Investor Protection Corporation (“SIPC”) up to $500. During the normal course of business, balances for these accounts are often maintained in excess of the SIPC insurance limit. </p> 250000 500000 <p style="font: italic 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"><span style="font-weight: bold;">Reinsurance</span></p><p style="font: italic 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in">The Company limits the maximum net loss that can arise from large risks or risks in concentrated areas of exposure by reinsuring (ceding) certain levels of risks to reinsurers, either on an automatic basis under general reinsurance contracts known as treaties or through facultative contracts placed on substantial individual risks. Ceded reinsurance is treated as the risk and liability of the assuming companies.</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in">The ceding of insurance does not legally discharge us from primary liability under our policies, and we must pay the loss if the reinsurer fails to meet its obligation.</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in">Amounts recoverable from reinsurers are estimated in a manner consistent with the associated claim liability. Credit losses are recognized through an allowance account developed using the current expected credit loss model (“CECL”) model. The allowance is based upon the Company’s ongoing review of amounts outstanding, changes in reinsurer credit standing, judgments regarding reinsurers’ solvency, historical experience, current economic conditions, and other relevant factors. Management has concluded that it is not necessary to record an allowance for expected credit losses related to reinsurance recoverables. All of our significant reinsurance partners are rated “A-” (Excellent) or better by AM Best or “A+” or better by Standard &amp; Poor’s., and there is no history of write-offs.</p> <p style="font: italic 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"><span style="font-weight: bold;">Goodwill and Other Intangibles</span></p><p style="font: italic 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Goodwill assets arise from business combinations and consist of the excess of the fair value of consideration paid over the tangible and intangible assets acquired and liabilities assumed. We evaluate goodwill and other intangible assets for impairment on an annual basis or more frequently if events or changes in circumstances indicate that it is more likely than not that the carrying amount of goodwill and other intangible assets may exceed their fair value.</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">When performing our goodwill impairment analyses, we typically first assess qualitative factors to determine whether it is more likely than not that the fair value of a reporting unit is less than its carrying amount. In making our assessment, we evaluate a number of factors including operating results, key changes in the reporting unit, business plans, macroeconomic conditions, and industry considerations. Inherent uncertainties exist with respect to these factors and to our judgment in applying them when we make our assessment, and impairment of goodwill and other intangibles could result from changes in economic and operating conditions in future periods. We may also choose to bypass the qualitative assessment in any period for any reporting unit and proceed directly to performing the quantitative assessment.</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">If our qualitative assessment indicates it is more likely than not that the fair value of a reporting unit is less than its carrying amount or we choose to bypass the qualitative assessment, we will perform a quantitative assessment that compares the reporting unit’s carrying value with its estimated fair value. The determination of the fair value of our reporting units is based on a market approach that considers benchmark company market multiples, an income approach that utilizes discounted cash flows, or another generally accepted method. The cash flows used to determine fair value are dependent on a number of significant management assumptions such as our expectations of future performance and the expected future economic environment, which are partly based upon our historical experience. Our estimates are subject to change given the inherent uncertainty in predicting future results. While we believe such assumptions and estimates are reasonable, the actual results may differ materially from the projected amounts. Should the carrying value exceed the estimated fair value, a goodwill impairment charge will be recognized in the amount by which the reporting unit’s carrying amount exceeds its fair value, not to exceed the total goodwill assigned to the reporting unit.</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">For the goodwill arising from the acquisition of Primero in 2014, we determined that it was appropriate to perform a quantitative assessment during the fourth quarter of 2024. Based on our quantitative assessment as described above, we concluded that the goodwill related to Primero was fully impaired as of December 31, 2024, primarily due to Primero’s expected future performance being well below initial projections and expectations as a result of strategic initiatives. We did not record any impairments of goodwill for this reporting unit during the year ended December 31, 2023.</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">For the goodwill arising from the acquisition of Westminster in 2020, we determined that it was appropriate to perform a quantitative assessment during the fourth quarter of 2023. Based on our quantitative assessment as described above, we concluded that the goodwill related to Westminster was fully impaired as of December 31, 2023, primarily due to Westminster’s actual and expected future performance being well below initial projections and expectations.</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> Intangible assets arising from the acquisition of Direct Auto in 2018 represent the estimated fair values of certain intangible assets, including a favorable lease contract, a state insurance license, the value of the Direct Auto trade name, and the value of business acquired (“VOBA”). The state insurance license asset has an indefinite life, while the Direct Auto trade name was amortized over five years from the August 31, 2018 acquisition/valuation date. The favorable lease contract and VOBA assets have been fully amortized. Based on our assessment, we concluded that the state insurance license intangible asset was fully impaired as of December 31, 2025, primarily due to the Company’s strategic decision to stop writing non-standard auto business for Direct Auto in Illinois and non-renew existing policies. We did not record any impairments of the intangible assets for this reporting unit during the years ended December 31, 2024 or 2023. </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> Other intangible assets arising from the acquisition of Westminster represented the estimated fair values of certain intangible assets, including state insurance licenses, the value of Westminster’s distribution network, the value of the Westminster trade name, and the VOBA. The state insurance license asset had an indefinite life, while the distribution networks asset and Westminster trade name were being amortized over twenty years and ten years, respectively, from the January 1, 2020 acquisition/valuation date until the date of sale on June 30, 2024. The VOBA asset had been fully amortized at the date of the sale of Westminster. We did not record any impairments of the other intangible assets for this reporting unit during the year ended December 31, 2023. </p> P5Y P20Y P10Y <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><span style="font-weight: bold;"><i>Discontinued Operations</i></span></p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"><span>On May 7, 2024, NI Holdings entered into a Stock Purchase Agreement (“Purchase Agreement”) to sell its subsidiary, Westminster, to Scott Insurance Holdings, a privately owned Maryland limited liability company. Scott Insurance Holdings is affiliated with John Scott, Sr., the father of the president of Westminster, John Scott, Jr. The sale closed on June 30, 2024. The Purchase Agreement included a cash purchase price of $10,500, subject to certain post-closing adjustments, including a post-closing payment to NI Holdings for the amount by which the ending statutory surplus balance for Westminster exceeded $20,000. The post-closing payment received from Scott Insurance Holdings during the third quarter of 2024 was $1,772 and has been included as an adjustment to the purchase price for the calculation of the loss on the sale of Westminster. The sale of Westminster, which represented the majority of our Commercial segment in prior periods, was a strategic shift that has had a major effect on our operations and financial results. Therefore, Westminster has been reported as discontinued operations in the Consolidated Balance Sheets, Consolidated Statements of Operations, and Consolidated Statements of Cash Flows for all periods presented in this 2025 Annual Report. All current and prior periods reflected in this 2025 Annual Report have been presented as continuing and discontinued operations, unless otherwise noted. For additional information see Part II, Item 8, Note 20 “Discontinued Operations” of this 2025 Annual Report. <span style="font-weight: bold;"><br/>  </span></span></p> 10500000 20000000 1772000 <table border="0" cellpadding="0" cellspacing="0" style="width: 100%; margin-top: 0pt; margin-bottom: 0pt; font: italic 10pt Times New Roman, Times, Serif"> <tbody><tr style="vertical-align: top"> <td style="padding-left: 10pt; text-indent: -10pt; width: 0.5in"><span style="font-style: normal"><span style="font-weight: bold;">4.</span></span></td> <td style="padding-left: 10pt; text-indent: -10pt"><span style="font-style: normal"><span style="font-weight: bold;">Investments</span></span></td></tr> </tbody></table><p style="font: italic 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.75pt">The amortized cost and estimated fair value of fixed income securities, presented on a consolidated basis as of December 31, 2025, and December 31, 2024, were as follows:</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.75pt"> </p><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif"> <tbody><tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-size: 1pt; padding-bottom: 1pt"> </td> <td colspan="18" style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold; text-align: center">December 31, 2025</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Cost or <br/> Amortized<br/> Cost</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Allowance for <br/> Expected <br/> Credit Losses</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Gross <br/> Unrealized <br/> Gains</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Gross <br/> Unrealized <br/> Losses</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Fair Value</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left">Fixed income securities:</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="width: 45%; text-align: left; padding-left: 9pt">U.S. Government and agencies</td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">10,643</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right"><span style="-sec-ix-hidden:fc_1075584242">—</span></td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">146</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">(73</td><td style="white-space: nowrap; width: 1%; text-align: left">)</td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">10,716</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 9pt">Obligations of states and political subdivisions</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">50,530</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_441817528">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">168</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(4,648</td><td style="white-space: nowrap; text-align: left">)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">46,050</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 9pt">Corporate securities</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">125,978</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_311615387">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">1,434</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(3,607</td><td style="white-space: nowrap; text-align: left">)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">123,805</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 9pt">Residential mortgage-backed securities</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">73,022</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_267878808">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">679</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(5,002</td><td style="white-space: nowrap; text-align: left">)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">68,699</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 9pt">Commercial mortgage-backed securities</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">29,376</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_980569074">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">182</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(2,030</td><td style="white-space: nowrap; text-align: left">)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">27,528</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 9pt">Asset-backed securities</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">21,519</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_315282664">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">200</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(310</td><td style="white-space: nowrap; text-align: left">)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">21,409</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 9pt">Redeemable preferred stocks</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">3,736</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden:fc_1330042179">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden:fc_655842411">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(550</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">3,186</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 2.5pt; padding-left: 0.25in">Total fixed income securities</td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">314,804</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="-sec-ix-hidden:fc_1000363237">—</span></td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">2,809</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">(16,220</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left">)</td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">301,393</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td> </tr> </tbody></table><p style="margin: 0"> </p><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif"> <tbody><tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-size: 1pt; padding-bottom: 1pt"> </td> <td colspan="18" style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold; text-align: center">December 31, 2024</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Cost or <br/> Amortized <br/> Cost</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Allowance for <br/> Expected <br/> Credit Losses</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Gross <br/> Unrealized <br/> Gains</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Gross <br/> Unrealized <br/> Losses</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Fair Value</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left">Fixed income securities:</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="width: 45%; text-align: left; padding-left: 9pt">U.S. Government and agencies</td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">12,601</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right"><span style="-sec-ix-hidden:fc_206110716">—</span></td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">8</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">(335</td><td style="white-space: nowrap; width: 1%; text-align: left">)</td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">12,274</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 9pt">Obligations of states and political subdivisions</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">48,559</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1950790349">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">184</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(4,920</td><td style="white-space: nowrap; text-align: left">)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">43,823</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 9pt">Corporate securities</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">123,585</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1918616892">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">206</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(7,517</td><td style="white-space: nowrap; text-align: left">)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">116,274</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 9pt">Residential mortgage-backed securities</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">53,714</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1831000640">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">44</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(4,981</td><td style="white-space: nowrap; text-align: left">)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">48,777</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 9pt">Commercial mortgage-backed securities</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">30,062</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_275106986">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">65</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(2,943</td><td style="white-space: nowrap; text-align: left">)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">27,184</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 9pt">Asset-backed securities</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">59,046</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1814822589">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">386</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(3,301</td><td style="white-space: nowrap; text-align: left">)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">56,131</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 9pt">Redeemable preferred stocks</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">3,737</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden:fc_1954914594">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden:fc_318134453">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(488</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">3,249</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 2.5pt; padding-left: 0.25in">Total fixed income securities</td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">331,304</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="-sec-ix-hidden:fc_1890145660">—</span></td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">893</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">(24,485</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left">)</td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">307,712</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td> </tr> </tbody></table><p style="margin: 0"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.75pt">The amortized cost and estimated fair value of fixed income securities by contractual maturity, presented on a consolidated basis, are shown below. Actual maturities could differ from contractual maturities because issuers may have the right to call or prepay these securities.</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.75pt"> </p><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif"> <tbody><tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="6" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">December 31, 2025</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Amortized Cost</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Fair Value</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left">Due to mature:</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="width: 70%; text-align: left; padding-left: 8.65pt">One year or less</td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 12%; text-align: right">10,208</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 12%; text-align: right">10,097</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 8.65pt">After one year through five years</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">73,908</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">72,140</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 8.65pt">After five years through ten years</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">64,118</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">63,599</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 8.65pt">After ten years</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">38,917</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">34,735</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 8.65pt">Mortgage / asset-backed securities</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">123,917</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">117,636</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 8.65pt">Redeemable preferred stocks</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">3,736</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">3,186</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 2.5pt; text-indent: 0.35pt; padding-left: 17.65pt">Total fixed income securities</td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">314,804</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">301,393</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td> </tr> </tbody></table><p style="margin: 0"> </p><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif"> <tbody><tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="6" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">December 31, 2024</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Amortized Cost</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Fair Value</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left">Due to mature:</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="width: 70%; text-align: left; padding-left: 8.65pt">One year or less</td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 12%; text-align: right">5,750</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 12%; text-align: right">5,696</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 8.65pt">After one year through five years</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">57,986</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">55,882</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 8.65pt">After five years through ten years</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">79,544</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">74,070</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 8.65pt">After ten years</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">41,465</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">36,723</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 8.65pt">Mortgage / asset-backed securities</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">142,822</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">132,092</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 8.65pt">Redeemable preferred stocks</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">3,737</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">3,249</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 2.5pt; text-indent: 0.35pt; padding-left: 17.65pt">Total fixed income securities</td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">331,304</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">307,712</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td> </tr> </tbody></table><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> Fixed income securities and cash with a fair value of $4,574 at December 31, 2025, and $5,634 at December 31, 2024, were deposited with various state regulatory agencies as required by law. The Company has not pledged any assets to secure any obligations. </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.75pt">The investment category and duration of the Company’s gross unrealized losses on fixed income securities, presented on a consolidated basis, are shown below. Investments with unrealized losses are categorized with a duration of greater than 12 months when all positions of a security have continually been in a loss position for at least 12 months.</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.75pt"> </p><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif"> <tbody><tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="22" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">December 31, 2025</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="6" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Less than 12 Months</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="6" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Greater than 12 months</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="6" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Total</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Fair<br/> Value</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Unrealized<br/> Losses</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Fair<br/> Value</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Unrealized<br/> Losses</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Fair<br/> Value</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Unrealized<br/> Losses</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left">Fixed income securities:</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="width: 34%; text-align: left; padding-left: 8.65pt">U.S. Government and agencies</td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">997</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">(5</td><td style="white-space: nowrap; width: 1%; text-align: left">)</td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">3,433</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">(68</td><td style="white-space: nowrap; width: 1%; text-align: left">)</td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">4,430</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">(73</td><td style="white-space: nowrap; width: 1%; text-align: left">)</td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 8.65pt">Obligations of states and political subdivisions</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">2,976</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(93</td><td style="white-space: nowrap; text-align: left">)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">35,429</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(4,555</td><td style="white-space: nowrap; text-align: left">)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">38,405</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(4,648</td><td style="white-space: nowrap; text-align: left">)</td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 8.65pt">Corporate securities</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">2,081</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(147</td><td style="white-space: nowrap; text-align: left">)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">62,738</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(3,460</td><td style="white-space: nowrap; text-align: left">)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">64,819</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(3,607</td><td style="white-space: nowrap; text-align: left">)</td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 8.65pt">Residential mortgage-backed securities</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">3,273</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(15</td><td style="white-space: nowrap; text-align: left">)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">33,503</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(4,987</td><td style="white-space: nowrap; text-align: left">)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">36,776</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(5,002</td><td style="white-space: nowrap; text-align: left">)</td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 8.65pt">Commercial mortgage-backed securities</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_645708824">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1472320799">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">19,754</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(2,030</td><td style="white-space: nowrap; text-align: left">)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">19,754</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(2,030</td><td style="white-space: nowrap; text-align: left">)</td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 8.65pt">Asset-backed securities</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">1,433</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(108</td><td style="white-space: nowrap; text-align: left">)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">5,832</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(202</td><td style="white-space: nowrap; text-align: left">)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">7,265</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(310</td><td style="white-space: nowrap; text-align: left">)</td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 8.65pt">Redeemable preferred stocks</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden:fc_364021803">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden:fc_837912500">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">3,186</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(550</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">3,186</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(550</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 2.5pt; padding-left: 17.65pt">Total fixed income securities</td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">10,760</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">(368</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left">)</td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">163,875</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">(15,852</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left">)</td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">174,635</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">(16,220</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left">)</td> </tr> </tbody></table><p style="margin: 0"> </p><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif"> <tbody><tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="22" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">December 31, 2024</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="6" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Less than 12 Months</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="6" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Greater than 12 months</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="6" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Total</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Fair<br/> Value</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Unrealized<br/> Losses</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Fair<br/> Value</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Unrealized<br/> Losses</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Fair<br/> Value</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Unrealized<br/> Losses</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left">Fixed income securities:</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="width: 34%; text-align: left; padding-left: 8.65pt">U.S. Government and agencies</td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">5,443</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">(109</td><td style="white-space: nowrap; width: 1%; text-align: left">)</td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">4,177</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">(226</td><td style="white-space: nowrap; width: 1%; text-align: left">)</td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">9,620</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">(335</td><td style="white-space: nowrap; width: 1%; text-align: left">)</td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 8.65pt">Obligations of states and political subdivisions</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">8,465</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(143</td><td style="white-space: nowrap; text-align: left">)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">29,428</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(4,777</td><td style="white-space: nowrap; text-align: left">)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">37,893</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(4,920</td><td style="white-space: nowrap; text-align: left">)</td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 8.65pt">Corporate securities</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">25,790</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(481</td><td style="white-space: nowrap; text-align: left">)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">76,364</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(7,036</td><td style="white-space: nowrap; text-align: left">)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">102,154</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(7,517</td><td style="white-space: nowrap; text-align: left">)</td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 8.65pt">Residential mortgage-backed securities</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">20,827</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(451</td><td style="white-space: nowrap; text-align: left">)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">23,159</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(4,530</td><td style="white-space: nowrap; text-align: left">)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">43,986</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(4,981</td><td style="white-space: nowrap; text-align: left">)</td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 8.65pt">Commercial mortgage-backed securities</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">1,409</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(50</td><td style="white-space: nowrap; text-align: left">)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">19,442</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(2,893</td><td style="white-space: nowrap; text-align: left">)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">20,851</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(2,943</td><td style="white-space: nowrap; text-align: left">)</td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 8.65pt">Asset-backed securities</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">10,926</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(122</td><td style="white-space: nowrap; text-align: left">)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">20,579</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(3,179</td><td style="white-space: nowrap; text-align: left">)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">31,505</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(3,301</td><td style="white-space: nowrap; text-align: left">)</td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 8.65pt">Redeemable preferred stocks</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden:fc_2081860691">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden:fc_2079295717">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">3,249</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(488</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">3,249</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(488</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 2.5pt; padding-left: 0.25in">Total fixed income securities</td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">72,860</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">(1,356</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left">)</td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">176,398</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">(23,129</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left">)</td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">249,258</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">(24,485</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left">)</td> </tr> </tbody></table><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in">We, along with our investment advisor, frequently review our investment portfolio for declines in fair value that could be indicative of credit losses, which are recognized through an allowance account. We consider a number of factors when determining if an allowance for credit losses is necessary, including payment and default history, credit spreads, credit ratings and rating actions, and probability of default. We determine the credit loss component of fixed income investments by utilizing discounted cash flow modeling to determine the present value of the security and comparing the present value with the amortized cost of the security. We have not recognized any credit losses for fixed income securities since adoption of the credit loss standard. Therefore, there was no beginning balance, activity, or ending balance of credit losses for the years ended December 31, 2025 and 2024. See Item II, Part 8, Note 3 “Summary of Significant Accounting Policies and Basis of Presentation” section for additional information.</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Net investment income for continuing and discontinued operations consisted of the following:</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </p><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif"> <tbody><tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="10" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Year Ended December 31,</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2025</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2024</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2023</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.15in">Continuing operations:</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="width: 61%; text-align: left; text-indent: -1.8pt; padding-left: 0.15in">Fixed income securities</td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">12,619</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">11,401</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">9,418</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; text-indent: -1.8pt; padding-left: 0.15in">Equity securities</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">904</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">904</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">874</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; text-indent: -1.8pt; padding-left: 0.15in">Real estate</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">333</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">355</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">391</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 1pt; text-indent: -1.8pt; padding-left: 0.15in">Cash and cash equivalents</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">1,264</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">1,699</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">456</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; text-indent: 0.15in; padding-left: 0.1in">Total gross investment income</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">15,120</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">14,359</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">11,139</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 1pt; text-indent: 1.8pt; padding-left: 0.1in">Investment expenses</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">3,418</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">3,416</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">3,105</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left">Net investment income – continuing operations</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">11,702</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">10,943</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">8,034</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 1pt; text-indent: -0.1in; padding-left: 0.1in">Net investment income – discontinued operations</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden:fc_1756217557">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">1,419</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">2,422</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 2.5pt; text-indent: -0.1in; padding-left: 0.1in">Net investment income</td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">11,702</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">12,362</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">10,456</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td> </tr> </tbody></table><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Net investment gains (losses) for continuing and discontinued operations consisted of the following:</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </p><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif"> <tbody><tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="10" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Year Ended December 31,</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2025</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2024</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2023</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left">Continuing Operations:</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; text-indent: 9pt">Gross realized gains:</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 67%; text-align: left; text-indent: 0.15in; padding-left: 0.1in">Fixed income securities</td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">66</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">12</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">1</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt; text-indent: 0.15in; padding-left: 0.1in">Equity securities</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">2,320</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">1,329</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">13,840</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; text-indent: 12.6pt; padding-left: 0.2in">Total gross realized gains</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">2,386</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">1,341</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">13,841</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; text-indent: 9pt">Gross realized losses, excluding credit impairment losses:</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; text-indent: 0.25in">Fixed income securities</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(406</td><td style="white-space: nowrap; text-align: left">)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(211</td><td style="white-space: nowrap; text-align: left">)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(524</td><td style="white-space: nowrap; text-align: left">)</td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 1pt; text-indent: 0.25in">Equity securities</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(674</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(579</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(1,221</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt; text-indent: 27pt">Total gross realized losses, excluding credit impairment losses</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(1,080</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(790</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(1,745</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; text-indent: 9pt">Net realized gains</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">1,306</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">551</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">12,096</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt; text-indent: 9pt">Change in net unrealized gains on equity securities</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">390</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">1,662</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(10,167</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left">Net investment gains (losses) – continuing operations</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">1,696</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">2,213</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">1,929</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt">Net investment gains (losses) – discontinued operations</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden:fc_1296693340">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">116</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">195</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 2.5pt">Net investment gains (losses)</td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">1,696</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">2,329</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">2,124</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td> </tr> </tbody></table><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> Non-cash investment transactions were $909 for the year ended December 31, 2025 and $0 for the years ended December 31, 2024 and 2023. The activity in the current year consisted of one non-cash exchange of a fixed income security and a stock spin-off transaction. </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.75pt">The amortized cost and estimated fair value of fixed income securities, presented on a consolidated basis as of December 31, 2025, and December 31, 2024, were as follows:</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.75pt"> </p><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif"> <tbody><tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-size: 1pt; padding-bottom: 1pt"> </td> <td colspan="18" style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold; text-align: center">December 31, 2025</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Cost or <br/> Amortized<br/> Cost</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Allowance for <br/> Expected <br/> Credit Losses</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Gross <br/> Unrealized <br/> Gains</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Gross <br/> Unrealized <br/> Losses</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Fair Value</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left">Fixed income securities:</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="width: 45%; text-align: left; padding-left: 9pt">U.S. Government and agencies</td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">10,643</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right"><span style="-sec-ix-hidden:fc_1075584242">—</span></td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">146</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">(73</td><td style="white-space: nowrap; width: 1%; text-align: left">)</td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">10,716</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 9pt">Obligations of states and political subdivisions</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">50,530</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_441817528">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">168</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(4,648</td><td style="white-space: nowrap; text-align: left">)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">46,050</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 9pt">Corporate securities</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">125,978</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_311615387">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">1,434</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(3,607</td><td style="white-space: nowrap; text-align: left">)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">123,805</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 9pt">Residential mortgage-backed securities</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">73,022</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_267878808">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">679</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(5,002</td><td style="white-space: nowrap; text-align: left">)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">68,699</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 9pt">Commercial mortgage-backed securities</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">29,376</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_980569074">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">182</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(2,030</td><td style="white-space: nowrap; text-align: left">)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">27,528</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 9pt">Asset-backed securities</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">21,519</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_315282664">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">200</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(310</td><td style="white-space: nowrap; text-align: left">)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">21,409</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 9pt">Redeemable preferred stocks</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">3,736</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden:fc_1330042179">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden:fc_655842411">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(550</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">3,186</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 2.5pt; padding-left: 0.25in">Total fixed income securities</td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">314,804</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="-sec-ix-hidden:fc_1000363237">—</span></td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">2,809</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">(16,220</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left">)</td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">301,393</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td> </tr> </tbody></table><p style="margin: 0"> </p><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif"> <tbody><tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-size: 1pt; padding-bottom: 1pt"> </td> <td colspan="18" style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold; text-align: center">December 31, 2024</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Cost or <br/> Amortized <br/> Cost</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Allowance for <br/> Expected <br/> Credit Losses</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Gross <br/> Unrealized <br/> Gains</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Gross <br/> Unrealized <br/> Losses</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Fair Value</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left">Fixed income securities:</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="width: 45%; text-align: left; padding-left: 9pt">U.S. Government and agencies</td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">12,601</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right"><span style="-sec-ix-hidden:fc_206110716">—</span></td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">8</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">(335</td><td style="white-space: nowrap; width: 1%; text-align: left">)</td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">12,274</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 9pt">Obligations of states and political subdivisions</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">48,559</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1950790349">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">184</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(4,920</td><td style="white-space: nowrap; text-align: left">)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">43,823</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 9pt">Corporate securities</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">123,585</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1918616892">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">206</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(7,517</td><td style="white-space: nowrap; text-align: left">)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">116,274</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 9pt">Residential mortgage-backed securities</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">53,714</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1831000640">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">44</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(4,981</td><td style="white-space: nowrap; text-align: left">)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">48,777</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 9pt">Commercial mortgage-backed securities</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">30,062</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_275106986">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">65</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(2,943</td><td style="white-space: nowrap; text-align: left">)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">27,184</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 9pt">Asset-backed securities</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">59,046</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1814822589">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">386</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(3,301</td><td style="white-space: nowrap; text-align: left">)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">56,131</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 9pt">Redeemable preferred stocks</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">3,737</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden:fc_1954914594">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden:fc_318134453">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(488</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">3,249</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 2.5pt; padding-left: 0.25in">Total fixed income securities</td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">331,304</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="-sec-ix-hidden:fc_1890145660">—</span></td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">893</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">(24,485</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left">)</td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">307,712</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td> </tr> </tbody></table> 10643000 146000 73000 10716000 50530000 168000 4648000 46050000 125978000 1434000 3607000 123805000 73022000 679000 5002000 68699000 29376000 182000 2030000 27528000 21519000 200000 310000 21409000 3736000 550000 3186000 314804000 2809000 16220000 301393000 12601000 8000 335000 12274000 48559000 184000 4920000 43823000 123585000 206000 7517000 116274000 53714000 44000 4981000 48777000 30062000 65000 2943000 27184000 59046000 386000 3301000 56131000 3737000 488000 3249000 331304000 893000 24485000 307712000 <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.75pt">The amortized cost and estimated fair value of fixed income securities by contractual maturity, presented on a consolidated basis, are shown below. Actual maturities could differ from contractual maturities because issuers may have the right to call or prepay these securities.</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.75pt"> </p><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif"> <tbody><tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="6" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">December 31, 2025</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Amortized Cost</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Fair Value</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left">Due to mature:</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="width: 70%; text-align: left; padding-left: 8.65pt">One year or less</td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 12%; text-align: right">10,208</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 12%; text-align: right">10,097</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 8.65pt">After one year through five years</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">73,908</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">72,140</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 8.65pt">After five years through ten years</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">64,118</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">63,599</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 8.65pt">After ten years</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">38,917</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">34,735</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 8.65pt">Mortgage / asset-backed securities</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">123,917</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">117,636</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 8.65pt">Redeemable preferred stocks</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">3,736</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">3,186</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 2.5pt; text-indent: 0.35pt; padding-left: 17.65pt">Total fixed income securities</td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">314,804</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">301,393</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td> </tr> </tbody></table><p style="margin: 0"> </p><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif"> <tbody><tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="6" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">December 31, 2024</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Amortized Cost</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Fair Value</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left">Due to mature:</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="width: 70%; text-align: left; padding-left: 8.65pt">One year or less</td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 12%; text-align: right">5,750</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 12%; text-align: right">5,696</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 8.65pt">After one year through five years</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">57,986</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">55,882</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 8.65pt">After five years through ten years</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">79,544</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">74,070</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 8.65pt">After ten years</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">41,465</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">36,723</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 8.65pt">Mortgage / asset-backed securities</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">142,822</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">132,092</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 8.65pt">Redeemable preferred stocks</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">3,737</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">3,249</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 2.5pt; text-indent: 0.35pt; padding-left: 17.65pt">Total fixed income securities</td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">331,304</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">307,712</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td> </tr> </tbody></table> 10208000 10097000 73908000 72140000 64118000 63599000 38917000 34735000 123917000 117636000 3736000 3186000 314804000 301393000 5750000 5696000 57986000 55882000 79544000 74070000 41465000 36723000 142822000 132092000 3737000 3249000 331304000 307712000 4574000 5634000 <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.75pt">The investment category and duration of the Company’s gross unrealized losses on fixed income securities, presented on a consolidated basis, are shown below. Investments with unrealized losses are categorized with a duration of greater than 12 months when all positions of a security have continually been in a loss position for at least 12 months.</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.75pt"> </p><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif"> <tbody><tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="22" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">December 31, 2025</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="6" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Less than 12 Months</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="6" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Greater than 12 months</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="6" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Total</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Fair<br/> Value</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Unrealized<br/> Losses</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Fair<br/> Value</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Unrealized<br/> Losses</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Fair<br/> Value</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Unrealized<br/> Losses</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left">Fixed income securities:</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="width: 34%; text-align: left; padding-left: 8.65pt">U.S. Government and agencies</td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">997</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">(5</td><td style="white-space: nowrap; width: 1%; text-align: left">)</td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">3,433</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">(68</td><td style="white-space: nowrap; width: 1%; text-align: left">)</td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">4,430</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">(73</td><td style="white-space: nowrap; width: 1%; text-align: left">)</td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 8.65pt">Obligations of states and political subdivisions</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">2,976</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(93</td><td style="white-space: nowrap; text-align: left">)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">35,429</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(4,555</td><td style="white-space: nowrap; text-align: left">)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">38,405</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(4,648</td><td style="white-space: nowrap; text-align: left">)</td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 8.65pt">Corporate securities</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">2,081</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(147</td><td style="white-space: nowrap; text-align: left">)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">62,738</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(3,460</td><td style="white-space: nowrap; text-align: left">)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">64,819</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(3,607</td><td style="white-space: nowrap; text-align: left">)</td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 8.65pt">Residential mortgage-backed securities</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">3,273</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(15</td><td style="white-space: nowrap; text-align: left">)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">33,503</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(4,987</td><td style="white-space: nowrap; text-align: left">)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">36,776</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(5,002</td><td style="white-space: nowrap; text-align: left">)</td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 8.65pt">Commercial mortgage-backed securities</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_645708824">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1472320799">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">19,754</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(2,030</td><td style="white-space: nowrap; text-align: left">)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">19,754</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(2,030</td><td style="white-space: nowrap; text-align: left">)</td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 8.65pt">Asset-backed securities</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">1,433</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(108</td><td style="white-space: nowrap; text-align: left">)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">5,832</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(202</td><td style="white-space: nowrap; text-align: left">)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">7,265</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(310</td><td style="white-space: nowrap; text-align: left">)</td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 8.65pt">Redeemable preferred stocks</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden:fc_364021803">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden:fc_837912500">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">3,186</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(550</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">3,186</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(550</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 2.5pt; padding-left: 17.65pt">Total fixed income securities</td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">10,760</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">(368</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left">)</td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">163,875</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">(15,852</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left">)</td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">174,635</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">(16,220</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left">)</td> </tr> </tbody></table><p style="margin: 0"> </p><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif"> <tbody><tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="22" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">December 31, 2024</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="6" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Less than 12 Months</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="6" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Greater than 12 months</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="6" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Total</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Fair<br/> Value</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Unrealized<br/> Losses</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Fair<br/> Value</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Unrealized<br/> Losses</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Fair<br/> Value</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Unrealized<br/> Losses</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left">Fixed income securities:</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="width: 34%; text-align: left; padding-left: 8.65pt">U.S. Government and agencies</td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">5,443</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">(109</td><td style="white-space: nowrap; width: 1%; text-align: left">)</td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">4,177</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">(226</td><td style="white-space: nowrap; width: 1%; text-align: left">)</td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">9,620</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">(335</td><td style="white-space: nowrap; width: 1%; text-align: left">)</td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 8.65pt">Obligations of states and political subdivisions</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">8,465</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(143</td><td style="white-space: nowrap; text-align: left">)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">29,428</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(4,777</td><td style="white-space: nowrap; text-align: left">)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">37,893</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(4,920</td><td style="white-space: nowrap; text-align: left">)</td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 8.65pt">Corporate securities</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">25,790</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(481</td><td style="white-space: nowrap; text-align: left">)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">76,364</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(7,036</td><td style="white-space: nowrap; text-align: left">)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">102,154</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(7,517</td><td style="white-space: nowrap; text-align: left">)</td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 8.65pt">Residential mortgage-backed securities</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">20,827</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(451</td><td style="white-space: nowrap; text-align: left">)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">23,159</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(4,530</td><td style="white-space: nowrap; text-align: left">)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">43,986</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(4,981</td><td style="white-space: nowrap; text-align: left">)</td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 8.65pt">Commercial mortgage-backed securities</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">1,409</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(50</td><td style="white-space: nowrap; text-align: left">)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">19,442</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(2,893</td><td style="white-space: nowrap; text-align: left">)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">20,851</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(2,943</td><td style="white-space: nowrap; text-align: left">)</td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 8.65pt">Asset-backed securities</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">10,926</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(122</td><td style="white-space: nowrap; text-align: left">)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">20,579</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(3,179</td><td style="white-space: nowrap; text-align: left">)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">31,505</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(3,301</td><td style="white-space: nowrap; text-align: left">)</td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 8.65pt">Redeemable preferred stocks</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden:fc_2081860691">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden:fc_2079295717">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">3,249</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(488</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">3,249</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(488</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 2.5pt; padding-left: 0.25in">Total fixed income securities</td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">72,860</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">(1,356</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left">)</td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">176,398</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">(23,129</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left">)</td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">249,258</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">(24,485</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left">)</td> </tr> </tbody></table> 997000 5000 3433000 68000 4430000 73000 2976000 93000 35429000 4555000 38405000 4648000 2081000 147000 62738000 3460000 64819000 3607000 3273000 15000 33503000 4987000 36776000 5002000 19754000 2030000 19754000 2030000 1433000 108000 5832000 202000 7265000 310000 3186000 550000 3186000 550000 10760000 368000 163875000 15852000 174635000 16220000 5443000 109000 4177000 226000 9620000 335000 8465000 143000 29428000 4777000 37893000 4920000 25790000 481000 76364000 7036000 102154000 7517000 20827000 451000 23159000 4530000 43986000 4981000 1409000 50000 19442000 2893000 20851000 2943000 10926000 122000 20579000 3179000 31505000 3301000 3249000 488000 3249000 488000 72860000 1356000 176398000 23129000 249258000 24485000 <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Net investment income for continuing and discontinued operations consisted of the following:</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </p><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif"> <tbody><tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="10" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Year Ended December 31,</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2025</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2024</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2023</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.15in">Continuing operations:</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="width: 61%; text-align: left; text-indent: -1.8pt; padding-left: 0.15in">Fixed income securities</td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">12,619</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">11,401</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">9,418</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; text-indent: -1.8pt; padding-left: 0.15in">Equity securities</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">904</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">904</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">874</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; text-indent: -1.8pt; padding-left: 0.15in">Real estate</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">333</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">355</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">391</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 1pt; text-indent: -1.8pt; padding-left: 0.15in">Cash and cash equivalents</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">1,264</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">1,699</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">456</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; text-indent: 0.15in; padding-left: 0.1in">Total gross investment income</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">15,120</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">14,359</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">11,139</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 1pt; text-indent: 1.8pt; padding-left: 0.1in">Investment expenses</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">3,418</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">3,416</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">3,105</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left">Net investment income – continuing operations</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">11,702</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">10,943</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">8,034</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 1pt; text-indent: -0.1in; padding-left: 0.1in">Net investment income – discontinued operations</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden:fc_1756217557">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">1,419</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">2,422</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 2.5pt; text-indent: -0.1in; padding-left: 0.1in">Net investment income</td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">11,702</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">12,362</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">10,456</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td> </tr> </tbody></table> 12619000 11401000 9418000 904000 904000 874000 333000 355000 391000 1264000 1699000 456000 15120000 14359000 11139000 3418000 3416000 3105000 11702000 10943000 8034000 1419000 2422000 11702000 12362000 10456000 <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Net investment gains (losses) for continuing and discontinued operations consisted of the following:</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </p><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif"> <tbody><tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="10" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Year Ended December 31,</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2025</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2024</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2023</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left">Continuing Operations:</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; text-indent: 9pt">Gross realized gains:</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 67%; text-align: left; text-indent: 0.15in; padding-left: 0.1in">Fixed income securities</td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">66</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">12</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">1</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt; text-indent: 0.15in; padding-left: 0.1in">Equity securities</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">2,320</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">1,329</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">13,840</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; text-indent: 12.6pt; padding-left: 0.2in">Total gross realized gains</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">2,386</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">1,341</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">13,841</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; text-indent: 9pt">Gross realized losses, excluding credit impairment losses:</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; text-indent: 0.25in">Fixed income securities</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(406</td><td style="white-space: nowrap; text-align: left">)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(211</td><td style="white-space: nowrap; text-align: left">)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(524</td><td style="white-space: nowrap; text-align: left">)</td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 1pt; text-indent: 0.25in">Equity securities</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(674</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(579</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(1,221</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt; text-indent: 27pt">Total gross realized losses, excluding credit impairment losses</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(1,080</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(790</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(1,745</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; text-indent: 9pt">Net realized gains</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">1,306</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">551</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">12,096</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt; text-indent: 9pt">Change in net unrealized gains on equity securities</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">390</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">1,662</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(10,167</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left">Net investment gains (losses) – continuing operations</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">1,696</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">2,213</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">1,929</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt">Net investment gains (losses) – discontinued operations</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden:fc_1296693340">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">116</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">195</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 2.5pt">Net investment gains (losses)</td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">1,696</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">2,329</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">2,124</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td> </tr> </tbody></table> 66000 12000 1000 2320000 1329000 13840000 2386000 1341000 13841000 406000 211000 524000 674000 579000 1221000 1080000 790000 1745000 1306000 551000 12096000 390000 1662000 -10167000 1696000 2213000 1929000 116000 195000 1696000 2329000 2124000 909000 0 0 <table border="0" cellpadding="0" cellspacing="0" style="width: 100%; margin-top: 0pt; margin-bottom: 0pt; font: italic 10pt Times New Roman, Times, Serif"> <tbody><tr style="vertical-align: top"> <td style="padding-left: 10pt; text-indent: -10pt; width: 0.5in"><span style="font-style: normal"><span style="font-weight: bold;">5.</span></span></td> <td style="padding-left: 10pt; text-indent: -10pt"><span style="font-style: normal"><span style="font-weight: bold;">Fair Value Measurements</span></span></td></tr> </tbody></table><p style="font: italic 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.75pt 0pt 0">The Company uses fair value measurements to record fair value adjustments to certain assets to determine fair value disclosures. Investment securities available for sale are recorded at fair value on a recurring basis. Additionally, from time to time, we may be required to record other assets or liabilities at fair value on a nonrecurring basis. These nonrecurring fair value adjustments typically involve application of lower-of-cost-or-market accounting or write-downs of individual assets. Accounting guidance on fair value measurements and disclosures establishes a fair value hierarchy that prioritizes the inputs to valuation methods used to measure fair value. The three levels of the fair value hierarchy are as follows:</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.75pt 0pt 0"> </p><table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse"> <tbody><tr style="vertical-align: top"> <td style="width: 0.5in"> </td> <td style="width: 0.75in; padding-bottom: 10pt"><i>Level 1</i>:</td> <td style="padding-bottom: 10pt">Unadjusted quoted prices in active markets that are accessible at the measurement date for identical, unrestricted assets or liabilities.</td></tr> <tr style="vertical-align: top"> <td> </td> <td style="padding-bottom: 10pt"><i>Level 2</i>:</td> <td style="padding-bottom: 10pt">Quoted prices in markets that are not active, or inputs that are observable either directly or indirectly, for substantially the full term of the asset or liability.  Level 2 includes fixed income securities with quoted prices that are traded less frequently than exchange traded instruments.  Valuation techniques include matrix pricing which is a mathematical technique used widely in the industry to value fixed income securities without relying exclusively on quoted market prices for the specific securities but rather by relying on the securities’ relationship to other benchmark quoted prices.</td></tr> <tr style="vertical-align: top"> <td> </td> <td style="padding-bottom: 10pt"><i>Level 3</i>:</td> <td style="padding-bottom: 10pt">Prices or valuation techniques that require inputs that are both significant to the fair value measurement and unobservable (i.e., supported with little or no market activity).</td></tr> </tbody></table><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.75pt">The Company bases its fair values on the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. It is our policy to maximize the use of observable inputs and minimize the use of unobservable inputs when developing fair value measurements, in accordance with the fair value hierarchy. Fair value measurements for assets where there exists limited or no observable market data and, therefore, are based primarily upon the estimates of the Company or other third-parties, are often calculated based on the characteristics of the asset, the economic and competitive environment, and other such factors. Management uses its best judgment in estimating the fair value of the Company’s financial instruments; however, there are inherent limitations in any estimation technique. Therefore, for substantially all financial instruments, the fair value estimates herein are not necessarily indicative of the amounts which could have been realized in a sale transaction on the dates indicated. The estimated fair value amounts have been measured as of their respective period-end and have not been re-evaluated or updated for purposes of our consolidated financial statements subsequent to those respective dates. As such, the estimated fair values of these financial instruments subsequent to the respective reporting dates may be different than the amounts reported at each period-end. Additionally, changes in the underlying assumptions used, including discount rates and estimates of future cash flows, could significantly affect the results of current or future valuations.</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.75pt"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.75pt">The Company uses quoted values and other data provided by an independent pricing service in its process for determining fair values of its investments. The evaluations of such pricing services represent an exit price and a good faith opinion as to what a buyer in the marketplace would pay for a security in a current sale. This pricing service provides us with one quote per instrument. For fixed income securities that have quoted prices in active markets, market quotations are provided. For fixed income securities that do not trade on a daily basis, the independent pricing service prepares estimates of fair value using a wide array of observable inputs including relevant market information, benchmark curves, benchmarking of like securities, sector groupings, and matrix pricing. The observable market inputs that the Company’s independent pricing service utilizes may include benchmark yields, reported trades, broker-dealer quotes, issuer spreads, two-sided markets, benchmark securities, market bids/offers, and other reference data on markets, industry, and the economy. Additionally, the independent pricing service uses an option-adjusted spread model to develop prepayment and interest rate scenarios.</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.75pt"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.75pt">Should the independent pricing service be unable to provide a fair value estimate, we would first attempt to obtain a fair value estimate from a second independent pricing service. If unsuccessful, we would attempt to obtain a non-binding fair value estimate from a number of broker-dealers and would review this estimate in conjunction with a fair value estimate reported by an independent business news service or other sources. In instances where only one broker-dealer provides a fair value for a fixed income security, we would use that estimate. In instances where the Company would be able to obtain fair value estimates from more than one broker-dealer, we would review the range of estimates and select the most appropriate value based on the facts and circumstances. Should neither the independent pricing service nor a broker-dealer provide a fair value estimate, we would develop a fair value estimate based on cash flow analyses and other valuation techniques that utilize certain unobservable inputs. Accordingly, the Company classifies such a security as a Level 3 investment.</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.75pt"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.75pt">The fair value estimates of our investments provided by the independent pricing service at each period-end were utilized, among other resources, in reaching a conclusion as to the fair value of our investments.</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.75pt"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.75pt">Management reviews the reasonableness of the pricing provided by the independent pricing service by employing various analytical procedures. We also use information from a second independent pricing service to further validate the reasonableness of the valuation of our fixed income portfolio. If, after this review, management does not believe the pricing for any security is a reasonable estimate of fair value, then it will seek to resolve the discrepancy through discussions with the independent pricing services. In its review, management did not identify any such discrepancies and no adjustments were made to the estimates provided by the independent pricing services for the years ended December 31, 2025, 2024, or 2023. The classification within the fair value hierarchy is then confirmed based on the final conclusions from the pricing review.</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.75pt"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.75pt">The valuation of money market accounts and equity securities are generally based on Level 1 inputs, which use the market-approach valuation technique. The valuation of certain cash equivalents and our fixed income securities generally incorporates significant Level 2 inputs using the market and income approach techniques. We may assign a lower level to inputs typically considered to be Level 2 based on our assessment of liquidity and relative level of uncertainty surrounding inputs. There were no assets or liabilities classified at Level 3 at December 31, 2025 or 2024.</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.75pt"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">The following tables set forth our assets which are measured on a recurring basis by the level within the fair value hierarchy in which fair value measurements fall:</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </p><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif"> <tbody><tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="14" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">December 31, 2025</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Total</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Level 1</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Level 2</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Level 3</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left">Fixed income securities:</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="width: 56%; text-align: left; padding-left: 9pt">U.S. Government and agencies</td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">10,716</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right"><span style="-sec-ix-hidden:fc_989583844">—</span></td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">10,716</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right"><span style="-sec-ix-hidden:fc_203559529">—</span></td><td style="white-space: nowrap; width: 1%; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 9pt">Obligations of states and political subdivisions</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">46,050</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_111982126">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">46,050</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1199666741">—</span></td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 9pt">Corporate securities</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">123,805</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_843519738">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">123,805</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1575103455">—</span></td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 9pt">Residential mortgage-backed securities</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">68,699</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_337448976">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">68,699</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1413104103">—</span></td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 9pt">Commercial mortgage-backed securities</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">27,528</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_653340420">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">27,528</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1482561216">—</span></td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 9pt">Asset-backed securities</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">21,409</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1577375785">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">21,409</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_99758622">—</span></td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 9pt">Redeemable preferred stock</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">3,186</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden:fc_547456214">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">3,186</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden:fc_1439071328">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.25in">Total fixed income securities</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">301,393</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden:fc_765902390">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">301,393</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden:fc_1005980023">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left">Equity securities – common stock</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">23,951</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">23,951</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -0.15in; padding-left: 0.15in"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 1pt">Money market accounts and cash equivalents</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">10,165</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">10,165</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden:fc_2041389989">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden:fc_273405627">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 2.5pt; padding-left: 0.25in">Total assets at fair value</td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">335,509</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">34,116</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">301,393</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="-sec-ix-hidden:fc_1560911373">—</span></td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td> </tr> </tbody></table><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </p><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif"> <tbody><tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="14" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">December 31, 2024</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Total</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Level 1</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Level 2</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Level 3</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left">Fixed income securities:</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="width: 56%; text-align: left; padding-left: 9pt">U.S. Government and agencies</td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">12,274</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right"><span style="-sec-ix-hidden:fc_78996795">—</span></td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">12,274</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right"><span style="-sec-ix-hidden:fc_220335831">—</span></td><td style="white-space: nowrap; width: 1%; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 9pt">Obligations of states and political subdivisions</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">43,823</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_774838689">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">43,823</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_508856266">—</span></td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 9pt">Corporate securities</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">116,274</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_25546204">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">116,274</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1478560902">—</span></td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 9pt">Residential mortgage-backed securities</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">48,777</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_2006016200">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">48,777</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_867456761">—</span></td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 9pt">Commercial mortgage-backed securities</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">27,184</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_139205773">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">27,184</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1016390894">—</span></td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 9pt">Asset-backed securities</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">56,131</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_419693852">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">56,131</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1100351597">—</span></td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 9pt">Redeemable preferred stocks</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">3,249</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden:fc_1846165603">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">3,249</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden:fc_640368958">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.25in">Total fixed income securities</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">307,712</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden:fc_1112981716">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">307,712</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden:fc_1976281602">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left">Equity securities – common stock</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">24,640</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">24,640</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -0.15in; padding-left: 0.15in"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 1pt">Money market accounts and cash equivalents</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">10,950</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">10,950</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden:fc_1050590447">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden:fc_1359267266">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 2.5pt; padding-left: 0.25in">Total assets at fair value</td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">343,302</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">35,590</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">307,712</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="-sec-ix-hidden:fc_2043548897">—</span></td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td> </tr> </tbody></table><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.75pt 0pt 0"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><span style="font-weight: normal">There were no liabilities measured at fair value on a recurring basis at December 31, 2025 or 2024.</span></p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">The following tables set forth our assets which are measured on a recurring basis by the level within the fair value hierarchy in which fair value measurements fall:</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </p><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif"> <tbody><tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="14" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">December 31, 2025</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Total</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Level 1</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Level 2</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Level 3</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left">Fixed income securities:</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="width: 56%; text-align: left; padding-left: 9pt">U.S. Government and agencies</td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">10,716</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right"><span style="-sec-ix-hidden:fc_989583844">—</span></td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">10,716</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right"><span style="-sec-ix-hidden:fc_203559529">—</span></td><td style="white-space: nowrap; width: 1%; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 9pt">Obligations of states and political subdivisions</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">46,050</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_111982126">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">46,050</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1199666741">—</span></td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 9pt">Corporate securities</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">123,805</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_843519738">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">123,805</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1575103455">—</span></td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 9pt">Residential mortgage-backed securities</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">68,699</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_337448976">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">68,699</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1413104103">—</span></td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 9pt">Commercial mortgage-backed securities</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">27,528</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_653340420">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">27,528</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1482561216">—</span></td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 9pt">Asset-backed securities</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">21,409</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1577375785">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">21,409</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_99758622">—</span></td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 9pt">Redeemable preferred stock</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">3,186</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden:fc_547456214">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">3,186</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden:fc_1439071328">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.25in">Total fixed income securities</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">301,393</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden:fc_765902390">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">301,393</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden:fc_1005980023">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left">Equity securities – common stock</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">23,951</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">23,951</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -0.15in; padding-left: 0.15in"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 1pt">Money market accounts and cash equivalents</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">10,165</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">10,165</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden:fc_2041389989">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden:fc_273405627">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 2.5pt; padding-left: 0.25in">Total assets at fair value</td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">335,509</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">34,116</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">301,393</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="-sec-ix-hidden:fc_1560911373">—</span></td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td> </tr> </tbody></table><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </p><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif"> <tbody><tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="14" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">December 31, 2024</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Total</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Level 1</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Level 2</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Level 3</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left">Fixed income securities:</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="width: 56%; text-align: left; padding-left: 9pt">U.S. Government and agencies</td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">12,274</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right"><span style="-sec-ix-hidden:fc_78996795">—</span></td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">12,274</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right"><span style="-sec-ix-hidden:fc_220335831">—</span></td><td style="white-space: nowrap; width: 1%; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 9pt">Obligations of states and political subdivisions</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">43,823</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_774838689">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">43,823</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_508856266">—</span></td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 9pt">Corporate securities</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">116,274</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_25546204">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">116,274</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1478560902">—</span></td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 9pt">Residential mortgage-backed securities</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">48,777</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_2006016200">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">48,777</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_867456761">—</span></td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 9pt">Commercial mortgage-backed securities</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">27,184</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_139205773">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">27,184</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1016390894">—</span></td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 9pt">Asset-backed securities</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">56,131</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_419693852">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">56,131</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1100351597">—</span></td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 9pt">Redeemable preferred stocks</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">3,249</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden:fc_1846165603">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">3,249</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden:fc_640368958">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.25in">Total fixed income securities</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">307,712</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden:fc_1112981716">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">307,712</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden:fc_1976281602">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left">Equity securities – common stock</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">24,640</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">24,640</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -0.15in; padding-left: 0.15in"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 1pt">Money market accounts and cash equivalents</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">10,950</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">10,950</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden:fc_1050590447">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden:fc_1359267266">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 2.5pt; padding-left: 0.25in">Total assets at fair value</td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">343,302</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">35,590</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">307,712</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="-sec-ix-hidden:fc_2043548897">—</span></td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td> </tr> </tbody></table> 10716000 10716000 46050000 46050000 123805000 123805000 68699000 68699000 27528000 27528000 21409000 21409000 3186000 3186000 301393000 301393000 23951000 23951000 10165000 10165000 335509000 34116000 301393000 12274000 12274000 43823000 43823000 116274000 116274000 48777000 48777000 27184000 27184000 56131000 56131000 3249000 3249000 307712000 307712000 24640000 24640000 10950000 10950000 343302000 35590000 307712000 <table border="0" cellpadding="0" cellspacing="0" style="width: 100%; margin-top: 0pt; margin-bottom: 0pt; font: italic 10pt Times New Roman, Times, Serif"> <tbody><tr style="vertical-align: top"> <td style="padding-left: 10pt; text-indent: -10pt; width: 0.5in"><span style="font-style: normal"><span style="font-weight: bold;">6.</span></span></td> <td style="padding-left: 10pt; text-indent: -10pt"><span style="font-style: normal"><span style="font-weight: bold;">Reinsurance</span></span></td></tr> </tbody></table><p style="font: italic 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.75pt 0pt 0"><span style="font-weight: bold;"><i>External Reinsurance </i></span></p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.75pt 0pt 0"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.75pt 0pt 0">The Company’s consolidated financial statements reflect the effects of assumed and ceded reinsurance transactions. Assumed reinsurance refers to the acceptance of certain insurance risks that other insurance companies have underwritten. Ceded reinsurance involves transferring certain insurance risks (along with the related written and earned premiums) the Company has underwritten to other insurance companies who agree to share these risks. The Company reinsures a portion of the risks it underwrites, through these ceded reinsurance agreements, in order to control its exposure to losses. Our ceded reinsurance is placed either on an automatic basis under general reinsurance contracts known as treaties or through facultative contracts placed on substantial individual risks. These contracts do not relieve the Company from its obligations to policyholders. Treaty reinsurance contracts are typically effective from January 1 through December 31 each year.</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.75pt 0pt 0"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.75pt 0pt 0"> During the year ended December 31, 2025, the Company maintained property catastrophe reinsurance protection covering $117,000 in excess of a $20,000 retention. Our per risk excess of loss treaty provides coverage of $4,000 in excess of $1,000 for property risks and $11,000 in excess of $1,000 for casualty risks. Additionally, a property per-risk facultative contract is in place to provide coverage up to $20,000 in excess of $5,000 per property. Aggregate stop loss reinsurance agreements are also in place for both crop hail and multi-peril crop coverage. The crop hail aggregate attaches at a 100% net loss ratio providing 50 points of cover. The multi-peril crop aggregate attaches at a 105% net loss ratio providing 45 points of cover. In addition to the aggregate covers, underlying multi-peril crop reinsurance is provided through the FCIC. </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.75pt 0pt 0"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> During the year ended December 31, 2024, the Company maintained property catastrophe reinsurance protection covering $133,000 in excess of a $20,000 retention. With the exception of Westminster, a per risk excess of loss treaty provides coverage of $4,000 in excess of $1,000 for property risks and $11,000 in excess of $1,000 for casualty risks. For Westminster, a per risk excess of loss treaty provided coverage of $3,000 in excess of $2,000 for property risks and $10,000 in excess of $2,000 for casualty risks until July 1, 2024. Additionally, a property per-risk facultative contract is in place to provide coverage up to $20,000 in excess of $5,000 per property. Aggregate stop loss reinsurance agreements are also in place for both crop hail and multi-peril crop coverage. The crop hail aggregate attaches at a 100% net loss ratio providing 50 points of cover. The multi-peril crop aggregate attaches at a 105% net loss ratio providing 45 points of cover. In addition to the aggregate covers, underlying multi-peril crop reinsurance is provided through the FCIC. </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.75pt 0pt 0">Effective July 1, 2024, the Company’s reinsurance contracts were modified to exclude any Westminster losses occurring on or after that date, while maintaining all other existing limits, retentions, and attachment points.</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.75pt 0pt 0"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.75pt 0pt 0"> For the year ended December 31, 2023, the Company’s catastrophe retention and retention limit were consistent with those for the year ended December 31, 2024. In addition, limits, retentions, and attachment points in our other reinsurance contracts were also consistent with those for the year ended December 31, 2024 (with the exception of Westminster for which per risk excess of loss treaties provided coverage of $4,000 in excess of $1,000 for property risks and $11,000 in excess of $1,000 for casualty risks). </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.75pt 0pt 0"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> For 2026, the Company’s catastrophe retention will remain consistent with 2025 at $20,000 and the reinsurance protection will cover $123,000. The lower limit for 2025 was primarily due to the sale of Westminster, which drove the top end of the catastrophe modeling results. Our per risk excess of loss treaty provides coverage of $3,900 in excess of $1,100 for property risks, and a property per-risk facultative contract is in place to provide coverage up to $35,000 in excess of $5,000 per property. There were no changes made to limits, retentions, or attachment points in our other reinsurance contracts. </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in">The Company actively monitors and evaluates the financial condition of the reinsurers and develops estimates of the uncollectible amounts due from reinsurers, which would be recognized as credit losses through an allowance account developed using the CECL model. See the Part II, Item 8, Note 3 “Summary of Significant Accounting Policies and Basis of Presentation” section for additional information. Credit loss estimates are made based on periodic evaluation of balances due from reinsurers, changes in reinsurer credit standing, judgments regarding reinsurers’ solvency, known disputes, reporting characteristics of the underlying reinsured business, historical experience, current economic conditions, the state of reinsurer relations in general, and other relevant factors. Collection risk is mitigated by entering into reinsurance arrangements only with reinsurers that have strong credit ratings and statutory surplus above certain levels. At December 31, 2025, and December 31, 2024, management has concluded that it is not necessary to record an allowance for expected credit losses related to reinsurance recoverables. All of our significant reinsurance partners are rated “A-” (Excellent) or better by AM Best or “A+” or better by Standard &amp; Poor’s, and there is no history of write-offs.</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.75pt 0pt 0">A reconciliation of direct to net premiums on both a written and an earned basis, presented on a consolidated basis, including both continuing and discontinued operations, is as follows:</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.75pt 0pt 0"> </p><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif"> <tbody><tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="22" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Year Ended December 31,</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="6" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2025</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="6" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2024</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="6" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2023</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Premiums <br/> Written</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Premiums <br/> Earned</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Premiums <br/> Written</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Premiums <br/> Earned</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Premiums <br/> Written</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Premiums<br/> Earned</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 34%; text-align: left; text-indent: -0.15in; padding-left: 0.15in">Direct premium</td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">289,784</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">309,782</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">383,933</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">380,968</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">418,399</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">401,945</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.15in">Assumed premium</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">2,625</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">2,627</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">2,967</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">2,984</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">3,098</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">3,570</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 1pt; text-indent: -0.15in; padding-left: 0.15in">Ceded premium</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(41,754</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(41,754</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(43,503</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(42,786</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(54,848</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(54,378</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 2.5pt; padding-left: 0.1in">Net premiums</td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">250,655</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">270,655</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">343,397</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">341,166</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">366,649</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">351,137</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td> </tr> </tbody></table><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.75pt 0pt 0"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">The reconciliations of the Company’s direct to net premiums on both a written and an earned basis for the current year-to-date and comparable prior year-to-date amounts, segregated between continuing and discontinued operations, are shown below:</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </p><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif"> <tbody><tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="22" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Year Ended December 31,</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="6" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2025</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="6" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2024</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="6" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2023</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Premiums <br/> Written</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Premiums <br/> Earned</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Premiums <br/> Written</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Premiums <br/> Earned</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Premiums <br/> Written</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Premiums <br/> Earned</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.15in">Continuing operations:</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="width: 34%; text-align: left; text-indent: -6.3pt; padding-left: 0.15in">Direct premium</td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">289,784</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">309,782</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">342,301</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">341,885</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">341,234</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">325,590</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; text-indent: -6.3pt; padding-left: 0.15in">Assumed premium</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">2,625</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">2,627</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">2,967</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">2,984</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">3,098</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">3,570</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt; text-indent: -6.3pt; padding-left: 0.15in">Ceded premium</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(41,754</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(41,754</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(34,760</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(34,759</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(37,043</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(37,043</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 2.5pt; text-indent: 6.3pt; padding-left: 0.1in">Net premiums</td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">250,655</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">270,655</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">310,508</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">310,110</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">307,289</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">292,117</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td> </tr> </tbody></table><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.75pt"> </p><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif"> <tbody><tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="22" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Year Ended December 31,</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="6" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2025</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="6" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2024</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="6" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2023</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Premiums<br/> Written</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Premiums<br/> Earned</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Premiums <br/> Written</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Premiums <br/> Earned</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Premiums <br/> Written</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Premiums <br/> Earned</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.15in">Discontinued operations:</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="width: 34%; text-align: left; text-indent: -6.3pt; padding-left: 0.15in">Direct premium</td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right"><span style="-sec-ix-hidden:fc_1414084153">—</span></td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right"><span style="-sec-ix-hidden:fc_2026850925">—</span></td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">41,632</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">39,083</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">77,165</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">76,355</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; text-indent: -6.3pt; padding-left: 0.15in">Assumed premium</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_445111252">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_55433657">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_2135108619">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1151205034">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_762840966">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1915221181">—</span></td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt; text-indent: -6.3pt; padding-left: 0.15in">Ceded premium</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden:fc_1229458039">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden:fc_104154124">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(8,743</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(8,027</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(17,805</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(17,335</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 2.5pt; text-indent: 6.3pt; padding-left: 0.1in">Net premiums</td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="-sec-ix-hidden:fc_34789159">—</span></td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="-sec-ix-hidden:fc_1798003322">—</span></td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">32,889</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">31,056</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">59,360</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">59,020</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td> </tr> </tbody></table><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.75pt"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.75pt 0pt 0">A reconciliation of direct to net losses and loss adjustment expenses, presented on a consolidated basis, including both continuing and discontinued operations, is as follows:</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.75pt 0pt 0"> </p><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif"> <tbody><tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="10" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Year Ended December 31,</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2025</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2024</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2023</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 67%; text-align: left; text-indent: -6.3pt; padding-left: 0.15in">Direct losses and loss adjustment expenses</td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">247,431</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">249,344</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">293,978</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; text-indent: -6.3pt; padding-left: 0.15in">Assumed losses and loss adjustment expenses</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">606</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">784</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">1,140</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 1pt; text-indent: -6.3pt; padding-left: 0.15in">Ceded losses and loss adjustment expenses</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(47,249</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(19,157</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(50,706</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 2.5pt; text-indent: 6.3pt; padding-left: 0.1in">Net losses and loss adjustment expenses</td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">200,788</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">230,971</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">244,412</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td> </tr> </tbody></table><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.75pt 0pt 0"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.75pt">The reconciliations for current and prior year continuing and discontinued operations of direct to net losses and loss adjustment expenses is as follows:</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.75pt 0pt 0"> </p><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif"> <tbody><tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="10" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Year Ended December 31,</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2025</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2024</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2023</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.15in">Continuing Operations:</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="width: 67%; text-align: left; text-indent: -6.3pt; padding-left: 0.15in">Direct losses and loss adjustment expenses</td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">247,431</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">220,991</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">195,138</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; text-indent: -6.3pt; padding-left: 0.15in">Assumed losses and loss adjustment expenses</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">606</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">784</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">1,140</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt; text-indent: -6.3pt; padding-left: 0.15in">Ceded losses and loss adjustment expenses</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(47,249</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(14,310</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(9,762</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 2.5pt; text-indent: 6.3pt; padding-left: 0.1in">Net losses and loss adjustment expenses</td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">200,788</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">207,465</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">186,516</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td> </tr> </tbody></table><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </p><div style="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt"> </p></div><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></p><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif"> <tbody><tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="10" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Year Ended December 31,</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2025</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2024</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2023</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.15in">Discontinued Operations:</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="width: 67%; text-align: left; text-indent: -6.3pt; padding-left: 0.15in">Direct losses and loss adjustment expenses</td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right"><span style="-sec-ix-hidden:fc_218504025">—</span></td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">28,353</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">98,840</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 1pt; text-indent: -6.3pt; padding-left: 0.15in">Assumed losses and loss adjustment expenses</td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_132687819">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_1077262296">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_902975550">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt; text-indent: -6.3pt; padding-left: 0.15in">Ceded losses and loss adjustment expenses</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden:fc_1449773761">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(4,847</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(40,944</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 2.5pt; text-indent: 6.3pt; padding-left: 0.1in">Net losses and loss adjustment expenses</td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="-sec-ix-hidden:fc_1108512068">—</span></td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">23,506</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">57,896</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td> </tr> </tbody></table><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </p><p style="font: italic 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"><span style="font-weight: bold;">Intercompany Reinsurance Pooling Arrangement</span></p><p style="font: italic 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Effective January 1, 2020, all of our insurance subsidiary and affiliate companies entered into an intercompany reinsurance pooling agreement. Nodak Insurance is the lead company of the pool, and assumes the net premiums, net losses, and underwriting expenses from each of the other five companies. Nodak Insurance then retrocedes balances back to each company, while retaining its own share of the pool’s net underwriting results, based on individual pool percentages established in the respective pooling agreement. This arrangement allows each insurance company to rely upon the capacity of the pool’s total statutory capital and surplus. As a result, they are evaluated by AM Best on a group basis and hold a single combined financial strength rating, long-term issuer credit rating, and financial size category. Subsequent to the June 30, 2024, date of sale, Westminster is no longer a member of the pool, and the pooling percentages for the remaining insurance subsidiaries were updated based on their respective surplus as a percentage of the pool as of December 31, 2023.</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </p> 117000000 20000000 4000000 1000000 11000000 1000000 20000000 5000000 1 1.05 133000000 20000000 4000000 1000000 11000000 1000000 3000000 2000000 10000000 2000000 20000000 5000000 1 1.05 4000000 1000000 11000000 1000000 20000000 123000000 3900000 1100000 35000000 5000000 <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.75pt 0pt 0">A reconciliation of direct to net premiums on both a written and an earned basis, presented on a consolidated basis, including both continuing and discontinued operations, is as follows:</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.75pt 0pt 0"> </p><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif"> <tbody><tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="22" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Year Ended December 31,</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="6" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2025</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="6" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2024</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="6" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2023</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Premiums <br/> Written</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Premiums <br/> Earned</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Premiums <br/> Written</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Premiums <br/> Earned</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Premiums <br/> Written</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Premiums<br/> Earned</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 34%; text-align: left; text-indent: -0.15in; padding-left: 0.15in">Direct premium</td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">289,784</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">309,782</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">383,933</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">380,968</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">418,399</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">401,945</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.15in">Assumed premium</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">2,625</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">2,627</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">2,967</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">2,984</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">3,098</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">3,570</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 1pt; text-indent: -0.15in; padding-left: 0.15in">Ceded premium</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(41,754</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(41,754</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(43,503</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(42,786</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(54,848</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(54,378</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 2.5pt; padding-left: 0.1in">Net premiums</td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">250,655</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">270,655</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">343,397</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">341,166</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">366,649</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">351,137</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td> </tr> </tbody></table><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">The reconciliations of the Company’s direct to net premiums on both a written and an earned basis for the current year-to-date and comparable prior year-to-date amounts, segregated between continuing and discontinued operations, are shown below:</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </p><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif"> <tbody><tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="22" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Year Ended December 31,</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="6" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2025</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="6" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2024</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="6" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2023</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Premiums <br/> Written</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Premiums <br/> Earned</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Premiums <br/> Written</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Premiums <br/> Earned</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Premiums <br/> Written</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Premiums <br/> Earned</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.15in">Continuing operations:</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="width: 34%; text-align: left; text-indent: -6.3pt; padding-left: 0.15in">Direct premium</td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">289,784</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">309,782</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">342,301</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">341,885</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">341,234</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">325,590</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; text-indent: -6.3pt; padding-left: 0.15in">Assumed premium</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">2,625</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">2,627</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">2,967</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">2,984</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">3,098</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">3,570</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt; text-indent: -6.3pt; padding-left: 0.15in">Ceded premium</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(41,754</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(41,754</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(34,760</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(34,759</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(37,043</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(37,043</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 2.5pt; text-indent: 6.3pt; padding-left: 0.1in">Net premiums</td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">250,655</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">270,655</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">310,508</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">310,110</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">307,289</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">292,117</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td> </tr> </tbody></table><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif"> <tbody><tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="22" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Year Ended December 31,</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="6" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2025</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="6" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2024</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="6" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2023</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Premiums<br/> Written</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Premiums<br/> Earned</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Premiums <br/> Written</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Premiums <br/> Earned</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Premiums <br/> Written</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Premiums <br/> Earned</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.15in">Discontinued operations:</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="width: 34%; text-align: left; text-indent: -6.3pt; padding-left: 0.15in">Direct premium</td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right"><span style="-sec-ix-hidden:fc_1414084153">—</span></td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right"><span style="-sec-ix-hidden:fc_2026850925">—</span></td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">41,632</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">39,083</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">77,165</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">76,355</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; text-indent: -6.3pt; padding-left: 0.15in">Assumed premium</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_445111252">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_55433657">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_2135108619">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1151205034">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_762840966">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1915221181">—</span></td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt; text-indent: -6.3pt; padding-left: 0.15in">Ceded premium</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden:fc_1229458039">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden:fc_104154124">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(8,743</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(8,027</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(17,805</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(17,335</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 2.5pt; text-indent: 6.3pt; padding-left: 0.1in">Net premiums</td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="-sec-ix-hidden:fc_34789159">—</span></td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="-sec-ix-hidden:fc_1798003322">—</span></td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">32,889</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">31,056</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">59,360</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">59,020</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td> </tr> </tbody></table> 289784000 309782000 383933000 380968000 418399000 401945000 2625000 2627000 2967000 2984000 3098000 3570000 41754000 41754000 43503000 42786000 54848000 54378000 250655000 270655000 343397000 341166000 366649000 351137000 289784000 309782000 342301000 341885000 341234000 325590000 2625000 2627000 2967000 2984000 3098000 3570000 41754000 41754000 34760000 34759000 37043000 37043000 250655000 270655000 310508000 310110000 307289000 292117000 41632000 39083000 77165000 76355000 8743000 8027000 17805000 17335000 32889000 31056000 59360000 59020000 <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.75pt 0pt 0">A reconciliation of direct to net losses and loss adjustment expenses, presented on a consolidated basis, including both continuing and discontinued operations, is as follows:</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.75pt 0pt 0"> </p><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif"> <tbody><tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="10" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Year Ended December 31,</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2025</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2024</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2023</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 67%; text-align: left; text-indent: -6.3pt; padding-left: 0.15in">Direct losses and loss adjustment expenses</td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">247,431</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">249,344</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">293,978</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; text-indent: -6.3pt; padding-left: 0.15in">Assumed losses and loss adjustment expenses</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">606</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">784</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">1,140</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 1pt; text-indent: -6.3pt; padding-left: 0.15in">Ceded losses and loss adjustment expenses</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(47,249</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(19,157</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(50,706</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 2.5pt; text-indent: 6.3pt; padding-left: 0.1in">Net losses and loss adjustment expenses</td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">200,788</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">230,971</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">244,412</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td> </tr> </tbody></table><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.75pt">The reconciliations for current and prior year continuing and discontinued operations of direct to net losses and loss adjustment expenses is as follows:</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.75pt 0pt 0"> </p><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif"> <tbody><tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="10" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Year Ended December 31,</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2025</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2024</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2023</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.15in">Continuing Operations:</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="width: 67%; text-align: left; text-indent: -6.3pt; padding-left: 0.15in">Direct losses and loss adjustment expenses</td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">247,431</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">220,991</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">195,138</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; text-indent: -6.3pt; padding-left: 0.15in">Assumed losses and loss adjustment expenses</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">606</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">784</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">1,140</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt; text-indent: -6.3pt; padding-left: 0.15in">Ceded losses and loss adjustment expenses</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(47,249</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(14,310</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(9,762</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 2.5pt; text-indent: 6.3pt; padding-left: 0.1in">Net losses and loss adjustment expenses</td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">200,788</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">207,465</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">186,516</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td> </tr> </tbody></table><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif"> <tbody><tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="10" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Year Ended December 31,</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2025</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2024</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2023</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.15in">Discontinued Operations:</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="width: 67%; text-align: left; text-indent: -6.3pt; padding-left: 0.15in">Direct losses and loss adjustment expenses</td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right"><span style="-sec-ix-hidden:fc_218504025">—</span></td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">28,353</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">98,840</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 1pt; text-indent: -6.3pt; padding-left: 0.15in">Assumed losses and loss adjustment expenses</td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_132687819">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_1077262296">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_902975550">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt; text-indent: -6.3pt; padding-left: 0.15in">Ceded losses and loss adjustment expenses</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden:fc_1449773761">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(4,847</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(40,944</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 2.5pt; text-indent: 6.3pt; padding-left: 0.1in">Net losses and loss adjustment expenses</td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="-sec-ix-hidden:fc_1108512068">—</span></td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">23,506</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">57,896</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td> </tr> </tbody></table> 247431000 249344000 293978000 606000 784000 1140000 47249000 19157000 50706000 200788000 230971000 244412000 247431000 220991000 195138000 606000 784000 1140000 47249000 14310000 9762000 200788000 207465000 186516000 28353000 98840000 4847000 40944000 23506000 57896000 <table border="0" cellpadding="0" cellspacing="0" style="width: 100%; margin-top: 0pt; margin-bottom: 0pt; font: italic 10pt Times New Roman, Times, Serif"> <tbody><tr style="vertical-align: top"> <td style="padding-left: 10pt; text-indent: -10pt; width: 0.5in"><span style="font-style: normal"><span style="font-weight: bold;">7.</span></span></td> <td style="padding-left: 10pt; text-indent: -10pt"><span style="font-style: normal"><span style="font-weight: bold;">Deferred Policy Acquisition Costs</span></span></td></tr> </tbody></table><p style="font: italic 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.75pt 0pt 0"> Expenses directly related to successfully acquired insurance policies, primarily commissions, premium taxes and underwriting costs, are deferred and amortized over the terms of the policies. We update our acquisition cost assumptions periodically to reflect actual experience, and we evaluate the costs for recoverability. The table below, presented on a consolidated basis, including both continuing and discontinued operations, shows the deferred policy acquisition costs and asset reconciliation: </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.75pt 0pt 0"> </p><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif"> <tbody><tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="10" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Year Ended December 31,</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2025</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2024</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2023</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 67%; text-align: left; text-indent: -0.15in; padding-left: 0.15in">Balance, beginning of year</td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">26,300</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">34,120</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">29,768</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.15in">Deferral of policy acquisition costs</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">52,902</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">79,363</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">87,343</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.15in">Amortization of deferred policy acquisition costs</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(59,993</td><td style="white-space: nowrap; text-align: left">)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(79,185</td><td style="white-space: nowrap; text-align: left">)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(82,991</td><td style="white-space: nowrap; text-align: left">)</td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt; text-indent: -0.15in; padding-left: 0.15in">Westminster balance disposed in sale</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden:fc_2079525990">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(7,998</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden:fc_1867956334">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 2.5pt; text-indent: -0.15in; padding-left: 0.25in">Balance, end of year</td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">19,209</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">26,300</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">34,120</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td> </tr> </tbody></table><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.75pt"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.75pt">The tables for current and prior year continuing and discontinued operations showing the deferred policy acquisition costs and assets reconciliation are shown below:</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.75pt"> </p><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif"> <tbody><tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="10" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Year Ended December 31,</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2025</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2024</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2023</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.15in">Continuing operations:</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="width: 67%; text-align: left; text-indent: -1.8pt; padding-left: 0.15in">Balance, beginning of year</td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">26,300</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">26,790</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">22,675</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; text-indent: -1.8pt; padding-left: 0.15in">Deferral of policy acquisition costs</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">52,902</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">70,767</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">71,746</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt; text-indent: -1.8pt; padding-left: 0.15in">Amortization of deferred policy acquisition costs</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(59,993</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(71,257</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(67,631</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 2.5pt; padding-left: 0.25in">Balance, end of year</td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">19,209</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">26,300</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">26,790</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td> </tr> </tbody></table><p style="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </p><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif"> <tbody><tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="10" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Year Ended December 31,</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2025</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2024</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2023</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.15in">Discontinued operations:</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="width: 67%; text-indent: -1.8pt; padding-left: 0.15in">Balance, beginning of period</td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right"><span style="-sec-ix-hidden:fc_1096680616">—</span></td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left"> </td><td style="width: 8%; text-align: right">7,330</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left"> </td><td style="width: 8%; text-align: right">7,093</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; text-indent: -1.8pt; padding-left: 0.15in">Deferral of policy acquisition costs</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1764035488">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">8,596</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">15,597</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; text-indent: -1.8pt; padding-left: 0.15in">Amortization of deferred policy acquisition costs</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1115304218">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(7,928</td><td style="white-space: nowrap; text-align: left">)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(15,360</td><td style="white-space: nowrap; text-align: left">)</td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 1pt; text-indent: -1.8pt; padding-left: 0.15in">Westminster balance disposed in sale</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden:fc_837845513">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(7,998</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden:fc_1239519187">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 2.5pt; padding-left: 0.25in">Balance, end of year</td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="-sec-ix-hidden:fc_935870245">—</span></td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="-sec-ix-hidden:fc_1309680317">—</span></td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">7,330</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td> </tr> </tbody></table> The table below, presented on a consolidated basis, including both continuing and discontinued operations, shows the deferred policy acquisition costs and asset reconciliation:<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.75pt 0pt 0"> </p><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif"> <tbody><tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="10" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Year Ended December 31,</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2025</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2024</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2023</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 67%; text-align: left; text-indent: -0.15in; padding-left: 0.15in">Balance, beginning of year</td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">26,300</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">34,120</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">29,768</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.15in">Deferral of policy acquisition costs</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">52,902</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">79,363</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">87,343</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.15in">Amortization of deferred policy acquisition costs</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(59,993</td><td style="white-space: nowrap; text-align: left">)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(79,185</td><td style="white-space: nowrap; text-align: left">)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(82,991</td><td style="white-space: nowrap; text-align: left">)</td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt; text-indent: -0.15in; padding-left: 0.15in">Westminster balance disposed in sale</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden:fc_2079525990">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(7,998</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden:fc_1867956334">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 2.5pt; text-indent: -0.15in; padding-left: 0.25in">Balance, end of year</td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">19,209</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">26,300</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">34,120</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td> </tr> </tbody></table><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.75pt">The tables for current and prior year continuing and discontinued operations showing the deferred policy acquisition costs and assets reconciliation are shown below:</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.75pt"> </p><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif"> <tbody><tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="10" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Year Ended December 31,</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2025</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2024</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2023</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.15in">Continuing operations:</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="width: 67%; text-align: left; text-indent: -1.8pt; padding-left: 0.15in">Balance, beginning of year</td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">26,300</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">26,790</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">22,675</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; text-indent: -1.8pt; padding-left: 0.15in">Deferral of policy acquisition costs</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">52,902</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">70,767</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">71,746</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt; text-indent: -1.8pt; padding-left: 0.15in">Amortization of deferred policy acquisition costs</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(59,993</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(71,257</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(67,631</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 2.5pt; padding-left: 0.25in">Balance, end of year</td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">19,209</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">26,300</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">26,790</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td> </tr> </tbody></table><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif"> <tbody><tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="10" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Year Ended December 31,</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2025</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2024</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2023</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.15in">Discontinued operations:</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="width: 67%; text-indent: -1.8pt; padding-left: 0.15in">Balance, beginning of period</td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right"><span style="-sec-ix-hidden:fc_1096680616">—</span></td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left"> </td><td style="width: 8%; text-align: right">7,330</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left"> </td><td style="width: 8%; text-align: right">7,093</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; text-indent: -1.8pt; padding-left: 0.15in">Deferral of policy acquisition costs</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1764035488">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">8,596</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">15,597</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; text-indent: -1.8pt; padding-left: 0.15in">Amortization of deferred policy acquisition costs</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1115304218">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(7,928</td><td style="white-space: nowrap; text-align: left">)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(15,360</td><td style="white-space: nowrap; text-align: left">)</td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 1pt; text-indent: -1.8pt; padding-left: 0.15in">Westminster balance disposed in sale</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden:fc_837845513">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(7,998</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden:fc_1239519187">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 2.5pt; padding-left: 0.25in">Balance, end of year</td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="-sec-ix-hidden:fc_935870245">—</span></td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="-sec-ix-hidden:fc_1309680317">—</span></td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">7,330</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td> </tr> </tbody></table> 26300000 34120000 29768000 52902000 79363000 87343000 59993000 79185000 82991000 7998000 19209000 26300000 34120000 26300000 26790000 22675000 52902000 70767000 71746000 59993000 71257000 67631000 19209000 26300000 26790000 7330000 7093000 8596000 15597000 7928000 15360000 7998000 7330000 <table border="0" cellpadding="0" cellspacing="0" style="width: 100%; margin-top: 0pt; margin-bottom: 0pt; font: italic 10pt Times New Roman, Times, Serif"> <tbody><tr style="vertical-align: top"> <td style="padding-left: 10pt; text-indent: -10pt; width: 0.5in"><span style="font-style: normal"><span style="font-weight: bold;">8.</span></span></td> <td style="padding-left: 10pt; text-indent: -10pt"><span style="font-style: normal"><span style="font-weight: bold;">Unpaid Losses and Loss Adjustment Expenses</span></span></td></tr> </tbody></table><p style="font: italic 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in">Activity in the liability for unpaid losses and loss adjustment expenses is summarized as follows for both continuing and discontinued operations:</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif"> <tbody><tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="10" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Year Ended December 31,</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2025</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2024</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2023</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap">Balance, beginning of year:</td><td> </td> <td colspan="2" style="white-space: nowrap"> </td><td> </td><td> </td> <td colspan="2" style="white-space: nowrap"> </td><td> </td><td> </td> <td colspan="2" style="white-space: nowrap"> </td><td> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 67%; text-align: left; padding-left: 0.1in">Liability for unpaid losses and loss adjustment expenses</td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">137,288</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">217,119</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">190,459</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.1in">Reinsurance recoverables on losses</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">12,561</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">48,969</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">37,575</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.2in">Net balance, beginning of year</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">124,727</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">168,150</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">152,884</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="padding-left: 0.5in"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.15in">Incurred related to:</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.1in">Current year</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">170,458</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">218,063</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">223,960</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.1in">Prior years</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">30,330</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">12,908</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">20,452</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.2in">Total incurred</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">200,788</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">230,971</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">244,412</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-indent: -0.15in; padding-left: 0.15in"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.15in">Paid related to:</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 0.1in">Current year</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">112,532</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">131,570</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">138,600</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.1in">Prior years</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">87,085</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">80,636</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">90,548</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.2in">Total paid</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">199,617</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">212,206</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">229,148</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -0.15in; padding-left: 0.15in"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.15in">Westminster balances disposed in sale:</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; text-indent: -1.8pt; padding-left: 0.15in">Liability for unpaid losses and loss adjustment expenses</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1766352171">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">107,508</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_506855618">—</span></td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 1pt; text-indent: -1.8pt; padding-left: 0.15in">Reinsurance recoverables on losses</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden:fc_447565893">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">45,320</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden:fc_601515324">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt; text-indent: 2.7pt; padding-left: 0.15in">Net balance, date of sale</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden:fc_1057737656">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">62,188</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden:fc_1206320208">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-indent: -0.15in; padding-left: 0.15in"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.15in">Balance, end of year:</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 0.1in">Liability for unpaid losses and loss adjustment expenses</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">137,855</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">137,288</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">217,119</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.1in">Reinsurance recoverables on losses</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">11,957</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">12,561</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">48,969</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 2.5pt; padding-left: 0.2in">Net balance, end of year</td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">125,898</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">124,727</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">168,150</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td> </tr> </tbody></table><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> During the year ended December 31, 2025, the Company’s incurred reported losses and loss adjustment expense included $30,330 of net unfavorable development on prior accident years. This was primarily attributable to unfavorable development on liability loss reserves for the Direct Auto non-standard auto business, primarily related to bodily injury coverage. During the year ended December 31, 2024, the Company’s incurred reported losses and loss adjustment expense included $12,908 of net unfavorable development on prior accident years. This was primarily attributable to unfavorable development for the Direct Auto non-standard auto business, partially offset by favorable development in Battle Creek, American West, Primero, and Nodak Insurance. During the year ended December 31, 2023, the Company’s incurred reported losses and loss adjustment expenses included $20,452 of net unfavorable development on prior accident years, primarily attributable to unfavorable development for the Westminster commercial and Direct Auto non-standard auto businesses partially offset by favorable development for Battle Creek, American West, and Nodak Insurance. During 2024, Westminster was sold and all associated liabilities were included in the sale. </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in">Changes in unpaid losses and loss adjustment expense reserves are generally the result of ongoing analysis of recent loss development trends. As additional information becomes known regarding individual claims, original estimates are increased or decreased accordingly.</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><div style="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt"> </p></div><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.75pt">The tables for the current and comparable prior year continuing and discontinued operations showing the liability for unpaid losses and loss adjustment expense are shown below:</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.75pt"> </p><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif"> <tbody><tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="10" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Year Ended December 31,</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2025</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2024</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2023</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.15in">Continuing operations:</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.15in">Balance, beginning of year:</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 67%; text-align: left; padding-left: 0.1in">Liability for unpaid losses and loss adjustment expenses</td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">137,288</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">119,185</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">114,296</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.1in">Reinsurance recoverables on losses</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">12,561</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">6,460</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">8,586</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.2in">Net balance, beginning of year</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">124,727</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">112,725</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">105,710</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="padding-left: 0.5in"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.15in">Incurred related to:</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.1in">Current year</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">170,458</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">193,948</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">184,210</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.1in">Prior years</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">30,330</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">13,517</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">2,306</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.2in">Total incurred</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">200,788</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">207,465</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">186,516</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-indent: -0.15in; padding-left: 0.15in"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.15in">Paid related to:</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 0.1in">Current year</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">112,532</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">126,006</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">121,466</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.1in">Prior years</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">87,085</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">69,457</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">58,036</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.2in">Total paid</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">199,617</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">195,463</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">179,502</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -0.15in; padding-left: 0.15in"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.15in">Balance, end of year:</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.1in">Liability for unpaid losses and loss adjustment expenses</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">137,855</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">137,288</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">119,185</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.1in">Reinsurance recoverables on losses</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">11,957</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">12,561</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">6,460</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 2.5pt; padding-left: 0.2in">Net balance, end of year</td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">125,898</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">124,727</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">112,725</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td> </tr> </tbody></table><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif"> <tbody><tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="10" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Year Ended December 31,</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2025</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2024</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2023</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.15in">Discontinued operations:</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.15in">Balance, beginning of year:</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 67%; text-align: left; padding-left: 0.1in">Liability for unpaid losses and loss adjustment expenses</td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right"><span style="-sec-ix-hidden:fc_164915371">—</span></td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">97,934</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">76,163</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.1in">Reinsurance recoverables on losses</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden:fc_98323608">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">42,509</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">28,989</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.2in">Net balance, beginning of year</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden:fc_1670318068">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">55,425</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">47,174</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="padding-left: 0.5in"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.15in">Incurred related to:</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.1in">Current year</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_300240115">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">24,115</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">39,750</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.1in">Prior years</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden:fc_601107142">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(609</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">18,146</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.2in">Total incurred</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden:fc_1585713326">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">23,506</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">57,896</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-indent: -0.15in; padding-left: 0.15in"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.15in">Paid related to:</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 0.1in">Current year</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_721524887">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">5,564</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">17,132</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.1in">Prior years</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden:fc_647110399">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">11,179</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">32,512</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.2in">Total paid</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden:fc_900898293">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">16,743</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">49,644</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -0.15in; padding-left: 0.15in"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.15in">Westminster balances disposed in sale:</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; text-indent: -1.8pt; padding-left: 0.15in">Liability for unpaid losses and loss adjustment expenses</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1465146250">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">107,508</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1405766989">—</span></td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 1pt; text-indent: -1.8pt; padding-left: 0.15in">Reinsurance recoverables on losses</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden:fc_259615016">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">45,320</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden:fc_1213057905">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt; text-indent: 2.7pt; padding-left: 0.15in">Net balance, date of sale</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden:fc_688530582">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">62,188</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden:fc_409109569">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-indent: -0.15in; padding-left: 0.15in"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.15in">Balance, end of year:</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 0.1in">Liability for unpaid losses and loss adjustment expenses</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_298531064">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_582826377">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">97,934</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.1in">Reinsurance recoverables on losses</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden:fc_454816215">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden:fc_969510921">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">42,509</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 2.5pt; padding-left: 0.2in">Net balance, end of year</td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="-sec-ix-hidden:fc_1631400937">—</span></td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="-sec-ix-hidden:fc_1521651695">—</span></td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">55,425</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td> </tr> </tbody></table><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><div style="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt"> </p></div><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in">The tables on the following pages present information, organized by our primary operating segments, about incurred and paid claims development as of December 31, 2025, net of reinsurance, as well as cumulative claim frequency and the total of IBNR reserves plus expected development on reported claims. The cumulative number of reported claims represents open claims, claims closed with payment, and claims closed without payment. It does not include an estimated amount for unreported claims. The number of claims is measured by claim event (such as a car accident or storm damage), and an individual claim event may result in more than one reported claim (such as a car accident with both property and liability damages). The Company considers a claim that does not result in a liability as a claim closed without payment. The segment information presented in the tables is prior to the effects of the intercompany reinsurance pooling arrangement.</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in">The tables include unaudited information about incurred and paid claims development for the years ended December 31, 2016 through December 31, 2024, which we present as supplementary information.</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><table cellpadding="0" cellspacing="0" style="font: 9pt Times New Roman, Times, Serif; border-collapse: collapse; width: 100%"> <tbody><tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom"> <td style="border-bottom: Black 1pt solid; font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap">Private <br/> Passenger <br/> Auto</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="38" style="border-bottom: Black 1pt solid; font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center">Incurred Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance<br/> For the Year Ended December 31, 2025</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="6" style="border-bottom: Black 1pt solid; font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center">At December 31, 2025</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td></tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom"> <td style="border-bottom: Black 1pt solid; font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap">Accident<br/> Year</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center">2016*</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center">2017*</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center">2018*</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center">2019*</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center">2020*</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center">2021*</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center">2022*</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center">2023*</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center">2024*</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center">2025</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center">Total IBNR <br/> Plus Expected <br/> Development<br/> on Reported<br/> Claims</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center">Cumulative<br/> Number of<br/> Reported<br/> Claims</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td></tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom"> <td colspan="49" style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap">(in thousands, except claim <br/> counts)</td></tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap">2016</td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="vertical-align: bottom; font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left">$</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: right">40,227</td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="vertical-align: bottom; font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left">$</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: right">39,260</td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="vertical-align: bottom; font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left">$</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: right">39,057</td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="vertical-align: bottom; font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left">$</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: right">39,314</td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="vertical-align: bottom; font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left">$</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: right">38,535</td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="vertical-align: bottom; font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left">$</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: right">38,416</td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="vertical-align: bottom; font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left">$</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: right">38,601</td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="vertical-align: bottom; font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left">$</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: right">38,566</td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="vertical-align: bottom; font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left">$</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: right">38,536</td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="vertical-align: bottom; font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left">$</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: right">38,620</td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="vertical-align: bottom; font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left">$</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: right"><span style="-sec-ix-hidden:fc_1461536526">—</span></td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td colspan="2" style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: right">14,344</td><td style="font: 9pt Times New Roman, Times, Serif"> </td> </tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom; background-color: White"> <td style="font: bold 9pt Times New Roman, Times, Serif; width: 10%; text-align: left">2017</td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 5%; text-align: right"><span style="-sec-ix-hidden:fc_67145821">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; width: 1%; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 5%; text-align: right">40,779</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; width: 1%; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 5%; text-align: right">40,199</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; width: 1%; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 5%; text-align: right">40,120</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; width: 1%; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 5%; text-align: right">40,427</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; width: 1%; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 5%; text-align: right">40,488</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; width: 1%; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 5%; text-align: right">40,520</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; width: 1%; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 5%; text-align: right">40,471</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; width: 1%; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 5%; text-align: right">40,449</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; width: 1%; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 5%; text-align: right">40,468</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; width: 1%; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 5%; text-align: right">(2</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; width: 1%; text-align: left">)</td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 5%; text-align: right">13,847</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; width: 1%; text-align: left"> </td> </tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font: bold 9pt Times New Roman, Times, Serif; text-align: left">2018</td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_737002150">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_296098509">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">44,925</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">43,428</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">43,641</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">43,575</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">43,807</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">43,733</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">43,896</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">43,851</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">(8</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left">)</td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">14,753</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td> </tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom; background-color: White"> <td style="font: bold 9pt Times New Roman, Times, Serif; text-align: left">2019</td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_498525392">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_177568676">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1191047434">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">53,769</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">53,328</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">53,364</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">52,802</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">52,749</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">52,535</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">52,585</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">18</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">16,616</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td> </tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font: bold 9pt Times New Roman, Times, Serif; text-align: left">2020</td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_396325634">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1771571184">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_2095975944">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_276691689">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">46,247</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">48,519</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">47,403</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">47,174</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">46,713</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">46,913</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">163</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">13,665</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td> </tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom; background-color: White"> <td style="font: bold 9pt Times New Roman, Times, Serif; text-align: left">2021</td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_2080298485">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_686604836">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1577463127">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1270537692">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_66529704">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">57,316</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">57,176</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">57,431</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">57,215</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">57,102</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">177</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">15,523</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td> </tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font: bold 9pt Times New Roman, Times, Serif; text-align: left">2022</td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_871682041">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_773870123">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_268075417">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1072369202">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1151824461">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1869853617">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">66,711</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">65,132</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">64,180</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">64,094</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">328</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">16,335</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td> </tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom; background-color: White"> <td style="font: bold 9pt Times New Roman, Times, Serif; text-align: left">2023</td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_422263967">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1394198432">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_305068172">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_2048866105">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_791636809">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_2079173881">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1214479526">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">62,357</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">61,917</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">62,721</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">985</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">13,986</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td> </tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font: bold 9pt Times New Roman, Times, Serif; text-align: left">2024</td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1769139412">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_550796931">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_87438184">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1901689835">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_387810460">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_168539421">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1523919502">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1531793082">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">54,082</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">55,656</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">1,370</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">11,533</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td> </tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom; background-color: White"> <td style="font: bold 9pt Times New Roman, Times, Serif; text-align: left; padding-bottom: 1pt">2025</td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_312173351">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_1852648883">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_510468518">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_1166603916">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_1410824176">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_912442897">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_1469831886">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_481546188">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_508813945">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="border-bottom: Black 1pt solid; font: 9pt Times New Roman, Times, Serif; text-align: right">52,244</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: right">4,637</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="border-bottom: Black 1pt solid; font: 9pt Times New Roman, Times, Serif; text-align: right">8,801</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font: 9pt Times New Roman, Times, Serif; text-align: right; padding-bottom: 2.5pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: right"> </td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: right"> </td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: right"> </td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: right"> </td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: right"> </td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: right"> </td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: right"> </td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: right"> </td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: right"><span style="font-size: 10pt"><span style="font-weight: bold;">Total</span></span></td><td style="font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; font: 9pt Times New Roman, Times, Serif; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; font: 9pt Times New Roman, Times, Serif; text-align: right">514,254</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: right"> </td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: right"> </td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td> </tr> </tbody></table><p style="margin: 0"></p><p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><span style="font-size: 10pt">* Prior years unaudited</span></p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </p><table cellpadding="0" cellspacing="0" style="font: 9pt Times New Roman, Times, Serif; border-collapse: collapse; width: 100%"> <tbody><tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom"> <td style="font: bold 9pt Times New Roman, Times, Serif; text-align: left; white-space: nowrap; vertical-align: bottom">Private <br/> Passenger <br/> Auto</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="38" style="font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid">Paid Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance<br/> For the Year Ended December 31, 2025</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td></tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom"> <td style="font: bold 9pt Times New Roman, Times, Serif; text-align: left; white-space: nowrap; border-bottom: Black 1pt solid; vertical-align: bottom">Accident<br/> Year</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="2" style="font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid">2016*</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="2" style="font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid">2017*</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="2" style="font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid">2018*</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="2" style="font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid">2019*</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="2" style="font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid">2020*</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="2" style="font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid">2021*</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="2" style="font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid">2022*</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="2" style="font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid">2023*</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="2" style="font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid">2024*</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="2" style="font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid">2025</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td></tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font: bold 9pt Times New Roman, Times, Serif; vertical-align: bottom; width: 10%; text-align: left; text-indent: -0.15in; padding-left: 0.15in">2016</td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%; text-align: left">$</td><td style="font: 9pt Times New Roman, Times, Serif; width: 6%; text-align: right">29,009</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; width: 1%; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%; text-align: left">$</td><td style="font: 9pt Times New Roman, Times, Serif; width: 6%; text-align: right">35,845</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; width: 1%; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%; text-align: left">$</td><td style="font: 9pt Times New Roman, Times, Serif; width: 6%; text-align: right">37,307</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; width: 1%; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%; text-align: left">$</td><td style="font: 9pt Times New Roman, Times, Serif; width: 6%; text-align: right">38,108</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; width: 1%; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%; text-align: left">$</td><td style="font: 9pt Times New Roman, Times, Serif; width: 6%; text-align: right">37,833</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; width: 1%; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%; text-align: left">$</td><td style="font: 9pt Times New Roman, Times, Serif; width: 6%; text-align: right">38,173</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; width: 1%; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%; text-align: left">$</td><td style="font: 9pt Times New Roman, Times, Serif; width: 6%; text-align: right">38,303</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; width: 1%; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%; text-align: left">$</td><td style="font: 9pt Times New Roman, Times, Serif; width: 6%; text-align: right">38,539</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; width: 1%; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%; text-align: left">$</td><td style="font: 9pt Times New Roman, Times, Serif; width: 6%; text-align: right">38,539</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; width: 1%; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%; text-align: left">$</td><td style="font: 9pt Times New Roman, Times, Serif; width: 6%; text-align: right">38,620</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; width: 1%; text-align: left"> </td> </tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom; background-color: White"> <td style="font: bold 9pt Times New Roman, Times, Serif; vertical-align: bottom; text-align: left; text-indent: -0.15in; padding-left: 0.15in">2017</td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1943361153">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">31,033</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">37,050</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">38,331</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">39,738</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">40,111</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">40,294</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">40,315</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">40,398</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">40,469</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td> </tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font: bold 9pt Times New Roman, Times, Serif; vertical-align: bottom; text-align: left; text-indent: -0.15in; padding-left: 0.15in">2018</td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1102023746">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_376382950">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">34,358</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">40,213</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">41,479</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">42,820</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">43,074</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">43,225</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">43,337</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">44,357</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td> </tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom; background-color: White"> <td style="font: bold 9pt Times New Roman, Times, Serif; vertical-align: bottom; text-align: left; text-indent: -0.15in; padding-left: 0.15in">2019</td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1206095667">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1104700867">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_458127989">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">42,414</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">48,414</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">50,370</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">51,556</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">52,060</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">52,437</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">52,567</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td> </tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font: bold 9pt Times New Roman, Times, Serif; vertical-align: bottom; text-align: left; text-indent: -0.15in; padding-left: 0.15in">2020</td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_791948238">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_393954679">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1428146050">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1715449677">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">35,495</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">42,585</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">45,670</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">46,211</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">46,204</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">46,731</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td> </tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom; background-color: White"> <td style="font: bold 9pt Times New Roman, Times, Serif; vertical-align: bottom; text-align: left; text-indent: -0.15in; padding-left: 0.15in">2021</td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_590739701">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1335303329">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_2121251479">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_849261678">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_61392575">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">42,326</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">52,256</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">54,243</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">56,030</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">56,451</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td> </tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font: bold 9pt Times New Roman, Times, Serif; vertical-align: bottom; text-align: left; text-indent: -0.15in; padding-left: 0.15in">2022</td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1317284044">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_433425295">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1671517574">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1746072995">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_793859941">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1415415520">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">49,911</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">59,556</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">61,679</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">62,488</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td> </tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom; background-color: White"> <td style="font: bold 9pt Times New Roman, Times, Serif; vertical-align: bottom; text-align: left; text-indent: -0.15in; padding-left: 0.15in">2023</td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_186092406">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1429492946">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_947096984">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1810802478">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1795595886">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_519743288">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1441039551">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">45,452</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">55,548</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">57,783</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td> </tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font: bold 9pt Times New Roman, Times, Serif; vertical-align: bottom; text-align: left; text-indent: -0.15in; padding-left: 0.15in">2024</td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1796978003">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1439228833">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_126874028">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_948485857">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_2121449850">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_191591499">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1057219349">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1646527876">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">39,617</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">49,302</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td> </tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom; background-color: White"> <td style="font: bold 9pt Times New Roman, Times, Serif; vertical-align: bottom; text-align: left; padding-bottom: 1pt; text-indent: -0.15in; padding-left: 0.15in">2025</td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_437647452">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_768141127">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_1856017246">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_984749811">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_1270957999">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_369215308">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_727274392">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_618772103">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_1752293791">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; border-bottom: Black 1pt solid; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; border-bottom: Black 1pt solid; text-align: right">36,848</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font: 9pt Times New Roman, Times, Serif; text-align: left; padding-bottom: 2.5pt; text-indent: -0.15in; padding-left: 0.15in; vertical-align: bottom"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: right"> </td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: right"> </td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: right"> </td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: right"> </td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: right"> </td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: right"> </td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: right"> </td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: right"> </td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: right"><span style="font-size: 10pt"><span style="font-weight: bold;">Total</span></span></td><td style="font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; border-bottom: Black 2.5pt double; text-align: left">$</td><td style="font: 9pt Times New Roman, Times, Serif; border-bottom: Black 2.5pt double; text-align: right">485,616</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td> </tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom; background-color: White"> <td colspan="36" style="font: 9pt Times New Roman, Times, Serif; text-align: right; text-indent: -0.15in; padding-left: 0.15in; vertical-align: bottom"><span style="font-size: 10pt">All outstanding liabilities prior to 2016, net of reinsurance</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">13</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td> </tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom; background-color: rgb(204,238,255)"> <td colspan="36" style="font: 9pt Times New Roman, Times, Serif; text-align: right; text-indent: -0.15in; padding-left: 0.15in; vertical-align: bottom"><span style="font-size: 10pt">Liabilities for Unpaid Losses and Loss Adjustment Expenses, net of reinsurance</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">28,650</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td> </tr> </tbody></table><p style="margin: 0"></p><p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"> <span style="font-size: 10pt">* Prior years unaudited</span> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </p><div style="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt"> </p></div><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></p><table cellpadding="0" cellspacing="0" style="font: 9pt Times New Roman, Times, Serif; border-collapse: collapse; width: 100%"> <tbody><tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom"> <td style="text-align: left; font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; vertical-align: bottom">Non-<br/> Standard <br/> Auto <br/> (Primero &amp; <br/> Direct Auto)</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="38" style="font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid">Incurred Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance<br/> For the Year Ended December 31, 2025</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="6" style="font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid">At December 31, 2025</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td></tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom"> <td style="text-align: left; font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; border-bottom: Black 1pt solid; vertical-align: bottom">Accident<br/> Year</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="2" style="font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid"><span style="font-weight: bold;">2016*</span></td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="2" style="font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid"><span style="font-weight: bold;">2017*</span></td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="2" style="font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid">2018*</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="2" style="font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid">2019*</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="2" style="font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid">2020*</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="2" style="font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid">2021*</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="2" style="font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid">2022*</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="2" style="font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid">2023*</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="2" style="font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid">2024*</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="2" style="font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid">2025</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="2" style="font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid">Total IBNR <br/> Plus<br/> Expected <br/> Development<br/> on Reported <br/> Claims</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="2" style="font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid">Cumulative<br/> Number of <br/> Reported <br/> Claims</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td></tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom"> <td colspan="45" style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap">(in thousands, except claim counts)</td><td style="font: 9pt Times New Roman, Times, Serif"> </td> <td colspan="2" style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: right"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td></tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="vertical-align: bottom; font: bold 9pt Times New Roman, Times, Serif; width: 4%; text-align: left; text-indent: -0.15in; padding-left: 0.15in">2016</td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%; text-align: left">$</td><td style="font: 9pt Times New Roman, Times, Serif; width: 5%; text-align: right">30,514</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; width: 1%; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%; text-align: left">$</td><td style="font: 9pt Times New Roman, Times, Serif; width: 5%; text-align: right">24,708</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; width: 1%; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%; text-align: left">$</td><td style="font: 9pt Times New Roman, Times, Serif; width: 5%; text-align: right">23,606</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; width: 1%; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%; text-align: left">$</td><td style="font: 9pt Times New Roman, Times, Serif; width: 5%; text-align: right">23,989</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; width: 1%; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%; text-align: left">$</td><td style="font: 9pt Times New Roman, Times, Serif; width: 5%; text-align: right">22,884</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; width: 1%; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%; text-align: left">$</td><td style="font: 9pt Times New Roman, Times, Serif; width: 5%; text-align: right">22,267</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; width: 1%; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%; text-align: left">$</td><td style="font: 9pt Times New Roman, Times, Serif; width: 5%; text-align: right">21,947</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; width: 1%; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%; text-align: left">$</td><td style="font: 9pt Times New Roman, Times, Serif; width: 5%; text-align: right">22,095</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; width: 1%; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%; text-align: left">$</td><td style="font: 9pt Times New Roman, Times, Serif; width: 5%; text-align: right">22,168</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; width: 1%; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%; text-align: left">$</td><td style="font: 9pt Times New Roman, Times, Serif; width: 5%; text-align: right">22,265</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; width: 1%; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%; text-align: left">$</td><td style="font: 9pt Times New Roman, Times, Serif; width: 5%; text-align: right">8</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; width: 1%; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 5%; text-align: right">12,921</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; width: 1%; text-align: left"> </td> </tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom; background-color: White"> <td style="vertical-align: bottom; font: bold 9pt Times New Roman, Times, Serif; text-align: left; text-indent: -0.15in; padding-left: 0.15in">2017</td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1696708213">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">32,098</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">27,275</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">24,414</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">23,189</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">22,221</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">21,903</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">22,224</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">22,327</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">22,518</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">15</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">13,505</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td> </tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="vertical-align: bottom; font: bold 9pt Times New Roman, Times, Serif; text-align: left; text-indent: -0.15in; padding-left: 0.15in">2018</td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_414607390">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1831037100">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">36,236</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">34,466</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">33,743</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">32,307</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">32,038</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">32,741</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">33,020</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">33,104</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">24</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">16,525</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td> </tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom; background-color: White"> <td style="vertical-align: bottom; font: bold 9pt Times New Roman, Times, Serif; text-align: left; text-indent: -0.15in; padding-left: 0.15in">2019</td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_727674176">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_140615161">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1906466970">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">37,196</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">36,864</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">35,810</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">36,100</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">36,659</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">36,646</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">36,749</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">44</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">16,359</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td> </tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="vertical-align: bottom; font: bold 9pt Times New Roman, Times, Serif; text-align: left; text-indent: -0.15in; padding-left: 0.15in">2020</td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_491329771">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1327512887">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1846269910">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_922764539">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">33,054</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">31,743</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">32,507</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">34,657</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">34,475</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">35,748</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">948</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">14,390</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td> </tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom; background-color: White"> <td style="vertical-align: bottom; font: bold 9pt Times New Roman, Times, Serif; text-align: left; text-indent: -0.15in; padding-left: 0.15in">2021</td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1989140107">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_296889767">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1876888614">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_741371349">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1963650955">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">40,652</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">40,612</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">45,337</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">46,412</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">46,009</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">(81</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left">)</td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">15,931</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td> </tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="vertical-align: bottom; font: bold 9pt Times New Roman, Times, Serif; text-align: left; text-indent: -0.15in; padding-left: 0.15in">2022</td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1126737598">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1989398969">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_345335517">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_404069598">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_725255238">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1689256164">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">39,514</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">43,372</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">51,912</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">56,647</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">751</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">14,405</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td> </tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom; background-color: White"> <td style="vertical-align: bottom; font: bold 9pt Times New Roman, Times, Serif; text-align: left; text-indent: -0.15in; padding-left: 0.15in">2023</td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1087026723">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_14476607">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1601824513">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1887441388">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1038225003">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1197607668">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1758263042">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">50,415</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">57,445</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">69,433</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">3,039</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">15,464</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td> </tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="vertical-align: bottom; font: bold 9pt Times New Roman, Times, Serif; text-align: left; text-indent: -0.15in; padding-left: 0.15in">2024</td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_602092257">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1812685770">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1194228218">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1821696035">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_429347072">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_2102070807">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1763870112">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_2014639972">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">59,465</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">68,980</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">6,797</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">12,885</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td> </tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom; background-color: White"> <td style="vertical-align: bottom; font: bold 9pt Times New Roman, Times, Serif; text-align: left; padding-bottom: 1pt; text-indent: -0.15in; padding-left: 0.15in">2025</td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_389805781">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_765927728">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_2101436855">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_254429550">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_1720372820">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_1440191708">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_433227893">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_1195932483">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_1137211286">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; border-bottom: Black 1pt solid; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; border-bottom: Black 1pt solid; text-align: right">40,280</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: right">14,092</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: right">5,252</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom; background-color: rgb(204,238,255)"> <td colspan="36" style="text-align: right; font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-indent: -0.15in; padding-left: 0.15in"><span style="font-size: 10pt"><span style="font-weight: bold;">Total</span></span></td><td style="font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; border-bottom: Black 2.5pt double; text-align: left">$</td><td style="font: 9pt Times New Roman, Times, Serif; border-bottom: Black 2.5pt double; text-align: right">431,733</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: right"> </td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: right"> </td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td> </tr> </tbody></table><p style="margin: 0"></p><p style="text-align: left; font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">* Prior years unaudited </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </p><table cellpadding="0" cellspacing="0" style="font: 9pt Times New Roman, Times, Serif; border-collapse: collapse; width: 100%"> <tbody><tr style="vertical-align: bottom"> <td style="text-align: left; white-space: nowrap; font-weight: bold; vertical-align: bottom">Non-Standard <br/> Auto <br/> (Primero &amp; <br/> Direct Auto)</td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="38" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Paid Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance<br/> For the Year Ended December 31, 2025</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="text-align: left; white-space: nowrap; font-weight: bold; border-bottom: Black 1pt solid; vertical-align: bottom">Accident<br/> Year</td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid"><span style="font-weight: bold;">2016*<sup></sup></span></td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid"><span style="font-weight: bold;">2017*</span></td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2018*</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2019*</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2020*</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2021*</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2022*</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2023*</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2024*</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2025</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="vertical-align: bottom; width: 10%; font-weight: bold; text-align: left; text-indent: -0.15in; padding-left: 0.15in">2016</td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 6%; text-align: right">8,935</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 6%; text-align: right">15,154</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 6%; text-align: right">18,349</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 6%; text-align: right">20,515</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 6%; text-align: right">21,032</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 6%; text-align: right">21,495</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 6%; text-align: right">21,794</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 6%; text-align: right">21,984</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 6%; text-align: right">22,044</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 6%; text-align: right">22,202</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="vertical-align: bottom; font-weight: bold; text-align: left; text-indent: -0.15in; padding-left: 0.15in">2017</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1216894867">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">8,733</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">14,641</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">18,238</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">19,826</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">20,604</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">21,528</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">22,063</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">22,173</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">22,378</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="vertical-align: bottom; font-weight: bold; text-align: left; text-indent: -0.15in; padding-left: 0.15in">2018</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1819300372">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_786652941">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">11,526</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">22,821</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">26,820</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">28,489</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">30,489</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">32,202</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">32,663</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">32,873</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="vertical-align: bottom; font-weight: bold; text-align: left; text-indent: -0.15in; padding-left: 0.15in">2019</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1455506157">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_237381205">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_598359712">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">16,503</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">26,221</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">29,953</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">32,370</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">34,915</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">35,916</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">36,329</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="vertical-align: bottom; font-weight: bold; text-align: left; text-indent: -0.15in; padding-left: 0.15in">2020</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_144049255">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1917246831">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_2041893124">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1470291573">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">14,077</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">23,046</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">27,160</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">30,419</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">32,688</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">34,197</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="vertical-align: bottom; font-weight: bold; text-align: left; text-indent: -0.15in; padding-left: 0.15in">2021</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_242794871">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1389655282">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_553448847">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_228677761">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1277616331">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">18,611</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">30,155</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">36,890</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">41,590</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">44,261</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="vertical-align: bottom; font-weight: bold; text-align: left; text-indent: -0.15in; padding-left: 0.15in">2022</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1281406203">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1807303371">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_402089572">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_364340366">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_441299411">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1342612046">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">14,966</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">29,533</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">42,122</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">51,142</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="vertical-align: bottom; font-weight: bold; text-align: left; text-indent: -0.15in; padding-left: 0.15in">2023</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1441766675">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_356700531">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_665720199">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_2094471803">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_355554101">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_7100363">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1512088256">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">18,300</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">38,279</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">56,673</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="vertical-align: bottom; font-weight: bold; text-align: left; text-indent: -0.15in; padding-left: 0.15in">2024</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1946149410">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_557491702">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1419944712">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_412750413">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_727955975">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_149875339">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1536650299">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1207434961">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">18,873</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">43,510</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="vertical-align: bottom; font-weight: bold; text-align: left; padding-bottom: 1pt; text-indent: -0.15in; padding-left: 0.15in">2025</td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_2015563337">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_2102873031">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_1289232997">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_481984890">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_771466824">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_1675008790">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_166879455">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_65360467">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_581038215">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">12,299</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 2.5pt; text-indent: -0.15in; padding-left: 0.15in; vertical-align: bottom"> </td><td style="padding-bottom: 2.5pt"> </td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="font-weight: bold; padding-bottom: 2.5pt"> </td><td style="padding-bottom: 2.5pt; font-weight: bold; text-align: left"> </td><td style="padding-bottom: 2.5pt; font-weight: bold; text-align: right"><span style="font-size: 10pt"><span style="font-weight: bold;">Total</span></span></td><td style="white-space: nowrap; padding-bottom: 2.5pt; font-weight: bold; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">355,864</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td colspan="36" style="text-align: right; text-indent: -0.15in; padding-left: 0.15in; vertical-align: bottom"><span style="font-size: 10pt">All outstanding liabilities prior to 2016, net of reinsurance</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">70</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td colspan="36" style="text-align: right; text-indent: -0.15in; padding-left: 0.15in; vertical-align: bottom"><span style="font-size: 10pt">Liabilities for Unpaid Losses and Loss Adjustment Expenses, net of reinsurance</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left">$</td><td style="text-align: right">75,939</td><td style="white-space: nowrap; text-align: left"> </td> </tr> </tbody></table><p style="margin: 0"></p><p style="text-align: left; font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">* Prior years unaudited </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </p><div style="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt"> </p></div><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></p><table cellpadding="0" cellspacing="0" style="font: 9pt Times New Roman, Times, Serif; border-collapse: collapse; width: 100%"> <tbody><tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom"> <td style="font: bold 9pt Times New Roman, Times, Serif; text-align: left; white-space: nowrap; vertical-align: bottom">Home and <br/> Farm</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="38" style="font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid">Incurred Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance<br/> For the Year Ended December 31, 2025</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="6" style="font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid">At December 31, 2025</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td></tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom"> <td style="font: bold 9pt Times New Roman, Times, Serif; text-align: left; white-space: nowrap; border-bottom: Black 1pt solid; vertical-align: bottom">Accident<br/> Year</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="2" style="font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid">2016*</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="2" style="font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid">2017*</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="2" style="font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid">2018*</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="2" style="font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid">2019*</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="2" style="font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid">2020*</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="2" style="font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid">2021*</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="2" style="font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid">2022*</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="2" style="font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid">2023*</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="2" style="font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid">2024*</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="2" style="font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid">2025</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="2" style="font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid">Total IBNR<br/> Plus Expected<br/> Development <br/> on Reported <br/> Claims</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="2" style="font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid">Cumulative <br/> Number of <br/> Reported <br/> Claims</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td></tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom"> <td colspan="46" style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap">(in thousands, except claim counts)</td> <td colspan="2" style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: right"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td></tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font: bold 9pt Times New Roman, Times, Serif; vertical-align: bottom; width: 4%; text-align: left; text-indent: -0.15in; padding-left: 0.15in">2016</td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%; text-align: left">$</td><td style="font: 9pt Times New Roman, Times, Serif; width: 5%; text-align: right">45,713</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; width: 1%; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%; text-align: left">$</td><td style="font: 9pt Times New Roman, Times, Serif; width: 5%; text-align: right">44,513</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; width: 1%; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%; text-align: left">$</td><td style="font: 9pt Times New Roman, Times, Serif; width: 5%; text-align: right">44,945</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; width: 1%; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%; text-align: left">$</td><td style="font: 9pt Times New Roman, Times, Serif; width: 5%; text-align: right">44,597</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; width: 1%; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%; text-align: left">$</td><td style="font: 9pt Times New Roman, Times, Serif; width: 5%; text-align: right">44,728</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; width: 1%; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%; text-align: left">$</td><td style="font: 9pt Times New Roman, Times, Serif; width: 5%; text-align: right">44,745</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; width: 1%; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%; text-align: left">$</td><td style="font: 9pt Times New Roman, Times, Serif; width: 5%; text-align: right">44,809</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; width: 1%; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%; text-align: left">$</td><td style="font: 9pt Times New Roman, Times, Serif; width: 5%; text-align: right">44,788</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; width: 1%; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%; text-align: left">$</td><td style="font: 9pt Times New Roman, Times, Serif; width: 5%; text-align: right">44,787</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; width: 1%; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%; text-align: left">$</td><td style="font: 9pt Times New Roman, Times, Serif; width: 5%; text-align: right">44,792</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; width: 1%; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%; text-align: left">$</td><td style="font: 9pt Times New Roman, Times, Serif; width: 5%; text-align: right"><span style="-sec-ix-hidden:fc_2114887091">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; width: 1%; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 5%; text-align: right">6,354</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; width: 1%; text-align: left"> </td> </tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom; background-color: White"> <td style="font: bold 9pt Times New Roman, Times, Serif; vertical-align: bottom; text-align: left; text-indent: -0.15in; padding-left: 0.15in">2017</td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1352301552">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">42,112</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">41,593</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">41,882</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">41,779</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">41,804</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">41,640</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">41,590</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">41,646</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">41,756</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">8</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">4,958</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td> </tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font: bold 9pt Times New Roman, Times, Serif; vertical-align: bottom; text-align: left; text-indent: -0.15in; padding-left: 0.15in">2018</td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_273763706">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_742788876">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">42,486</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">43,840</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">43,747</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">43,682</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">43,712</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">43,731</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">43,681</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">43,680</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1366948795">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">4,595</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td> </tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom; background-color: White"> <td style="font: bold 9pt Times New Roman, Times, Serif; vertical-align: bottom; text-align: left; text-indent: -0.15in; padding-left: 0.15in">2019</td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_806918178">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1965995890">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_441756232">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">45,334</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">45,828</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">45,471</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">45,352</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">45,106</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">45,050</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">45,049</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">2</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">5,525</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td> </tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font: bold 9pt Times New Roman, Times, Serif; vertical-align: bottom; text-align: left; text-indent: -0.15in; padding-left: 0.15in">2020</td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_416461710">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1174317169">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_150695752">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_111747635">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">36,264</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">35,668</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">34,656</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">34,761</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">34,813</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">34,789</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">3</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">4,119</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td> </tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom; background-color: White"> <td style="font: bold 9pt Times New Roman, Times, Serif; vertical-align: bottom; text-align: left; text-indent: -0.15in; padding-left: 0.15in">2021</td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_2095116014">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1279943965">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1355206369">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_562380835">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_2003793217">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">53,079</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">50,322</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">50,759</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">50,592</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">50,520</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">78</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">5,385</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td> </tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font: bold 9pt Times New Roman, Times, Serif; vertical-align: bottom; text-align: left; text-indent: -0.15in; padding-left: 0.15in">2022</td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1759978421">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_735730773">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1425516929">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_301273832">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1094623116">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1703226981">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">112,049</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">105,409</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">105,328</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">105,052</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">279</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">8,439</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td> </tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom; background-color: White"> <td style="font: bold 9pt Times New Roman, Times, Serif; vertical-align: bottom; text-align: left; text-indent: -0.15in; padding-left: 0.15in">2023</td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_114847426">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1067739722">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_749592350">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1178546341">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1421531190">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1777156264">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1785275894">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">57,205</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">56,985</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">56,680</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">543</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">4,337</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td> </tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font: bold 9pt Times New Roman, Times, Serif; vertical-align: bottom; text-align: left; text-indent: -0.15in; padding-left: 0.15in">2024</td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1995472023">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1041298321">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1387938416">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_2010822427">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1251452128">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1695196674">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1818604790">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1371984132">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">65,092</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">65,676</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">973</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">4,316</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td> </tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom; background-color: White"> <td style="font: bold 9pt Times New Roman, Times, Serif; vertical-align: bottom; text-align: left; padding-bottom: 1pt; text-indent: -0.15in; padding-left: 0.15in">2025</td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_914478017">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_1957799988">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_672188864">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_1444568442">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_959376545">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_2034665668">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_2108024383">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_511869798">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_1301967367">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; border-bottom: Black 1pt solid; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; border-bottom: Black 1pt solid; text-align: right">61,379</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: right">5,037</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: right">3,730</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font: 9pt Times New Roman, Times, Serif; text-align: left; padding-bottom: 2.5pt; text-indent: -0.15in; padding-left: 0.15in; vertical-align: bottom"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: right"> </td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: right"> </td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: right"> </td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: right"> </td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: right"> </td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: right"> </td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: right"> </td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: right"> </td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: right"><span style="font-size: 10pt"><span style="font-weight: bold;">Total</span></span></td><td style="font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; border-bottom: Black 2.5pt double; text-align: left">$</td><td style="font: 9pt Times New Roman, Times, Serif; border-bottom: Black 2.5pt double; text-align: right">549,373</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: right"> </td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: right"> </td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td> </tr> </tbody></table><p style="margin: 0"></p><p style="text-align: left; font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">* Prior years unaudited</p><p style="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"> </p><table cellpadding="0" cellspacing="0" style="font: 9pt Times New Roman, Times, Serif; border-collapse: collapse; width: 100%"> <tbody><tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom"> <td style="text-align: left; font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; vertical-align: bottom">Home and<br/> Farm</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="38" style="font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid">Paid Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance<br/> For the Year Ended December 31, 2025</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td></tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom"> <td style="text-align: left; font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; border-bottom: Black 1pt solid; vertical-align: bottom">Accident<br/> Year</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="2" style="font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid">2016*</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="2" style="font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid">2017*</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="2" style="font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid">2018*</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="2" style="font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid">2019*</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="2" style="font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid">2020*</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="2" style="font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid">2021*</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="2" style="font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid">2022*</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="2" style="font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid">2023*</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="2" style="font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid">2024*</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="2" style="font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid">2025</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td></tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="vertical-align: bottom; font: bold 9pt Times New Roman, Times, Serif; width: 10%; text-align: left; text-indent: -0.15in; padding-left: 0.15in">2016</td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%; text-align: left">$</td><td style="font: 9pt Times New Roman, Times, Serif; width: 6%; text-align: right">37,655</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; width: 1%; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%; text-align: left">$</td><td style="font: 9pt Times New Roman, Times, Serif; width: 6%; text-align: right">44,942</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; width: 1%; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%; text-align: left">$</td><td style="font: 9pt Times New Roman, Times, Serif; width: 6%; text-align: right">44,270</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; width: 1%; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%; text-align: left">$</td><td style="font: 9pt Times New Roman, Times, Serif; width: 6%; text-align: right">44,529</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; width: 1%; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%; text-align: left">$</td><td style="font: 9pt Times New Roman, Times, Serif; width: 6%; text-align: right">44,583</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; width: 1%; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%; text-align: left">$</td><td style="font: 9pt Times New Roman, Times, Serif; width: 6%; text-align: right">44,650</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; width: 1%; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%; text-align: left">$</td><td style="font: 9pt Times New Roman, Times, Serif; width: 6%; text-align: right">44,690</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; width: 1%; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%; text-align: left">$</td><td style="font: 9pt Times New Roman, Times, Serif; width: 6%; text-align: right">44,736</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; width: 1%; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%; text-align: left">$</td><td style="font: 9pt Times New Roman, Times, Serif; width: 6%; text-align: right">44,787</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; width: 1%; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%; text-align: left">$</td><td style="font: 9pt Times New Roman, Times, Serif; width: 6%; text-align: right">44,792</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; width: 1%; text-align: left"> </td> </tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom; background-color: White"> <td style="vertical-align: bottom; font: bold 9pt Times New Roman, Times, Serif; text-align: left; text-indent: -0.15in; padding-left: 0.15in">2017</td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_340482023">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">34,657</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">38,928</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">40,441</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">40,941</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">41,414</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">41,504</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">41,506</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">41,516</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">41,523</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td> </tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="vertical-align: bottom; font: bold 9pt Times New Roman, Times, Serif; text-align: left; text-indent: -0.15in; padding-left: 0.15in">2018</td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_218408674">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1462407084">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">37,880</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">42,814</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">43,178</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">43,549</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">43,634</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">43,688</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">43,681</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">43,680</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td> </tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom; background-color: White"> <td style="vertical-align: bottom; font: bold 9pt Times New Roman, Times, Serif; text-align: left; text-indent: -0.15in; padding-left: 0.15in">2019</td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1154761294">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1015758001">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_747000280">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">38,718</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">43,253</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">44,119</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">44,847</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">45,053</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">45,046</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">45,047</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td> </tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="vertical-align: bottom; font: bold 9pt Times New Roman, Times, Serif; text-align: left; text-indent: -0.15in; padding-left: 0.15in">2020</td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_792567999">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_189546462">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1537191104">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_262183738">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">29,273</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">33,988</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">34,243</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">34,688</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">34,784</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">34,786</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td> </tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom; background-color: White"> <td style="vertical-align: bottom; font: bold 9pt Times New Roman, Times, Serif; text-align: left; text-indent: -0.15in; padding-left: 0.15in">2021</td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1501675453">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1262867321">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_232180315">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1121988573">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_126681630">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">41,096</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">48,890</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">50,117</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">50,403</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">50,749</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td> </tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="vertical-align: bottom; font: bold 9pt Times New Roman, Times, Serif; text-align: left; text-indent: -0.15in; padding-left: 0.15in">2022</td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_242429462">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_206819059">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_943434609">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1834643335">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_461334394">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_872201480">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">92,482</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">101,957</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">104,321</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">104,593</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td> </tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom; background-color: White"> <td style="vertical-align: bottom; font: bold 9pt Times New Roman, Times, Serif; text-align: left; text-indent: -0.15in; padding-left: 0.15in">2023</td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1658777595">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_308143084">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_776305959">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1813786722">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_2074698159">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1758698221">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_694270487">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">46,607</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">54,304</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">55,827</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td> </tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="vertical-align: bottom; font: bold 9pt Times New Roman, Times, Serif; text-align: left; text-indent: -0.15in; padding-left: 0.15in">2024</td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1912025379">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_811916910">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1277806860">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1844685841">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_312370739">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1901827806">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1055407882">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1762855687">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">54,904</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">64,029</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td> </tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom; background-color: White"> <td style="vertical-align: bottom; font: bold 9pt Times New Roman, Times, Serif; text-align: left; padding-bottom: 1pt; text-indent: -0.15in; padding-left: 0.15in">2025</td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_1224076825">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_2056193591">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_2066073711">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_430351662">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_273875237">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_970772128">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_334668160">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_2013357725">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_1802955974">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; border-bottom: Black 1pt solid; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; border-bottom: Black 1pt solid; text-align: right">51,596</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-indent: -0.15in; padding-left: 0.15in; vertical-align: bottom"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: right"> </td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: right"> </td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: right"> </td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: right"> </td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: right"> </td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: right"> </td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: right"> </td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: right"> </td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: right"><span style="font-size: 10pt"><span style="font-weight: bold;">Total</span></span></td><td style="font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; border-bottom: Black 2.5pt double; text-align: left">$</td><td style="font: 9pt Times New Roman, Times, Serif; border-bottom: Black 2.5pt double; text-align: right">536,622</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td> </tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom; background-color: White"> <td colspan="36" style="text-align: right; font: 9pt Times New Roman, Times, Serif; text-indent: -0.15in; padding-left: 0.15in"><span style="font-size: 10pt">All outstanding liabilities prior to 2016, net of reinsurance</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1442020584">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td> </tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom; background-color: rgb(204,238,255)"> <td colspan="36" style="text-align: right; font: 9pt Times New Roman, Times, Serif; text-indent: -0.15in; padding-left: 0.15in"><span style="font-size: 10pt">Liabilities for Unpaid Losses and Loss Adjustment Expenses, net of reinsurance</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left">$</td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">12,751</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td> </tr> </tbody></table><p style="margin: 0"></p><p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><span style="font-size: 10pt">* Prior years unaudited</span></p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </p><div style="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt"> </p></div><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></p><table cellpadding="0" cellspacing="0" style="font: 9pt Times New Roman, Times, Serif; border-collapse: collapse; width: 100%"> <tbody><tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom"> <td style="font: bold 9pt Times New Roman, Times, Serif; text-align: left; white-space: nowrap; vertical-align: bottom">Crop</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="38" style="font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid">Incurred Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance<br/> For the Year Ended December 31, 2025</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="6" style="font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid">At December 31, 2025</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td></tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom"> <td style="text-align: left; font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; border-bottom: Black 1pt solid; vertical-align: bottom">Accident<br/> Year</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="2" style="font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid">2016*</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="2" style="font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid">2017*</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="2" style="font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid">2018*</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="2" style="font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid">2019*</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="2" style="font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid">2020*</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="2" style="font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid">2021*</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="2" style="font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid">2022*</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="2" style="font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid">2023*</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="2" style="font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid">2024*</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="2" style="font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid">2025</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="2" style="font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid">Total IBNR<br/> Plus Expected <br/> Development <br/> on Reported <br/> Claims</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="2" style="font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid">Cumulative <br/> Number of <br/> Reported <br/> Claims</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td></tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom"> <td colspan="45" style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap">(in thousands, except claim counts)</td><td style="font: 9pt Times New Roman, Times, Serif"> </td> <td colspan="2" style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: right"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td></tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="vertical-align: bottom; font: bold 9pt Times New Roman, Times, Serif; width: 4%; text-align: left; text-indent: -0.15in; padding-left: 0.15in">2016</td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%; text-align: left">$</td><td style="font: 9pt Times New Roman, Times, Serif; width: 5%; text-align: right">20,209</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; width: 1%; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%; text-align: left">$</td><td style="font: 9pt Times New Roman, Times, Serif; width: 5%; text-align: right">19,582</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; width: 1%; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%; text-align: left">$</td><td style="font: 9pt Times New Roman, Times, Serif; width: 5%; text-align: right">19,487</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; width: 1%; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%; text-align: left">$</td><td style="font: 9pt Times New Roman, Times, Serif; width: 5%; text-align: right">19,487</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; width: 1%; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%; text-align: left">$</td><td style="font: 9pt Times New Roman, Times, Serif; width: 5%; text-align: right">19,487</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; width: 1%; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%; text-align: left">$</td><td style="font: 9pt Times New Roman, Times, Serif; width: 5%; text-align: right">19,487</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; width: 1%; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%; text-align: left">$</td><td style="font: 9pt Times New Roman, Times, Serif; width: 5%; text-align: right">19,487</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; width: 1%; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%; text-align: left">$</td><td style="font: 9pt Times New Roman, Times, Serif; width: 5%; text-align: right">19,487</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; width: 1%; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%; text-align: left">$</td><td style="font: 9pt Times New Roman, Times, Serif; width: 5%; text-align: right">19,487</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; width: 1%; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%; text-align: left">$</td><td style="font: 9pt Times New Roman, Times, Serif; width: 5%; text-align: right">19,496</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; width: 1%; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%; text-align: left">$</td><td style="font: 9pt Times New Roman, Times, Serif; width: 5%; text-align: right"><span style="-sec-ix-hidden:fc_1874531409">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; width: 1%; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 5%; text-align: right">2,806</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; width: 1%; text-align: left"> </td> </tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom; background-color: White"> <td style="vertical-align: bottom; font: bold 9pt Times New Roman, Times, Serif; text-align: left; text-indent: -0.15in; padding-left: 0.15in">2017</td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_949158231">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">33,734</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">34,181</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">34,181</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">34,181</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">34,181</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">34,181</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">34,181</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">34,181</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">34,177</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1118867387">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">2,968</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td> </tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="vertical-align: bottom; font: bold 9pt Times New Roman, Times, Serif; text-align: left; text-indent: -0.15in; padding-left: 0.15in">2018</td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1416167677">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1946838061">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">12,506</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">11,730</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">11,730</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">11,730</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">11,730</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">11,730</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">11,730</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">11,767</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1879746085">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">2,147</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td> </tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom; background-color: White"> <td style="vertical-align: bottom; font: bold 9pt Times New Roman, Times, Serif; text-align: left; text-indent: -0.15in; padding-left: 0.15in">2019</td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1554161669">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_206380090">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_604632769">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">33,913</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">37,629</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">37,629</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">37,629</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">37,630</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">37,629</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">37,618</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_994138042">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">3,101</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td> </tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="vertical-align: bottom; font: bold 9pt Times New Roman, Times, Serif; text-align: left; text-indent: -0.15in; padding-left: 0.15in">2020</td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_227592724">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_110760345">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_294148047">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1644580210">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">28,688</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">28,759</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">28,759</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">28,760</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">28,759</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">28,739</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_563580182">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">2,442</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td> </tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom; background-color: White"> <td style="vertical-align: bottom; font: bold 9pt Times New Roman, Times, Serif; text-align: left; text-indent: -0.15in; padding-left: 0.15in">2021</td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1541176508">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1669980924">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1551362833">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_957344197">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1865869633">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">28,574</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">28,144</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">28,146</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">28,143</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">28,138</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1712452168">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">2,726</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td> </tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="vertical-align: bottom; font: bold 9pt Times New Roman, Times, Serif; text-align: left; text-indent: -0.15in; padding-left: 0.15in">2022</td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_76741">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1320437498">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1508853563">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_2068537368">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_357135171">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_668228108">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">21,834</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">20,745</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">20,740</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">20,741</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_758675523">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">2,021</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td> </tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom; background-color: White"> <td style="vertical-align: bottom; font: bold 9pt Times New Roman, Times, Serif; text-align: left; text-indent: -0.15in; padding-left: 0.15in">2023</td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1898044689">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1314637872">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_624628198">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_244823374">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1389880617">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1496032946">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1986391212">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">12,728</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">11,399</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">11,391</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">1</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">1,640</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td> </tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="vertical-align: bottom; font: bold 9pt Times New Roman, Times, Serif; text-align: left; text-indent: -0.15in; padding-left: 0.15in">2024</td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1336410885">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_24046199">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_507638260">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_856020277">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_445038281">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1744185660">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1165931707">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_298824354">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">12,463</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">12,323</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">10</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">1,470</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td> </tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom; background-color: White"> <td style="vertical-align: bottom; font: bold 9pt Times New Roman, Times, Serif; text-align: left; padding-bottom: 1pt; text-indent: -0.15in; padding-left: 0.15in">2025</td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_1399214699">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_1922421203">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_1849508332">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_1381286065">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_1195351435">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_2071582789">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_771800298">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_1901830289">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_882172923">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; border-bottom: Black 1pt solid; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; border-bottom: Black 1pt solid; text-align: right">12,314</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: right">104</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: right">1,464</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom; background-color: rgb(204,238,255)"> <td colspan="36" style="font: 9pt Times New Roman, Times, Serif; text-align: right; padding-bottom: 2.5pt; text-indent: -0.15in; padding-left: 0.15in; vertical-align: bottom"><span style="font-size: 10pt"><span style="font-weight: bold;">Total</span></span></td><td style="font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; border-bottom: Black 2.5pt double; text-align: left">$</td><td style="font: 9pt Times New Roman, Times, Serif; border-bottom: Black 2.5pt double; text-align: right">216,704</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: right"> </td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: right"> </td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td> </tr> </tbody></table><p style="margin: 0"></p><p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><span style="font-size: 10pt">* Prior years unaudited</span></p><p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"> </p><table cellpadding="0" cellspacing="0" style="font: 9pt Times New Roman, Times, Serif; border-collapse: collapse; width: 100%"> <tbody><tr style="vertical-align: bottom"> <td style="text-align: left; white-space: nowrap; font-weight: bold; vertical-align: top">Crop</td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="38" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Paid Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance<br/> For the Year Ended December 31, 2025</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="text-align: left; white-space: nowrap; font-weight: bold; border-bottom: Black 1pt solid; vertical-align: bottom">Accident<br/> Year</td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2016*</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2017*</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2018*</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2019*</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2020*</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2021*</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2022*</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2023*</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2024*</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2025</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="vertical-align: bottom; width: 10%; font-weight: bold; text-align: left; text-indent: -0.15in; padding-left: 0.15in">2016</td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 6%; text-align: right">16,444</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 6%; text-align: right">19,487</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 6%; text-align: right">19,487</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 6%; text-align: right">19,487</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 6%; text-align: right">19,487</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 6%; text-align: right">19,487</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 6%; text-align: right">19,487</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 6%; text-align: right">19,487</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 6%; text-align: right">19,487</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 6%; text-align: right">19,496</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="vertical-align: bottom; font-weight: bold; text-align: left; text-indent: -0.15in; padding-left: 0.15in">2017</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_726594445">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">32,768</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">34,181</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">34,181</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">34,181</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">34,181</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">34,181</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">34,181</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">34,181</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">34,177</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="vertical-align: bottom; font-weight: bold; text-align: left; text-indent: -0.15in; padding-left: 0.15in">2018</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1567122523">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_2060696058">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">10,737</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">11,730</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">11,730</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">11,730</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">11,730</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">11,730</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">11,730</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">11,767</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="vertical-align: bottom; font-weight: bold; text-align: left; text-indent: -0.15in; padding-left: 0.15in">2019</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_862398512">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1058648129">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1112472450">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">26,208</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">37,629</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">37,629</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">37,629</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">37,629</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">37,629</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">37,618</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="vertical-align: bottom; font-weight: bold; text-align: left; text-indent: -0.15in; padding-left: 0.15in">2020</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_105783215">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1761179082">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_553908989">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_2047426984">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">27,952</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">28,759</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">28,759</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">28,759</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">28,759</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">28,739</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="vertical-align: bottom; font-weight: bold; text-align: left; text-indent: -0.15in; padding-left: 0.15in">2021</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1849701315">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1941598488">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1000539914">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1674479543">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_857515359">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">29,424</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">28,143</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">28,143</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">28,143</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">28,138</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="vertical-align: bottom; font-weight: bold; text-align: left; text-indent: -0.15in; padding-left: 0.15in">2022</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1301360077">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1672860700">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1769076805">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_121643054">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1974080335">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_797160680">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">20,279</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">20,735</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">20,735</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">20,741</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="vertical-align: bottom; font-weight: bold; text-align: left; text-indent: -0.15in; padding-left: 0.15in">2023</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1396234138">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1361360652">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_17916411">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_2129414917">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1154131348">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1144277810">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_191574037">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">10,202</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">11,387</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">11,390</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="vertical-align: bottom; font-weight: bold; text-align: left; text-indent: -0.15in; padding-left: 0.15in">2024</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1640226482">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_618382365">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_831687487">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1307475112">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_787039639">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_880450198">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1603578879">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_2049578233">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">11,169</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">12,313</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="vertical-align: bottom; font-weight: bold; text-align: left; padding-bottom: 1pt; text-indent: -0.15in; padding-left: 0.15in">2025</td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_1551536801">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_777986574">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_1682450139">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_810723994">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_411961621">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_1147846060">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_1322245537">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_1247007694">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_1985226760">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">9,181</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 2.5pt; text-indent: -0.15in; padding-left: 0.15in; vertical-align: bottom"> </td><td style="padding-bottom: 2.5pt"> </td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt; text-align: right"><span style="font-size: 10pt">Total</span></td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">213,560</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td colspan="36" style="text-align: right; text-indent: -0.15in; padding-left: 0.15in; vertical-align: bottom"><span style="font-size: 10pt">All outstanding liabilities prior to 2016, net of reinsurance</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1649826889">—</span></td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td colspan="36" style="text-align: right; text-indent: -0.15in; padding-left: 0.15in; vertical-align: bottom"><span style="font-size: 10pt">Liabilities for Unpaid Losses and Loss Adjustment Expenses, net of reinsurance</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left">$</td><td style="text-align: right">3,144</td><td style="white-space: nowrap; text-align: left"> </td> </tr> </tbody></table><p style="margin: 0"></p><p style="text-align: left; font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">* Prior years unaudited</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </p><div style="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt"> </p></div><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in">The following table presents a reconciliation of the net incurred and paid claims development tables to the liability for unpaid losses and loss adjustment expenses in our Consolidated Balance Sheet:</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif"> <tbody><tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">December 31, 2025</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.15in">Liabilities for unpaid losses and loss adjustment expenses:</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="width: 85%; text-align: left; padding-left: 0.1in">Private passenger auto</td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 12%; text-align: right">29,934</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 0.1in">Non-Standard auto</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">75,939</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.1in">Home and farm</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">16,274</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="padding-left: 0.1in">Crop</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">3,929</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.1in">All other</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">11,779</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 1pt; text-indent: -0.15in; padding-left: 0.15in">Total liabilities for unpaid losses and loss adjustment expenses</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">137,855</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -0.15in; padding-left: 0.15in"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.15in">Reinsurance recoverables on losses:</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.1in">Private passenger auto</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">1,284</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 0.1in">Non-Standard auto</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_414479989">—</span></td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.1in">Home and farm</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">3,523</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="padding-left: 0.1in">Crop</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">785</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.1in">All other</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">6,365</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.2in">Total reinsurance recoverables on losses</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">11,957</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -0.15in; padding-left: 0.15in"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 2.5pt; text-indent: -0.15in; padding-left: 0.15in">Net liability for unpaid losses and loss adjustment expenses</td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">125,898</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td> </tr> </tbody></table><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">The following table presents required supplementary information about average historical claims duration as of December 31, 2025:</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </p><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif"> <tbody><tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="38" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Average Annual Percentage Payout of Incurred Claims by Age, Net of Reinsurance</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-weight: bold; border-bottom: Black 1pt solid">Years</td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">1</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">3</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">4</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">5</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">6</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">7</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">8</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">9</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">10</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 20%; text-align: left; text-indent: -0.15in; padding-left: 0.15in">Private Passenger Auto</td><td style="width: 1%"> </td><td style="width: 1%; text-align: left"> </td><td style="width: 5%; text-align: right">51.2%</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left"> </td><td style="width: 5%; text-align: right">19.9%</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left"> </td><td style="width: 5%; text-align: right">12.2%</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left"> </td><td style="width: 5%; text-align: right">6.1%</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left"> </td><td style="width: 5%; text-align: right">4.5%</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left"> </td><td style="width: 5%; text-align: right">3.2%</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left"> </td><td style="width: 5%; text-align: right">2.6%</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left"> </td><td style="width: 5%; text-align: right">0.2%</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left"> </td><td style="width: 5%; text-align: right">0.1%</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left"> </td><td style="width: 5%; text-align: right"><span style="-sec-ix-hidden:fc_589774698">—</span></td><td style="white-space: nowrap; width: 1%; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="white-space: nowrap; text-align: left; text-indent: -0.15in; padding-left: 0.15in">Non-Standard Auto</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">43.6%</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">23.5%</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">14.7%</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">8.0%</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">4.6%</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">2.6%</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">1.3%</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">1.2%</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">0.4%</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">0.1%</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.15in">Home and Farm</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">67.0%</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">15.9%</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">8.0%</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">3.9%</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">1.4%</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">0.6%</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">0.8%</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">0.7%</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">1.7%</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1780549549">—</span></td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -0.15in; padding-left: 0.15in">Crop</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">100.0%</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1331180565">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_2057668645">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1699040688">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1040014333">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_2048749891">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1555012775">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1301057394">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_32462013">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_766300559">—</span></td><td style="white-space: nowrap; text-align: left"> </td> </tr> </tbody></table><p style="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in">Activity in the liability for unpaid losses and loss adjustment expenses is summarized as follows for both continuing and discontinued operations:</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif"> <tbody><tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="10" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Year Ended December 31,</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2025</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2024</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2023</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap">Balance, beginning of year:</td><td> </td> <td colspan="2" style="white-space: nowrap"> </td><td> </td><td> </td> <td colspan="2" style="white-space: nowrap"> </td><td> </td><td> </td> <td colspan="2" style="white-space: nowrap"> </td><td> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 67%; text-align: left; padding-left: 0.1in">Liability for unpaid losses and loss adjustment expenses</td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">137,288</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">217,119</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">190,459</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.1in">Reinsurance recoverables on losses</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">12,561</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">48,969</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">37,575</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.2in">Net balance, beginning of year</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">124,727</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">168,150</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">152,884</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="padding-left: 0.5in"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.15in">Incurred related to:</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.1in">Current year</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">170,458</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">218,063</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">223,960</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.1in">Prior years</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">30,330</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">12,908</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">20,452</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.2in">Total incurred</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">200,788</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">230,971</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">244,412</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-indent: -0.15in; padding-left: 0.15in"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.15in">Paid related to:</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 0.1in">Current year</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">112,532</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">131,570</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">138,600</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.1in">Prior years</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">87,085</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">80,636</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">90,548</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.2in">Total paid</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">199,617</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">212,206</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">229,148</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -0.15in; padding-left: 0.15in"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.15in">Westminster balances disposed in sale:</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; text-indent: -1.8pt; padding-left: 0.15in">Liability for unpaid losses and loss adjustment expenses</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1766352171">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">107,508</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_506855618">—</span></td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 1pt; text-indent: -1.8pt; padding-left: 0.15in">Reinsurance recoverables on losses</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden:fc_447565893">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">45,320</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden:fc_601515324">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt; text-indent: 2.7pt; padding-left: 0.15in">Net balance, date of sale</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden:fc_1057737656">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">62,188</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden:fc_1206320208">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-indent: -0.15in; padding-left: 0.15in"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.15in">Balance, end of year:</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 0.1in">Liability for unpaid losses and loss adjustment expenses</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">137,855</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">137,288</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">217,119</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.1in">Reinsurance recoverables on losses</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">11,957</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">12,561</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">48,969</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 2.5pt; padding-left: 0.2in">Net balance, end of year</td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">125,898</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">124,727</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">168,150</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td> </tr> </tbody></table><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.75pt">The tables for the current and comparable prior year continuing and discontinued operations showing the liability for unpaid losses and loss adjustment expense are shown below:</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.75pt"> </p><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif"> <tbody><tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="10" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Year Ended December 31,</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2025</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2024</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2023</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.15in">Continuing operations:</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.15in">Balance, beginning of year:</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 67%; text-align: left; padding-left: 0.1in">Liability for unpaid losses and loss adjustment expenses</td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">137,288</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">119,185</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">114,296</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.1in">Reinsurance recoverables on losses</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">12,561</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">6,460</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">8,586</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.2in">Net balance, beginning of year</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">124,727</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">112,725</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">105,710</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="padding-left: 0.5in"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.15in">Incurred related to:</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.1in">Current year</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">170,458</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">193,948</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">184,210</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.1in">Prior years</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">30,330</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">13,517</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">2,306</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.2in">Total incurred</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">200,788</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">207,465</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">186,516</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-indent: -0.15in; padding-left: 0.15in"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.15in">Paid related to:</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 0.1in">Current year</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">112,532</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">126,006</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">121,466</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.1in">Prior years</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">87,085</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">69,457</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">58,036</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.2in">Total paid</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">199,617</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">195,463</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">179,502</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -0.15in; padding-left: 0.15in"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.15in">Balance, end of year:</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.1in">Liability for unpaid losses and loss adjustment expenses</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">137,855</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">137,288</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">119,185</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.1in">Reinsurance recoverables on losses</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">11,957</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">12,561</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">6,460</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 2.5pt; padding-left: 0.2in">Net balance, end of year</td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">125,898</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">124,727</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">112,725</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td> </tr> </tbody></table><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif"> <tbody><tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="10" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Year Ended December 31,</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2025</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2024</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2023</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.15in">Discontinued operations:</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.15in">Balance, beginning of year:</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 67%; text-align: left; padding-left: 0.1in">Liability for unpaid losses and loss adjustment expenses</td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right"><span style="-sec-ix-hidden:fc_164915371">—</span></td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">97,934</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">76,163</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.1in">Reinsurance recoverables on losses</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden:fc_98323608">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">42,509</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">28,989</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.2in">Net balance, beginning of year</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden:fc_1670318068">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">55,425</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">47,174</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="padding-left: 0.5in"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.15in">Incurred related to:</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.1in">Current year</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_300240115">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">24,115</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">39,750</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.1in">Prior years</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden:fc_601107142">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(609</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">18,146</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.2in">Total incurred</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden:fc_1585713326">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">23,506</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">57,896</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-indent: -0.15in; padding-left: 0.15in"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.15in">Paid related to:</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 0.1in">Current year</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_721524887">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">5,564</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">17,132</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.1in">Prior years</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden:fc_647110399">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">11,179</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">32,512</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.2in">Total paid</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden:fc_900898293">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">16,743</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">49,644</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -0.15in; padding-left: 0.15in"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.15in">Westminster balances disposed in sale:</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; text-indent: -1.8pt; padding-left: 0.15in">Liability for unpaid losses and loss adjustment expenses</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1465146250">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">107,508</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1405766989">—</span></td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 1pt; text-indent: -1.8pt; padding-left: 0.15in">Reinsurance recoverables on losses</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden:fc_259615016">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">45,320</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden:fc_1213057905">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt; text-indent: 2.7pt; padding-left: 0.15in">Net balance, date of sale</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden:fc_688530582">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">62,188</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden:fc_409109569">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-indent: -0.15in; padding-left: 0.15in"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.15in">Balance, end of year:</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 0.1in">Liability for unpaid losses and loss adjustment expenses</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_298531064">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_582826377">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">97,934</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.1in">Reinsurance recoverables on losses</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden:fc_454816215">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden:fc_969510921">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">42,509</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 2.5pt; padding-left: 0.2in">Net balance, end of year</td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="-sec-ix-hidden:fc_1631400937">—</span></td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="-sec-ix-hidden:fc_1521651695">—</span></td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">55,425</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td> </tr> </tbody></table> 137288000 217119000 190459000 12561000 48969000 37575000 124727000 168150000 152884000 170458000 218063000 223960000 30330000 12908000 20452000 200788000 230971000 244412000 112532000 131570000 138600000 87085000 80636000 90548000 199617000 212206000 229148000 107508000 45320000 62188000 137855000 137288000 217119000 11957000 12561000 48969000 125898000 124727000 168150000 30330000 12908000 20452000 137288000 119185000 114296000 12561000 6460000 8586000 124727000 112725000 105710000 170458000 193948000 184210000 30330000 13517000 2306000 200788000 207465000 186516000 112532000 126006000 121466000 87085000 69457000 58036000 199617000 195463000 179502000 137855000 137288000 119185000 11957000 12561000 6460000 125898000 124727000 112725000 97934000 76163000 42509000 28989000 55425000 47174000 24115000 39750000 -609000 18146000 23506000 57896000 5564000 17132000 11179000 32512000 16743000 49644000 107508000 45320000 62188000 97934000 42509000 55425000 <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in">The tables include unaudited information about incurred and paid claims development for the years ended December 31, 2016 through December 31, 2024, which we present as supplementary information.</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><table cellpadding="0" cellspacing="0" style="font: 9pt Times New Roman, Times, Serif; border-collapse: collapse; width: 100%"> <tbody><tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom"> <td style="border-bottom: Black 1pt solid; font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap">Private <br/> Passenger <br/> Auto</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="38" style="border-bottom: Black 1pt solid; font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center">Incurred Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance<br/> For the Year Ended December 31, 2025</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="6" style="border-bottom: Black 1pt solid; font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center">At December 31, 2025</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td></tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom"> <td style="border-bottom: Black 1pt solid; font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap">Accident<br/> Year</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center">2016*</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center">2017*</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center">2018*</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center">2019*</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center">2020*</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center">2021*</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center">2022*</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center">2023*</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center">2024*</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center">2025</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center">Total IBNR <br/> Plus Expected <br/> Development<br/> on Reported<br/> Claims</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center">Cumulative<br/> Number of<br/> Reported<br/> Claims</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td></tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom"> <td colspan="49" style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap">(in thousands, except claim <br/> counts)</td></tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap">2016</td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="vertical-align: bottom; font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left">$</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: right">40,227</td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="vertical-align: bottom; font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left">$</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: right">39,260</td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="vertical-align: bottom; font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left">$</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: right">39,057</td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="vertical-align: bottom; font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left">$</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: right">39,314</td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="vertical-align: bottom; font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left">$</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: right">38,535</td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="vertical-align: bottom; font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left">$</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: right">38,416</td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="vertical-align: bottom; font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left">$</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: right">38,601</td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="vertical-align: bottom; font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left">$</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: right">38,566</td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="vertical-align: bottom; font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left">$</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: right">38,536</td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="vertical-align: bottom; font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left">$</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: right">38,620</td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="vertical-align: bottom; font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left">$</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: right"><span style="-sec-ix-hidden:fc_1461536526">—</span></td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td colspan="2" style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: right">14,344</td><td style="font: 9pt Times New Roman, Times, Serif"> </td> </tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom; background-color: White"> <td style="font: bold 9pt Times New Roman, Times, Serif; width: 10%; text-align: left">2017</td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 5%; text-align: right"><span style="-sec-ix-hidden:fc_67145821">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; width: 1%; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 5%; text-align: right">40,779</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; width: 1%; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 5%; text-align: right">40,199</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; width: 1%; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 5%; text-align: right">40,120</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; width: 1%; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 5%; text-align: right">40,427</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; width: 1%; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 5%; text-align: right">40,488</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; width: 1%; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 5%; text-align: right">40,520</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; width: 1%; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 5%; text-align: right">40,471</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; width: 1%; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 5%; text-align: right">40,449</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; width: 1%; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 5%; text-align: right">40,468</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; width: 1%; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 5%; text-align: right">(2</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; width: 1%; text-align: left">)</td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 5%; text-align: right">13,847</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; width: 1%; text-align: left"> </td> </tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font: bold 9pt Times New Roman, Times, Serif; text-align: left">2018</td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_737002150">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_296098509">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">44,925</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">43,428</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">43,641</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">43,575</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">43,807</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">43,733</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">43,896</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">43,851</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">(8</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left">)</td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">14,753</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td> </tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom; background-color: White"> <td style="font: bold 9pt Times New Roman, Times, Serif; text-align: left">2019</td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_498525392">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_177568676">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1191047434">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">53,769</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">53,328</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">53,364</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">52,802</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">52,749</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">52,535</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">52,585</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">18</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">16,616</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td> </tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font: bold 9pt Times New Roman, Times, Serif; text-align: left">2020</td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_396325634">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1771571184">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_2095975944">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_276691689">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">46,247</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">48,519</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">47,403</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">47,174</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">46,713</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">46,913</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">163</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">13,665</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td> </tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom; background-color: White"> <td style="font: bold 9pt Times New Roman, Times, Serif; text-align: left">2021</td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_2080298485">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_686604836">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1577463127">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1270537692">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_66529704">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">57,316</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">57,176</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">57,431</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">57,215</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">57,102</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">177</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">15,523</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td> </tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font: bold 9pt Times New Roman, Times, Serif; text-align: left">2022</td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_871682041">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_773870123">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_268075417">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1072369202">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1151824461">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1869853617">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">66,711</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">65,132</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">64,180</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">64,094</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">328</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">16,335</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td> </tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom; background-color: White"> <td style="font: bold 9pt Times New Roman, Times, Serif; text-align: left">2023</td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_422263967">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1394198432">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_305068172">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_2048866105">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_791636809">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_2079173881">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1214479526">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">62,357</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">61,917</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">62,721</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">985</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">13,986</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td> </tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font: bold 9pt Times New Roman, Times, Serif; text-align: left">2024</td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1769139412">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_550796931">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_87438184">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1901689835">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_387810460">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_168539421">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1523919502">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1531793082">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">54,082</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">55,656</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">1,370</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">11,533</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td> </tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom; background-color: White"> <td style="font: bold 9pt Times New Roman, Times, Serif; text-align: left; padding-bottom: 1pt">2025</td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_312173351">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_1852648883">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_510468518">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_1166603916">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_1410824176">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_912442897">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_1469831886">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_481546188">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_508813945">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="border-bottom: Black 1pt solid; font: 9pt Times New Roman, Times, Serif; text-align: right">52,244</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: right">4,637</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="border-bottom: Black 1pt solid; font: 9pt Times New Roman, Times, Serif; text-align: right">8,801</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font: 9pt Times New Roman, Times, Serif; text-align: right; padding-bottom: 2.5pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: right"> </td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: right"> </td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: right"> </td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: right"> </td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: right"> </td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: right"> </td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: right"> </td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: right"> </td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: right"><span style="font-size: 10pt"><span style="font-weight: bold;">Total</span></span></td><td style="font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; font: 9pt Times New Roman, Times, Serif; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; font: 9pt Times New Roman, Times, Serif; text-align: right">514,254</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: right"> </td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: right"> </td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td> </tr> </tbody></table><p style="margin: 0"></p><p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><span style="font-size: 10pt">* Prior years unaudited</span></p><table cellpadding="0" cellspacing="0" style="font: 9pt Times New Roman, Times, Serif; border-collapse: collapse; width: 100%"> <tbody><tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom"> <td style="text-align: left; font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; vertical-align: bottom">Non-<br/> Standard <br/> Auto <br/> (Primero &amp; <br/> Direct Auto)</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="38" style="font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid">Incurred Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance<br/> For the Year Ended December 31, 2025</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="6" style="font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid">At December 31, 2025</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td></tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom"> <td style="text-align: left; font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; border-bottom: Black 1pt solid; vertical-align: bottom">Accident<br/> Year</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="2" style="font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid"><span style="font-weight: bold;">2016*</span></td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="2" style="font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid"><span style="font-weight: bold;">2017*</span></td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="2" style="font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid">2018*</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="2" style="font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid">2019*</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="2" style="font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid">2020*</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="2" style="font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid">2021*</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="2" style="font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid">2022*</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="2" style="font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid">2023*</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="2" style="font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid">2024*</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="2" style="font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid">2025</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="2" style="font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid">Total IBNR <br/> Plus<br/> Expected <br/> Development<br/> on Reported <br/> Claims</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="2" style="font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid">Cumulative<br/> Number of <br/> Reported <br/> Claims</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td></tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom"> <td colspan="45" style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap">(in thousands, except claim counts)</td><td style="font: 9pt Times New Roman, Times, Serif"> </td> <td colspan="2" style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: right"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td></tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="vertical-align: bottom; font: bold 9pt Times New Roman, Times, Serif; width: 4%; text-align: left; text-indent: -0.15in; padding-left: 0.15in">2016</td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%; text-align: left">$</td><td style="font: 9pt Times New Roman, Times, Serif; width: 5%; text-align: right">30,514</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; width: 1%; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%; text-align: left">$</td><td style="font: 9pt Times New Roman, Times, Serif; width: 5%; text-align: right">24,708</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; width: 1%; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%; text-align: left">$</td><td style="font: 9pt Times New Roman, Times, Serif; width: 5%; text-align: right">23,606</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; width: 1%; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%; text-align: left">$</td><td style="font: 9pt Times New Roman, Times, Serif; width: 5%; text-align: right">23,989</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; width: 1%; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%; text-align: left">$</td><td style="font: 9pt Times New Roman, Times, Serif; width: 5%; text-align: right">22,884</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; width: 1%; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%; text-align: left">$</td><td style="font: 9pt Times New Roman, Times, Serif; width: 5%; text-align: right">22,267</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; width: 1%; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%; text-align: left">$</td><td style="font: 9pt Times New Roman, Times, Serif; width: 5%; text-align: right">21,947</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; width: 1%; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%; text-align: left">$</td><td style="font: 9pt Times New Roman, Times, Serif; width: 5%; text-align: right">22,095</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; width: 1%; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%; text-align: left">$</td><td style="font: 9pt Times New Roman, Times, Serif; width: 5%; text-align: right">22,168</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; width: 1%; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%; text-align: left">$</td><td style="font: 9pt Times New Roman, Times, Serif; width: 5%; text-align: right">22,265</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; width: 1%; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%; text-align: left">$</td><td style="font: 9pt Times New Roman, Times, Serif; width: 5%; text-align: right">8</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; width: 1%; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 5%; text-align: right">12,921</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; width: 1%; text-align: left"> </td> </tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom; background-color: White"> <td style="vertical-align: bottom; font: bold 9pt Times New Roman, Times, Serif; text-align: left; text-indent: -0.15in; padding-left: 0.15in">2017</td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1696708213">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">32,098</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">27,275</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">24,414</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">23,189</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">22,221</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">21,903</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">22,224</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">22,327</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">22,518</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">15</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">13,505</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td> </tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="vertical-align: bottom; font: bold 9pt Times New Roman, Times, Serif; text-align: left; text-indent: -0.15in; padding-left: 0.15in">2018</td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_414607390">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1831037100">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">36,236</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">34,466</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">33,743</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">32,307</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">32,038</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">32,741</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">33,020</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">33,104</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">24</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">16,525</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td> </tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom; background-color: White"> <td style="vertical-align: bottom; font: bold 9pt Times New Roman, Times, Serif; text-align: left; text-indent: -0.15in; padding-left: 0.15in">2019</td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_727674176">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_140615161">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1906466970">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">37,196</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">36,864</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">35,810</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">36,100</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">36,659</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">36,646</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">36,749</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">44</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">16,359</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td> </tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="vertical-align: bottom; font: bold 9pt Times New Roman, Times, Serif; text-align: left; text-indent: -0.15in; padding-left: 0.15in">2020</td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_491329771">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1327512887">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1846269910">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_922764539">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">33,054</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">31,743</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">32,507</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">34,657</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">34,475</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">35,748</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">948</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">14,390</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td> </tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom; background-color: White"> <td style="vertical-align: bottom; font: bold 9pt Times New Roman, Times, Serif; text-align: left; text-indent: -0.15in; padding-left: 0.15in">2021</td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1989140107">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_296889767">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1876888614">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_741371349">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1963650955">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">40,652</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">40,612</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">45,337</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">46,412</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">46,009</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">(81</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left">)</td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">15,931</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td> </tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="vertical-align: bottom; font: bold 9pt Times New Roman, Times, Serif; text-align: left; text-indent: -0.15in; padding-left: 0.15in">2022</td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1126737598">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1989398969">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_345335517">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_404069598">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_725255238">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1689256164">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">39,514</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">43,372</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">51,912</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">56,647</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">751</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">14,405</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td> </tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom; background-color: White"> <td style="vertical-align: bottom; font: bold 9pt Times New Roman, Times, Serif; text-align: left; text-indent: -0.15in; padding-left: 0.15in">2023</td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1087026723">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_14476607">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1601824513">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1887441388">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1038225003">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1197607668">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1758263042">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">50,415</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">57,445</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">69,433</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">3,039</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">15,464</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td> </tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="vertical-align: bottom; font: bold 9pt Times New Roman, Times, Serif; text-align: left; text-indent: -0.15in; padding-left: 0.15in">2024</td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_602092257">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1812685770">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1194228218">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1821696035">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_429347072">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_2102070807">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1763870112">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_2014639972">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">59,465</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">68,980</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">6,797</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">12,885</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td> </tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom; background-color: White"> <td style="vertical-align: bottom; font: bold 9pt Times New Roman, Times, Serif; text-align: left; padding-bottom: 1pt; text-indent: -0.15in; padding-left: 0.15in">2025</td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_389805781">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_765927728">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_2101436855">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_254429550">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_1720372820">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_1440191708">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_433227893">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_1195932483">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_1137211286">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; border-bottom: Black 1pt solid; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; border-bottom: Black 1pt solid; text-align: right">40,280</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: right">14,092</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: right">5,252</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom; background-color: rgb(204,238,255)"> <td colspan="36" style="text-align: right; font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-indent: -0.15in; padding-left: 0.15in"><span style="font-size: 10pt"><span style="font-weight: bold;">Total</span></span></td><td style="font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; border-bottom: Black 2.5pt double; text-align: left">$</td><td style="font: 9pt Times New Roman, Times, Serif; border-bottom: Black 2.5pt double; text-align: right">431,733</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: right"> </td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: right"> </td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td> </tr> </tbody></table><p style="margin: 0"></p><p style="text-align: left; font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">* Prior years unaudited </p><table cellpadding="0" cellspacing="0" style="font: 9pt Times New Roman, Times, Serif; border-collapse: collapse; width: 100%"> <tbody><tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom"> <td style="font: bold 9pt Times New Roman, Times, Serif; text-align: left; white-space: nowrap; vertical-align: bottom">Home and <br/> Farm</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="38" style="font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid">Incurred Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance<br/> For the Year Ended December 31, 2025</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="6" style="font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid">At December 31, 2025</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td></tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom"> <td style="font: bold 9pt Times New Roman, Times, Serif; text-align: left; white-space: nowrap; border-bottom: Black 1pt solid; vertical-align: bottom">Accident<br/> Year</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="2" style="font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid">2016*</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="2" style="font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid">2017*</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="2" style="font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid">2018*</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="2" style="font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid">2019*</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="2" style="font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid">2020*</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="2" style="font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid">2021*</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="2" style="font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid">2022*</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="2" style="font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid">2023*</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="2" style="font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid">2024*</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="2" style="font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid">2025</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="2" style="font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid">Total IBNR<br/> Plus Expected<br/> Development <br/> on Reported <br/> Claims</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="2" style="font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid">Cumulative <br/> Number of <br/> Reported <br/> Claims</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td></tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom"> <td colspan="46" style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap">(in thousands, except claim counts)</td> <td colspan="2" style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: right"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td></tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font: bold 9pt Times New Roman, Times, Serif; vertical-align: bottom; width: 4%; text-align: left; text-indent: -0.15in; padding-left: 0.15in">2016</td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%; text-align: left">$</td><td style="font: 9pt Times New Roman, Times, Serif; width: 5%; text-align: right">45,713</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; width: 1%; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%; text-align: left">$</td><td style="font: 9pt Times New Roman, Times, Serif; width: 5%; text-align: right">44,513</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; width: 1%; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%; text-align: left">$</td><td style="font: 9pt Times New Roman, Times, Serif; width: 5%; text-align: right">44,945</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; width: 1%; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%; text-align: left">$</td><td style="font: 9pt Times New Roman, Times, Serif; width: 5%; text-align: right">44,597</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; width: 1%; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%; text-align: left">$</td><td style="font: 9pt Times New Roman, Times, Serif; width: 5%; text-align: right">44,728</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; width: 1%; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%; text-align: left">$</td><td style="font: 9pt Times New Roman, Times, Serif; width: 5%; text-align: right">44,745</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; width: 1%; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%; text-align: left">$</td><td style="font: 9pt Times New Roman, Times, Serif; width: 5%; text-align: right">44,809</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; width: 1%; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%; text-align: left">$</td><td style="font: 9pt Times New Roman, Times, Serif; width: 5%; text-align: right">44,788</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; width: 1%; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%; text-align: left">$</td><td style="font: 9pt Times New Roman, Times, Serif; width: 5%; text-align: right">44,787</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; width: 1%; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%; text-align: left">$</td><td style="font: 9pt Times New Roman, Times, Serif; width: 5%; text-align: right">44,792</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; width: 1%; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%; text-align: left">$</td><td style="font: 9pt Times New Roman, Times, Serif; width: 5%; text-align: right"><span style="-sec-ix-hidden:fc_2114887091">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; width: 1%; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 5%; text-align: right">6,354</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; width: 1%; text-align: left"> </td> </tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom; background-color: White"> <td style="font: bold 9pt Times New Roman, Times, Serif; vertical-align: bottom; text-align: left; text-indent: -0.15in; padding-left: 0.15in">2017</td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1352301552">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">42,112</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">41,593</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">41,882</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">41,779</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">41,804</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">41,640</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">41,590</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">41,646</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">41,756</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">8</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">4,958</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td> </tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font: bold 9pt Times New Roman, Times, Serif; vertical-align: bottom; text-align: left; text-indent: -0.15in; padding-left: 0.15in">2018</td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_273763706">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_742788876">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">42,486</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">43,840</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">43,747</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">43,682</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">43,712</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">43,731</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">43,681</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">43,680</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1366948795">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">4,595</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td> </tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom; background-color: White"> <td style="font: bold 9pt Times New Roman, Times, Serif; vertical-align: bottom; text-align: left; text-indent: -0.15in; padding-left: 0.15in">2019</td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_806918178">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1965995890">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_441756232">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">45,334</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">45,828</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">45,471</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">45,352</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">45,106</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">45,050</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">45,049</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">2</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">5,525</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td> </tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font: bold 9pt Times New Roman, Times, Serif; vertical-align: bottom; text-align: left; text-indent: -0.15in; padding-left: 0.15in">2020</td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_416461710">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1174317169">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_150695752">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_111747635">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">36,264</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">35,668</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">34,656</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">34,761</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">34,813</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">34,789</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">3</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">4,119</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td> </tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom; background-color: White"> <td style="font: bold 9pt Times New Roman, Times, Serif; vertical-align: bottom; text-align: left; text-indent: -0.15in; padding-left: 0.15in">2021</td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_2095116014">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1279943965">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1355206369">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_562380835">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_2003793217">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">53,079</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">50,322</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">50,759</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">50,592</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">50,520</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">78</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">5,385</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td> </tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font: bold 9pt Times New Roman, Times, Serif; vertical-align: bottom; text-align: left; text-indent: -0.15in; padding-left: 0.15in">2022</td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1759978421">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_735730773">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1425516929">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_301273832">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1094623116">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1703226981">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">112,049</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">105,409</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">105,328</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">105,052</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">279</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">8,439</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td> </tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom; background-color: White"> <td style="font: bold 9pt Times New Roman, Times, Serif; vertical-align: bottom; text-align: left; text-indent: -0.15in; padding-left: 0.15in">2023</td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_114847426">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1067739722">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_749592350">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1178546341">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1421531190">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1777156264">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1785275894">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">57,205</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">56,985</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">56,680</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">543</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">4,337</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td> </tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font: bold 9pt Times New Roman, Times, Serif; vertical-align: bottom; text-align: left; text-indent: -0.15in; padding-left: 0.15in">2024</td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1995472023">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1041298321">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1387938416">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_2010822427">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1251452128">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1695196674">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1818604790">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1371984132">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">65,092</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">65,676</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">973</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">4,316</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td> </tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom; background-color: White"> <td style="font: bold 9pt Times New Roman, Times, Serif; vertical-align: bottom; text-align: left; padding-bottom: 1pt; text-indent: -0.15in; padding-left: 0.15in">2025</td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_914478017">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_1957799988">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_672188864">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_1444568442">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_959376545">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_2034665668">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_2108024383">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_511869798">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_1301967367">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; border-bottom: Black 1pt solid; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; border-bottom: Black 1pt solid; text-align: right">61,379</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: right">5,037</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: right">3,730</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font: 9pt Times New Roman, Times, Serif; text-align: left; padding-bottom: 2.5pt; text-indent: -0.15in; padding-left: 0.15in; vertical-align: bottom"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: right"> </td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: right"> </td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: right"> </td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: right"> </td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: right"> </td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: right"> </td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: right"> </td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: right"> </td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: right"><span style="font-size: 10pt"><span style="font-weight: bold;">Total</span></span></td><td style="font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; border-bottom: Black 2.5pt double; text-align: left">$</td><td style="font: 9pt Times New Roman, Times, Serif; border-bottom: Black 2.5pt double; text-align: right">549,373</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: right"> </td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: right"> </td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td> </tr> </tbody></table><p style="margin: 0"></p><p style="text-align: left; font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">* Prior years unaudited</p><table cellpadding="0" cellspacing="0" style="font: 9pt Times New Roman, Times, Serif; border-collapse: collapse; width: 100%"> <tbody><tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom"> <td style="font: bold 9pt Times New Roman, Times, Serif; text-align: left; white-space: nowrap; vertical-align: bottom">Crop</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="38" style="font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid">Incurred Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance<br/> For the Year Ended December 31, 2025</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="6" style="font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid">At December 31, 2025</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td></tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom"> <td style="text-align: left; font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; border-bottom: Black 1pt solid; vertical-align: bottom">Accident<br/> Year</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="2" style="font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid">2016*</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="2" style="font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid">2017*</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="2" style="font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid">2018*</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="2" style="font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid">2019*</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="2" style="font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid">2020*</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="2" style="font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid">2021*</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="2" style="font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid">2022*</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="2" style="font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid">2023*</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="2" style="font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid">2024*</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="2" style="font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid">2025</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="2" style="font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid">Total IBNR<br/> Plus Expected <br/> Development <br/> on Reported <br/> Claims</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="2" style="font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid">Cumulative <br/> Number of <br/> Reported <br/> Claims</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td></tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom"> <td colspan="45" style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap">(in thousands, except claim counts)</td><td style="font: 9pt Times New Roman, Times, Serif"> </td> <td colspan="2" style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: right"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td></tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="vertical-align: bottom; font: bold 9pt Times New Roman, Times, Serif; width: 4%; text-align: left; text-indent: -0.15in; padding-left: 0.15in">2016</td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%; text-align: left">$</td><td style="font: 9pt Times New Roman, Times, Serif; width: 5%; text-align: right">20,209</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; width: 1%; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%; text-align: left">$</td><td style="font: 9pt Times New Roman, Times, Serif; width: 5%; text-align: right">19,582</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; width: 1%; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%; text-align: left">$</td><td style="font: 9pt Times New Roman, Times, Serif; width: 5%; text-align: right">19,487</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; width: 1%; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%; text-align: left">$</td><td style="font: 9pt Times New Roman, Times, Serif; width: 5%; text-align: right">19,487</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; width: 1%; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%; text-align: left">$</td><td style="font: 9pt Times New Roman, Times, Serif; width: 5%; text-align: right">19,487</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; width: 1%; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%; text-align: left">$</td><td style="font: 9pt Times New Roman, Times, Serif; width: 5%; text-align: right">19,487</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; width: 1%; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%; text-align: left">$</td><td style="font: 9pt Times New Roman, Times, Serif; width: 5%; text-align: right">19,487</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; width: 1%; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%; text-align: left">$</td><td style="font: 9pt Times New Roman, Times, Serif; width: 5%; text-align: right">19,487</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; width: 1%; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%; text-align: left">$</td><td style="font: 9pt Times New Roman, Times, Serif; width: 5%; text-align: right">19,487</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; width: 1%; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%; text-align: left">$</td><td style="font: 9pt Times New Roman, Times, Serif; width: 5%; text-align: right">19,496</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; width: 1%; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%; text-align: left">$</td><td style="font: 9pt Times New Roman, Times, Serif; width: 5%; text-align: right"><span style="-sec-ix-hidden:fc_1874531409">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; width: 1%; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 5%; text-align: right">2,806</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; width: 1%; text-align: left"> </td> </tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom; background-color: White"> <td style="vertical-align: bottom; font: bold 9pt Times New Roman, Times, Serif; text-align: left; text-indent: -0.15in; padding-left: 0.15in">2017</td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_949158231">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">33,734</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">34,181</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">34,181</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">34,181</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">34,181</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">34,181</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">34,181</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">34,181</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">34,177</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1118867387">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">2,968</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td> </tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="vertical-align: bottom; font: bold 9pt Times New Roman, Times, Serif; text-align: left; text-indent: -0.15in; padding-left: 0.15in">2018</td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1416167677">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1946838061">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">12,506</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">11,730</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">11,730</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">11,730</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">11,730</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">11,730</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">11,730</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">11,767</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1879746085">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">2,147</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td> </tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom; background-color: White"> <td style="vertical-align: bottom; font: bold 9pt Times New Roman, Times, Serif; text-align: left; text-indent: -0.15in; padding-left: 0.15in">2019</td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1554161669">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_206380090">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_604632769">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">33,913</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">37,629</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">37,629</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">37,629</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">37,630</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">37,629</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">37,618</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_994138042">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">3,101</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td> </tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="vertical-align: bottom; font: bold 9pt Times New Roman, Times, Serif; text-align: left; text-indent: -0.15in; padding-left: 0.15in">2020</td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_227592724">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_110760345">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_294148047">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1644580210">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">28,688</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">28,759</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">28,759</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">28,760</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">28,759</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">28,739</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_563580182">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">2,442</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td> </tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom; background-color: White"> <td style="vertical-align: bottom; font: bold 9pt Times New Roman, Times, Serif; text-align: left; text-indent: -0.15in; padding-left: 0.15in">2021</td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1541176508">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1669980924">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1551362833">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_957344197">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1865869633">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">28,574</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">28,144</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">28,146</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">28,143</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">28,138</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1712452168">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">2,726</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td> </tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="vertical-align: bottom; font: bold 9pt Times New Roman, Times, Serif; text-align: left; text-indent: -0.15in; padding-left: 0.15in">2022</td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_76741">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1320437498">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1508853563">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_2068537368">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_357135171">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_668228108">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">21,834</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">20,745</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">20,740</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">20,741</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_758675523">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">2,021</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td> </tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom; background-color: White"> <td style="vertical-align: bottom; font: bold 9pt Times New Roman, Times, Serif; text-align: left; text-indent: -0.15in; padding-left: 0.15in">2023</td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1898044689">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1314637872">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_624628198">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_244823374">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1389880617">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1496032946">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1986391212">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">12,728</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">11,399</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">11,391</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">1</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">1,640</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td> </tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="vertical-align: bottom; font: bold 9pt Times New Roman, Times, Serif; text-align: left; text-indent: -0.15in; padding-left: 0.15in">2024</td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1336410885">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_24046199">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_507638260">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_856020277">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_445038281">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1744185660">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1165931707">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_298824354">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">12,463</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">12,323</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">10</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">1,470</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td> </tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom; background-color: White"> <td style="vertical-align: bottom; font: bold 9pt Times New Roman, Times, Serif; text-align: left; padding-bottom: 1pt; text-indent: -0.15in; padding-left: 0.15in">2025</td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_1399214699">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_1922421203">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_1849508332">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_1381286065">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_1195351435">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_2071582789">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_771800298">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_1901830289">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_882172923">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; border-bottom: Black 1pt solid; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; border-bottom: Black 1pt solid; text-align: right">12,314</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: right">104</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: right">1,464</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom; background-color: rgb(204,238,255)"> <td colspan="36" style="font: 9pt Times New Roman, Times, Serif; text-align: right; padding-bottom: 2.5pt; text-indent: -0.15in; padding-left: 0.15in; vertical-align: bottom"><span style="font-size: 10pt"><span style="font-weight: bold;">Total</span></span></td><td style="font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; border-bottom: Black 2.5pt double; text-align: left">$</td><td style="font: 9pt Times New Roman, Times, Serif; border-bottom: Black 2.5pt double; text-align: right">216,704</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: right"> </td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: right"> </td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td> </tr> </tbody></table><p style="margin: 0"></p><p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><span style="font-size: 10pt">* Prior years unaudited</span></p> 40227000 39260000 39057000 39314000 38535000 38416000 38601000 38566000 38536000 38620000 14344 40779000 40199000 40120000 40427000 40488000 40520000 40471000 40449000 40468000 -2 13847 44925000 43428000 43641000 43575000 43807000 43733000 43896000 43851000 -8 14753 53769000 53328000 53364000 52802000 52749000 52535000 52585000 18 16616 46247000 48519000 47403000 47174000 46713000 46913000 163 13665 57316000 57176000 57431000 57215000 57102000 177 15523 66711000 65132000 64180000 64094000 328 16335 62357000 61917000 62721000 985 13986 54082000 55656000 1370 11533 52244000 4637 8801 514254000 <table cellpadding="0" cellspacing="0" style="font: 9pt Times New Roman, Times, Serif; border-collapse: collapse; width: 100%"> <tbody><tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom"> <td style="font: bold 9pt Times New Roman, Times, Serif; text-align: left; white-space: nowrap; vertical-align: bottom">Private <br/> Passenger <br/> Auto</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="38" style="font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid">Paid Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance<br/> For the Year Ended December 31, 2025</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td></tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom"> <td style="font: bold 9pt Times New Roman, Times, Serif; text-align: left; white-space: nowrap; border-bottom: Black 1pt solid; vertical-align: bottom">Accident<br/> Year</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="2" style="font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid">2016*</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="2" style="font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid">2017*</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="2" style="font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid">2018*</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="2" style="font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid">2019*</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="2" style="font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid">2020*</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="2" style="font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid">2021*</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="2" style="font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid">2022*</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="2" style="font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid">2023*</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="2" style="font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid">2024*</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="2" style="font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid">2025</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td></tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font: bold 9pt Times New Roman, Times, Serif; vertical-align: bottom; width: 10%; text-align: left; text-indent: -0.15in; padding-left: 0.15in">2016</td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%; text-align: left">$</td><td style="font: 9pt Times New Roman, Times, Serif; width: 6%; text-align: right">29,009</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; width: 1%; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%; text-align: left">$</td><td style="font: 9pt Times New Roman, Times, Serif; width: 6%; text-align: right">35,845</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; width: 1%; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%; text-align: left">$</td><td style="font: 9pt Times New Roman, Times, Serif; width: 6%; text-align: right">37,307</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; width: 1%; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%; text-align: left">$</td><td style="font: 9pt Times New Roman, Times, Serif; width: 6%; text-align: right">38,108</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; width: 1%; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%; text-align: left">$</td><td style="font: 9pt Times New Roman, Times, Serif; width: 6%; text-align: right">37,833</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; width: 1%; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%; text-align: left">$</td><td style="font: 9pt Times New Roman, Times, Serif; width: 6%; text-align: right">38,173</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; width: 1%; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%; text-align: left">$</td><td style="font: 9pt Times New Roman, Times, Serif; width: 6%; text-align: right">38,303</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; width: 1%; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%; text-align: left">$</td><td style="font: 9pt Times New Roman, Times, Serif; width: 6%; text-align: right">38,539</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; width: 1%; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%; text-align: left">$</td><td style="font: 9pt Times New Roman, Times, Serif; width: 6%; text-align: right">38,539</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; width: 1%; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%; text-align: left">$</td><td style="font: 9pt Times New Roman, Times, Serif; width: 6%; text-align: right">38,620</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; width: 1%; text-align: left"> </td> </tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom; background-color: White"> <td style="font: bold 9pt Times New Roman, Times, Serif; vertical-align: bottom; text-align: left; text-indent: -0.15in; padding-left: 0.15in">2017</td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1943361153">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">31,033</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">37,050</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">38,331</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">39,738</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">40,111</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">40,294</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">40,315</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">40,398</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">40,469</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td> </tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font: bold 9pt Times New Roman, Times, Serif; vertical-align: bottom; text-align: left; text-indent: -0.15in; padding-left: 0.15in">2018</td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1102023746">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_376382950">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">34,358</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">40,213</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">41,479</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">42,820</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">43,074</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">43,225</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">43,337</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">44,357</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td> </tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom; background-color: White"> <td style="font: bold 9pt Times New Roman, Times, Serif; vertical-align: bottom; text-align: left; text-indent: -0.15in; padding-left: 0.15in">2019</td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1206095667">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1104700867">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_458127989">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">42,414</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">48,414</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">50,370</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">51,556</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">52,060</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">52,437</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">52,567</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td> </tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font: bold 9pt Times New Roman, Times, Serif; vertical-align: bottom; text-align: left; text-indent: -0.15in; padding-left: 0.15in">2020</td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_791948238">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_393954679">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1428146050">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1715449677">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">35,495</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">42,585</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">45,670</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">46,211</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">46,204</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">46,731</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td> </tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom; background-color: White"> <td style="font: bold 9pt Times New Roman, Times, Serif; vertical-align: bottom; text-align: left; text-indent: -0.15in; padding-left: 0.15in">2021</td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_590739701">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1335303329">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_2121251479">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_849261678">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_61392575">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">42,326</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">52,256</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">54,243</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">56,030</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">56,451</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td> </tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font: bold 9pt Times New Roman, Times, Serif; vertical-align: bottom; text-align: left; text-indent: -0.15in; padding-left: 0.15in">2022</td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1317284044">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_433425295">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1671517574">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1746072995">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_793859941">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1415415520">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">49,911</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">59,556</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">61,679</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">62,488</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td> </tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom; background-color: White"> <td style="font: bold 9pt Times New Roman, Times, Serif; vertical-align: bottom; text-align: left; text-indent: -0.15in; padding-left: 0.15in">2023</td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_186092406">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1429492946">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_947096984">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1810802478">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1795595886">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_519743288">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1441039551">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">45,452</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">55,548</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">57,783</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td> </tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font: bold 9pt Times New Roman, Times, Serif; vertical-align: bottom; text-align: left; text-indent: -0.15in; padding-left: 0.15in">2024</td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1796978003">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1439228833">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_126874028">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_948485857">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_2121449850">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_191591499">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1057219349">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1646527876">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">39,617</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">49,302</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td> </tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom; background-color: White"> <td style="font: bold 9pt Times New Roman, Times, Serif; vertical-align: bottom; text-align: left; padding-bottom: 1pt; text-indent: -0.15in; padding-left: 0.15in">2025</td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_437647452">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_768141127">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_1856017246">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_984749811">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_1270957999">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_369215308">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_727274392">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_618772103">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_1752293791">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; border-bottom: Black 1pt solid; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; border-bottom: Black 1pt solid; text-align: right">36,848</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font: 9pt Times New Roman, Times, Serif; text-align: left; padding-bottom: 2.5pt; text-indent: -0.15in; padding-left: 0.15in; vertical-align: bottom"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: right"> </td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: right"> </td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: right"> </td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: right"> </td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: right"> </td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: right"> </td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: right"> </td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: right"> </td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: right"><span style="font-size: 10pt"><span style="font-weight: bold;">Total</span></span></td><td style="font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; border-bottom: Black 2.5pt double; text-align: left">$</td><td style="font: 9pt Times New Roman, Times, Serif; border-bottom: Black 2.5pt double; text-align: right">485,616</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td> </tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom; background-color: White"> <td colspan="36" style="font: 9pt Times New Roman, Times, Serif; text-align: right; text-indent: -0.15in; padding-left: 0.15in; vertical-align: bottom"><span style="font-size: 10pt">All outstanding liabilities prior to 2016, net of reinsurance</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">13</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td> </tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom; background-color: rgb(204,238,255)"> <td colspan="36" style="font: 9pt Times New Roman, Times, Serif; text-align: right; text-indent: -0.15in; padding-left: 0.15in; vertical-align: bottom"><span style="font-size: 10pt">Liabilities for Unpaid Losses and Loss Adjustment Expenses, net of reinsurance</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">28,650</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td> </tr> </tbody></table><p style="margin: 0"></p><p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"> <span style="font-size: 10pt">* Prior years unaudited</span> </p><table cellpadding="0" cellspacing="0" style="font: 9pt Times New Roman, Times, Serif; border-collapse: collapse; width: 100%"> <tbody><tr style="vertical-align: bottom"> <td style="text-align: left; white-space: nowrap; font-weight: bold; vertical-align: bottom">Non-Standard <br/> Auto <br/> (Primero &amp; <br/> Direct Auto)</td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="38" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Paid Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance<br/> For the Year Ended December 31, 2025</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="text-align: left; white-space: nowrap; font-weight: bold; border-bottom: Black 1pt solid; vertical-align: bottom">Accident<br/> Year</td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid"><span style="font-weight: bold;">2016*<sup></sup></span></td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid"><span style="font-weight: bold;">2017*</span></td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2018*</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2019*</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2020*</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2021*</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2022*</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2023*</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2024*</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2025</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="vertical-align: bottom; width: 10%; font-weight: bold; text-align: left; text-indent: -0.15in; padding-left: 0.15in">2016</td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 6%; text-align: right">8,935</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 6%; text-align: right">15,154</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 6%; text-align: right">18,349</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 6%; text-align: right">20,515</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 6%; text-align: right">21,032</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 6%; text-align: right">21,495</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 6%; text-align: right">21,794</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 6%; text-align: right">21,984</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 6%; text-align: right">22,044</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 6%; text-align: right">22,202</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="vertical-align: bottom; font-weight: bold; text-align: left; text-indent: -0.15in; padding-left: 0.15in">2017</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1216894867">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">8,733</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">14,641</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">18,238</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">19,826</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">20,604</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">21,528</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">22,063</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">22,173</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">22,378</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="vertical-align: bottom; font-weight: bold; text-align: left; text-indent: -0.15in; padding-left: 0.15in">2018</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1819300372">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_786652941">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">11,526</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">22,821</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">26,820</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">28,489</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">30,489</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">32,202</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">32,663</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">32,873</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="vertical-align: bottom; font-weight: bold; text-align: left; text-indent: -0.15in; padding-left: 0.15in">2019</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1455506157">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_237381205">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_598359712">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">16,503</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">26,221</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">29,953</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">32,370</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">34,915</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">35,916</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">36,329</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="vertical-align: bottom; font-weight: bold; text-align: left; text-indent: -0.15in; padding-left: 0.15in">2020</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_144049255">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1917246831">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_2041893124">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1470291573">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">14,077</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">23,046</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">27,160</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">30,419</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">32,688</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">34,197</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="vertical-align: bottom; font-weight: bold; text-align: left; text-indent: -0.15in; padding-left: 0.15in">2021</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_242794871">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1389655282">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_553448847">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_228677761">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1277616331">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">18,611</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">30,155</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">36,890</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">41,590</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">44,261</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="vertical-align: bottom; font-weight: bold; text-align: left; text-indent: -0.15in; padding-left: 0.15in">2022</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1281406203">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1807303371">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_402089572">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_364340366">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_441299411">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1342612046">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">14,966</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">29,533</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">42,122</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">51,142</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="vertical-align: bottom; font-weight: bold; text-align: left; text-indent: -0.15in; padding-left: 0.15in">2023</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1441766675">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_356700531">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_665720199">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_2094471803">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_355554101">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_7100363">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1512088256">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">18,300</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">38,279</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">56,673</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="vertical-align: bottom; font-weight: bold; text-align: left; text-indent: -0.15in; padding-left: 0.15in">2024</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1946149410">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_557491702">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1419944712">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_412750413">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_727955975">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_149875339">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1536650299">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1207434961">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">18,873</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">43,510</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="vertical-align: bottom; font-weight: bold; text-align: left; padding-bottom: 1pt; text-indent: -0.15in; padding-left: 0.15in">2025</td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_2015563337">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_2102873031">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_1289232997">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_481984890">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_771466824">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_1675008790">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_166879455">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_65360467">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_581038215">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">12,299</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 2.5pt; text-indent: -0.15in; padding-left: 0.15in; vertical-align: bottom"> </td><td style="padding-bottom: 2.5pt"> </td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="font-weight: bold; padding-bottom: 2.5pt"> </td><td style="padding-bottom: 2.5pt; font-weight: bold; text-align: left"> </td><td style="padding-bottom: 2.5pt; font-weight: bold; text-align: right"><span style="font-size: 10pt"><span style="font-weight: bold;">Total</span></span></td><td style="white-space: nowrap; padding-bottom: 2.5pt; font-weight: bold; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">355,864</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td colspan="36" style="text-align: right; text-indent: -0.15in; padding-left: 0.15in; vertical-align: bottom"><span style="font-size: 10pt">All outstanding liabilities prior to 2016, net of reinsurance</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">70</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td colspan="36" style="text-align: right; text-indent: -0.15in; padding-left: 0.15in; vertical-align: bottom"><span style="font-size: 10pt">Liabilities for Unpaid Losses and Loss Adjustment Expenses, net of reinsurance</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left">$</td><td style="text-align: right">75,939</td><td style="white-space: nowrap; text-align: left"> </td> </tr> </tbody></table><p style="margin: 0"></p><p style="text-align: left; font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">* Prior years unaudited </p><table cellpadding="0" cellspacing="0" style="font: 9pt Times New Roman, Times, Serif; border-collapse: collapse; width: 100%"> <tbody><tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom"> <td style="text-align: left; font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; vertical-align: bottom">Home and<br/> Farm</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="38" style="font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid">Paid Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance<br/> For the Year Ended December 31, 2025</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td></tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom"> <td style="text-align: left; font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; border-bottom: Black 1pt solid; vertical-align: bottom">Accident<br/> Year</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="2" style="font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid">2016*</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="2" style="font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid">2017*</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="2" style="font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid">2018*</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="2" style="font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid">2019*</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="2" style="font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid">2020*</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="2" style="font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid">2021*</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="2" style="font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid">2022*</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="2" style="font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid">2023*</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="2" style="font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid">2024*</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td> <td colspan="2" style="font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid">2025</td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td></tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="vertical-align: bottom; font: bold 9pt Times New Roman, Times, Serif; width: 10%; text-align: left; text-indent: -0.15in; padding-left: 0.15in">2016</td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%; text-align: left">$</td><td style="font: 9pt Times New Roman, Times, Serif; width: 6%; text-align: right">37,655</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; width: 1%; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%; text-align: left">$</td><td style="font: 9pt Times New Roman, Times, Serif; width: 6%; text-align: right">44,942</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; width: 1%; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%; text-align: left">$</td><td style="font: 9pt Times New Roman, Times, Serif; width: 6%; text-align: right">44,270</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; width: 1%; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%; text-align: left">$</td><td style="font: 9pt Times New Roman, Times, Serif; width: 6%; text-align: right">44,529</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; width: 1%; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%; text-align: left">$</td><td style="font: 9pt Times New Roman, Times, Serif; width: 6%; text-align: right">44,583</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; width: 1%; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%; text-align: left">$</td><td style="font: 9pt Times New Roman, Times, Serif; width: 6%; text-align: right">44,650</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; width: 1%; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%; text-align: left">$</td><td style="font: 9pt Times New Roman, Times, Serif; width: 6%; text-align: right">44,690</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; width: 1%; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%; text-align: left">$</td><td style="font: 9pt Times New Roman, Times, Serif; width: 6%; text-align: right">44,736</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; width: 1%; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%; text-align: left">$</td><td style="font: 9pt Times New Roman, Times, Serif; width: 6%; text-align: right">44,787</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; width: 1%; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%"> </td><td style="font: 9pt Times New Roman, Times, Serif; width: 1%; text-align: left">$</td><td style="font: 9pt Times New Roman, Times, Serif; width: 6%; text-align: right">44,792</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; width: 1%; text-align: left"> </td> </tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom; background-color: White"> <td style="vertical-align: bottom; font: bold 9pt Times New Roman, Times, Serif; text-align: left; text-indent: -0.15in; padding-left: 0.15in">2017</td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_340482023">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">34,657</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">38,928</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">40,441</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">40,941</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">41,414</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">41,504</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">41,506</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">41,516</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">41,523</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td> </tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="vertical-align: bottom; font: bold 9pt Times New Roman, Times, Serif; text-align: left; text-indent: -0.15in; padding-left: 0.15in">2018</td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_218408674">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1462407084">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">37,880</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">42,814</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">43,178</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">43,549</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">43,634</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">43,688</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">43,681</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">43,680</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td> </tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom; background-color: White"> <td style="vertical-align: bottom; font: bold 9pt Times New Roman, Times, Serif; text-align: left; text-indent: -0.15in; padding-left: 0.15in">2019</td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1154761294">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1015758001">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_747000280">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">38,718</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">43,253</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">44,119</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">44,847</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">45,053</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">45,046</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">45,047</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td> </tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="vertical-align: bottom; font: bold 9pt Times New Roman, Times, Serif; text-align: left; text-indent: -0.15in; padding-left: 0.15in">2020</td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_792567999">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_189546462">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1537191104">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_262183738">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">29,273</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">33,988</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">34,243</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">34,688</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">34,784</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">34,786</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td> </tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom; background-color: White"> <td style="vertical-align: bottom; font: bold 9pt Times New Roman, Times, Serif; text-align: left; text-indent: -0.15in; padding-left: 0.15in">2021</td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1501675453">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1262867321">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_232180315">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1121988573">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_126681630">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">41,096</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">48,890</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">50,117</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">50,403</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">50,749</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td> </tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="vertical-align: bottom; font: bold 9pt Times New Roman, Times, Serif; text-align: left; text-indent: -0.15in; padding-left: 0.15in">2022</td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_242429462">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_206819059">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_943434609">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1834643335">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_461334394">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_872201480">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">92,482</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">101,957</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">104,321</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">104,593</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td> </tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom; background-color: White"> <td style="vertical-align: bottom; font: bold 9pt Times New Roman, Times, Serif; text-align: left; text-indent: -0.15in; padding-left: 0.15in">2023</td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1658777595">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_308143084">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_776305959">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1813786722">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_2074698159">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1758698221">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_694270487">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">46,607</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">54,304</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">55,827</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td> </tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="vertical-align: bottom; font: bold 9pt Times New Roman, Times, Serif; text-align: left; text-indent: -0.15in; padding-left: 0.15in">2024</td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1912025379">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_811916910">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1277806860">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1844685841">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_312370739">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1901827806">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1055407882">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1762855687">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">54,904</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">64,029</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td> </tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom; background-color: White"> <td style="vertical-align: bottom; font: bold 9pt Times New Roman, Times, Serif; text-align: left; padding-bottom: 1pt; text-indent: -0.15in; padding-left: 0.15in">2025</td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_1224076825">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_2056193591">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_2066073711">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_430351662">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_273875237">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_970772128">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_334668160">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_2013357725">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_1802955974">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 1pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; border-bottom: Black 1pt solid; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; border-bottom: Black 1pt solid; text-align: right">51,596</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-indent: -0.15in; padding-left: 0.15in; vertical-align: bottom"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: right"> </td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: right"> </td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: right"> </td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: right"> </td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: right"> </td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: right"> </td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: right"> </td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: right"> </td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: bold 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; text-align: right"><span style="font-size: 10pt"><span style="font-weight: bold;">Total</span></span></td><td style="font: bold 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; padding-bottom: 2.5pt"> </td><td style="font: 9pt Times New Roman, Times, Serif; border-bottom: Black 2.5pt double; text-align: left">$</td><td style="font: 9pt Times New Roman, Times, Serif; border-bottom: Black 2.5pt double; text-align: right">536,622</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td> </tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom; background-color: White"> <td colspan="36" style="text-align: right; font: 9pt Times New Roman, Times, Serif; text-indent: -0.15in; padding-left: 0.15in"><span style="font-size: 10pt">All outstanding liabilities prior to 2016, net of reinsurance</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right"><span style="-sec-ix-hidden:fc_1442020584">—</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td> </tr> <tr style="font: 9pt Times New Roman, Times, Serif; vertical-align: bottom; background-color: rgb(204,238,255)"> <td colspan="36" style="text-align: right; font: 9pt Times New Roman, Times, Serif; text-indent: -0.15in; padding-left: 0.15in"><span style="font-size: 10pt">Liabilities for Unpaid Losses and Loss Adjustment Expenses, net of reinsurance</span></td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td><td style="font: 9pt Times New Roman, Times, Serif"> </td><td style="font: 9pt Times New Roman, Times, Serif; text-align: left">$</td><td style="font: 9pt Times New Roman, Times, Serif; text-align: right">12,751</td><td style="font: 9pt Times New Roman, Times, Serif; white-space: nowrap; text-align: left"> </td> </tr> </tbody></table><p style="margin: 0"></p><p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><span style="font-size: 10pt">* Prior years unaudited</span></p><table cellpadding="0" cellspacing="0" style="font: 9pt Times New Roman, Times, Serif; border-collapse: collapse; width: 100%"> <tbody><tr style="vertical-align: bottom"> <td style="text-align: left; white-space: nowrap; font-weight: bold; vertical-align: top">Crop</td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="38" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Paid Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance<br/> For the Year Ended December 31, 2025</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="text-align: left; white-space: nowrap; font-weight: bold; border-bottom: Black 1pt solid; vertical-align: bottom">Accident<br/> Year</td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2016*</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2017*</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2018*</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2019*</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2020*</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2021*</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2022*</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2023*</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2024*</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2025</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="vertical-align: bottom; width: 10%; font-weight: bold; text-align: left; text-indent: -0.15in; padding-left: 0.15in">2016</td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 6%; text-align: right">16,444</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 6%; text-align: right">19,487</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 6%; text-align: right">19,487</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 6%; text-align: right">19,487</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 6%; text-align: right">19,487</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 6%; text-align: right">19,487</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 6%; text-align: right">19,487</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 6%; text-align: right">19,487</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 6%; text-align: right">19,487</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 6%; text-align: right">19,496</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="vertical-align: bottom; font-weight: bold; text-align: left; text-indent: -0.15in; padding-left: 0.15in">2017</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_726594445">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">32,768</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">34,181</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">34,181</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">34,181</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">34,181</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">34,181</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">34,181</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">34,181</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">34,177</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="vertical-align: bottom; font-weight: bold; text-align: left; text-indent: -0.15in; padding-left: 0.15in">2018</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1567122523">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_2060696058">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">10,737</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">11,730</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">11,730</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">11,730</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">11,730</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">11,730</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">11,730</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">11,767</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="vertical-align: bottom; font-weight: bold; text-align: left; text-indent: -0.15in; padding-left: 0.15in">2019</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_862398512">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1058648129">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1112472450">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">26,208</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">37,629</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">37,629</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">37,629</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">37,629</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">37,629</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">37,618</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="vertical-align: bottom; font-weight: bold; text-align: left; text-indent: -0.15in; padding-left: 0.15in">2020</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_105783215">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1761179082">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_553908989">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_2047426984">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">27,952</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">28,759</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">28,759</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">28,759</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">28,759</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">28,739</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="vertical-align: bottom; font-weight: bold; text-align: left; text-indent: -0.15in; padding-left: 0.15in">2021</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1849701315">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1941598488">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1000539914">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1674479543">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_857515359">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">29,424</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">28,143</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">28,143</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">28,143</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">28,138</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="vertical-align: bottom; font-weight: bold; text-align: left; text-indent: -0.15in; padding-left: 0.15in">2022</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1301360077">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1672860700">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1769076805">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_121643054">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1974080335">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_797160680">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">20,279</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">20,735</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">20,735</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">20,741</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="vertical-align: bottom; font-weight: bold; text-align: left; text-indent: -0.15in; padding-left: 0.15in">2023</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1396234138">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1361360652">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_17916411">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_2129414917">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1154131348">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1144277810">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_191574037">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">10,202</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">11,387</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">11,390</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="vertical-align: bottom; font-weight: bold; text-align: left; text-indent: -0.15in; padding-left: 0.15in">2024</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1640226482">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_618382365">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_831687487">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1307475112">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_787039639">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_880450198">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1603578879">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_2049578233">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">11,169</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">12,313</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="vertical-align: bottom; font-weight: bold; text-align: left; padding-bottom: 1pt; text-indent: -0.15in; padding-left: 0.15in">2025</td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_1551536801">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_777986574">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_1682450139">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_810723994">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_411961621">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_1147846060">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_1322245537">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_1247007694">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_1985226760">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">9,181</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 2.5pt; text-indent: -0.15in; padding-left: 0.15in; vertical-align: bottom"> </td><td style="padding-bottom: 2.5pt"> </td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt; text-align: right"><span style="font-size: 10pt">Total</span></td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">213,560</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td colspan="36" style="text-align: right; text-indent: -0.15in; padding-left: 0.15in; vertical-align: bottom"><span style="font-size: 10pt">All outstanding liabilities prior to 2016, net of reinsurance</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1649826889">—</span></td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td colspan="36" style="text-align: right; text-indent: -0.15in; padding-left: 0.15in; vertical-align: bottom"><span style="font-size: 10pt">Liabilities for Unpaid Losses and Loss Adjustment Expenses, net of reinsurance</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left">$</td><td style="text-align: right">3,144</td><td style="white-space: nowrap; text-align: left"> </td> </tr> </tbody></table><p style="margin: 0"></p><p style="text-align: left; font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">* Prior years unaudited</p> 29009000 35845000 37307000 38108000 37833000 38173000 38303000 38539000 38539000 38620000 31033000 37050000 38331000 39738000 40111000 40294000 40315000 40398000 40469000 34358000 40213000 41479000 42820000 43074000 43225000 43337000 44357000 42414000 48414000 50370000 51556000 52060000 52437000 52567000 35495000 42585000 45670000 46211000 46204000 46731000 42326000 52256000 54243000 56030000 56451000 49911000 59556000 61679000 62488000 45452000 55548000 57783000 39617000 49302000 36848000 485616000 13000 28650000 30514000 24708000 23606000 23989000 22884000 22267000 21947000 22095000 22168000 22265000 8 12921 32098000 27275000 24414000 23189000 22221000 21903000 22224000 22327000 22518000 15 13505 36236000 34466000 33743000 32307000 32038000 32741000 33020000 33104000 24 16525 37196000 36864000 35810000 36100000 36659000 36646000 36749000 44 16359 33054000 31743000 32507000 34657000 34475000 35748000 948 14390 40652000 40612000 45337000 46412000 46009000 -81 15931 39514000 43372000 51912000 56647000 751 14405 50415000 57445000 69433000 3039 15464 59465000 68980000 6797 12885 40280000 14092 5252 431733000 8935000 15154000 18349000 20515000 21032000 21495000 21794000 21984000 22044000 22202000 8733000 14641000 18238000 19826000 20604000 21528000 22063000 22173000 22378000 11526000 22821000 26820000 28489000 30489000 32202000 32663000 32873000 16503000 26221000 29953000 32370000 34915000 35916000 36329000 14077000 23046000 27160000 30419000 32688000 34197000 18611000 30155000 36890000 41590000 44261000 14966000 29533000 42122000 51142000 18300000 38279000 56673000 18873000 43510000 12299000 355864000 70000 75939000 45713000 44513000 44945000 44597000 44728000 44745000 44809000 44788000 44787000 44792000 6354 42112000 41593000 41882000 41779000 41804000 41640000 41590000 41646000 41756000 8 4958 42486000 43840000 43747000 43682000 43712000 43731000 43681000 43680000 4595 45334000 45828000 45471000 45352000 45106000 45050000 45049000 2 5525 36264000 35668000 34656000 34761000 34813000 34789000 3 4119 53079000 50322000 50759000 50592000 50520000 78 5385 112049000 105409000 105328000 105052000 279 8439 57205000 56985000 56680000 543 4337 65092000 65676000 973 4316 61379000 5037 3730 549373000 37655000 44942000 44270000 44529000 44583000 44650000 44690000 44736000 44787000 44792000 34657000 38928000 40441000 40941000 41414000 41504000 41506000 41516000 41523000 37880000 42814000 43178000 43549000 43634000 43688000 43681000 43680000 38718000 43253000 44119000 44847000 45053000 45046000 45047000 29273000 33988000 34243000 34688000 34784000 34786000 41096000 48890000 50117000 50403000 50749000 92482000 101957000 104321000 104593000 46607000 54304000 55827000 54904000 64029000 51596000 536622000 12751000 20209000 19582000 19487000 19487000 19487000 19487000 19487000 19487000 19487000 19496000 2806 33734000 34181000 34181000 34181000 34181000 34181000 34181000 34181000 34177000 2968 12506000 11730000 11730000 11730000 11730000 11730000 11730000 11767000 2147 33913000 37629000 37629000 37629000 37630000 37629000 37618000 3101 28688000 28759000 28759000 28760000 28759000 28739000 2442 28574000 28144000 28146000 28143000 28138000 2726 21834000 20745000 20740000 20741000 2021 12728000 11399000 11391000 1 1640 12463000 12323000 10 1470 12314000 104 1464 216704000 16444000 19487000 19487000 19487000 19487000 19487000 19487000 19487000 19487000 19496000 32768000 34181000 34181000 34181000 34181000 34181000 34181000 34181000 34177000 10737000 11730000 11730000 11730000 11730000 11730000 11730000 11767000 26208000 37629000 37629000 37629000 37629000 37629000 37618000 27952000 28759000 28759000 28759000 28759000 28739000 29424000 28143000 28143000 28143000 28138000 20279000 20735000 20735000 20741000 10202000 11387000 11390000 11169000 12313000 9181000 213560000 3144000 <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in">The following table presents a reconciliation of the net incurred and paid claims development tables to the liability for unpaid losses and loss adjustment expenses in our Consolidated Balance Sheet:</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif"> <tbody><tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">December 31, 2025</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.15in">Liabilities for unpaid losses and loss adjustment expenses:</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="width: 85%; text-align: left; padding-left: 0.1in">Private passenger auto</td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 12%; text-align: right">29,934</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 0.1in">Non-Standard auto</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">75,939</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.1in">Home and farm</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">16,274</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="padding-left: 0.1in">Crop</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">3,929</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.1in">All other</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">11,779</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 1pt; text-indent: -0.15in; padding-left: 0.15in">Total liabilities for unpaid losses and loss adjustment expenses</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">137,855</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -0.15in; padding-left: 0.15in"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.15in">Reinsurance recoverables on losses:</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.1in">Private passenger auto</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">1,284</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 0.1in">Non-Standard auto</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_414479989">—</span></td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.1in">Home and farm</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">3,523</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="padding-left: 0.1in">Crop</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">785</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.1in">All other</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">6,365</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.2in">Total reinsurance recoverables on losses</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">11,957</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -0.15in; padding-left: 0.15in"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 2.5pt; text-indent: -0.15in; padding-left: 0.15in">Net liability for unpaid losses and loss adjustment expenses</td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">125,898</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td> </tr> </tbody></table> 29934000 75939000 16274000 3929000 11779000 137855000 1284000 3523000 785000 6365000 11957000 125898000 <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">The following table presents required supplementary information about average historical claims duration as of December 31, 2025:</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </p><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif"> <tbody><tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="38" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Average Annual Percentage Payout of Incurred Claims by Age, Net of Reinsurance</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; font-weight: bold; border-bottom: Black 1pt solid">Years</td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">1</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">3</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">4</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">5</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">6</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">7</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">8</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">9</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">10</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 20%; text-align: left; text-indent: -0.15in; padding-left: 0.15in">Private Passenger Auto</td><td style="width: 1%"> </td><td style="width: 1%; text-align: left"> </td><td style="width: 5%; text-align: right">51.2%</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left"> </td><td style="width: 5%; text-align: right">19.9%</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left"> </td><td style="width: 5%; text-align: right">12.2%</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left"> </td><td style="width: 5%; text-align: right">6.1%</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left"> </td><td style="width: 5%; text-align: right">4.5%</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left"> </td><td style="width: 5%; text-align: right">3.2%</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left"> </td><td style="width: 5%; text-align: right">2.6%</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left"> </td><td style="width: 5%; text-align: right">0.2%</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left"> </td><td style="width: 5%; text-align: right">0.1%</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left"> </td><td style="width: 5%; text-align: right"><span style="-sec-ix-hidden:fc_589774698">—</span></td><td style="white-space: nowrap; width: 1%; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="white-space: nowrap; text-align: left; text-indent: -0.15in; padding-left: 0.15in">Non-Standard Auto</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">43.6%</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">23.5%</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">14.7%</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">8.0%</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">4.6%</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">2.6%</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">1.3%</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">1.2%</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">0.4%</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">0.1%</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.15in">Home and Farm</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">67.0%</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">15.9%</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">8.0%</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">3.9%</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">1.4%</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">0.6%</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">0.8%</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">0.7%</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">1.7%</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1780549549">—</span></td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -0.15in; padding-left: 0.15in">Crop</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">100.0%</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1331180565">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_2057668645">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1699040688">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1040014333">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_2048749891">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1555012775">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1301057394">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_32462013">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_766300559">—</span></td><td style="white-space: nowrap; text-align: left"> </td> </tr> </tbody></table> 0.512 0.199 0.122 0.061 0.045 0.032 0.026 0.002 0.001 0.436 0.235 0.147 0.08 0.046 0.026 0.013 0.012 0.004 0.001 0.67 0.159 0.08 0.039 0.014 0.006 0.008 0.007 0.017 1 <table border="0" cellpadding="0" cellspacing="0" style="width: 100%; margin-top: 0pt; margin-bottom: 0pt; font: italic 10pt Times New Roman, Times, Serif"> <tbody><tr style="vertical-align: top"> <td style="padding-left: 10pt; text-indent: -10pt; width: 0.5in"><span style="font-style: normal"><span style="font-weight: bold;">9.</span></span></td> <td style="padding-left: 10pt; text-indent: -10pt"><span style="font-style: normal"><span style="font-weight: bold;">Property and Equipment</span></span></td></tr> </tbody></table><p style="font: italic 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in">Property and equipment consisted of the following:</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif"> <tbody><tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="6" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">December 31,</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="padding-bottom: 1pt"> </td> <td style="white-space: nowrap; text-align: center"> </td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2025</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2024</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Estimated Useful<br/> Life</td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap">Cost:</td><td> </td> <td colspan="2" style="white-space: nowrap; text-align: right"> </td><td> </td><td> </td> <td colspan="2" style="white-space: nowrap; text-align: right"> </td><td> </td><td> </td> <td style="white-space: nowrap; text-align: center"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 55%; padding-left: 0.1in">Land</td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 12%; text-align: right">1,249</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 12%; text-align: right">1,249</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 14%; text-align: center">indefinite</td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.1in">Building and improvements</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">11,257</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">12,497</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: center">10 – 43 years</td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 0.1in">Electronic data processing equipment</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">1,491</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">1,444</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: center">5 – 7 years</td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.1in">Furniture and fixtures</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">2,684</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">2,762</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: center">5 – 7 years</td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="padding-bottom: 1pt; padding-left: 0.1in">Automobiles</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">1,287</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">1,280</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="text-align: center; padding-bottom: 1pt">2 – 3 years</td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.2in">Gross cost</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">17,968</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">19,232</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: right"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-indent: -0.15in; padding-left: 0.15in"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: right"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt; text-indent: -0.15in; padding-left: 0.15in">Accumulated depreciation</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(11,209</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(11,685</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="text-align: right; padding-bottom: 1pt"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 2.5pt; padding-left: 0.2in">Total property and equipment, net</td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">6,759</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">7,547</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="text-align: right; padding-bottom: 2.5pt"> </td> </tr> </tbody></table><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> Depreciation expense was $694, $770, and $826 during the years ended December 31, 2025, 2024, and 2023, respectively. Depreciation expense for continuing operations was $694, $681, and $692 during the years ended December 31, 2025, 2024, and 2023, respectively. </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in">Property and equipment consisted of the following:</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif"> <tbody><tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="6" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">December 31,</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="padding-bottom: 1pt"> </td> <td style="white-space: nowrap; text-align: center"> </td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2025</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2024</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Estimated Useful<br/> Life</td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap">Cost:</td><td> </td> <td colspan="2" style="white-space: nowrap; text-align: right"> </td><td> </td><td> </td> <td colspan="2" style="white-space: nowrap; text-align: right"> </td><td> </td><td> </td> <td style="white-space: nowrap; text-align: center"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 55%; padding-left: 0.1in">Land</td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 12%; text-align: right">1,249</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 12%; text-align: right">1,249</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 14%; text-align: center">indefinite</td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.1in">Building and improvements</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">11,257</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">12,497</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: center">10 – 43 years</td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 0.1in">Electronic data processing equipment</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">1,491</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">1,444</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: center">5 – 7 years</td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.1in">Furniture and fixtures</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">2,684</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">2,762</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: center">5 – 7 years</td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="padding-bottom: 1pt; padding-left: 0.1in">Automobiles</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">1,287</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">1,280</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="text-align: center; padding-bottom: 1pt">2 – 3 years</td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.2in">Gross cost</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">17,968</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">19,232</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: right"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-indent: -0.15in; padding-left: 0.15in"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: right"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt; text-indent: -0.15in; padding-left: 0.15in">Accumulated depreciation</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(11,209</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(11,685</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="text-align: right; padding-bottom: 1pt"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 2.5pt; padding-left: 0.2in">Total property and equipment, net</td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">6,759</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">7,547</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="text-align: right; padding-bottom: 2.5pt"> </td> </tr> </tbody></table> 1249000 1249000 11257000 12497000 P10Y P43Y 1491000 1444000 P5Y P7Y 2684000 2762000 P5Y P7Y 1287000 1280000 P2Y P3Y 17968000 19232000 11209000 11685000 6759000 7547000 694000 770000 826000 694000 681000 692000 <table border="0" cellpadding="0" cellspacing="0" style="width: 100%; margin-top: 0pt; margin-bottom: 0pt; font: italic 10pt Times New Roman, Times, Serif"> <tbody><tr style="vertical-align: top"> <td style="padding-left: 10pt; text-indent: -10pt; width: 0.5in"><span style="font-style: normal"><span style="font-weight: bold;">10.</span></span></td> <td style="padding-left: 10pt; text-indent: -10pt"><span style="font-style: normal"><span style="font-weight: bold;">Goodwill and Other Intangibles</span></span></td></tr> </tbody></table><p style="font: italic 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"> <span style="font-weight: bold;"><i>Goodwill</i></span></p><p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.75pt 0pt 0"> The following table presents the carrying amount of the Company’s <span style="-sec-ix-hidden:fc_2034575512">goodwill</span> and related impairment by segment: </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.75pt 0pt 0"> </p><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif"> <tbody><tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="34" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Year Ended December 31,</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="10" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2025</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="10" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2024</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="10" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2023</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Non-<br/> Standard <br/> Auto</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Com-<br/> mercial</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Total</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Non-<br/> Standard <br/> Auto</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Com-<br/> mercial</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Total</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Non-<br/> Standard <br/> Auto</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Com-<br/> mercial</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Total</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="white-space: nowrap; width: 19%; text-align: left">Goodwill, beginning of year</td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 6%; text-align: right"><span style="-sec-ix-hidden:fc_376664357">—</span></td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 6%; text-align: right"><span style="-sec-ix-hidden:fc_1438623735">—</span></td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 6%; text-align: right"><span style="-sec-ix-hidden:fc_729981936">—</span></td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 6%; text-align: right">2,628</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 6%; text-align: right"><span style="-sec-ix-hidden:fc_1931467711">—</span></td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 6%; text-align: right">2,628</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 6%; text-align: right">2,628</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 6%; text-align: right">6,756</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 6%; text-align: right">9,384</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt">Impairment recognized during the period</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden:fc_1530851944">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden:fc_619129380">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden:fc_1388167714">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(2,628</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden:fc_557618895">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(2,628</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden:fc_68068446">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(6,756</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(6,756</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 2.5pt">Goodwill, end of year</td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="-sec-ix-hidden:fc_480779860">—</span></td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="-sec-ix-hidden:fc_642061669">—</span></td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="-sec-ix-hidden:fc_1129913424">—</span></td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="-sec-ix-hidden:fc_1646967225">—</span></td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="-sec-ix-hidden:fc_104513744">—</span></td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="-sec-ix-hidden:fc_122139407">—</span></td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">2,628</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="-sec-ix-hidden:fc_109813309">—</span></td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">2,628</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td> </tr> </tbody></table><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.7pt; text-indent: -0.7pt"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.7pt; text-indent: -0.7pt"> We performed a quantitative assessment of the goodwill related to the Primero acquisition during the fourth quarter of 2024, which is allocated to our Non-Standard Auto segment, and concluded that the goodwill was fully impaired as of December 31, 2024, resulting in a non-cash impairment charge of $2,628 in the prior year. The determination of the fair value of the reporting unit was based on an income approach that utilized discounted cash flows. Under the income approach, we determined fair value based on the present value of the most recent cash flow projections for the reporting unit as of the date of the analysis and calculated a terminal value utilizing a terminal growth rate. The significant assumptions under this approach include, among others: income projections, operating expenses, the discount rate, and the terminal growth rate. The cash flows used to determine fair value are dependent on a number of significant management assumptions such as our expectations of future performance and the expected future economic environment, which are partly based upon our historical experience. Our estimates are subject to change given the inherent uncertainty in predicting future results. Additionally, the discount rate and the terminal growth rate are based on our judgment of the rates that would be utilized by a hypothetical market participant. </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.7pt; text-indent: -0.7pt"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.7pt; text-indent: -0.7pt"> We performed a quantitative assessment of the goodwill related to the Westminster acquisition during the fourth quarter of 2023, which was allocated to our former Commercial segment, and concluded that the goodwill was fully impaired as of December 31, 2023, resulting in a non-cash impairment charge of $6,756 in 2023. The determination of the fair value of the reporting unit was based on a combination of a market approach that considered benchmark company market multiples, and an income approach that utilized discounted cash flows. Under the income approach, we determined fair value based on the present value of the most recent cash flow projections for the reporting unit as of the date of the analysis and calculated a terminal value utilizing a terminal growth rate. The significant assumptions under this approach included, among others: income projections, new product introductions, customer behavior, competitor pricing, operating expenses, the discount rate, and the terminal growth rate. The cash flows used to determine fair value were dependent on a number of significant management assumptions such as our expectations of future performance and the expected future economic environment, which were partly based upon our historical experience. Additionally, the discount rate and the terminal growth rate were based on our judgment of the rates that would be utilized by a hypothetical market participant. </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.7pt; text-indent: -0.7pt"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><span style="font-weight: bold;"><i>Other Intangible Assets</i></span></p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.7pt 0pt 0; text-indent: 0in"> The gross and net carrying value of the Company’s other intangible assets were $0 at December 31, 2025, and $100 at December 31, 2024, and consisted of the state insurance license for Direct Auto, which has an indefinite life. </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.7pt 0pt 0; text-indent: 0in"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.7pt 0pt 0; text-indent: 0in"> Due to the strategic actions taken regarding Direct Auto, we determined during our reviews that these state insurance licenses were fully impaired as of December 31, 2025, and resulted in a non-cash impairment charge of $100 in 2025. </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.7pt 0pt 0; text-indent: 0in"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.7pt; text-indent: 0in"> Amortization expense was $0, $211, and $455 during the years ended December 31, 2025, 2024, and 2023, respectively. Amortization expense for continuing operations was $0, $0, and $33 during the years ended December 31, 2025, 2024, and 2023, respectively. </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.75pt 0pt 0"> The following table presents the carrying amount of the Company’s <span style="-sec-ix-hidden:fc_2034575512">goodwill</span> and related impairment by segment: </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.75pt 0pt 0"> </p><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif"> <tbody><tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="34" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Year Ended December 31,</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="10" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2025</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="10" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2024</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="10" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2023</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Non-<br/> Standard <br/> Auto</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Com-<br/> mercial</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Total</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Non-<br/> Standard <br/> Auto</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Com-<br/> mercial</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Total</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Non-<br/> Standard <br/> Auto</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Com-<br/> mercial</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Total</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="white-space: nowrap; width: 19%; text-align: left">Goodwill, beginning of year</td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 6%; text-align: right"><span style="-sec-ix-hidden:fc_376664357">—</span></td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 6%; text-align: right"><span style="-sec-ix-hidden:fc_1438623735">—</span></td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 6%; text-align: right"><span style="-sec-ix-hidden:fc_729981936">—</span></td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 6%; text-align: right">2,628</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 6%; text-align: right"><span style="-sec-ix-hidden:fc_1931467711">—</span></td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 6%; text-align: right">2,628</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 6%; text-align: right">2,628</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 6%; text-align: right">6,756</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 6%; text-align: right">9,384</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt">Impairment recognized during the period</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden:fc_1530851944">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden:fc_619129380">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden:fc_1388167714">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(2,628</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden:fc_557618895">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(2,628</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden:fc_68068446">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(6,756</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(6,756</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 2.5pt">Goodwill, end of year</td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="-sec-ix-hidden:fc_480779860">—</span></td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="-sec-ix-hidden:fc_642061669">—</span></td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="-sec-ix-hidden:fc_1129913424">—</span></td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="-sec-ix-hidden:fc_1646967225">—</span></td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="-sec-ix-hidden:fc_104513744">—</span></td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="-sec-ix-hidden:fc_122139407">—</span></td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">2,628</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="-sec-ix-hidden:fc_109813309">—</span></td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">2,628</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td> </tr> </tbody></table> 2628000 2628000 2628000 6756000 9384000 2628000 2628000 6756000 6756000 2628000 2628000 2628000 6756000 0 100000 100000 0 211000 455000 0 0 33000 <table border="0" cellpadding="0" cellspacing="0" style="width: 100%; margin-top: 0pt; margin-bottom: 0pt; font: italic 10pt Times New Roman, Times, Serif"> <tbody><tr style="vertical-align: top"> <td style="padding-left: 10pt; text-indent: -10pt; width: 0.5in"><span style="font-style: normal"><span style="font-weight: bold;">11.</span></span></td> <td style="padding-left: 10pt; text-indent: -10pt"><span style="font-style: normal"><span style="font-weight: bold;">Royalties, Dividends, and Affiliations</span></span></td></tr> </tbody></table><p style="font: italic 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><p style="font: italic 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"><span style="font-weight: bold;">North Dakota Farm Bureau</span></p><p style="font: italic 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.7pt; text-indent: -0.7pt"> Nodak Insurance was organized by the NDFB to provide insurance protection for its members. We have a royalty agreement with the NDFB that recognizes the use of their trademark and provides royalties to the NDFB based on the premiums written on Nodak Insurance’s policies. Royalties paid to the NDFB were $1,687, $1,647, and $1,603 during the years ended December 31, 2025, 2024, and 2023, respectively. Royalty amounts payable of $152 and $146 were accrued as a liability to the NDFB at December 31, 2025 and 2024, respectively. </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.7pt; text-indent: -0.7pt"> </p><p style="font: italic 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"><span style="font-weight: bold;">Dividends</span></p><p style="font: italic 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.7pt; text-indent: -0.7pt">State insurance laws require our insurance subsidiaries to maintain certain minimum capital and surplus amounts on a statutory basis. Our insurance subsidiaries are subject to regulations that restrict the payment of dividends from statutory surplus and may require prior approval from their domiciliary insurance regulatory authorities. Our insurance subsidiaries are also subject to risk-based capital requirements that may further affect their ability to pay dividends. Our insurance subsidiaries statutory capital and surplus at December 31, 2025, exceeded the amount of statutory capital and surplus necessary to satisfy risk-based capital requirements by a significant margin.</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.7pt; text-indent: -0.7pt"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> The amount available for payment of dividends from Nodak Insurance to NI Holdings during 2026 without the prior approval of the North Dakota Insurance Department is approximately $6,730 as of December 31, 2025. No dividends were declared or paid by Nodak Insurance during the years ended December 31, 2025, 2024 or 2023. </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> The amount available for payment of dividends from Direct Auto to NI Holdings during 2026 without the prior approval of the North Dakota Insurance Department is approximately $3,829 as of December 31, 2025. No dividends were declared or paid by Direct Auto during the years ended December 31, 2025, 2024, or 2023. </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Prior to its payment of any dividend, Nodak Insurance will be required to provide notice of the dividend to the North Dakota Insurance Department. This notice must be provided to the North Dakota Insurance Department 30 days prior to the payment of an extraordinary dividend and 10 days prior to the payment of an ordinary dividend. The North Dakota Insurance Department has the power to limit or prohibit dividend payments if an insurance company is in violation of any law or regulation. These restrictions or any subsequently imposed restrictions may affect our future liquidity.</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Westminster was sold on June 30, 2024, and therefore no dividends are available to be paid to NI Holdings subsequent to that date. No dividends were declared or paid by Westminster during the years ended December 31, 2024 or 2023. See Part II, Item 8, Note 20 “Discontinued Operations” for additional information.</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </p><p style="font: italic 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"><span style="font-weight: bold;">Battle Creek</span></p><p style="font: italic 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.7pt">Prior to January 2, 2024, we consolidated the financial statements of Battle Creek, and Battle Creek’s policyholders’ interest in Battle Creek was reflected as a non-controlling interest in shareholders’ equity in our Consolidated Balance Sheets. Subsequent to January 2, 2024, Battle Creek is fully consolidated in our Consolidated Balance Sheets. See the Part II, Item 8, Note 1 “Organization” section of this Annual Report for additional information.</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.7pt 0pt 0"> </p> 1687000 1647000 1603000 152000 146000 6730000 3829000 <table border="0" cellpadding="0" cellspacing="0" style="width: 100%; margin-top: 0pt; margin-bottom: 0pt; font: italic 10pt Times New Roman, Times, Serif"> <tbody><tr style="vertical-align: top"> <td style="padding-left: 10pt; text-indent: -10pt; width: 0.5in"><span style="font-style: normal"><span style="font-weight: bold;">12.</span></span></td> <td style="padding-left: 10pt; text-indent: -10pt"><span style="font-style: normal"><span style="font-weight: bold;">Benefit Plans</span></span></td></tr> </tbody></table><p style="font: italic 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.75pt; text-indent: -0.75pt"> Nodak Insurance sponsors a 401(k) plan with an automatic and matching contribution for eligible employees at Nodak Insurance, Primero, and Direct Auto. Nodak Insurance also contributes an additional elective amount of employee compensation as a profit-sharing contribution for eligible employees. Westminster also sponsored a separate 401(k) plan until the company was sold on June 30, 2024. American West and Battle Creek have no employees. The Company reported expenses related to these plans totaling $1,428, $1,551, and $1,533 during the years ended December 31, 2025, 2024, and 2023, respectively. </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.75pt; text-indent: -0.75pt"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.75pt; text-indent: -0.75pt">All fees associated with the plans are deducted from the eligible employee accounts.</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.75pt; text-indent: -0.75pt"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: -0.75pt"> The Company also offers a non-qualified deferred compensation plan to key executives of the Company (as designated by the Board of Directors). The Company’s policy is to fund the plan by amounts that represent the excess of the maximum contribution allowed by the Employee Retirement Income Security Act over the key executives’ allowable 401(k) contribution. The plan also allows employee-directed deferral of key executives’ compensation or incentive payments. The Company reported expenses related to this plan totaling $280, $360, and $368 during the years ended December 31, 2025, 2024, and 2023, respectively. </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: -0.75pt"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">In connection with our IPO in March 2017, the Company established its ESOP within the meaning of Internal Revenue Code Section 4975(e)(7) and invests solely in common stock of the Company.</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> Upon establishment of the ESOP, Nodak Insurance loaned $2,400 to the ESOP’s related trust (the “ESOP Trust”). The ESOP loan was for a period of ten years, bearing interest at the long-term Applicable Federal Rate effective on the closing date of the offering (2.79% annually). The ESOP Trust used the proceeds of the loan to purchase shares in our IPO, which resulted in the ESOP Trust owning approximately 1.0% of the Company’s authorized shares. The ESOP has purchased the shares for investment and not for resale. </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">The shares purchased by the ESOP Trust in the offering are held in a suspense account as collateral for the ESOP loan. Nodak Insurance makes semi-annual cash contributions to the ESOP in amounts no smaller than the amounts required for the ESOP Trust to make its loan payments to Nodak Insurance. While the ESOP makes two loan payments per year, a pre-determined portion of the shares are released from the suspense account and allocated to participant accounts at the end of the calendar year. This release and allocation occurs on an annual basis over the ten-year term of the ESOP loan. Nodak Insurance has a lien on the shares of common stock of the Company held by the ESOP to secure repayment of the loan from the ESOP to Nodak Insurance. If the ESOP is terminated as a result of a change in control of the Company, the ESOP may be required to pay the costs of terminating the plan.</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">It is anticipated that the only assets held by the ESOP will be shares of the Company’s common stock. Participants in the ESOP cannot direct the investment of any assets allocated to their accounts. The ESOP participants are employees of Nodak Insurance. The employees of Primero, Direct Auto, and Westminster do not participate in the ESOP.</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Each employee of Nodak Insurance automatically becomes a participant in the ESOP if such employee is at least 21 years old, has completed a minimum of one thousand hours of service with Nodak Insurance, and has completed an Eligibility Computation Period. Employees are not permitted to make any contributions to the ESOP. Participants in the ESOP receive annual reports from the Company showing the number of shares of common stock of the Company allocated to the participants’ accounts and the market value of those shares. The shares are allocated to participants based on compensation as provided for in the ESOP.</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> In connection with the establishment of the ESOP, the Company created a contra-equity account on the Consolidated Balance Sheet equal to the ESOP’s basis in the shares. The basis of those shares was set at $10.00 per share as part of the IPO. As shares are released from the ESOP suspense account, the contra-equity account is credited, which reduces the impact of the contra-equity account on the Company’s Consolidated Balance Sheets over time. The Company records compensation expense related to the shares released, equal to the number of shares released from the suspense account multiplied by the average market value of the Company’s stock during the period. </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: -0.75pt"> The Company recognized compensation expense related to the ESOP of $329, $365, and $322 during the years ended December 31, 2025, 2024, and 2023, respectively. </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: -0.75pt"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: -0.75pt"> Through December 31, 2025, the Company had released and allocated 218,835 ESOP shares to participants, with a remainder of 21,165 ESOP shares in suspense at December 31, 2025. Using the Company’s year-end market price of $13.30 per share, the fair value of the unearned ESOP shares was $281 at December 31, 2025. </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: -0.75pt"> </p> 1428000 1551000 1533000 280000 360000 368000 2400000 -0.0279 0.01 10 329000 365000 322000 218835 21165 13.3 281000 <table border="0" cellpadding="0" cellspacing="0" style="width: 100%; margin-top: 0pt; margin-bottom: 0pt; font: italic 10pt Times New Roman, Times, Serif"> <tbody><tr style="vertical-align: top"> <td style="padding-left: 10pt; text-indent: -10pt; width: 0.5in"><span style="font-style: normal"><span style="font-weight: bold;">13.</span></span></td> <td style="padding-left: 10pt; text-indent: -10pt"><span style="font-style: normal"><span style="font-weight: bold;">Line of Credit</span></span></td></tr> </tbody></table><p style="font: italic 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> NI Holdings has a $3,000 line of credit with Wells Fargo Bank, N.A. The terms of the line of credit include a floating interest rate of 2.25% above the daily simple secured overnight financing rate. There were no outstanding amounts during the years ended December 31, 2025, 2024, or 2023. This line of credit is scheduled to expire on December 11, 2026. </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p> 3000000 0.0225 2026-12-11 <table border="0" cellpadding="0" cellspacing="0" style="width: 100%; margin-top: 0pt; margin-bottom: 0pt; font: italic 10pt Times New Roman, Times, Serif"> <tbody><tr style="vertical-align: top"> <td style="padding-left: 10pt; text-indent: -10pt; width: 0.5in"><span style="font-style: normal"><span style="font-weight: bold;">14.</span></span></td> <td style="padding-left: 10pt; text-indent: -10pt"><span style="font-style: normal"><span style="font-weight: bold;">Income Taxes</span></span></td></tr> </tbody></table><p style="font: italic 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in">The sources of income for purposes of income tax expense (benefit) including both continuing and discontinued operations were as follows:</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif"> <tbody><tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="10" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Year Ended December 31,</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2025</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2024</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2023</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.15in">Income (loss) before income taxes</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="width: 61%; text-indent: -0.15in; padding-left: 0.25in">Domestic</td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">(12,329</td><td style="white-space: nowrap; width: 1%; text-align: left">)</td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">(9,056</td><td style="white-space: nowrap; width: 1%; text-align: left">)</td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">(4,263</td><td style="white-space: nowrap; width: 1%; text-align: left">)</td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="padding-bottom: 1pt; text-indent: -0.15in; padding-left: 0.25in">Foreign</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden:fc_631197146">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden:fc_172180238">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden:fc_1373458266">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 2.5pt; text-indent: -0.15in; padding-left: 0.35in">Total income (loss) before income taxes</td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">(12,329</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left">)</td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">(9,056</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left">)</td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">(4,263</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left">)</td> </tr> </tbody></table><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in">The components of our provision for income tax expense (benefit) including both continuing and discontinued operations were as follows:</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif"> <tbody><tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="10" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Year Ended December 31,</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2025</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2024</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2023</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.15in">Current income tax expense (benefit)</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="width: 61%; text-indent: -0.15in; padding-left: 0.25in">Federal</td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">(483</td><td style="white-space: nowrap; width: 1%; text-align: left">)</td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">(4,682</td><td style="white-space: nowrap; width: 1%; text-align: left">)</td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">2,567</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="padding-bottom: 1pt; text-indent: -0.15in; padding-left: 0.25in">State</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(68</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">215</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">278</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.35in">Total current</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(551</td><td style="white-space: nowrap; text-align: left">)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(4,467</td><td style="white-space: nowrap; text-align: left">)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">2,845</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 1pt; text-indent: -0.15in; padding-left: 0.15in">Deferred income tax expense (benefit)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(1,365</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">1,275</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(1,882</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 2.5pt; text-indent: -0.15in; padding-left: 0.35in">Total income tax expense (benefit)</td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">(1,916</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left">)</td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">(3,192</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left">)</td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">963</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td> </tr> </tbody></table><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> The following table presents a reconciliation of the<span style="-sec-ix-hidden:fc_2043712618"> U.S. federal statutory tax rate</span> and our effective tax rate including both continuing and discontinued operations: </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif"> <tbody><tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="22" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Year Ended December 31,</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="6" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2025</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="6" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2024</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="6" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2023</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 34%; text-align: left">U.S federal statutory tax rate</td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">(2,589</td><td style="white-space: nowrap; width: 1%; text-align: left">)</td><td style="width: 1%"> </td><td style="width: 1%; text-align: left"> </td><td style="width: 8%; text-align: right">21.0%</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">(1,902</td><td style="white-space: nowrap; width: 1%; text-align: left">)</td><td style="width: 1%"> </td><td style="width: 1%; text-align: left"> </td><td style="width: 8%; text-align: right">21.0%</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">(895</td><td style="white-space: nowrap; width: 1%; text-align: left">)</td><td style="width: 1%"> </td><td style="width: 1%; text-align: left"> </td><td style="width: 8%; text-align: right">21.0%</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left"><span style="font-size: 10pt">State and local income taxes, net of federal benefit<sup>(1)</sup></span></td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(54</td><td style="white-space: nowrap; text-align: left">)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">0.4%</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">277</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(3.1%</td><td style="white-space: nowrap; text-align: left">)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">90</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(2.1%</td><td style="white-space: nowrap; text-align: left">)</td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left">Tax credits</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 8.65pt">Research and Development tax credit</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_525481309">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_759176986">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_145579310">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_606936701">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(59</td><td style="white-space: nowrap; text-align: left">)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">1.4%</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left">Changes in valuation allowance</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_231876664">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1712252574">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">2,035</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(22.5%</td><td style="white-space: nowrap; text-align: left">)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(171</td><td style="white-space: nowrap; text-align: left">)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">4.0%</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left">Nontaxable or nondeductible items</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 8.65pt">Tax-exempt interest</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(142</td><td style="white-space: nowrap; text-align: left">)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">1.2%</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(130</td><td style="white-space: nowrap; text-align: left">)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">1.4%</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(204</td><td style="white-space: nowrap; text-align: left">)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">4.8%</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 8.65pt">Dividends received deduction</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(95</td><td style="white-space: nowrap; text-align: left">)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">0.8%</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(104</td><td style="white-space: nowrap; text-align: left">)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">1.2%</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(118</td><td style="white-space: nowrap; text-align: left">)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">2.8%</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="padding-left: 8.65pt">Section 832(b)(5)(B)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">24</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(0.2%</td><td style="white-space: nowrap; text-align: left">)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">26</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(0.3%</td><td style="white-space: nowrap; text-align: left">)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">77</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(1.8%</td><td style="white-space: nowrap; text-align: left">)</td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 8.65pt">Executive compensation</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">582</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(4.7%</td><td style="white-space: nowrap; text-align: left">)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">892</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(9.8%</td><td style="white-space: nowrap; text-align: left">)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">27</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(0.7%</td><td style="white-space: nowrap; text-align: left">)</td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 8.65pt">Meals and entertainment</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">46</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(0.4%</td><td style="white-space: nowrap; text-align: left">)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">38</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(0.4%</td><td style="white-space: nowrap; text-align: left">)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">47</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(1.1%</td><td style="white-space: nowrap; text-align: left">)</td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="padding-left: 8.65pt">COLI</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(42</td><td style="white-space: nowrap; text-align: left">)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">0.3%</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(38</td><td style="white-space: nowrap; text-align: left">)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">0.4%</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">27</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(0.7%</td><td style="white-space: nowrap; text-align: left">)</td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="padding-left: 8.65pt">Sale of Westminster</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_853489042">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1017752272">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(2,661</td><td style="white-space: nowrap; text-align: left">)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">29.4%</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">1,419</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(33.3%</td><td style="white-space: nowrap; text-align: left">)</td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left">Prior-period adjustments</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">480</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(3.9%</td><td style="white-space: nowrap; text-align: left">)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">8</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(0.1%</td><td style="white-space: nowrap; text-align: left">)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">627</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(14.7%</td><td style="white-space: nowrap; text-align: left">)</td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left">Impact of tax rate change</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">149</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(1.2%</td><td style="white-space: nowrap; text-align: left">)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(14</td><td style="white-space: nowrap; text-align: left">)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">0.2%</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1464969022">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_470075354">—</span></td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td>Demutualization of BCIC</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_618247083">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1696541365">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">793</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(8.8%</td><td style="white-space: nowrap; text-align: left">)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1365621967">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_449630661">—</span></td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="padding-bottom: 1pt">Other</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(275</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">2.2%</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(2,412</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">26.6%</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">96</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(2.2%</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 2.5pt; padding-left: 17.65pt">Effective tax rate</td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">(1,916</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left">)</td><td style="padding-bottom: 2.5pt"> </td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="border-bottom: Black 2.5pt double; text-align: right">15.5%</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left"> </td><td style="border-bottom: Black 2.5pt double; text-align: right">(3,192</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left">)</td><td style="padding-bottom: 2.5pt"> </td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="border-bottom: Black 2.5pt double; text-align: right">35.2%</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left"> </td><td style="border-bottom: Black 2.5pt double; text-align: right">963</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="border-bottom: Black 2.5pt double; text-align: right">(22.6%</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left">)</td> </tr> </tbody></table><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> <span style="font-size: 10pt"><sup>(1) </sup></span>State taxes in Illinois made up the majority (greater than 50 percent) of the tax effect in this category. </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in">The following table presents additional supplemental cash flow information:</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif"> <tbody><tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="10" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Year Ended December 31,</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2025</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2024</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2023</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.15in">Income tax paid</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="width: 61%; text-indent: -0.15in; padding-left: 0.25in">Federal</td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">3,796</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">2,413</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">(11,102</td><td style="white-space: nowrap; width: 1%; text-align: left">)</td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-indent: -0.15in; padding-left: 0.25in"><span style="font-size: 10pt">State<sup>(1)</sup></span></td><td> </td><td style="text-align: left"> </td><td style="text-align: right">125</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">440</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1526909261">—</span></td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="padding-bottom: 1pt; text-indent: -0.15in; padding-left: 0.25in">Foreign</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden:fc_1808479611">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden:fc_8650506">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden:fc_2112236654">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 2.5pt; text-indent: -0.15in; padding-left: 0.35in">Total income taxes paid</td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">3,921</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">2,853</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">(11,102</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left">)</td> </tr> </tbody></table><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> <span style="font-size: 10pt"><sup>(1) </sup></span>State taxes paid in Illinois made up the entirety of this balance. </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> We re-measure existing deferred income tax assets (including loss carryforwards) and liabilities when a change in tax rate occurs and record an offset for the net amount of the change as a component of income tax expense (benefit) from continuing operations in the period of enactment. We record any change to a previously recorded valuation allowance as a result of re-measuring existing temporary differences and loss carryforwards as a component of income tax expense (benefit) from continuing operations. The valuation allowance against certain deferred income tax assets was $2,345, $2,506, and $505 at December 31, 2025, 2024, and 2023, respectively. </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">The income tax effects of temporary differences that give rise to significant portions of our deferred income tax assets and deferred income tax liabilities including both continuing and discontinued operations at December 31, 2025 and 2024, were as follows:</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </p><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif"> <tbody><tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="6" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">December 31,</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2025</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2024</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.15in">Deferred income tax assets:</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="width: 70%; text-align: left; text-indent: -0.15in; padding-left: 0.25in">Unearned premium</td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 12%; text-align: right">4,473</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 12%; text-align: right">5,749</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.25in">Unpaid losses and loss adjustment expenses</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">1,240</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">1,286</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.25in">Net unrealized losses on investments</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">2,181</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">4,762</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 0.1in">Loss carryovers</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">3,150</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">2,506</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.1in">Deferred compensation</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">666</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">603</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 0.1in">Stock based compensation</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">679</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">355</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="padding-bottom: 1pt; text-indent: -0.15in; padding-left: 0.25in">Other</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">291</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">685</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 1pt; text-indent: -9pt; padding-left: 22.5pt">Total deferred income tax assets</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">12,680</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">15,946</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -0.15in; padding-left: 0.15in"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.15in">Deferred income tax liabilities:</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.25in">Deferred policy acquisition costs</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">4,034</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">5,976</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="padding-bottom: 1pt; text-indent: -0.15in; padding-left: 0.25in">Other</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">156</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">140</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt; text-indent: -9pt; padding-left: 22.5pt">Total deferred income tax liabilities</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">4,190</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">6,116</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-indent: -0.15in; padding-left: 0.6in"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.35in">Net deferred income tax asset</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">8,490</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">9,830</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-indent: -0.15in; padding-left: 0.6in"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt; text-indent: -13.5pt; padding-left: 13.5pt">Valuation allowance</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(2,345</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(2,506</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 2.5pt; text-indent: -0.15in; padding-left: 0.35in">Deferred income tax asset, net</td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">6,145</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">7,324</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td> </tr> </tbody></table><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> At December 31, 2025 and 2024, we had <span style="-sec-ix-hidden:fc_894163738"><span style="-sec-ix-hidden:fc_862211016">no</span></span> unrecognized tax benefits, <span style="-sec-ix-hidden:fc_1831993761"><span style="-sec-ix-hidden:fc_381537798">no</span></span> accrued interest and penalties, and no significant uncertain tax positions. <span style="-sec-ix-hidden:fc_1580472973"><span style="-sec-ix-hidden:fc_2122931898"><span style="-sec-ix-hidden:fc_1808499874">No</span></span></span> interest and penalties on uncertain tax positions were recognized during the years ended December 31, 2025, 2024, or 2023. </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> At December 31, 2025 and 2024, the Company had <span style="-sec-ix-hidden:fc_2041116966"><span style="-sec-ix-hidden:fc_2054091266">no</span></span> income tax related carryforwards for alternative minimum tax credits or capital losses. </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> At December 31, 2025 and 2024, the Company had $2,345 and $2,506 in state net operating loss deferred tax assets, respectively, all of which are offset by a valuation allowance due to the Company’s judgment that it is more likely than not that it will be unable to realize the benefits. </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> Battle Creek, which was required to file its federal income tax returns on a stand-alone basis until the demutualization on January 2, 2024, had net operating loss carryforwards of $3,756 at December 31, 2023. Subsequent to the demutualization, Battle Creek will be included in the NI Holdings consolidated tax return. As a result of the demutualization, the Battle Creek net operating loss </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> carryforwards were written off in 2024 as they will not be available to offset income within the NI Holdings consolidated tax return, and the $505 associated valuation allowance was no longer necessary. </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in">The sources of income for purposes of income tax expense (benefit) including both continuing and discontinued operations were as follows:</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif"> <tbody><tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="10" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Year Ended December 31,</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2025</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2024</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2023</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.15in">Income (loss) before income taxes</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="width: 61%; text-indent: -0.15in; padding-left: 0.25in">Domestic</td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">(12,329</td><td style="white-space: nowrap; width: 1%; text-align: left">)</td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">(9,056</td><td style="white-space: nowrap; width: 1%; text-align: left">)</td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">(4,263</td><td style="white-space: nowrap; width: 1%; text-align: left">)</td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="padding-bottom: 1pt; text-indent: -0.15in; padding-left: 0.25in">Foreign</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden:fc_631197146">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden:fc_172180238">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden:fc_1373458266">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 2.5pt; text-indent: -0.15in; padding-left: 0.35in">Total income (loss) before income taxes</td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">(12,329</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left">)</td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">(9,056</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left">)</td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">(4,263</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left">)</td> </tr> </tbody></table> -12329000 -9056000 -4263000 -12329000 -9056000 -4263000 <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in">The components of our provision for income tax expense (benefit) including both continuing and discontinued operations were as follows:</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif"> <tbody><tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="10" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Year Ended December 31,</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2025</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2024</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2023</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.15in">Current income tax expense (benefit)</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="width: 61%; text-indent: -0.15in; padding-left: 0.25in">Federal</td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">(483</td><td style="white-space: nowrap; width: 1%; text-align: left">)</td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">(4,682</td><td style="white-space: nowrap; width: 1%; text-align: left">)</td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">2,567</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="padding-bottom: 1pt; text-indent: -0.15in; padding-left: 0.25in">State</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(68</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">215</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">278</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.35in">Total current</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(551</td><td style="white-space: nowrap; text-align: left">)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(4,467</td><td style="white-space: nowrap; text-align: left">)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">2,845</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 1pt; text-indent: -0.15in; padding-left: 0.15in">Deferred income tax expense (benefit)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(1,365</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">1,275</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(1,882</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 2.5pt; text-indent: -0.15in; padding-left: 0.35in">Total income tax expense (benefit)</td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">(1,916</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left">)</td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">(3,192</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left">)</td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">963</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td> </tr> </tbody></table> -483000 -4682000 2567000 -68000 215000 278000 -551000 -4467000 2845000 -1365000 1275000 -1882000 -1916000 -3192000 963000 <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> The following table presents a reconciliation of the<span style="-sec-ix-hidden:fc_2043712618"> U.S. federal statutory tax rate</span> and our effective tax rate including both continuing and discontinued operations: </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif"> <tbody><tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="22" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Year Ended December 31,</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="6" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2025</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="6" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2024</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="6" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2023</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 34%; text-align: left">U.S federal statutory tax rate</td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">(2,589</td><td style="white-space: nowrap; width: 1%; text-align: left">)</td><td style="width: 1%"> </td><td style="width: 1%; text-align: left"> </td><td style="width: 8%; text-align: right">21.0%</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">(1,902</td><td style="white-space: nowrap; width: 1%; text-align: left">)</td><td style="width: 1%"> </td><td style="width: 1%; text-align: left"> </td><td style="width: 8%; text-align: right">21.0%</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">(895</td><td style="white-space: nowrap; width: 1%; text-align: left">)</td><td style="width: 1%"> </td><td style="width: 1%; text-align: left"> </td><td style="width: 8%; text-align: right">21.0%</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left"><span style="font-size: 10pt">State and local income taxes, net of federal benefit<sup>(1)</sup></span></td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(54</td><td style="white-space: nowrap; text-align: left">)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">0.4%</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">277</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(3.1%</td><td style="white-space: nowrap; text-align: left">)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">90</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(2.1%</td><td style="white-space: nowrap; text-align: left">)</td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left">Tax credits</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 8.65pt">Research and Development tax credit</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_525481309">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_759176986">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_145579310">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_606936701">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(59</td><td style="white-space: nowrap; text-align: left">)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">1.4%</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left">Changes in valuation allowance</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_231876664">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1712252574">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">2,035</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(22.5%</td><td style="white-space: nowrap; text-align: left">)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(171</td><td style="white-space: nowrap; text-align: left">)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">4.0%</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left">Nontaxable or nondeductible items</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 8.65pt">Tax-exempt interest</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(142</td><td style="white-space: nowrap; text-align: left">)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">1.2%</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(130</td><td style="white-space: nowrap; text-align: left">)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">1.4%</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(204</td><td style="white-space: nowrap; text-align: left">)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">4.8%</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 8.65pt">Dividends received deduction</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(95</td><td style="white-space: nowrap; text-align: left">)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">0.8%</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(104</td><td style="white-space: nowrap; text-align: left">)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">1.2%</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(118</td><td style="white-space: nowrap; text-align: left">)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">2.8%</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="padding-left: 8.65pt">Section 832(b)(5)(B)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">24</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(0.2%</td><td style="white-space: nowrap; text-align: left">)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">26</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(0.3%</td><td style="white-space: nowrap; text-align: left">)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">77</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(1.8%</td><td style="white-space: nowrap; text-align: left">)</td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 8.65pt">Executive compensation</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">582</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(4.7%</td><td style="white-space: nowrap; text-align: left">)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">892</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(9.8%</td><td style="white-space: nowrap; text-align: left">)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">27</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(0.7%</td><td style="white-space: nowrap; text-align: left">)</td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 8.65pt">Meals and entertainment</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">46</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(0.4%</td><td style="white-space: nowrap; text-align: left">)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">38</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(0.4%</td><td style="white-space: nowrap; text-align: left">)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">47</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(1.1%</td><td style="white-space: nowrap; text-align: left">)</td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="padding-left: 8.65pt">COLI</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(42</td><td style="white-space: nowrap; text-align: left">)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">0.3%</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(38</td><td style="white-space: nowrap; text-align: left">)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">0.4%</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">27</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(0.7%</td><td style="white-space: nowrap; text-align: left">)</td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="padding-left: 8.65pt">Sale of Westminster</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_853489042">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1017752272">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(2,661</td><td style="white-space: nowrap; text-align: left">)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">29.4%</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">1,419</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(33.3%</td><td style="white-space: nowrap; text-align: left">)</td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left">Prior-period adjustments</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">480</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(3.9%</td><td style="white-space: nowrap; text-align: left">)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">8</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(0.1%</td><td style="white-space: nowrap; text-align: left">)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">627</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(14.7%</td><td style="white-space: nowrap; text-align: left">)</td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left">Impact of tax rate change</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">149</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(1.2%</td><td style="white-space: nowrap; text-align: left">)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(14</td><td style="white-space: nowrap; text-align: left">)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">0.2%</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1464969022">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_470075354">—</span></td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td>Demutualization of BCIC</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_618247083">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1696541365">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">793</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(8.8%</td><td style="white-space: nowrap; text-align: left">)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1365621967">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_449630661">—</span></td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="padding-bottom: 1pt">Other</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(275</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">2.2%</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(2,412</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">26.6%</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">96</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(2.2%</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 2.5pt; padding-left: 17.65pt">Effective tax rate</td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">(1,916</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left">)</td><td style="padding-bottom: 2.5pt"> </td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="border-bottom: Black 2.5pt double; text-align: right">15.5%</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left"> </td><td style="border-bottom: Black 2.5pt double; text-align: right">(3,192</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left">)</td><td style="padding-bottom: 2.5pt"> </td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="border-bottom: Black 2.5pt double; text-align: right">35.2%</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left"> </td><td style="border-bottom: Black 2.5pt double; text-align: right">963</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="border-bottom: Black 2.5pt double; text-align: right">(22.6%</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left">)</td> </tr> </tbody></table><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> <span style="font-size: 10pt"><sup>(1) </sup></span>State taxes in Illinois made up the majority (greater than 50 percent) of the tax effect in this category. </p> -2589000 0.21 -1902000 0.21 -895000 0.21 -54000 0.004 277000 -0.031 90000 -0.021 59000 0.014 2035000 -0.225 -171000 0.04 142000 -0.012 130000 -0.014 204000 -0.048 95000 0.008 104000 0.012 118000 0.028 24000 -0.002 26000 -0.003 77000 -0.018 582000 -0.047 892000 -0.098 27000 -0.007 46000 0.004 38000 0.004 47000 0.011 -42000 0.003 -38000 0.004 27000 -0.007 -2661000 0.294 1419000 -0.333 480000 -0.039 8000 -0.001 627000 -0.147 149000 -0.012 -14000 0.002 793000 -0.088 -275000 0.022 -2412000 0.266 96000 -0.022 -1916000 0.155 -3192000 0.352 963000 -0.226 <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in">The following table presents additional supplemental cash flow information:</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif"> <tbody><tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="10" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Year Ended December 31,</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2025</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2024</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2023</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.15in">Income tax paid</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="width: 61%; text-indent: -0.15in; padding-left: 0.25in">Federal</td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">3,796</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">2,413</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">(11,102</td><td style="white-space: nowrap; width: 1%; text-align: left">)</td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-indent: -0.15in; padding-left: 0.25in"><span style="font-size: 10pt">State<sup>(1)</sup></span></td><td> </td><td style="text-align: left"> </td><td style="text-align: right">125</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">440</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1526909261">—</span></td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="padding-bottom: 1pt; text-indent: -0.15in; padding-left: 0.25in">Foreign</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden:fc_1808479611">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden:fc_8650506">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden:fc_2112236654">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 2.5pt; text-indent: -0.15in; padding-left: 0.35in">Total income taxes paid</td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">3,921</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">2,853</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">(11,102</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left">)</td> </tr> </tbody></table><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> <span style="font-size: 10pt"><sup>(1) </sup></span>State taxes paid in Illinois made up the entirety of this balance. </p> 3796000 2413000 -11102000 125000 440000 3921000 2853000 -11102000 2345000 2506000 505000 <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">The income tax effects of temporary differences that give rise to significant portions of our deferred income tax assets and deferred income tax liabilities including both continuing and discontinued operations at December 31, 2025 and 2024, were as follows:</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </p><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif"> <tbody><tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="6" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">December 31,</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2025</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2024</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.15in">Deferred income tax assets:</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="width: 70%; text-align: left; text-indent: -0.15in; padding-left: 0.25in">Unearned premium</td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 12%; text-align: right">4,473</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 12%; text-align: right">5,749</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.25in">Unpaid losses and loss adjustment expenses</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">1,240</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">1,286</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.25in">Net unrealized losses on investments</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">2,181</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">4,762</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 0.1in">Loss carryovers</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">3,150</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">2,506</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.1in">Deferred compensation</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">666</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">603</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 0.1in">Stock based compensation</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">679</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">355</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="padding-bottom: 1pt; text-indent: -0.15in; padding-left: 0.25in">Other</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">291</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">685</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 1pt; text-indent: -9pt; padding-left: 22.5pt">Total deferred income tax assets</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">12,680</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">15,946</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -0.15in; padding-left: 0.15in"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.15in">Deferred income tax liabilities:</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.25in">Deferred policy acquisition costs</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">4,034</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">5,976</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="padding-bottom: 1pt; text-indent: -0.15in; padding-left: 0.25in">Other</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">156</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">140</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt; text-indent: -9pt; padding-left: 22.5pt">Total deferred income tax liabilities</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">4,190</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">6,116</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-indent: -0.15in; padding-left: 0.6in"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.35in">Net deferred income tax asset</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">8,490</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">9,830</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-indent: -0.15in; padding-left: 0.6in"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt; text-indent: -13.5pt; padding-left: 13.5pt">Valuation allowance</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(2,345</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(2,506</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 2.5pt; text-indent: -0.15in; padding-left: 0.35in">Deferred income tax asset, net</td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">6,145</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">7,324</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td> </tr> </tbody></table> 4473000 5749000 1240000 1286000 2181000 4762000 3150000 2506000 666000 603000 679000 355000 291000 685000 12680000 15946000 4034000 5976000 156000 140000 4190000 6116000 8490000 9830000 2345000 2506000 6145000 7324000 2345000 2506000 3756000 505000 <table border="0" cellpadding="0" cellspacing="0" style="width: 100%; margin-top: 0pt; margin-bottom: 0pt; font: italic 10pt Times New Roman, Times, Serif"> <tbody><tr style="vertical-align: top"> <td style="padding-left: 10pt; text-indent: -10pt; width: 0.5in"><span style="font-style: normal"><span style="font-weight: bold;">15.</span></span></td> <td style="padding-left: 10pt; text-indent: -10pt"><span style="font-style: normal"><span style="font-weight: bold;">Leases</span></span></td></tr> </tbody></table><p style="font: italic 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.75pt 0pt 0"> Primero leases a facility in Spearfish, South Dakota under a non-cancellable operating lease expiring in 2028. Direct Auto leases a facility in Chicago, Illinois under a non-cancellable <span style="-sec-ix-hidden:fc_1410827370">operating lease</span> expiring in 2029. Nodak Insurance leases a facility in Fargo, North Dakota under a non-cancellable operating lease expiring in 2029. In addition, Nodak Insurance leases server equipment under a non-cancellable <span style="-sec-ix-hidden:fc_1158246026">finance lease</span> expiring in 2026. </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.75pt 0pt 0"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in">We determine whether a contract is or contains a lease at the inception of the contract. A contract will be deemed to be or contain a lease if the contract conveys the right to control and directs the use of identified property or equipment for a period of time in exchange for consideration. We generally must also have the right to obtain substantially all of the economic benefits from the use of the property and equipment. Lease assets and liabilities are recognized at the lease commencement date based on the present value of lease payments over the lease term. To determine the present value of lease payments not yet paid, we estimate incremental borrowing rates based on the floating interest rate on our Line of Credit with Wells Fargo Bank, N.A. at the lease commencement date, as rates are not implicitly stated in most leases. Lease liabilities are included in accrued expenses and other liabilities and right-of-use assets are included in other assets in our Consolidated Balance Sheets.</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> There were expenses of $458, $484, and $407 related to these leases during the years ended December 31, 2025, 2024, and 2023, respectively. </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in">Additional information regarding the Company’s leases are as follows:</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif"> <tbody><tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="10" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">As of and For the Year Ended December 31,</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2025</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2024</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2023</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 61%; text-align: left; padding-left: 8.65pt">Operating lease cost</td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">366</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">383</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">389</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 8.65pt">Finance lease cost:</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; text-indent: 9.35pt; padding-left: 8.65pt">Amortization of right-of-use assets</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">80</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">80</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">14</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt; text-indent: 9.35pt; padding-left: 8.65pt">Interest on lease liabilities</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">12</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">21</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">4</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 1pt; text-indent: 18.35pt; padding-left: 8.65pt">Finance lease cost</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">92</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">101</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">18</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 2.5pt; text-indent: 31.85pt; padding-left: 8.65pt">Total lease cost</td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">458</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">484</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">407</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-indent: 9.35pt; padding-left: 8.65pt"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 8.65pt">Other information on leases:</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 0.25in">Cash payments included in operating cash flows from operating leases</td><td> </td><td style="text-align: left">$</td><td style="text-align: right">392</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left">$</td><td style="text-align: right">406</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left">$</td><td style="text-align: right">408</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.25in">Cash payments included in operating cash flows from finance leases</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">12</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">21</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">4</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 0.25in">Cash payments included in financing cash flows from finance leases</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">108</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">99</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">16</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.25in">Right-of-use assets obtained in exchange for new operating lease liabilities</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_338815765">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">185</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">247</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 0.25in">Right-of-use assets obtained in exchange for new finance lease liabilities</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_158304549">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1471331902">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">319</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.25in">Weighted average discount rate – operating leases</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">4.43%</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">4.48%</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">3.94%</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 0.25in">Weighted average discount rate – finance leases</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">8.50%</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">8.50%</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">8.50%</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.25in">Weighted average remaining lease term in years – operating leases</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="font-size: 10pt">3.5 years</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="font-size: 10pt">4.5 years</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="font-size: 10pt">5.3 years</span></td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 0.25in">Weighted average remaining lease term in years – finance leases</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="font-size: 10pt">0.8 years</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="font-size: 10pt">1.8 years</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="font-size: 10pt">2.8 years</span></td><td style="white-space: nowrap; text-align: left"> </td> </tr> </tbody></table><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">The following table presents the contractual maturities of the Company’s lease liabilities for each of the five years in the period ending December 31, 2029, and thereafter, reconciled to our lease liability at December 31, 2025:</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </p><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif"> <tbody><tr style="vertical-align: bottom"> <td style="text-align: left; white-space: nowrap; font-weight: bold; border-bottom: Black 1pt solid; vertical-align: bottom">Year ending December 31,</td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Operating Leases</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Finance Leases</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Total</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="vertical-align: bottom; width: 61%; text-align: left; padding-left: 8.65pt">2026</td><td style="width: 1%"> </td><td style="width: 1%; text-align: left"> </td><td style="width: 10%; text-align: right">397</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left"> </td><td style="width: 10%; text-align: right">100</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left"> </td><td style="width: 10%; text-align: right">497</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="vertical-align: bottom; text-align: left; padding-left: 8.65pt">2027</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">401</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1903157785">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">401</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="vertical-align: bottom; text-align: left; padding-left: 8.65pt">2028</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">376</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_500768162">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">376</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="vertical-align: bottom; text-align: left; padding-left: 8.65pt">2029</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">212</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1672855177">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">212</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 8.65pt; vertical-align: bottom">Thereafter</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden:fc_658378732">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden:fc_1912599095">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden:fc_163894599">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="vertical-align: bottom; text-align: left; padding-left: 8.65pt">      Total undiscounted lease payments</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">1,386</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">100</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">1,486</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="vertical-align: bottom; text-align: left; padding-bottom: 1pt; padding-left: 8.65pt">Less: present value adjustment</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">96</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">3</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">99</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 2.5pt; padding-left: 8.65pt; vertical-align: bottom">      Lease liability at December 31, 2025</td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">1,290</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">97</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">1,387</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td> </tr> </tbody></table><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.75pt 0pt 0"> </p> 2028 2029 2029 458000 484000 407000 <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in">Additional information regarding the Company’s leases are as follows:</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif"> <tbody><tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="10" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">As of and For the Year Ended December 31,</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2025</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2024</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2023</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 61%; text-align: left; padding-left: 8.65pt">Operating lease cost</td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">366</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">383</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">389</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 8.65pt">Finance lease cost:</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; text-indent: 9.35pt; padding-left: 8.65pt">Amortization of right-of-use assets</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">80</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">80</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">14</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt; text-indent: 9.35pt; padding-left: 8.65pt">Interest on lease liabilities</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">12</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">21</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">4</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 1pt; text-indent: 18.35pt; padding-left: 8.65pt">Finance lease cost</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">92</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">101</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">18</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 2.5pt; text-indent: 31.85pt; padding-left: 8.65pt">Total lease cost</td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">458</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">484</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">407</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-indent: 9.35pt; padding-left: 8.65pt"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 8.65pt">Other information on leases:</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 0.25in">Cash payments included in operating cash flows from operating leases</td><td> </td><td style="text-align: left">$</td><td style="text-align: right">392</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left">$</td><td style="text-align: right">406</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left">$</td><td style="text-align: right">408</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.25in">Cash payments included in operating cash flows from finance leases</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">12</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">21</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">4</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 0.25in">Cash payments included in financing cash flows from finance leases</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">108</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">99</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">16</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.25in">Right-of-use assets obtained in exchange for new operating lease liabilities</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_338815765">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">185</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">247</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 0.25in">Right-of-use assets obtained in exchange for new finance lease liabilities</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_158304549">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1471331902">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">319</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.25in">Weighted average discount rate – operating leases</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">4.43%</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">4.48%</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">3.94%</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 0.25in">Weighted average discount rate – finance leases</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">8.50%</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">8.50%</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">8.50%</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.25in">Weighted average remaining lease term in years – operating leases</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="font-size: 10pt">3.5 years</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="font-size: 10pt">4.5 years</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="font-size: 10pt">5.3 years</span></td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 0.25in">Weighted average remaining lease term in years – finance leases</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="font-size: 10pt">0.8 years</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="font-size: 10pt">1.8 years</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="font-size: 10pt">2.8 years</span></td><td style="white-space: nowrap; text-align: left"> </td> </tr> </tbody></table> 366000 383000 389000 80000 80000 14000 12000 21000 4000 92000 101000 18000 458000 484000 407000 392000 406000 408000 12000 21000 4000 108000 99000 16000 185000 247000 319000 0.0443 0.0448 0.0394 0.085 0.085 0.085 P3Y6M P4Y6M P5Y3M18D P0Y9M18D P1Y9M18D P2Y9M18D <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">The following table presents the contractual maturities of the Company’s lease liabilities for each of the five years in the period ending December 31, 2029, and thereafter, reconciled to our lease liability at December 31, 2025:</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </p><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif"> <tbody><tr style="vertical-align: bottom"> <td style="text-align: left; white-space: nowrap; font-weight: bold; border-bottom: Black 1pt solid; vertical-align: bottom">Year ending December 31,</td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Operating Leases</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Finance Leases</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Total</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="vertical-align: bottom; width: 61%; text-align: left; padding-left: 8.65pt">2026</td><td style="width: 1%"> </td><td style="width: 1%; text-align: left"> </td><td style="width: 10%; text-align: right">397</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left"> </td><td style="width: 10%; text-align: right">100</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left"> </td><td style="width: 10%; text-align: right">497</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="vertical-align: bottom; text-align: left; padding-left: 8.65pt">2027</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">401</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1903157785">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">401</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="vertical-align: bottom; text-align: left; padding-left: 8.65pt">2028</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">376</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_500768162">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">376</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="vertical-align: bottom; text-align: left; padding-left: 8.65pt">2029</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">212</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1672855177">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">212</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 8.65pt; vertical-align: bottom">Thereafter</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden:fc_658378732">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden:fc_1912599095">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden:fc_163894599">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="vertical-align: bottom; text-align: left; padding-left: 8.65pt">      Total undiscounted lease payments</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">1,386</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">100</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">1,486</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="vertical-align: bottom; text-align: left; padding-bottom: 1pt; padding-left: 8.65pt">Less: present value adjustment</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">96</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">3</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">99</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 2.5pt; padding-left: 8.65pt; vertical-align: bottom">      Lease liability at December 31, 2025</td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">1,290</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">97</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">1,387</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td> </tr> </tbody></table> 397000 100000 497000 401000 401000 376000 376000 212000 212000 1386000 100000 1486000 96000 3000 99000 1290000 97000 1387000 <table border="0" cellpadding="0" cellspacing="0" style="width: 100%; margin-top: 0pt; margin-bottom: 0pt; font: italic 10pt Times New Roman, Times, Serif"> <tbody><tr style="vertical-align: top"> <td style="padding-left: 10pt; text-indent: -10pt; width: 0.5in"><span style="font-style: normal"><span style="font-weight: bold;">16.</span></span></td> <td style="padding-left: 10pt; text-indent: -10pt"><span style="font-style: normal"><span style="font-weight: bold;">Contingencies</span></span></td></tr> </tbody></table><p style="font: italic 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.75pt 0pt 0">We are, from time to time, party to routine litigation incidental to the normal course of our business. Based upon information presently available to us, we do not consider any litigation to be material. However, given the uncertainties attendant to litigation, we cannot assure you that our results of operations and financial condition will not be materially adversely affected by any litigation. Contingent liabilities arising from litigation, income taxes, and other matters are not considered to be material to our financial position.</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.75pt 0pt 0"> </p> <table border="0" cellpadding="0" cellspacing="0" style="width: 100%; margin-top: 0pt; margin-bottom: 0pt; font: italic 10pt Times New Roman, Times, Serif"> <tbody><tr style="vertical-align: top"> <td style="padding-left: 10pt; text-indent: -10pt; width: 0.5in"><span style="font-style: normal"><span style="font-weight: bold;">17.</span></span></td> <td style="padding-left: 10pt; text-indent: -10pt"><span style="font-style: normal"><span style="font-weight: bold;">Common and Preferred Stock</span></span></td></tr> </tbody></table><p style="font: italic 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"><span style="font-weight: bold;"><i>Common Stock</i></span></p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in">Changes in the number of common stock shares outstanding were as follows:</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif"> <tbody><tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="10" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Year Ended December 31,</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2025</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2024</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2023</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 61%; text-indent: -0.15in; padding-left: 0.15in">Shares outstanding, beginning of period</td><td style="width: 1%"> </td><td style="width: 1%; text-align: left"> </td><td style="width: 10%; text-align: right">20,673,268</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left"> </td><td style="width: 10%; text-align: right">20,599,908</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left"> </td><td style="width: 10%; text-align: right">21,076,255</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.25in">Treasury shares repurchased through stock repurchase authorization</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(188,185</td><td style="white-space: nowrap; text-align: left">)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1575073717">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(548,549</td><td style="white-space: nowrap; text-align: left">)</td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.25in">Issuance of treasury shares for vesting of restricted stock units</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">44,746</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">49,045</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">47,887</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt; text-indent: -0.15in; padding-left: 0.25in">Issuance of shares related to employee stock ownership plan</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">24,315</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">24,315</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">24,315</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="padding-bottom: 2.5pt; text-indent: -0.15in; padding-left: 0.15in">Shares outstanding, end of period</td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left"> </td><td style="border-bottom: Black 2.5pt double; text-align: right">20,554,144</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left"> </td><td style="border-bottom: Black 2.5pt double; text-align: right">20,673,268</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left"> </td><td style="border-bottom: Black 2.5pt double; text-align: right">20,599,908</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td> </tr> </tbody></table><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> The changes in the number of common shares outstanding excludes certain non-forfeitable stock award shares that are included in the weighted average common shares outstanding used in basic earnings per common share calculations. The net loss per diluted common share for the year ended December 31, 2025 excluded the weighted average effects of 58,760 shares of stock awards since the impacts of these potential shares of common stock were anti-dilutive. The net loss per diluted common share for the year ended December 31, 2024, excluded the weighted average effects of 120,626 shares of stock awards since the impacts of these potential shares of common stock were anti-dilutive. The net loss per diluted common share for the year ended December 31, 2023, excluded the weighted average effects of 76,532 shares of stock awards since the impacts of these potential shares of common stock were anti-dilutive. </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> On August 25, 2025, our Board of Directors approved an authorization for the repurchase of up to approximately $5,000 of the Company’s outstanding common stock in addition to the $2,052 remaining from the May 9, 2022 authorization. During the year ended December 31, 2025, we completed the repurchase of 188,185 shares of our common stock for $2,517, including the effects from applicable excise taxes under these authorizations. As of December 31, 2025, these share repurchases closed out the May 9, 2022 authorization, and $4,549 remains available under the August 25, 2025 authorization. </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in">The cost of this treasury stock is a reduction of shareholders’ equity within our Consolidated Balance Sheets.</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"><span style="font-weight: bold;"><i>Preferred Stock</i></span></p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in">The Company’s Articles of Incorporation provide authority to issue up to five million shares of preferred stock. No preferred shares are issued or outstanding.</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in">Changes in the number of common stock shares outstanding were as follows:</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif"> <tbody><tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="10" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Year Ended December 31,</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2025</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2024</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2023</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 61%; text-indent: -0.15in; padding-left: 0.15in">Shares outstanding, beginning of period</td><td style="width: 1%"> </td><td style="width: 1%; text-align: left"> </td><td style="width: 10%; text-align: right">20,673,268</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left"> </td><td style="width: 10%; text-align: right">20,599,908</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left"> </td><td style="width: 10%; text-align: right">21,076,255</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.25in">Treasury shares repurchased through stock repurchase authorization</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(188,185</td><td style="white-space: nowrap; text-align: left">)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1575073717">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(548,549</td><td style="white-space: nowrap; text-align: left">)</td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.25in">Issuance of treasury shares for vesting of restricted stock units</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">44,746</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">49,045</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">47,887</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt; text-indent: -0.15in; padding-left: 0.25in">Issuance of shares related to employee stock ownership plan</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">24,315</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">24,315</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">24,315</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="padding-bottom: 2.5pt; text-indent: -0.15in; padding-left: 0.15in">Shares outstanding, end of period</td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left"> </td><td style="border-bottom: Black 2.5pt double; text-align: right">20,554,144</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left"> </td><td style="border-bottom: Black 2.5pt double; text-align: right">20,673,268</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left"> </td><td style="border-bottom: Black 2.5pt double; text-align: right">20,599,908</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td> </tr> </tbody></table> 20673268 20599908 21076255 188185 548549 44746 49045 47887 24315 24315 24315 20554144 20673268 20599908 58760 120626 76532 5000000 2052000 188185 2517000 4549000 <table border="0" cellpadding="0" cellspacing="0" style="width: 100%; margin-top: 0pt; margin-bottom: 0pt; font: italic 10pt Times New Roman, Times, Serif"> <tbody><tr style="vertical-align: top"> <td style="padding-left: 10pt; text-indent: -10pt; width: 0.5in"><span style="font-style: normal"><span style="font-weight: bold;">18.</span></span></td> <td style="padding-left: 10pt; text-indent: -10pt"><span style="font-style: normal"><span style="font-weight: bold;">Share-Based Compensation</span></span></td></tr> </tbody></table><p style="font: italic 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in">The NI Holdings, Inc. 2020 Stock and Incentive Plan (the “Plan”) is designed to promote the interests of the Company and its shareholders by aiding the Company in attracting and retaining employees, officers, consultants, independent contractors, advisors, and non-employee directors capable of assuring the future success of the Company, to offer such persons incentives to put forth maximum efforts for the success of the Company’s business and to afford such persons an opportunity to acquire an ownership interest in the Company, thereby aligning the interests of such persons with the Company’s shareholders.</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in">The Plan provides for the grant of nonqualified stock options, incentive stock options, restricted stock units (“RSUs”), stock appreciation rights, dividend equivalents, and performance share units (“PSUs”) to employees, officers, consultants, advisors, non-employee directors, and independent contractors designated by the Compensation Committee of the Board of Directors (the “Compensation Committee”). Awards made under the Plan are based upon, among other things, a participant’s level of responsibility and performance within the Company.</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> The total aggregate number of shares of common stock that may be issued under the Plan shall not exceed 1,000,000 shares, subject to adjustments as provided in the Plan. No eligible participant may be granted any awards for more than 100,000 shares in the aggregate in any calendar year, subject to adjustment in accordance with the Plan. The aggregate amount payable pursuant to all performance awards denominated in cash to any eligible person in any calendar year is limited to $1,000 in value. Directors who are not also employees of the Company may not be granted awards denominated in shares that exceed $150 in any calendar year. </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"><span style="font-weight: bold;"><i>Restricted Stock Units</i></span></p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> The Compensation Committee has awarded RSUs to non-employee directors and select executives. RSUs are promises to issue actual shares of common stock at the end of a vesting period. The RSUs granted to executives under the Plan are based on salary. RSUs granted prior to 2024 vest equally over a five-year period. Effective for executive grants beginning in 2024, the RSUs vest equally over a three-year period. As approved by the Compensation Committee, all executive share-based compensation granted in 2025 was awarded as RSUs. The RSUs granted to non-employee directors vest 100% on the date of the next annual meeting of shareholders following the grant date. Dividend equivalents on RSUs are accrued during the vesting period and paid in cash at the end of the vesting period but are subject to forfeiture until the underlying shares become vested. Participants do not have voting rights with respect to RSUs. </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in">The Company recognizes stock-based compensation costs for RSUs based on the grant date fair value. The compensation costs are normally expensed over the vesting periods to each vesting date; however, the cost of RSUs granted to executives are expensed immediately if the executive has met certain retirement criteria and the RSUs become non-forfeitable. Estimated forfeitures are included in the determination of compensation costs. No forfeitures are currently estimated.</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in">A summary of the Company’s outstanding and unearned RSUs is presented below:</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif"> <tbody><tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">RSUs</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Weighted-Average <br/> Grant-Date<br/> Fair Value <br/> Per Share</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 74%; text-align: left; text-indent: -0.15in; padding-left: 0.15in">Units outstanding and unearned at January 1, 2023</td><td style="width: 1%"> </td><td style="width: 1%; text-align: left"> </td><td style="width: 10%; text-align: right">115,360</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">17.00</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.25in">RSUs granted during 2023</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">85,000</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">13.76</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.1in">RSUs earned during 2023</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(53,780</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right">16.32</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt; text-indent: -0.15in; padding-left: 0.15in">Units outstanding and unearned at December 31, 2023</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">146,580</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right">15.37</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-indent: -0.15in; padding-left: 0.25in"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.25in">RSUs granted during 2024</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">119,398</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">14.67</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.25in">RSUs earned during 2024</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(69,420</td><td style="white-space: nowrap; text-align: left">)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">14.82</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="padding-bottom: 1pt; text-indent: -0.15in; padding-left: 0.25in"><span style="font-size: 10pt">Forfeitures <sup>(1)</sup></span></td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(92,160</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right">15.18</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 1pt; text-indent: -0.15in; padding-left: 0.15in">Units outstanding and unearned at December 31, 2024</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">104,398</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right">15.11</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -0.15in; padding-left: 0.25in"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.25in">RSUs granted during 2025</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">168,798</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">14.00</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.25in">RSUs earned during 2025</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(51,622</td><td style="white-space: nowrap; text-align: left">)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">15.02</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="padding-bottom: 1pt; text-indent: -0.15in; padding-left: 0.25in"><span style="font-size: 10pt">Forfeitures <sup>(2)</sup></span></td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(89,140</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right">14.68</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 2.5pt; text-indent: -0.15in; padding-left: 0.15in">Units outstanding and unearned at December 31, 2025</td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left"> </td><td style="border-bottom: Black 2.5pt double; text-align: right">132,434</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="padding-bottom: 2.5pt; text-align: left">$</td><td style="padding-bottom: 2.5pt; text-align: right">14.02</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td> </tr> </tbody></table><p style="margin: 0"></p><p style="font: 10pt Times New Roman, Times, Serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><span><sup>(1)</sup> Represents RSU forfeitures primarily related to the execution of the 2024 separation agreements with the former Chief Executive Officer and former Senior Vice President of Operations. </span><br/></p><p style="font: 10pt Times New Roman, Times, Serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><sup>(2)</sup> Represents RSU forfeitures primarily related to the execution of the 2025 separation agreement with the former Chief Executive Officer.</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">The following table shows the impact of RSU activity to the Company’s financial results:</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </p><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif"> <tbody><tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="10" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Year Ended December 31,</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2025</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2024</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2023</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 61%; text-align: left; text-indent: -0.15in; padding-left: 0.15in">RSU compensation expense</td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">815</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">502</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">1,095</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt; text-indent: -0.15in; padding-left: 0.15in">Income tax benefit</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(171</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(113</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(249</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 2.5pt; text-indent: -0.15in; padding-left: 0.25in">RSU compensation expense, net of income taxes</td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">644</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">389</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">846</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -0.15in; padding-left: 0.15in"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 2.5pt; text-indent: -0.15in; padding-left: 0.15in">Total grant-date fair value of vested RSUs at end of period</td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">775</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">1,028</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">872</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td> </tr> </tbody></table><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in">At December 31, 2025, there was $981 of unrecognized compensation cost related to outstanding RSUs. That cost is expected to be recognized over a weighted-average period of 1.99 years.</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"><span style="font-weight: bold;"><i>Performance Share Units</i></span></p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in">The Compensation Committee has awarded PSUs to select executives. PSUs are promises to issue actual shares of common stock at the end of a vesting period, if certain performance conditions are met. The PSUs granted to employees under the Plan are based on salary and, prior to 2024, include a three-year adjusted book value cumulative growth target with threshold and stretch goals. For grants made in 2024, the performance metric is calculated based on an adjusted return on equity over a three-year period, with annual resets. There were no PSUs granted in 2025. They will vest on the third anniversary of the grant date, subject to the participant’s continuous employment through the vesting date and the level of performance achieved. Dividend equivalents on PSUs are accrued and paid in cash at the end of the performance period in accordance with the level of performance achieved but are subject to forfeiture until the underlying shares become vested. Participants do not have voting rights with respect to PSUs.</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in">The Company recognizes stock-based compensation costs for PSUs based on the grant date fair value over the performance period of the awards. Estimated forfeitures are included in the determination of compensation costs. The current cost estimates represent the Company’s forecasted performance against cumulative growth targets.</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in">A summary of the Company’s outstanding PSUs is presented below:</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif"> <tbody><tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">PSUs</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Weighted-Average<br/> Grant-Date<br/> Fair Value<br/> Per Share</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 74%; text-indent: -0.15in; padding-left: 0.15in">Units outstanding at January 1, 2023</td><td style="width: 1%"> </td><td style="width: 1%; text-align: left"> </td><td style="width: 10%; text-align: right">190,000</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">17.00</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.25in">PSUs granted during 2023 (at target)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">87,400</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">13.85</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.25in">PSUs earned during 2023</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1398975797">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1743650511">—</span></td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.25in"><span style="font-size: 10pt">Performance adjustment <sup>(1)  </sup></span></td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(63,600</td><td style="white-space: nowrap; text-align: left">)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">14.26</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="padding-bottom: 1pt; text-indent: -0.15in; padding-left: 0.25in">Forfeitures</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden:fc_827765620">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_565901698">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="padding-bottom: 1pt; text-indent: -0.25in; padding-left: 0.25in">Units outstanding at December 31, 2023</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">213,800</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right">16.53</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-indent: -0.15in; padding-left: 1.65in"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; text-indent: -9.35pt; padding-left: 16.55pt">PSUs granted during 2024 (at target)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">79,800</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">14.19</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; text-indent: -9.35pt; padding-left: 16.55pt">PSUs earned during 2024</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_175430817">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1653139888">—</span></td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; text-indent: -9.35pt; padding-left: 16.55pt"><span style="font-size: 10pt">Performance adjustment <sup>(1)  </sup></span></td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(147,173</td><td style="white-space: nowrap; text-align: left">)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">16.14</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="padding-bottom: 1pt; text-indent: -9.35pt; padding-left: 16.55pt"><span style="font-size: 10pt">Forfeitures <sup>(2)</sup></span></td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(120,100</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right">15.23</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="padding-bottom: 1pt">Units outstanding at December 31, 2024</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">26,327</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right">17.50</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-indent: -0.15in; padding-left: 0.25in"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; text-indent: -9.35pt; padding-left: 16.55pt">PSUs granted during 2025 (at target)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1598167215">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1986384702">—</span></td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; text-indent: -9.35pt; padding-left: 16.55pt">PSUs earned during 2025</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1749551284">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1112806593">—</span></td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; text-indent: -9.35pt; padding-left: 16.55pt"><span style="font-size: 10pt">Performance adjustment <sup>(1)  </sup></span></td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1632484247">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1237901314">—</span></td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="padding-bottom: 1pt; text-indent: -9.35pt; padding-left: 16.55pt"><span style="font-size: 10pt">Forfeitures <sup>(3)</sup></span></td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(11,694</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right">14.19</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="padding-bottom: 2.5pt">Units outstanding at December 31, 2025</td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left"> </td><td style="border-bottom: Black 2.5pt double; text-align: right">14,633</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="padding-bottom: 2.5pt; text-align: left">$</td><td style="padding-bottom: 2.5pt; text-align: right">20.14</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td> </tr> </tbody></table><p style="margin: 0"></p><p style="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><sup>(1)</sup>  Represents the change in PSUs issued based upon the attainment of performance goals established by the Company.</p><p style="font: 10pt Times New Roman, Times, Serif; text-align: justify; margin-top: 0pt; margin-bottom: 0pt"><sup>(2)</sup> Represents PSU forfeitures primarily related to the execution of the 2024 separation agreements with the former Chief Executive Officer and former Senior Vice President of Operations.</p><p style="font: 10pt Times New Roman, Times, Serif; text-align: justify; margin-top: 0pt; margin-bottom: 0pt"><sup>(3)</sup> Represents PSU forfeitures primarily related to the execution of the 2025 separation agreement with the former Chief Executive Officer.</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">The following table shows the impact of PSU activity to the Company’s financial results:</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </p><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif"> <tbody><tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="10" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Year Ended December 31,</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2025</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2024</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2023</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 61%; text-align: left; text-indent: -0.15in; padding-left: 0.15in">PSU compensation expense (benefit)</td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">13</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">(264</td><td style="white-space: nowrap; width: 1%; text-align: left">)</td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">206</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt; text-indent: -0.15in; padding-left: 0.15in">Income tax benefit (expense)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(3</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">60</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(47</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 2.5pt; text-indent: -0.15in; padding-left: 0.25in">PSU compensation expense (benefit), net of income taxes</td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">10</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">(204</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left">)</td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">159</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -0.15in; padding-left: 0.15in"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 2.5pt; text-indent: -0.15in; padding-left: 0.15in">Total grant-date fair value of vested PSUs at end of period</td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="-sec-ix-hidden:fc_1143971092">—</span></td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="-sec-ix-hidden:fc_1480101814">—</span></td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="-sec-ix-hidden:fc_1594935932">—</span></td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td> </tr> </tbody></table><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in">The cost estimates for PSU grants represent initial target awards until we can reasonably forecast the financial performance of each PSU award grant. At the end of the performance period, we will reflect a performance adjustment, which may be either an increase or decrease from the initial target awards. The actual number of shares to be issued at the end of the performance period will range from 0% to 200% of the initial target awards. During the year ended December 31, 2025, no performance adjustments were made to previously recognized compensation expenses. During the year ended December 31, 2024, the previously recognized compensation expense related to the PSU awards granted during 2024 was reduced as a result of a performance adjustment, and the compensation expense related to the PSU awards granted during 2023 was eliminated due to the Company's expectation that the threshold performance goal will not be met. During the year ended December 31, 2023, the previously recognized compensation expense related to the PSU awards granted during 2022 was eliminated due to the Company's expectation that the threshold performance goal will not be met.</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in">At December 31, 2025, there was $76 of unrecognized compensation cost related to outstanding PSUs. That cost is expected to be recognized over a weighted-average period of 1.16 years.</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p> 1000000 100000 1000000 150000 1 <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in">A summary of the Company’s outstanding and unearned RSUs is presented below:</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif"> <tbody><tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">RSUs</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Weighted-Average <br/> Grant-Date<br/> Fair Value <br/> Per Share</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 74%; text-align: left; text-indent: -0.15in; padding-left: 0.15in">Units outstanding and unearned at January 1, 2023</td><td style="width: 1%"> </td><td style="width: 1%; text-align: left"> </td><td style="width: 10%; text-align: right">115,360</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">17.00</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.25in">RSUs granted during 2023</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">85,000</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">13.76</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.1in">RSUs earned during 2023</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(53,780</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right">16.32</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt; text-indent: -0.15in; padding-left: 0.15in">Units outstanding and unearned at December 31, 2023</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">146,580</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right">15.37</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-indent: -0.15in; padding-left: 0.25in"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.25in">RSUs granted during 2024</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">119,398</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">14.67</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.25in">RSUs earned during 2024</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(69,420</td><td style="white-space: nowrap; text-align: left">)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">14.82</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="padding-bottom: 1pt; text-indent: -0.15in; padding-left: 0.25in"><span style="font-size: 10pt">Forfeitures <sup>(1)</sup></span></td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(92,160</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right">15.18</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 1pt; text-indent: -0.15in; padding-left: 0.15in">Units outstanding and unearned at December 31, 2024</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">104,398</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right">15.11</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -0.15in; padding-left: 0.25in"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.25in">RSUs granted during 2025</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">168,798</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">14.00</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.25in">RSUs earned during 2025</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(51,622</td><td style="white-space: nowrap; text-align: left">)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">15.02</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="padding-bottom: 1pt; text-indent: -0.15in; padding-left: 0.25in"><span style="font-size: 10pt">Forfeitures <sup>(2)</sup></span></td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(89,140</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right">14.68</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 2.5pt; text-indent: -0.15in; padding-left: 0.15in">Units outstanding and unearned at December 31, 2025</td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left"> </td><td style="border-bottom: Black 2.5pt double; text-align: right">132,434</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="padding-bottom: 2.5pt; text-align: left">$</td><td style="padding-bottom: 2.5pt; text-align: right">14.02</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td> </tr> </tbody></table><p style="margin: 0"></p><p style="font: 10pt Times New Roman, Times, Serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><span><sup>(1)</sup> Represents RSU forfeitures primarily related to the execution of the 2024 separation agreements with the former Chief Executive Officer and former Senior Vice President of Operations. </span><br/></p><p style="font: 10pt Times New Roman, Times, Serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><sup>(2)</sup> Represents RSU forfeitures primarily related to the execution of the 2025 separation agreement with the former Chief Executive Officer.</p> 115360 17 85000 13.76 53780 16.32 146580 15.37 119398 14.67 69420 14.82 92160 15.18 104398 15.11 168798 14 51622 15.02 89140 14.68 132434 14.02 <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">The following table shows the impact of RSU activity to the Company’s financial results:</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </p><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif"> <tbody><tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="10" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Year Ended December 31,</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2025</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2024</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2023</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 61%; text-align: left; text-indent: -0.15in; padding-left: 0.15in">RSU compensation expense</td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">815</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">502</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">1,095</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt; text-indent: -0.15in; padding-left: 0.15in">Income tax benefit</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(171</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(113</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(249</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 2.5pt; text-indent: -0.15in; padding-left: 0.25in">RSU compensation expense, net of income taxes</td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">644</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">389</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">846</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -0.15in; padding-left: 0.15in"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 2.5pt; text-indent: -0.15in; padding-left: 0.15in">Total grant-date fair value of vested RSUs at end of period</td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">775</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">1,028</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">872</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td> </tr> </tbody></table> 815000 502000 1095000 171000 113000 249000 644000 389000 846000 775000 1028000 872000 981000 P1Y11M26D <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in">A summary of the Company’s outstanding PSUs is presented below:</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif"> <tbody><tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">PSUs</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Weighted-Average<br/> Grant-Date<br/> Fair Value<br/> Per Share</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 74%; text-indent: -0.15in; padding-left: 0.15in">Units outstanding at January 1, 2023</td><td style="width: 1%"> </td><td style="width: 1%; text-align: left"> </td><td style="width: 10%; text-align: right">190,000</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">17.00</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.25in">PSUs granted during 2023 (at target)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">87,400</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">13.85</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.25in">PSUs earned during 2023</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1398975797">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1743650511">—</span></td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.25in"><span style="font-size: 10pt">Performance adjustment <sup>(1)  </sup></span></td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(63,600</td><td style="white-space: nowrap; text-align: left">)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">14.26</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="padding-bottom: 1pt; text-indent: -0.15in; padding-left: 0.25in">Forfeitures</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden:fc_827765620">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_565901698">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="padding-bottom: 1pt; text-indent: -0.25in; padding-left: 0.25in">Units outstanding at December 31, 2023</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">213,800</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right">16.53</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-indent: -0.15in; padding-left: 1.65in"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; text-indent: -9.35pt; padding-left: 16.55pt">PSUs granted during 2024 (at target)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">79,800</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">14.19</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; text-indent: -9.35pt; padding-left: 16.55pt">PSUs earned during 2024</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_175430817">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1653139888">—</span></td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; text-indent: -9.35pt; padding-left: 16.55pt"><span style="font-size: 10pt">Performance adjustment <sup>(1)  </sup></span></td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(147,173</td><td style="white-space: nowrap; text-align: left">)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">16.14</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="padding-bottom: 1pt; text-indent: -9.35pt; padding-left: 16.55pt"><span style="font-size: 10pt">Forfeitures <sup>(2)</sup></span></td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(120,100</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right">15.23</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="padding-bottom: 1pt">Units outstanding at December 31, 2024</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">26,327</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right">17.50</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-indent: -0.15in; padding-left: 0.25in"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; text-indent: -9.35pt; padding-left: 16.55pt">PSUs granted during 2025 (at target)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1598167215">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1986384702">—</span></td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; text-indent: -9.35pt; padding-left: 16.55pt">PSUs earned during 2025</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1749551284">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1112806593">—</span></td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; text-indent: -9.35pt; padding-left: 16.55pt"><span style="font-size: 10pt">Performance adjustment <sup>(1)  </sup></span></td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1632484247">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1237901314">—</span></td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="padding-bottom: 1pt; text-indent: -9.35pt; padding-left: 16.55pt"><span style="font-size: 10pt">Forfeitures <sup>(3)</sup></span></td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(11,694</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right">14.19</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="padding-bottom: 2.5pt">Units outstanding at December 31, 2025</td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left"> </td><td style="border-bottom: Black 2.5pt double; text-align: right">14,633</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="padding-bottom: 2.5pt; text-align: left">$</td><td style="padding-bottom: 2.5pt; text-align: right">20.14</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td> </tr> </tbody></table><p style="margin: 0"></p><p style="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><sup>(1)</sup>  Represents the change in PSUs issued based upon the attainment of performance goals established by the Company.</p><p style="font: 10pt Times New Roman, Times, Serif; text-align: justify; margin-top: 0pt; margin-bottom: 0pt"><sup>(2)</sup> Represents PSU forfeitures primarily related to the execution of the 2024 separation agreements with the former Chief Executive Officer and former Senior Vice President of Operations.</p><p style="font: 10pt Times New Roman, Times, Serif; text-align: justify; margin-top: 0pt; margin-bottom: 0pt"><sup>(3)</sup> Represents PSU forfeitures primarily related to the execution of the 2025 separation agreement with the former Chief Executive Officer.</p> 190000 17 87400 13.85 -63600 14.26 213800 16.53 79800 14.19 -147173 16.14 120100 15.23 26327 17.5 11694 14.19 14633 20.14 <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">The following table shows the impact of PSU activity to the Company’s financial results:</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </p><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif"> <tbody><tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="10" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Year Ended December 31,</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2025</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2024</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2023</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 61%; text-align: left; text-indent: -0.15in; padding-left: 0.15in">PSU compensation expense (benefit)</td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">13</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">(264</td><td style="white-space: nowrap; width: 1%; text-align: left">)</td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">206</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt; text-indent: -0.15in; padding-left: 0.15in">Income tax benefit (expense)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(3</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">60</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(47</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 2.5pt; text-indent: -0.15in; padding-left: 0.25in">PSU compensation expense (benefit), net of income taxes</td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">10</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">(204</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left">)</td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">159</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -0.15in; padding-left: 0.15in"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 2.5pt; text-indent: -0.15in; padding-left: 0.15in">Total grant-date fair value of vested PSUs at end of period</td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="-sec-ix-hidden:fc_1143971092">—</span></td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="-sec-ix-hidden:fc_1480101814">—</span></td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="-sec-ix-hidden:fc_1594935932">—</span></td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td> </tr> </tbody></table> 13000 -264000 206000 3000 -60000 47000 10000 -204000 159000 0 2 76000 P1Y1M28D <table cellpadding="0" cellspacing="0" style="width: 100%; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><tbody><tr style="vertical-align: top"> <td style="width: 0%"></td><td style="width: 0.5in"><span style="font-weight: bold;">19.</span></td><td style="padding-right: 0.7pt"><span style="font-weight: bold;">Allowance for Expected Credit Losses</span></td></tr></tbody></table><p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"><span style="font-weight: bold;"><i>Premiums Receivable</i></span></p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in">The following table presents the balances of premiums and agents’ receivable balances, net of the allowance for expected credit losses as of December 31, 2025, and the changes in the allowance for expected credit losses for the year ended December 31, 2025, for continuing and discontinued operations.</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif"> <tbody><tr style="vertical-align: bottom"> <td style="padding-left: 0pt; white-space: nowrap; text-indent: 0pt"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="6" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Year Ended <br/> December 31, 2025</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="padding-left: 0pt; white-space: nowrap; text-indent: 0pt"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Premiums and <br/> Agents’ Balances <br/> Receivable, Net of <br/> Allowance for<br/> Expected Credit <br/> Losses</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Allowance for <br/> Expected Credit<br/> Losses</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-indent: 0pt; text-align: left; padding-left: 0pt">Continuing operations</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: 0pt; width: 74%; padding-bottom: 2.5pt; padding-left: 0pt">Balance, beginning of period</td><td style="width: 1%; padding-bottom: 2.5pt"> </td><td style="width: 1%; border-bottom: Black 2.5pt double; text-align: left">$</td><td style="width: 10%; border-bottom: Black 2.5pt double; text-align: right">52,907</td><td style="white-space: nowrap; width: 1%; padding-bottom: 2.5pt; text-align: left"> </td><td style="width: 1%; padding-bottom: 2.5pt"> </td><td style="width: 1%; padding-bottom: 2.5pt; text-align: left">$</td><td style="width: 10%; padding-bottom: 2.5pt; text-align: right">337</td><td style="white-space: nowrap; width: 1%; padding-bottom: 2.5pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-indent: 0pt; padding-left: 0pt"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: 0pt; text-align: left; padding-left: 0pt">Current period charge for expected credit losses</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_2111417258"> </span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">564</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-indent: 0pt; text-align: left; padding-bottom: 1pt; padding-left: 0pt">Write-offs of uncollectible premiums receivable</td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_1201413416"> </span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(567</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="padding-left: 0pt; text-indent: 0pt"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-indent: 0pt; padding-bottom: 2.5pt; padding-left: 0pt">Balance, end of period</td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">41,575</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">334</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td> </tr> </tbody></table><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><span style="font-weight: bold;"> </span></p><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif"> <tbody><tr style="vertical-align: bottom; background-color: White"> <td style="padding-left: 0pt; padding-bottom: 1pt; text-indent: 0pt"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="6" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-size: 10pt"><span style="font-weight: bold;">Year Ended <br/> December 31, 2025</span></span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: 0pt; padding-bottom: 1pt; padding-left: 0pt"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; vertical-align: bottom; border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-size: 10pt"><span style="font-weight: bold;">Premiums and<br/> Agents’ Balances<br/> Receivable, Net of <br/> Allowance for <br/> Expected Credit <br/> Losses</span></span></td><td style="white-space: nowrap; padding-bottom: 1pt; font-weight: bold; text-align: left"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; vertical-align: bottom; border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-size: 10pt"><span style="font-weight: bold;">Allowance for <br/> Expected Credit <br/> Losses</span></span></td><td style="white-space: nowrap; padding-bottom: 1pt; font-weight: bold; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-indent: 0pt; text-align: left; padding-left: 0pt">Discontinued operations</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: 0pt; width: 74%; padding-bottom: 2.5pt; padding-left: 0pt">Balance, beginning of period</td><td style="width: 1%; padding-bottom: 2.5pt"> </td><td style="width: 1%; border-bottom: Black 2.5pt double; text-align: left">$</td><td style="width: 10%; border-bottom: Black 2.5pt double; text-align: right"><span style="-sec-ix-hidden:fc_1617858826">—</span></td><td style="white-space: nowrap; width: 1%; padding-bottom: 2.5pt; text-align: left"> </td><td style="width: 1%; padding-bottom: 2.5pt"> </td><td style="width: 1%; padding-bottom: 2.5pt; text-align: left">$</td><td style="width: 10%; padding-bottom: 2.5pt; text-align: right"><span style="-sec-ix-hidden:fc_927041029">—</span></td><td style="white-space: nowrap; width: 1%; padding-bottom: 2.5pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-indent: 0pt; padding-left: 0pt"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: 0pt; text-align: left; padding-left: 0pt">Current period charge for expected credit losses</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_572727552"> </span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1575761030">—</span></td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-indent: 0pt; text-align: left; padding-left: 0pt">Write-offs of uncollectible premiums receivable</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1186782466"> </span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_20823332">—</span></td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: 0pt; text-align: left; padding-bottom: 2.5pt; padding-left: 0pt">Westminster balances disposed in sale</td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="-sec-ix-hidden:fc_341568972">—</span></td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="-sec-ix-hidden:fc_925522678">—</span></td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="padding-left: 0pt; text-indent: 0pt"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: 0pt; padding-bottom: 2.5pt; padding-left: 0pt">Balance, end of period</td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="-sec-ix-hidden:fc_1683436001">—</span></td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="-sec-ix-hidden:fc_899982373">—</span></td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td> </tr> </tbody></table><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in">The following table presents the balances of premiums and agents’ receivable balances, net of the allowance for expected credit losses as of December 31, 2024, and the changes in the allowance for expected credit losses for the year ended December 31, 2024, for continuing and discontinued operations.</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif"> <tbody><tr style="vertical-align: bottom"> <td style="padding-left: 0pt; white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="6" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Year Ended <br/> December 31, 2024</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="padding-left: 0pt; white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Premiums and<br/> Agents’ Balances<br/> Receivable, Net of <br/> Allowance for <br/> Expected Credit <br/> Losses</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Allowance for <br/> Expected Credit <br/> Losses</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 0pt">Continuing operations</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="width: 74%; padding-bottom: 2.5pt; padding-left: 0pt">Balance, beginning of period</td><td style="width: 1%; padding-bottom: 2.5pt"> </td><td style="width: 1%; border-bottom: Black 2.5pt double; text-align: left">$</td><td style="width: 10%; border-bottom: Black 2.5pt double; text-align: right">56,154</td><td style="white-space: nowrap; width: 1%; padding-bottom: 2.5pt; text-align: left"> </td><td style="width: 1%; padding-bottom: 2.5pt"> </td><td style="width: 1%; padding-bottom: 2.5pt; text-align: left">$</td><td style="width: 10%; padding-bottom: 2.5pt; text-align: right">394</td><td style="white-space: nowrap; width: 1%; padding-bottom: 2.5pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="padding-left: 0pt"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0pt">Current period charge for expected credit losses</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_2010454946"> </span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">210</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0pt">Write-offs of uncollectible premiums receivable</td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_1658070706"> </span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(267</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="padding-left: 0pt"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="padding-bottom: 2.5pt; padding-left: 0pt">Balance, end of period</td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">52,907</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">337</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td> </tr> </tbody></table><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><span style="font-weight: bold;"> </span></p><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif"> <tbody><tr style="vertical-align: bottom"> <td style="padding-left: 0pt; white-space: nowrap; text-indent: 0pt"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="6" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Year Ended <br/> December 31, 2024</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="padding-left: 0pt; white-space: nowrap; text-indent: 0pt"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Premiums and <br/> Agents’ Balances <br/> Receivable, Net of <br/> Allowance for <br/> Expected Credit <br/> Losses</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Allowance for <br/> Expected Credit <br/> Losses</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-indent: 0pt; text-align: left; padding-left: 0pt">Discontinued operations</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: 0pt; width: 74%; padding-bottom: 2.5pt; padding-left: 0pt">Balance, beginning of period</td><td style="width: 1%; padding-bottom: 2.5pt"> </td><td style="width: 1%; border-bottom: Black 2.5pt double; text-align: left">$</td><td style="width: 10%; border-bottom: Black 2.5pt double; text-align: right">17,904</td><td style="white-space: nowrap; width: 1%; padding-bottom: 2.5pt; text-align: left"> </td><td style="width: 1%; padding-bottom: 2.5pt"> </td><td style="width: 1%; padding-bottom: 2.5pt; text-align: left">$</td><td style="width: 10%; padding-bottom: 2.5pt; text-align: right">8</td><td style="white-space: nowrap; width: 1%; padding-bottom: 2.5pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-indent: 0pt; padding-left: 0pt"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: 0pt; text-align: left; padding-left: 0pt">Current period charge for expected credit losses</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1456500903"> </span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">4</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-indent: 0pt; text-align: left; padding-left: 0pt">Write-offs of uncollectible premiums receivable</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1279045660"> </span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(4</td><td style="white-space: nowrap; text-align: left">)</td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: 0pt; text-align: left; padding-bottom: 2.5pt; padding-left: 0pt">Westminster balances disposed in sale</td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left"> </td><td style="border-bottom: Black 2.5pt double; text-align: right">16,030</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left"> </td><td style="border-bottom: Black 2.5pt double; text-align: right">(8</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left">)</td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="padding-left: 0pt; text-indent: 0pt"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: 0pt; padding-bottom: 2.5pt; padding-left: 0pt">Balance, end of period</td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="-sec-ix-hidden:fc_1946200409">—</span></td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="-sec-ix-hidden:fc_2083656436">—</span></td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td> </tr> </tbody></table><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><span style="font-weight: bold;"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in">The following table presents the balances of premiums and agents’ receivable balances, net of the allowance for expected credit losses as of December 31, 2025, and the changes in the allowance for expected credit losses for the year ended December 31, 2025, for continuing and discontinued operations.</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif"> <tbody><tr style="vertical-align: bottom"> <td style="padding-left: 0pt; white-space: nowrap; text-indent: 0pt"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="6" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Year Ended <br/> December 31, 2025</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="padding-left: 0pt; white-space: nowrap; text-indent: 0pt"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Premiums and <br/> Agents’ Balances <br/> Receivable, Net of <br/> Allowance for<br/> Expected Credit <br/> Losses</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Allowance for <br/> Expected Credit<br/> Losses</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-indent: 0pt; text-align: left; padding-left: 0pt">Continuing operations</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: 0pt; width: 74%; padding-bottom: 2.5pt; padding-left: 0pt">Balance, beginning of period</td><td style="width: 1%; padding-bottom: 2.5pt"> </td><td style="width: 1%; border-bottom: Black 2.5pt double; text-align: left">$</td><td style="width: 10%; border-bottom: Black 2.5pt double; text-align: right">52,907</td><td style="white-space: nowrap; width: 1%; padding-bottom: 2.5pt; text-align: left"> </td><td style="width: 1%; padding-bottom: 2.5pt"> </td><td style="width: 1%; padding-bottom: 2.5pt; text-align: left">$</td><td style="width: 10%; padding-bottom: 2.5pt; text-align: right">337</td><td style="white-space: nowrap; width: 1%; padding-bottom: 2.5pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-indent: 0pt; padding-left: 0pt"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: 0pt; text-align: left; padding-left: 0pt">Current period charge for expected credit losses</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_2111417258"> </span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">564</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-indent: 0pt; text-align: left; padding-bottom: 1pt; padding-left: 0pt">Write-offs of uncollectible premiums receivable</td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_1201413416"> </span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(567</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="padding-left: 0pt; text-indent: 0pt"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-indent: 0pt; padding-bottom: 2.5pt; padding-left: 0pt">Balance, end of period</td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">41,575</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">334</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td> </tr> </tbody></table><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif"> <tbody><tr style="vertical-align: bottom; background-color: White"> <td style="padding-left: 0pt; padding-bottom: 1pt; text-indent: 0pt"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="6" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-size: 10pt"><span style="font-weight: bold;">Year Ended <br/> December 31, 2025</span></span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: 0pt; padding-bottom: 1pt; padding-left: 0pt"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; vertical-align: bottom; border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-size: 10pt"><span style="font-weight: bold;">Premiums and<br/> Agents’ Balances<br/> Receivable, Net of <br/> Allowance for <br/> Expected Credit <br/> Losses</span></span></td><td style="white-space: nowrap; padding-bottom: 1pt; font-weight: bold; text-align: left"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; vertical-align: bottom; border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-size: 10pt"><span style="font-weight: bold;">Allowance for <br/> Expected Credit <br/> Losses</span></span></td><td style="white-space: nowrap; padding-bottom: 1pt; font-weight: bold; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-indent: 0pt; text-align: left; padding-left: 0pt">Discontinued operations</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: 0pt; width: 74%; padding-bottom: 2.5pt; padding-left: 0pt">Balance, beginning of period</td><td style="width: 1%; padding-bottom: 2.5pt"> </td><td style="width: 1%; border-bottom: Black 2.5pt double; text-align: left">$</td><td style="width: 10%; border-bottom: Black 2.5pt double; text-align: right"><span style="-sec-ix-hidden:fc_1617858826">—</span></td><td style="white-space: nowrap; width: 1%; padding-bottom: 2.5pt; text-align: left"> </td><td style="width: 1%; padding-bottom: 2.5pt"> </td><td style="width: 1%; padding-bottom: 2.5pt; text-align: left">$</td><td style="width: 10%; padding-bottom: 2.5pt; text-align: right"><span style="-sec-ix-hidden:fc_927041029">—</span></td><td style="white-space: nowrap; width: 1%; padding-bottom: 2.5pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-indent: 0pt; padding-left: 0pt"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: 0pt; text-align: left; padding-left: 0pt">Current period charge for expected credit losses</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_572727552"> </span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1575761030">—</span></td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-indent: 0pt; text-align: left; padding-left: 0pt">Write-offs of uncollectible premiums receivable</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1186782466"> </span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_20823332">—</span></td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: 0pt; text-align: left; padding-bottom: 2.5pt; padding-left: 0pt">Westminster balances disposed in sale</td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="-sec-ix-hidden:fc_341568972">—</span></td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="-sec-ix-hidden:fc_925522678">—</span></td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="padding-left: 0pt; text-indent: 0pt"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: 0pt; padding-bottom: 2.5pt; padding-left: 0pt">Balance, end of period</td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="-sec-ix-hidden:fc_1683436001">—</span></td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="-sec-ix-hidden:fc_899982373">—</span></td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td> </tr> </tbody></table><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in">The following table presents the balances of premiums and agents’ receivable balances, net of the allowance for expected credit losses as of December 31, 2024, and the changes in the allowance for expected credit losses for the year ended December 31, 2024, for continuing and discontinued operations.</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif"> <tbody><tr style="vertical-align: bottom"> <td style="padding-left: 0pt; white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="6" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Year Ended <br/> December 31, 2024</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="padding-left: 0pt; white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Premiums and<br/> Agents’ Balances<br/> Receivable, Net of <br/> Allowance for <br/> Expected Credit <br/> Losses</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Allowance for <br/> Expected Credit <br/> Losses</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 0pt">Continuing operations</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="width: 74%; padding-bottom: 2.5pt; padding-left: 0pt">Balance, beginning of period</td><td style="width: 1%; padding-bottom: 2.5pt"> </td><td style="width: 1%; border-bottom: Black 2.5pt double; text-align: left">$</td><td style="width: 10%; border-bottom: Black 2.5pt double; text-align: right">56,154</td><td style="white-space: nowrap; width: 1%; padding-bottom: 2.5pt; text-align: left"> </td><td style="width: 1%; padding-bottom: 2.5pt"> </td><td style="width: 1%; padding-bottom: 2.5pt; text-align: left">$</td><td style="width: 10%; padding-bottom: 2.5pt; text-align: right">394</td><td style="white-space: nowrap; width: 1%; padding-bottom: 2.5pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="padding-left: 0pt"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0pt">Current period charge for expected credit losses</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_2010454946"> </span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">210</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0pt">Write-offs of uncollectible premiums receivable</td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right"><span style="-sec-ix-hidden:fc_1658070706"> </span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(267</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="padding-left: 0pt"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="padding-bottom: 2.5pt; padding-left: 0pt">Balance, end of period</td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">52,907</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">337</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td> </tr> </tbody></table><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif"> <tbody><tr style="vertical-align: bottom"> <td style="padding-left: 0pt; white-space: nowrap; text-indent: 0pt"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="6" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Year Ended <br/> December 31, 2024</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="padding-left: 0pt; white-space: nowrap; text-indent: 0pt"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Premiums and <br/> Agents’ Balances <br/> Receivable, Net of <br/> Allowance for <br/> Expected Credit <br/> Losses</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Allowance for <br/> Expected Credit <br/> Losses</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-indent: 0pt; text-align: left; padding-left: 0pt">Discontinued operations</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: 0pt; width: 74%; padding-bottom: 2.5pt; padding-left: 0pt">Balance, beginning of period</td><td style="width: 1%; padding-bottom: 2.5pt"> </td><td style="width: 1%; border-bottom: Black 2.5pt double; text-align: left">$</td><td style="width: 10%; border-bottom: Black 2.5pt double; text-align: right">17,904</td><td style="white-space: nowrap; width: 1%; padding-bottom: 2.5pt; text-align: left"> </td><td style="width: 1%; padding-bottom: 2.5pt"> </td><td style="width: 1%; padding-bottom: 2.5pt; text-align: left">$</td><td style="width: 10%; padding-bottom: 2.5pt; text-align: right">8</td><td style="white-space: nowrap; width: 1%; padding-bottom: 2.5pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-indent: 0pt; padding-left: 0pt"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: 0pt; text-align: left; padding-left: 0pt">Current period charge for expected credit losses</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1456500903"> </span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">4</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-indent: 0pt; text-align: left; padding-left: 0pt">Write-offs of uncollectible premiums receivable</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1279045660"> </span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(4</td><td style="white-space: nowrap; text-align: left">)</td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: 0pt; text-align: left; padding-bottom: 2.5pt; padding-left: 0pt">Westminster balances disposed in sale</td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left"> </td><td style="border-bottom: Black 2.5pt double; text-align: right">16,030</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left"> </td><td style="border-bottom: Black 2.5pt double; text-align: right">(8</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left">)</td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="padding-left: 0pt; text-indent: 0pt"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: 0pt; padding-bottom: 2.5pt; padding-left: 0pt">Balance, end of period</td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="-sec-ix-hidden:fc_1946200409">—</span></td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="-sec-ix-hidden:fc_2083656436">—</span></td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td> </tr> </tbody></table> 52907000 337000 564000 567000 41575000 334000 56154000 394000 210000 267000 52907000 337000 17904000 8000 4000 4000 16030000 -8000 <table cellpadding="0" cellspacing="0" style="width: 100%; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><tbody><tr style="vertical-align: top"> <td style="width: 0%"></td><td style="width: 0.5in"><span style="font-weight: bold;">20.</span></td><td style="padding-right: 0.7pt"><span style="font-weight: bold;">Discontinued Operations</span></td></tr></tbody></table><p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> On May 7, 2024, we entered into a definitive agreement to sell our subsidiary, Westminster, to Scott Insurance Holdings, for a cash purchase price of $10,500, as well as a $1,772 post-closing adjustment pursuant to the purchase agreement, for a net amount of $12,272. The sale closed on June 30, 2024, and we reported an after-tax loss on the sale of discontinued operations of $11,148. For additional information see Part II, Item 8, Note 3 “Summary of Significant Accounting Policies and Basis of Presentation.” </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> The Company’s Consolidated Statements of Cash Flows presents operating, investing, and financing cash flows of the discontinued operations separately. Summary operating results of discontinued operations were as follows for the periods indicated: </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif"> <tbody><tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="10" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Year Ended December 31,</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2025</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2024</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2023</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-indent: -0.15in; padding-left: 0.15in">Revenues:</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="width: 61%; text-align: left; text-indent: -1.8pt; padding-left: 0.15in">Net premiums earned</td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right"><span style="-sec-ix-hidden:fc_2121565007">—</span></td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">31,056</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">59,020</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; text-indent: -1.8pt; padding-left: 0.15in">Fee and other income</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_345667579">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">14</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">39</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; text-indent: -1.8pt; padding-left: 0.15in">Net investment income</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_481808152">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">1,419</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">2,422</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 1pt; text-indent: -1.8pt; padding-left: 0.15in">Net investment gains (losses)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden:fc_1655130864">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">116</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">195</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt; text-indent: 0.1in; padding-left: 0.15in">Total revenues</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden:fc_1639706477">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">32,605</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">61,676</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-indent: -6.3pt; padding-left: 0.15in"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -0.15in; padding-left: 0.15in">Expenses</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; text-indent: -1.8pt; padding-left: 0.15in">Losses and loss adjustment expenses</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_274310079">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">23,506</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">57,896</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; text-indent: -1.8pt; padding-left: 0.15in">Amortization of deferred policy acquisition costs</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_2038337776">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">7,928</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">15,360</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; text-indent: -1.8pt; padding-left: 0.15in">Other underwriting and general expenses</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1981313706">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">3,088</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">6,474</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt; text-indent: -1.8pt; padding-left: 0.15in">Goodwill impairment charge</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden:fc_501283495">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden:fc_191200841">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">6,756</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 1pt; text-indent: 0.1in; padding-left: 0.15in">Total expenses</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden:fc_476285384">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">34,522</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">86,486</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -6.3pt; padding-left: 0.15in"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.15in">Loss before income taxes</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1864642214">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(1,917</td><td style="white-space: nowrap; text-align: left">)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(24,810</td><td style="white-space: nowrap; text-align: left">)</td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt; text-indent: -0.15in; padding-left: 0.15in">Income tax benefit</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden:fc_1595348883">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(405</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">247</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 2.5pt; text-indent: -1.8pt; padding-left: 0.15in">Net loss</td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="-sec-ix-hidden:fc_1568831962">—</span></td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">(1,512</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left">)</td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">(25,057</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left">)</td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -6.3pt; padding-left: 0.15in"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.15in">Loss per common share from discontinued operations:</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="padding-bottom: 2.5pt; text-indent: -1.8pt; padding-left: 0.15in">Basic</td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="-sec-ix-hidden:fc_9635063">—</span></td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">(0.07</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left">)</td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">(1.18</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left">)</td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="padding-bottom: 2.5pt; text-indent: -1.8pt; padding-left: 0.15in">Diluted</td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="-sec-ix-hidden:fc_878474440">—</span></td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">(0.07</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left">)</td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">(1.18</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left">)</td> </tr> </tbody></table><p style="font: italic 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"><span style="font-style: normal"><span style="font-weight: bold;"> </span></span></p> 10500000 1772000 12272000 11148000 Summary operating results of discontinued operations were as follows for the periods indicated:<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif"> <tbody><tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="10" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Year Ended December 31,</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2025</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2024</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2023</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-indent: -0.15in; padding-left: 0.15in">Revenues:</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="width: 61%; text-align: left; text-indent: -1.8pt; padding-left: 0.15in">Net premiums earned</td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right"><span style="-sec-ix-hidden:fc_2121565007">—</span></td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">31,056</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">59,020</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; text-indent: -1.8pt; padding-left: 0.15in">Fee and other income</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_345667579">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">14</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">39</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; text-indent: -1.8pt; padding-left: 0.15in">Net investment income</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_481808152">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">1,419</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">2,422</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 1pt; text-indent: -1.8pt; padding-left: 0.15in">Net investment gains (losses)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden:fc_1655130864">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">116</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">195</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt; text-indent: 0.1in; padding-left: 0.15in">Total revenues</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden:fc_1639706477">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">32,605</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">61,676</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-indent: -6.3pt; padding-left: 0.15in"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -0.15in; padding-left: 0.15in">Expenses</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; text-indent: -1.8pt; padding-left: 0.15in">Losses and loss adjustment expenses</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_274310079">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">23,506</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">57,896</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; text-indent: -1.8pt; padding-left: 0.15in">Amortization of deferred policy acquisition costs</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_2038337776">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">7,928</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">15,360</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; text-indent: -1.8pt; padding-left: 0.15in">Other underwriting and general expenses</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1981313706">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">3,088</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">6,474</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt; text-indent: -1.8pt; padding-left: 0.15in">Goodwill impairment charge</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden:fc_501283495">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden:fc_191200841">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">6,756</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 1pt; text-indent: 0.1in; padding-left: 0.15in">Total expenses</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden:fc_476285384">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">34,522</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">86,486</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -6.3pt; padding-left: 0.15in"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.15in">Loss before income taxes</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1864642214">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(1,917</td><td style="white-space: nowrap; text-align: left">)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(24,810</td><td style="white-space: nowrap; text-align: left">)</td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt; text-indent: -0.15in; padding-left: 0.15in">Income tax benefit</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden:fc_1595348883">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(405</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">247</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 2.5pt; text-indent: -1.8pt; padding-left: 0.15in">Net loss</td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="-sec-ix-hidden:fc_1568831962">—</span></td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">(1,512</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left">)</td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">(25,057</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left">)</td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -6.3pt; padding-left: 0.15in"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.15in">Loss per common share from discontinued operations:</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="padding-bottom: 2.5pt; text-indent: -1.8pt; padding-left: 0.15in">Basic</td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="-sec-ix-hidden:fc_9635063">—</span></td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">(0.07</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left">)</td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">(1.18</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left">)</td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="padding-bottom: 2.5pt; text-indent: -1.8pt; padding-left: 0.15in">Diluted</td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="-sec-ix-hidden:fc_878474440">—</span></td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">(0.07</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left">)</td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">(1.18</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left">)</td> </tr> </tbody></table> 31056000 59020000 14000 39000 1419000 2422000 116000 195000 32605000 61676000 23506000 57896000 7928000 15360000 3088000 6474000 6756000 34522000 86486000 -1917000 -24810000 -405000 247000 -1512000 -25057000 -0.07 -1.18 -0.07 -1.18 <table border="0" cellpadding="0" cellspacing="0" style="width: 100%; margin-top: 0pt; margin-bottom: 0pt; font: italic 10pt Times New Roman, Times, Serif"> <tbody><tr style="vertical-align: top"> <td style="padding-left: 10pt; text-indent: -10pt; width: 0.5in"><span style="font-style: normal"><span style="font-weight: bold;">21.</span></span></td> <td style="padding-left: 10pt; text-indent: -10pt"><span style="font-style: normal"><span style="font-weight: bold;">Segment Information</span></span></td></tr> </tbody></table><p style="font: italic 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> We have <span style="-sec-ix-hidden:fc_1014290996">five</span> reportable operating segments of our continuing operations, which consist of Private Passenger Auto, Non-Standard Auto, Home and Farm, Crop, and All Other (which primarily consists of commercial, assumed reinsurance, and our excess liability business). Prior to the sale of Westminster on June 30, 2024, we also reported a Commercial segment that consisted primarily of Westminster’s balances and results. Subsequent to the sale, Westminster is reported as part of discontinued operations, which is not included in our segment information. The commercial business that remains a part of our continuing operations has been included in the All Other segment for the current and prior periods presented. We operate only in the U.S., and no single customer or agent provides 10 percent or more of our revenues. The following tables provide available information of these segments for the years ended December 31, 2025, 2024, and 2023. </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> Our chief operating decision maker is our President and <span style="-sec-ix-hidden:fc_1444474038">Chief Executive Officer</span> (“CEO”). The primary profitability measurement used by the CEO to review segment operating results is underwriting gain (loss). The CEO uses segment underwriting gain (loss) to allocate resources (including employee, financial, and capital resources) for each segment predominantly in the annual planning process. Segment underwriting gain (loss) is used to monitor segment results compared to prior period, forecasted results, and the annual plan. </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> We do not assign or allocate all line items in our Consolidated Statement of Operations or Consolidated Balance Sheets to our operating segments. Those line items include net investment income, net investment gains (losses), fee and other income excluding Non-Standard Auto, and income tax expense (benefit) within the Consolidated Statement of Operations. For the Consolidated Balance Sheets, those items include cash and investments, property and equipment, other assets, accrued expenses and other liabilities, income taxes recoverable or payable, and shareholders’ equity. </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif"> <tbody><tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="22" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Year Ended December 31, 2025</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Private <br/> Passenger Auto</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Non-Standard<br/> Auto</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Home and <br/> Farm</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Crop</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">All Other</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Total</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 34%; text-align: left">Direct premiums earned</td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">95,947</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">50,070</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">111,496</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">36,707</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">15,562</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">309,782</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left">Assumed premiums earned</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1130524790">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_465456149">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1719256718">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">2,141</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">486</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">2,627</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 1pt">Ceded premiums earned</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(4,920</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(70</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(17,576</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(17,183</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(2,005</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(41,754</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.2in">Net premiums earned</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">91,027</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">50,000</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">93,920</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">21,665</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">14,043</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">270,655</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left">Direct losses and loss adjustment expenses</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">57,354</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">67,848</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">96,657</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">14,920</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">10,652</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">247,431</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left">Assumed losses and loss adjustment expenses</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_145311147">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1422220394">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1981323615">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">981</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(375</td><td style="white-space: nowrap; text-align: left">)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">606</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt">Ceded losses and loss adjustment expenses</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(2,096</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden:fc_1312209866">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(35,232</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(4,761</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(5,160</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(47,249</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 0.2in">Net losses and loss adjustment expenses</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">55,258</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">67,848</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">61,425</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">11,140</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">5,117</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">200,788</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 1pt">Gross margin</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">35,769</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(17,848</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">32,495</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">10,525</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">8,926</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">69,867</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left">Amortization of deferred policy acquisition costs</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">17,808</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">15,297</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">20,578</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">3,473</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">2,837</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">59,993</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt"><span style="font-size: 10pt">Other underwriting and general expenses <sup>(1)</sup></span></td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">11,981</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">7,660</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">13,410</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">1,182</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">2,365</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">36,598</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.2in">Underwriting and general expenses</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">29,789</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">22,957</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">33,988</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">4,655</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">5,202</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">96,591</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.2in">Underwriting gain (loss)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">5,980</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(40,805</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(1,493</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">5,870</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">3,724</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(26,724</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left">Fee and other income</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">997</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left">Net investment income</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">11,702</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt">Net investment gains (losses)</td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">1,696</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 0.2in">Income (loss) before income taxes</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(12,329</td><td style="white-space: nowrap; text-align: left">)</td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt">Income tax expense (benefit)</td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(1,916</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 0.2in">Net income (loss)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(10,413</td><td style="white-space: nowrap; text-align: left">)</td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt">Net income (loss) attributable to non-controlling interest</td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden:fc_1678961346">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 2.5pt; padding-left: 0.2in">Net income (loss) attributable to NI Holdings, Inc.</td><td style="padding-bottom: 2.5pt"> </td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">(10,413</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left">)</td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -0.15in; padding-left: 0.15in"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.15in">Operating Ratios:</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; text-indent: 0.9pt; padding-left: 13.5pt">Loss and loss adjustment expense ratio</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">60.7%</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">135.7%</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">65.4%</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">51.4%</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">36.4%</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">74.2%</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.35in">Expense ratio</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">32.7%</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">45.9%</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">36.2%</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">21.5%</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">37.0%</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">35.7%</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.35in">Combined ratio</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">93.4%</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">181.6%</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">101.6%</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">72.9%</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">73.4%</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">109.9%</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-indent: -0.15in; padding-left: 0.15in"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -0.15in; padding-left: 0.15in"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-indent: -0.15in; padding-left: 0.15in">Balances at December 31, 2025:</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.2in">Premiums and agents’ balances receivable</td><td> </td><td style="text-align: left">$</td><td style="text-align: right">25,462</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left">$</td><td style="text-align: right">830</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left">$</td><td style="text-align: right">11,670</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left">$</td><td style="text-align: right">458</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left">$</td><td style="text-align: right">3,155</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left">$</td><td style="text-align: right">41,575</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 0.2in">Deferred policy acquisition costs</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">6,486</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">1,053</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">10,256</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_311426620">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">1,414</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">19,209</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; text-indent: 0.9pt; padding-left: 13.5pt">Reinsurance recoverables on <br/>losses</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">1,284</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1811449514">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">3,523</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">785</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">6,365</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">11,957</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; text-indent: 0.9pt; padding-left: 13.5pt">Receivable from Federal Crop Insurance Corporation</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_348223158">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_989445379">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1178973244">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">15,605</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_64932014">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">15,605</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.2in">Goodwill and other intangibles</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1230693752">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_496108792">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1718176242">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_882968111">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1108048512">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_631352439">—</span></td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; text-indent: 0.9pt; padding-left: 13.5pt">Unpaid losses and loss adjustment expenses</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">29,934</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">75,939</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">16,274</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">3,929</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">11,779</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">137,855</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.35in">Unearned premiums</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">36,919</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">3,819</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">57,587</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_313232445">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">8,173</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">106,498</td><td style="white-space: nowrap; text-align: left"> </td> </tr> </tbody></table><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> (1) Other underwriting and general expenses for each segment include expenses related to compensation, vendor services, and other administrative items. </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif"> <tbody><tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="22" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Year Ended December 31, 2024</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Private <br/> Passenger Auto</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Non-Standard<br/> Auto</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Home and <br/> Farm</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Crop</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">All Other</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Total</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 34%; text-align: left">Direct premiums earned</td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">94,865</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">95,502</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">102,073</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">36,421</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">13,024</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">341,885</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left">Assumed premiums earned</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_906636091">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1962001468">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_961397039">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">2,147</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">837</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">2,984</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 1pt">Ceded premiums earned</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(4,551</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(277</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(11,312</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(17,426</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(1,193</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(34,759</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.2in">Net premiums earned</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">90,314</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">95,225</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">90,761</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">21,142</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">12,668</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">310,110</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left">Direct losses and loss adjustment expenses</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">54,340</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">76,130</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">66,968</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">12,310</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">11,243</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">220,991</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left">Assumed losses and loss adjustment expenses</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1912269786">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_672213047">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_147173273">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">537</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">247</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">784</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt">Ceded losses and loss adjustment expenses</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(2,471</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden:fc_1837306087">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(2,407</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(3,776</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(5,656</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(14,310</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 0.2in">Net losses and loss adjustment expenses</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">51,869</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">76,130</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">64,561</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">9,071</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">5,834</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">207,465</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 1pt">Gross margin</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">38,445</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">19,095</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">26,200</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">12,071</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">6,834</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">102,645</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left">Amortization of deferred policy acquisition costs</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">17,177</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">30,395</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">17,970</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">3,465</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">2,250</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">71,257</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt"><span style="font-size: 10pt">Other underwriting and general expenses <sup>(1)</sup></span></td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">10,861</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">6,337</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">10,603</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">1,417</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">4,491</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">33,709</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.2in">Underwriting and general expenses</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">28,038</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">36,732</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">28,573</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">4,882</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">6,741</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">104,966</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.2in">Underwriting gain (loss)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">10,407</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(17,637</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(2,373</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">7,189</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">93</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(2,321</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left">Goodwill impairment charge</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(2,628</td><td style="white-space: nowrap; text-align: left">)</td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left">Fee and other income</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">1,938</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left">Net investment income</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">10,943</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 1pt">Net investment gains (losses)</td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">2,213</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.2in">Income (loss) before income taxes</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">10,145</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 1pt">Income tax expense (benefit)</td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">3,545</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.2in">Net income (loss)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">6,600</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 1pt">Net income (loss) attributable to non-controlling interest</td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden:fc_698769815">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 2.5pt; padding-left: 0.2in">Net income (loss) attributable to NI Holdings, Inc.</td><td style="padding-bottom: 2.5pt"> </td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">6,600</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-indent: -0.15in; padding-left: 0.15in"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.15in">Operating Ratios:</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; text-indent: 0.9pt; padding-left: 13.5pt">Loss and loss adjustment expense ratio</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">57.4%</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">79.9%</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">71.1%</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">42.9%</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">46.1%</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">66.9%</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.35in">Expense ratio</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">31.0%</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">38.6%</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">31.5%</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">23.1%</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">53.2%</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">33.8%</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.35in">Combined ratio</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">88.4%</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">118.5%</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">102.6%</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">66.0%</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">99.3%</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">100.7%</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -0.15in; padding-left: 0.15in"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-indent: -0.15in; padding-left: 0.15in"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -0.15in; padding-left: 0.15in">Balances at December 31, 2024:</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 0.2in">Premiums and agents’ balances receivable</td><td> </td><td style="text-align: left">$</td><td style="text-align: right">25,843</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left">$</td><td style="text-align: right">13,757</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left">$</td><td style="text-align: right">10,560</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left">$</td><td style="text-align: right">103</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left">$</td><td style="text-align: right">2,644</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left">$</td><td style="text-align: right">52,907</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.2in">Deferred policy acquisition costs</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">6,535</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">9,135</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">9,437</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1833305360">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">1,193</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">26,300</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; text-indent: 0.9pt; padding-left: 13.5pt">Reinsurance recoverables on <br/>losses</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">2,358</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_37661833">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">1,934</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">478</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">7,791</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">12,561</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; text-indent: 0.9pt; padding-left: 13.5pt">Receivable from Federal Crop Insurance Corporation</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_252527788">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_2123866947">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1717518475">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">13,223</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1366770340">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">13,223</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 0.2in">Goodwill and other intangibles</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_315065135">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">100</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1850645169">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1619596369">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1173707660">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">100</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; text-indent: 0.9pt; padding-left: 13.5pt">Unpaid losses and loss adjustment expenses</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">28,103</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">77,580</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">16,162</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">1,789</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">13,654</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">137,288</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.35in">Unearned premiums</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">37,711</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">28,391</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">53,319</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_676430051">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">7,077</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">126,498</td><td style="white-space: nowrap; text-align: left"> </td> </tr> </tbody></table><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><span style="font-size: 10pt">(1) Other underwriting and general expenses for each segment include expenses related to compensation, vendor services, and other administrative items.</span> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </p><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif"> <tbody><tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="22" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Year Ended December 31, 2023</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Private <br/> Passenger Auto</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Non-Standard<br/> Auto</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Home and<br/> Farm</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Crop</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">All Other</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Total</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 34%; text-align: left">Direct premiums earned</td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">87,431</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">88,170</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">93,130</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">45,273</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">11,586</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">325,590</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left">Assumed premiums earned</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_98192068">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_525171877">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_412283785">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">2,262</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">1,308</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">3,570</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 1pt">Ceded premiums earned</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(4,071</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(410</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(9,741</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(21,718</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(1,103</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(37,043</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.2in">Net premiums earned</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">83,360</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">87,760</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">83,389</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">25,817</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">11,791</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">292,117</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left">Direct losses and loss adjustment expenses</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">59,385</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">63,041</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">52,455</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">17,669</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">2,588</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">195,138</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left">Assumed losses and loss adjustment expenses</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_2146047772">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_2095131448">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1403139257">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">787</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">353</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">1,140</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt">Ceded losses and loss adjustment expenses</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">819</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden:fc_904401564">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(1,520</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(7,663</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(1,398</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(9,762</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 0.2in">Net losses and loss adjustment expenses</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">60,204</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">63,041</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">50,935</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">10,793</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">1,543</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">186,516</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 1pt">Gross margin</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">23,156</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">24,719</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">32,454</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">15,024</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">10,248</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">105,601</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left">Amortization of deferred policy acquisition costs</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">15,797</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">29,585</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">16,446</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">3,828</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">1,975</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">67,631</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt"><span style="font-size: 10pt">Other underwriting and general expenses <sup>(1)</sup></span></td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">8,895</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">7,994</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">8,451</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">2,494</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">1,492</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">29,326</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.2in">Underwriting and general expenses</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">24,692</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">37,579</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">24,897</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">6,322</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">3,467</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">96,957</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.2in">Underwriting gain (loss)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(1,536</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(12,860</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">7,557</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">8,702</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">6,781</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">8,644</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left">Goodwill impairment charge</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_188957788">—</span></td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left">Fee and other income</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">1,940</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left">Net investment income</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">8,034</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 1pt">Net investment gains (losses)</td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">1,929</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.2in">Income (loss) before income taxes</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">20,547</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 1pt">Income tax expense (benefit)</td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">716</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.2in">Net income (loss)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">19,831</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 1pt">Net income (loss) attributable to non-controlling interest</td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">250</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 2.5pt; padding-left: 0.2in">Net income (loss) attributable to NI Holdings, Inc.</td><td style="padding-bottom: 2.5pt"> </td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">19,581</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-indent: -0.15in; padding-left: 0.15in"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.15in">Operating Ratios:</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; text-indent: 0.9pt; padding-left: 13.5pt">Loss and loss adjustment expense ratio</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">72.2%</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">71.8%</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">61.1%</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">41.8%</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">13.1%</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">63.8%</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.35in">Expense ratio</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">29.6%</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">42.8%</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">29.9%</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">24.5%</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">29.4%</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">33.2%</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.35in">Combined ratio</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">101.8%</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">114.6%</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">91.0%</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">66.3%</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">42.5%</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">97.0%</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -0.15in; padding-left: 0.15in"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-indent: -0.15in; padding-left: 0.15in"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -0.15in; padding-left: 0.15in">Balances at December 31, 2023:</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 0.2in">Premiums and agents’ balances receivable</td><td> </td><td style="text-align: left">$</td><td style="text-align: right">24,152</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left">$</td><td style="text-align: right">19,853</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left">$</td><td style="text-align: right">9,755</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left">$</td><td style="text-align: right">89</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left">$</td><td style="text-align: right">2,305</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left">$</td><td style="text-align: right">56,154</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.2in">Deferred policy acquisition costs</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">5,834</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">11,966</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">8,005</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1182576459">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">985</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">26,790</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; text-indent: 0.9pt; padding-left: 13.5pt">Reinsurance recoverables on <br/>losses</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">15</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_477790069">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">2,949</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">1,343</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">2,153</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">6,460</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; text-indent: 0.9pt; padding-left: 13.5pt">Receivable from Federal Crop Insurance Corporation</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_454422104">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_2054515795">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1894649139">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">17,404</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_906107987">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">17,404</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 0.2in">Goodwill and other intangibles</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_470094108">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">2,728</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_919496760">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_615825999">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_571464244">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">2,728</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; text-indent: 0.9pt; padding-left: 13.5pt">Unpaid losses and loss adjustment expenses</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">28,037</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">61,272</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">18,205</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">3,884</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">7,787</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">119,185</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.35in">Unearned premiums</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">35,367</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">36,426</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">48,210</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1852850059">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">6,097</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">126,100</td><td style="white-space: nowrap; text-align: left"> </td> </tr> </tbody></table><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">(1) Other underwriting and general expenses for each segment include expenses related to compensation, vendor services, and other administrative items.</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </p> Our chief operating decision maker is our President and Chief Executive Officer (“CEO”). The primary profitability measurement used by the CEO to review segment operating results is underwriting gain (loss). For the Consolidated Balance Sheets, those items include cash and investments, property and equipment, other assets, accrued expenses and other liabilities, income taxes recoverable or payable, and shareholders’ equity.<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif"> <tbody><tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="22" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Year Ended December 31, 2025</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Private <br/> Passenger Auto</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Non-Standard<br/> Auto</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Home and <br/> Farm</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Crop</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">All Other</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Total</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 34%; text-align: left">Direct premiums earned</td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">95,947</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">50,070</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">111,496</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">36,707</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">15,562</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">309,782</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left">Assumed premiums earned</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1130524790">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_465456149">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1719256718">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">2,141</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">486</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">2,627</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 1pt">Ceded premiums earned</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(4,920</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(70</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(17,576</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(17,183</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(2,005</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(41,754</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.2in">Net premiums earned</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">91,027</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">50,000</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">93,920</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">21,665</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">14,043</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">270,655</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left">Direct losses and loss adjustment expenses</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">57,354</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">67,848</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">96,657</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">14,920</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">10,652</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">247,431</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left">Assumed losses and loss adjustment expenses</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_145311147">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1422220394">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1981323615">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">981</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(375</td><td style="white-space: nowrap; text-align: left">)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">606</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt">Ceded losses and loss adjustment expenses</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(2,096</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden:fc_1312209866">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(35,232</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(4,761</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(5,160</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(47,249</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 0.2in">Net losses and loss adjustment expenses</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">55,258</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">67,848</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">61,425</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">11,140</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">5,117</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">200,788</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 1pt">Gross margin</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">35,769</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(17,848</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">32,495</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">10,525</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">8,926</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">69,867</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left">Amortization of deferred policy acquisition costs</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">17,808</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">15,297</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">20,578</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">3,473</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">2,837</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">59,993</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt"><span style="font-size: 10pt">Other underwriting and general expenses <sup>(1)</sup></span></td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">11,981</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">7,660</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">13,410</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">1,182</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">2,365</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">36,598</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.2in">Underwriting and general expenses</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">29,789</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">22,957</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">33,988</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">4,655</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">5,202</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">96,591</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.2in">Underwriting gain (loss)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">5,980</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(40,805</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(1,493</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">5,870</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">3,724</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(26,724</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left">Fee and other income</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">997</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left">Net investment income</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">11,702</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt">Net investment gains (losses)</td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">1,696</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 0.2in">Income (loss) before income taxes</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(12,329</td><td style="white-space: nowrap; text-align: left">)</td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt">Income tax expense (benefit)</td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(1,916</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 0.2in">Net income (loss)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(10,413</td><td style="white-space: nowrap; text-align: left">)</td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt">Net income (loss) attributable to non-controlling interest</td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden:fc_1678961346">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 2.5pt; padding-left: 0.2in">Net income (loss) attributable to NI Holdings, Inc.</td><td style="padding-bottom: 2.5pt"> </td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">(10,413</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left">)</td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -0.15in; padding-left: 0.15in"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.15in">Operating Ratios:</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; text-indent: 0.9pt; padding-left: 13.5pt">Loss and loss adjustment expense ratio</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">60.7%</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">135.7%</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">65.4%</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">51.4%</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">36.4%</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">74.2%</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.35in">Expense ratio</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">32.7%</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">45.9%</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">36.2%</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">21.5%</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">37.0%</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">35.7%</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.35in">Combined ratio</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">93.4%</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">181.6%</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">101.6%</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">72.9%</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">73.4%</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">109.9%</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-indent: -0.15in; padding-left: 0.15in"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -0.15in; padding-left: 0.15in"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-indent: -0.15in; padding-left: 0.15in">Balances at December 31, 2025:</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.2in">Premiums and agents’ balances receivable</td><td> </td><td style="text-align: left">$</td><td style="text-align: right">25,462</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left">$</td><td style="text-align: right">830</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left">$</td><td style="text-align: right">11,670</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left">$</td><td style="text-align: right">458</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left">$</td><td style="text-align: right">3,155</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left">$</td><td style="text-align: right">41,575</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 0.2in">Deferred policy acquisition costs</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">6,486</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">1,053</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">10,256</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_311426620">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">1,414</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">19,209</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; text-indent: 0.9pt; padding-left: 13.5pt">Reinsurance recoverables on <br/>losses</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">1,284</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1811449514">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">3,523</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">785</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">6,365</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">11,957</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; text-indent: 0.9pt; padding-left: 13.5pt">Receivable from Federal Crop Insurance Corporation</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_348223158">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_989445379">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1178973244">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">15,605</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_64932014">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">15,605</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.2in">Goodwill and other intangibles</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1230693752">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_496108792">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1718176242">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_882968111">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1108048512">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_631352439">—</span></td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; text-indent: 0.9pt; padding-left: 13.5pt">Unpaid losses and loss adjustment expenses</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">29,934</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">75,939</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">16,274</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">3,929</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">11,779</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">137,855</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.35in">Unearned premiums</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">36,919</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">3,819</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">57,587</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_313232445">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">8,173</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">106,498</td><td style="white-space: nowrap; text-align: left"> </td> </tr> </tbody></table><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> (1) Other underwriting and general expenses for each segment include expenses related to compensation, vendor services, and other administrative items. </p><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif"> <tbody><tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="22" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Year Ended December 31, 2024</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Private <br/> Passenger Auto</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Non-Standard<br/> Auto</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Home and <br/> Farm</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Crop</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">All Other</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Total</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 34%; text-align: left">Direct premiums earned</td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">94,865</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">95,502</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">102,073</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">36,421</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">13,024</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">341,885</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left">Assumed premiums earned</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_906636091">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1962001468">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_961397039">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">2,147</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">837</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">2,984</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 1pt">Ceded premiums earned</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(4,551</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(277</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(11,312</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(17,426</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(1,193</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(34,759</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.2in">Net premiums earned</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">90,314</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">95,225</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">90,761</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">21,142</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">12,668</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">310,110</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left">Direct losses and loss adjustment expenses</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">54,340</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">76,130</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">66,968</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">12,310</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">11,243</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">220,991</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left">Assumed losses and loss adjustment expenses</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1912269786">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_672213047">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_147173273">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">537</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">247</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">784</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt">Ceded losses and loss adjustment expenses</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(2,471</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden:fc_1837306087">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(2,407</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(3,776</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(5,656</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(14,310</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 0.2in">Net losses and loss adjustment expenses</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">51,869</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">76,130</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">64,561</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">9,071</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">5,834</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">207,465</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 1pt">Gross margin</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">38,445</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">19,095</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">26,200</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">12,071</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">6,834</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">102,645</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left">Amortization of deferred policy acquisition costs</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">17,177</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">30,395</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">17,970</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">3,465</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">2,250</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">71,257</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt"><span style="font-size: 10pt">Other underwriting and general expenses <sup>(1)</sup></span></td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">10,861</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">6,337</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">10,603</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">1,417</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">4,491</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">33,709</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.2in">Underwriting and general expenses</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">28,038</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">36,732</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">28,573</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">4,882</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">6,741</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">104,966</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.2in">Underwriting gain (loss)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">10,407</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(17,637</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(2,373</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">7,189</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">93</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(2,321</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left">Goodwill impairment charge</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(2,628</td><td style="white-space: nowrap; text-align: left">)</td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left">Fee and other income</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">1,938</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left">Net investment income</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">10,943</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 1pt">Net investment gains (losses)</td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">2,213</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.2in">Income (loss) before income taxes</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">10,145</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 1pt">Income tax expense (benefit)</td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">3,545</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.2in">Net income (loss)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">6,600</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 1pt">Net income (loss) attributable to non-controlling interest</td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden:fc_698769815">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 2.5pt; padding-left: 0.2in">Net income (loss) attributable to NI Holdings, Inc.</td><td style="padding-bottom: 2.5pt"> </td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">6,600</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-indent: -0.15in; padding-left: 0.15in"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.15in">Operating Ratios:</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; text-indent: 0.9pt; padding-left: 13.5pt">Loss and loss adjustment expense ratio</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">57.4%</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">79.9%</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">71.1%</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">42.9%</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">46.1%</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">66.9%</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.35in">Expense ratio</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">31.0%</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">38.6%</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">31.5%</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">23.1%</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">53.2%</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">33.8%</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.35in">Combined ratio</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">88.4%</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">118.5%</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">102.6%</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">66.0%</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">99.3%</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">100.7%</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -0.15in; padding-left: 0.15in"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-indent: -0.15in; padding-left: 0.15in"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -0.15in; padding-left: 0.15in">Balances at December 31, 2024:</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 0.2in">Premiums and agents’ balances receivable</td><td> </td><td style="text-align: left">$</td><td style="text-align: right">25,843</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left">$</td><td style="text-align: right">13,757</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left">$</td><td style="text-align: right">10,560</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left">$</td><td style="text-align: right">103</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left">$</td><td style="text-align: right">2,644</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left">$</td><td style="text-align: right">52,907</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.2in">Deferred policy acquisition costs</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">6,535</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">9,135</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">9,437</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1833305360">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">1,193</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">26,300</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; text-indent: 0.9pt; padding-left: 13.5pt">Reinsurance recoverables on <br/>losses</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">2,358</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_37661833">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">1,934</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">478</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">7,791</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">12,561</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; text-indent: 0.9pt; padding-left: 13.5pt">Receivable from Federal Crop Insurance Corporation</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_252527788">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_2123866947">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1717518475">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">13,223</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1366770340">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">13,223</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 0.2in">Goodwill and other intangibles</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_315065135">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">100</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1850645169">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1619596369">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1173707660">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">100</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; text-indent: 0.9pt; padding-left: 13.5pt">Unpaid losses and loss adjustment expenses</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">28,103</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">77,580</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">16,162</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">1,789</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">13,654</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">137,288</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.35in">Unearned premiums</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">37,711</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">28,391</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">53,319</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_676430051">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">7,077</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">126,498</td><td style="white-space: nowrap; text-align: left"> </td> </tr> </tbody></table><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><span style="font-size: 10pt">(1) Other underwriting and general expenses for each segment include expenses related to compensation, vendor services, and other administrative items.</span> </p><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif"> <tbody><tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="22" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Year Ended December 31, 2023</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Private <br/> Passenger Auto</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Non-Standard<br/> Auto</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Home and<br/> Farm</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Crop</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">All Other</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Total</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 34%; text-align: left">Direct premiums earned</td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">87,431</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">88,170</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">93,130</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">45,273</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">11,586</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">325,590</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left">Assumed premiums earned</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_98192068">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_525171877">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_412283785">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">2,262</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">1,308</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">3,570</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 1pt">Ceded premiums earned</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(4,071</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(410</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(9,741</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(21,718</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(1,103</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(37,043</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.2in">Net premiums earned</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">83,360</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">87,760</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">83,389</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">25,817</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">11,791</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">292,117</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left">Direct losses and loss adjustment expenses</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">59,385</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">63,041</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">52,455</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">17,669</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">2,588</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">195,138</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left">Assumed losses and loss adjustment expenses</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_2146047772">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_2095131448">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1403139257">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">787</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">353</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">1,140</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt">Ceded losses and loss adjustment expenses</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">819</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden:fc_904401564">—</span></td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(1,520</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(7,663</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(1,398</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(9,762</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 0.2in">Net losses and loss adjustment expenses</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">60,204</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">63,041</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">50,935</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">10,793</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">1,543</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">186,516</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 1pt">Gross margin</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">23,156</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">24,719</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">32,454</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">15,024</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">10,248</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">105,601</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left">Amortization of deferred policy acquisition costs</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">15,797</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">29,585</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">16,446</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">3,828</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">1,975</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">67,631</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt"><span style="font-size: 10pt">Other underwriting and general expenses <sup>(1)</sup></span></td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">8,895</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">7,994</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">8,451</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">2,494</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">1,492</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">29,326</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.2in">Underwriting and general expenses</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">24,692</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">37,579</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">24,897</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">6,322</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">3,467</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">96,957</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.2in">Underwriting gain (loss)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(1,536</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(12,860</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">7,557</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">8,702</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">6,781</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">8,644</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left">Goodwill impairment charge</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_188957788">—</span></td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left">Fee and other income</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">1,940</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left">Net investment income</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">8,034</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 1pt">Net investment gains (losses)</td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">1,929</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.2in">Income (loss) before income taxes</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">20,547</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 1pt">Income tax expense (benefit)</td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">716</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.2in">Net income (loss)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">19,831</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 1pt">Net income (loss) attributable to non-controlling interest</td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">250</td><td style="white-space: nowrap; padding-bottom: 1pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 2.5pt; padding-left: 0.2in">Net income (loss) attributable to NI Holdings, Inc.</td><td style="padding-bottom: 2.5pt"> </td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt; text-align: right"> </td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td><td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">19,581</td><td style="white-space: nowrap; padding-bottom: 2.5pt; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-indent: -0.15in; padding-left: 0.15in"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.15in">Operating Ratios:</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; text-indent: 0.9pt; padding-left: 13.5pt">Loss and loss adjustment expense ratio</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">72.2%</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">71.8%</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">61.1%</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">41.8%</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">13.1%</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">63.8%</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.35in">Expense ratio</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">29.6%</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">42.8%</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">29.9%</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">24.5%</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">29.4%</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">33.2%</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.35in">Combined ratio</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">101.8%</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">114.6%</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">91.0%</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">66.3%</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">42.5%</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">97.0%</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -0.15in; padding-left: 0.15in"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-indent: -0.15in; padding-left: 0.15in"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -0.15in; padding-left: 0.15in">Balances at December 31, 2023:</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 0.2in">Premiums and agents’ balances receivable</td><td> </td><td style="text-align: left">$</td><td style="text-align: right">24,152</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left">$</td><td style="text-align: right">19,853</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left">$</td><td style="text-align: right">9,755</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left">$</td><td style="text-align: right">89</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left">$</td><td style="text-align: right">2,305</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left">$</td><td style="text-align: right">56,154</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.2in">Deferred policy acquisition costs</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">5,834</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">11,966</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">8,005</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1182576459">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">985</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">26,790</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; text-indent: 0.9pt; padding-left: 13.5pt">Reinsurance recoverables on <br/>losses</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">15</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_477790069">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">2,949</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">1,343</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">2,153</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">6,460</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; text-indent: 0.9pt; padding-left: 13.5pt">Receivable from Federal Crop Insurance Corporation</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_454422104">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_2054515795">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1894649139">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">17,404</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_906107987">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">17,404</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 0.2in">Goodwill and other intangibles</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_470094108">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">2,728</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_919496760">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_615825999">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_571464244">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">2,728</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; text-indent: 0.9pt; padding-left: 13.5pt">Unpaid losses and loss adjustment expenses</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">28,037</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">61,272</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">18,205</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">3,884</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">7,787</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">119,185</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.35in">Unearned premiums</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">35,367</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">36,426</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">48,210</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1852850059">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">6,097</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">126,100</td><td style="white-space: nowrap; text-align: left"> </td> </tr> </tbody></table><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">(1) Other underwriting and general expenses for each segment include expenses related to compensation, vendor services, and other administrative items.</p> 95947000 50070000 111496000 36707000 15562000 309782000 2141000 486000 2627000 4920000 70000 17576000 17183000 2005000 41754000 91027000 50000000 93920000 21665000 14043000 270655000 57354000 67848000 96657000 14920000 10652000 247431000 981000 -375000 606000 2096000 35232000 4761000 5160000 47249000 55258000 67848000 61425000 11140000 5117000 200788000 35769000 -17848000 32495000 10525000 8926000 69867000 17808000 15297000 20578000 3473000 2837000 59993000 11981000 7660000 13410000 1182000 2365000 36598000 29789000 22957000 33988000 4655000 5202000 96591000 5980000 -40805000 -1493000 5870000 3724000 -26724000 997000 11702000 1696000 -12329000 -1916000 -10413000 -10413000 0.607 1.357 0.654 0.514 0.364 0.742 0.327 0.459 0.362 0.215 0.37 0.357 0.934 1.816 1.016 0.729 0.734 1.099 25462000 830000 11670000 458000 3155000 41575000 6486000 1053000 10256000 1414000 19209000 1284000 3523000 785000 6365000 11957000 15605000 15605000 29934000 75939000 16274000 3929000 11779000 137855000 36919000 3819000 57587000 8173000 106498000 94865000 95502000 102073000 36421000 13024000 341885000 2147000 837000 2984000 4551000 277000 11312000 17426000 1193000 34759000 90314000 95225000 90761000 21142000 12668000 310110000 54340000 76130000 66968000 12310000 11243000 220991000 537000 247000 784000 2471000 2407000 3776000 5656000 14310000 51869000 76130000 64561000 9071000 5834000 207465000 38445000 19095000 26200000 12071000 6834000 102645000 17177000 30395000 17970000 3465000 2250000 71257000 10861000 6337000 10603000 1417000 4491000 33709000 28038000 36732000 28573000 4882000 6741000 104966000 10407000 -17637000 -2373000 7189000 93000 -2321000 2628000 1938000 10943000 2213000 10145000 3545000 6600000 6600000 0.574 0.799 0.711 0.429 0.461 0.669 0.31 0.386 0.315 0.231 0.532 0.338 0.884 1.185 1.026 0.66 0.993 1.007 25843000 13757000 10560000 103000 2644000 52907000 6535000 9135000 9437000 1193000 26300000 2358000 1934000 478000 7791000 12561000 13223000 13223000 100000 100000 28103000 77580000 16162000 1789000 13654000 137288000 37711000 28391000 53319000 7077000 126498000 87431000 88170000 93130000 45273000 11586000 325590000 2262000 1308000 3570000 4071000 410000 9741000 21718000 1103000 37043000 83360000 87760000 83389000 25817000 11791000 292117000 59385000 63041000 52455000 17669000 2588000 195138000 787000 353000 1140000 -819000 1520000 7663000 1398000 9762000 60204000 63041000 50935000 10793000 1543000 186516000 23156000 24719000 32454000 15024000 10248000 105601000 15797000 29585000 16446000 3828000 1975000 67631000 8895000 7994000 8451000 2494000 1492000 29326000 24692000 37579000 24897000 6322000 3467000 96957000 -1536000 -12860000 7557000 8702000 6781000 8644000 1940000 8034000 1929000 20547000 716000 19831000 250000 19581000 0.722 0.718 0.611 0.418 0.131 0.638 0.296 0.428 0.299 0.245 0.294 0.332 1.018 1.146 0.91 0.663 0.425 0.97 24152000 19853000 9755000 89000 2305000 56154000 5834000 11966000 8005000 985000 26790000 15000 2949000 1343000 2153000 6460000 17404000 17404000 2728000 2728000 28037000 61272000 18205000 3884000 7787000 119185000 35367000 36426000 48210000 6097000 126100000 <table border="0" cellpadding="0" cellspacing="0" style="width: 100%; margin-top: 0pt; margin-bottom: 0pt; font: italic 10pt Times New Roman, Times, Serif"> <tbody><tr style="vertical-align: top"> <td style="padding-left: 10pt; text-indent: -10pt; width: 0.5in"><span style="font-style: normal"><span style="font-weight: bold;">22.</span></span></td> <td style="padding-left: 10pt; text-indent: -10pt"><span style="font-style: normal"><span style="font-weight: bold;">Statutory Net Income (Loss), Capital and Surplus, and Dividend Restrictions</span></span></td></tr> </tbody></table><p style="font: italic 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in">The following table presents selected information, as filed with insurance regulatory authorities, for our insurance subsidiaries as determined in accordance with accounting practices prescribed or permitted by such insurance regulatory authorities as of and for the years ended December 31, 2025, 2024, and 2023:</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif"> <tbody><tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2025</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2024</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2023</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.15in">Nodak Insurance:</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="width: 67%; text-align: left; text-indent: -0.15in; padding-left: 0.25in">Statutory capital and surplus</td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">188,740</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">189,694</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">176,783</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.25in">Statutory unassigned surplus</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">183,740</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">184,694</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">171,783</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.25in">Statutory net income (loss)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(1,039</td><td style="white-space: nowrap; text-align: left">)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">8,492</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">7,839</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-indent: -0.15in; padding-left: 0.25in"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.15in">American West:</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.25in">Statutory capital and surplus</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">16,156</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">16,315</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">15,423</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.25in">Statutory unassigned surplus</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">10,155</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">10,314</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">9,422</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.25in">Statutory net income (loss)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">67</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">1,001</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(38</td><td style="white-space: nowrap; text-align: left">)</td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -0.15in; padding-left: 0.25in"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-indent: -0.15in; padding-left: 0.15in">Primero:</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.25in">Statutory capital and surplus</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">8,851</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">9,056</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">8,585</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.25in">Statutory unassigned surplus</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(408</td><td style="white-space: nowrap; text-align: left">)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(203</td><td style="white-space: nowrap; text-align: left">)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(675</td><td style="white-space: nowrap; text-align: left">)</td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.25in">Statutory net income (loss)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(33</td><td style="white-space: nowrap; text-align: left">)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">395</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(136</td><td style="white-space: nowrap; text-align: left">)</td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-indent: -0.15in; padding-left: 0.25in"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.15in">Battle Creek:</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.25in">Statutory capital and surplus</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">6,132</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">6,132</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">6,047</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.25in">Statutory unassigned surplus</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">3,132</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">3,132</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">3,047</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.25in">Statutory net income (loss)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">34</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">162</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">146</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -0.15in; padding-left: 0.25in"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.15in">Direct Auto:</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.25in">Statutory capital and surplus</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">38,289</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">36,875</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">32,843</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.25in">Statutory unassigned surplus</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">35,289</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">33,875</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">29,843</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.25in">Statutory net income (loss)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">1,259</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">3,325</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">90</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-indent: -0.15in; padding-left: 0.25in"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -0.15in; padding-left: 0.15in">Westminster:</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.25in">Statutory capital and surplus</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_136468221">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_2036019589">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">21,328</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.25in">Statutory unassigned surplus</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_913128401">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_538428138">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">16,328</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.25in">Statutory net income (loss)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_28601922">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1346926233">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">1,200</td><td style="white-space: nowrap; text-align: left"> </td> </tr> </tbody></table><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in">State insurance laws require our insurance subsidiaries to maintain certain minimum capital and surplus amounts on a statutory basis. Our insurance subsidiaries are subject to regulations that restrict the payment of dividends from statutory surplus and may require prior approval from their domiciliary insurance regulatory authorities. Our insurance subsidiaries are also subject to risk-based capital requirements that may further affect their ability to pay dividends. Our insurance subsidiaries statutory capital and surplus at December 31, 2025 and 2024 exceeded the amount of statutory capital and surplus necessary to satisfy risk-based capital requirements by a significant margin.</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> Amounts available for distribution in 2026 to Nodak Insurance as dividends from its insurance subsidiaries without prior approval of the North Dakota Insurance Department are $1,063 from American West, $41 from Primero, and $192 from Battle Creek. <span style="-sec-ix-hidden:fc_45554097"><span style="-sec-ix-hidden:fc_83310484"><span style="-sec-ix-hidden:fc_634168507">No</span></span></span> dividends were paid to Nodak Insurance from any of these entities during the years ended December 31, 2025, 2024, or 2023. </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> The amount available for payment of dividends from Nodak Insurance to NI Holdings during 2026 without the prior approval of the North Dakota Insurance Department is approximately $6,730 as of December 31, 2025. <span style="-sec-ix-hidden:fc_934063704"><span style="-sec-ix-hidden:fc_150562449">No</span></span> dividends were declared or paid by Nodak Insurance during the years ended December 31, 2025 and 2024. </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> The amount available for payment of dividends from Direct Auto to NI Holdings during 2026 without the prior approval of the North Dakota Insurance Department is approximately $3,829 as of December 31, 2025. <span style="-sec-ix-hidden:fc_1613016506"><span style="-sec-ix-hidden:fc_434109784"><span style="-sec-ix-hidden:fc_1621192739">No</span></span></span> dividends were declared or paid by Direct Auto during the years ended December 31, 2025, 2024, or 2023. </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Prior to its payment of any dividend, each insurance company will be required to provide notice of the dividend to the North Dakota Insurance Department. This notice must be provided to the North Dakota Insurance Department 30 days prior to the payment of an extraordinary dividend and 10 days prior to the payment of an ordinary dividend. The North Dakota Insurance Department has the power to limit or prohibit dividend payments if an insurance company is in violation of any law or regulation. These restrictions or any subsequently imposed restrictions may affect our future liquidity.</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> Westminster was sold on June 30, 2024, and therefore no dividends are available to be paid to NI Holdings subsequent to that date. <span style="-sec-ix-hidden:fc_546995603"><span style="-sec-ix-hidden:fc_2139998416">No</span></span> dividends were declared or paid by Westminster during the years ended December 31, 2024 and 2023. See Part II, Item 8, Note 20 “Discontinued Operations” for additional information. </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in">The following table presents selected information, as filed with insurance regulatory authorities, for our insurance subsidiaries as determined in accordance with accounting practices prescribed or permitted by such insurance regulatory authorities as of and for the years ended December 31, 2025, 2024, and 2023:</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </p><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif"> <tbody><tr style="vertical-align: bottom"> <td style="white-space: nowrap"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2025</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2024</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="white-space: nowrap; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2023</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.15in">Nodak Insurance:</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="width: 67%; text-align: left; text-indent: -0.15in; padding-left: 0.25in">Statutory capital and surplus</td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">188,740</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">189,694</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td><td style="width: 1%"> </td><td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">176,783</td><td style="white-space: nowrap; width: 1%; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.25in">Statutory unassigned surplus</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">183,740</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">184,694</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">171,783</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.25in">Statutory net income (loss)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(1,039</td><td style="white-space: nowrap; text-align: left">)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">8,492</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">7,839</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-indent: -0.15in; padding-left: 0.25in"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.15in">American West:</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.25in">Statutory capital and surplus</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">16,156</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">16,315</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">15,423</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.25in">Statutory unassigned surplus</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">10,155</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">10,314</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">9,422</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.25in">Statutory net income (loss)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">67</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">1,001</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(38</td><td style="white-space: nowrap; text-align: left">)</td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -0.15in; padding-left: 0.25in"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-indent: -0.15in; padding-left: 0.15in">Primero:</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.25in">Statutory capital and surplus</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">8,851</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">9,056</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">8,585</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.25in">Statutory unassigned surplus</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(408</td><td style="white-space: nowrap; text-align: left">)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(203</td><td style="white-space: nowrap; text-align: left">)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(675</td><td style="white-space: nowrap; text-align: left">)</td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.25in">Statutory net income (loss)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(33</td><td style="white-space: nowrap; text-align: left">)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">395</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">(136</td><td style="white-space: nowrap; text-align: left">)</td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-indent: -0.15in; padding-left: 0.25in"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.15in">Battle Creek:</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.25in">Statutory capital and surplus</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">6,132</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">6,132</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">6,047</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.25in">Statutory unassigned surplus</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">3,132</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">3,132</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">3,047</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.25in">Statutory net income (loss)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">34</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">162</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">146</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -0.15in; padding-left: 0.25in"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.15in">Direct Auto:</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.25in">Statutory capital and surplus</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">38,289</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">36,875</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">32,843</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.25in">Statutory unassigned surplus</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">35,289</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">33,875</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">29,843</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.25in">Statutory net income (loss)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right">1,259</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">3,325</td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">90</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-indent: -0.15in; padding-left: 0.25in"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -0.15in; padding-left: 0.15in">Westminster:</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="white-space: nowrap; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.25in">Statutory capital and surplus</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_136468221">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_2036019589">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">21,328</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.25in">Statutory unassigned surplus</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_913128401">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_538428138">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">16,328</td><td style="white-space: nowrap; text-align: left"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; text-indent: -0.15in; padding-left: 0.25in">Statutory net income (loss)</td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_28601922">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden:fc_1346926233">—</span></td><td style="white-space: nowrap; text-align: left"> </td><td> </td><td style="text-align: left"> </td><td style="text-align: right">1,200</td><td style="white-space: nowrap; text-align: left"> </td> </tr> </tbody></table> 188740000 189694000 176783000 183740000 184694000 171783000 -1039000 8492000 7839000 16156000 16315000 15423000 10155000 10314000 9422000 67000 1001000 -38000 8851000 9056000 8585000 -408000 -203000 -675000 -33000 395000 -136000 6132000 6132000 6047000 3132000 3132000 3047000 34000 162000 146000 38289000 36875000 32843000 35289000 33875000 29843000 1259000 3325000 90000 21328000 16328000 1200000 1063000 41000 192000 6730000 3829000 false false false false Other underwriting and general expenses for each segment include expenses related to compensation, vendor services, and other administrative items. Prior years unaudited Represents the change in PSUs issued based upon the attainment of performance goals established by the Company. Represents PSU forfeitures primarily related to the execution of the 2025 separation agreement with the former Chief Executive Officer. State taxes in Illinois made up the majority (greater than 50 percent) of the tax effect in this category. State taxes paid in Illinois made up the entirety of this balance. Represents RSU forfeitures primarily related to the execution of the 2025 separation agreement with the former Chief Executive Officer. Represents RSU forfeitures primarily related to the execution of the 2024 separation agreements with the former Chief Executive Officer and former Senior Vice President of Operations. Represents PSU forfeitures primarily related to the execution of the 2024 separation agreements with the former Chief Executive Officer and former Senior Vice President of Operations.